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5719 Darling St
D+ Composite 48.64
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • ARV discount +7.8/15.0
  • 1% rule +5.9/10.0
  • DSCR +5.7/10.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$490,000

5719 Darling St · Houston, TX 77007
4 bd · 3.0 ba · 2,537 sqft · SingleFamily public records · 22 Days on market
Built 2008 2,687 sqft lot $193/sqft · at area comps Est $494k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-in ready—rare 4-bedroom home in the heart of Cottage Grove with private driveway, 2-car garage, and a spacious fenced backyard. Thoughtfully updated with two new HVAC units (2025), new water heater (2025), new fence and gate, plus brand new stove and microwave and a newer Samsung refrigerator. Light-filled interior with beautiful wood floors, generous storage, and a well-designed layout ideal for both everyday living and entertaining. The oversized primary suite offers a relaxing retreat with dual closets and plenty of space. The lower level bedroom could also be used as a secondary living area or in-law suite with three closets and wet bar. Enjoy a prime location just minutes from Cottage Grove Park, the Heights Hike & Bike Trail, M-K-T and Memorial Park, with quick access to I-10 and Memorial Drive.

Key facts

  • New stove
  • Private driveway
  • New hvac units

Tags

PRIVATE DRIVEWAYFENCED BACKYARDNEW HVAC UNITSNEW WATER HEATERNEW FENCENEW STOVE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $490k.

Deal economics

  • At list price, monthly cash flow is $432 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $490k).
  • Recommended offer: $483k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.8%/yr); 646 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($145k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($483k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $482,650 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
7.35%
Cash-on-cash
3.78%
DSCR
1.17
GRM
7.7

CMA / ARV

ARV (median comp)
$493,521
List price
$490,000
Delta
-0.71%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5719 Darling St 0.00mi 4/3.0 2,537 (0%) 1mo $490,000 $193 99
2709 Arabelle Grv 0.23mi 4/3.5 2,630 (+4%) 0mo $625,000 $238 81
5908 Kansas St Unit A 0.30mi 3/2.5 (-1) 2,576 (+2%) 0mo $639,900 $248 76
1628 Mcdonald St 0.25mi 3/3.5 (-1) 2,420 (-5%) 0mo $575,000 $238 73
5336 Petty St Unit C 0.48mi 3/3.5 (-1) 2,467 (-3%) 1mo $449,000 $182 66
1520 Malone St 0.51mi 3/4.0 (-1) 2,557 (+1%) 1mo $539,000 $211 65
5410A Nolda St 0.46mi 3/3.5 (-1) 2,346 (-8%) 1mo $669,900 $286 58
6605 Letein St 0.52mi 3/2.5 (-1) 2,344 (-8%) 1mo $550,000 $235 55
5310 Larkin St Unit B 0.54mi 3/3.5 (-1) 2,354 (-7%) 1mo $399,000 $169 55
5602 Schuler St 0.62mi 3/3.5 (-1) 2,677 (+6%) 1mo $495,000 $185 54
6107 Queenswood Ln 0.55mi 4/3.0 2,858 (+13%) 1mo $990,000 $346 53
1510 Birdsall St 0.48mi 3/3.5 (-1) 2,268 (-11%) 1mo $389,000 $172 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.1%
Equity multiple
0.51×
Total profit
$-67,140
Equity at exit
$73,061
10-year hold
IRR
-11.8%
Equity multiple
0.40×
Total profit
$-81,971
Equity at exit
$42,366

Cash invested: $137,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77007

Rents YoY
-0.8%
Active inventory
646
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$5,319 high interval (Pro) →
Mortgage (P&I)
$2,570
Tax from tax record
$996 /mo · $11,955/yr
Insurance
$204
HOA
$0
Vacancy / Maint / Mgmt
$1,117
Net cashflow
$432

Break-even live

Break-even rent $4,772
Max offer price $490,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$122,500
Closing costs
$14,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5732 Darling St Unit 1056419P Houston, TX 3.0 3.5 2400 $7,771 $3.24 44d 1 0.06mi
5620 Petty St Unit 1019538P Houston, TX 4.0 3.5 2884 $16,259 $5.64 22d 1 0.13mi
5620 Petty St Houston, TX 4.0 3.5 2891 $8,750 $3.03 44d 1 0.13mi
5530 Kiam St Unit 1019540P Houston, TX 4.0 2.5 2680 $15,799 $5.90 44d 1 0.22mi
5530 Kiam St Houston, TX 4.0 2.5 2688 $9,750 $3.63 44d 1 0.22mi
2103 Radcliffe St Unit 1225772P Houston, TX 3.0 2.0 1797 $4,729 $2.63 8d 1 0.30mi
2210 Radcliffe St Houston, TX 3.0 3.5 2066 $2,716 $1.31 8d 1 0.31mi
5427 Kansas St Houston, TX 3.0 4.0 2156 $2,700 $1.25 44d 1 0.36mi
543 T C Jester Blvd Unit 1225766P Houston, TX 3.0 3.5 2389 $5,222 $2.19 16d 1 0.40mi
5336 Darling St Unit 1225767P Houston, TX 3.0 3.0 2292 $5,570 $2.43 8d 1 0.46mi
5811 Maxie St Houston, TX 3.0 3.5 2226 $3,000 $1.35 44d 1 0.49mi
5235 Petty St Unit B Houston, TX 3.0 2.5 2532 $3,000 $1.18 44d 1 0.57mi
5610 Schuler St Houston, TX 3.0 3.5 2614 $3,111 $1.19 5d 1 0.63mi
929 Westcott St Houston, TX 1.0–3.0 1.0–3.0 1375 $9,263 $6.74 3d 22 0.68mi
5108 Larkin St Houston, TX 3.0 3.5 2108 $2,850 $1.35 44d 1 0.72mi
5305 Nett St Unit A Houston, TX 3.0 3.5 2104 $2,950 $1.40 24d 1 0.79mi
5237 Center St Houston, TX 3.0 3.0 2284 $2,995 $1.31 44d 1 0.87mi
4917 Nolda St Houston, TX 3.0 3.5 1764 $5,000 $2.83 24d 1 0.87mi
4510 Inker St Houston, TX 4.0 4.0 2293 $4,500 $1.96 44d 1 1.14mi
4608 Nett St Houston, TX 3.0 4.0 2261 $3,750 $1.66 44d 1 1.17mi
4311 Marina St Houston, TX 3.0 4.0 2328 $3,599 $1.55 44d 1 1.25mi
4444 Center St Houston, TX 3.0 3.0 2121 $3,200 $1.51 44d 1 1.29mi
1723 W 14th St Unit B Houston, TX 3.0 3.5 2373 $3,400 $1.43 21d 1 1.30mi
1126 W 16th St Houston, TX 3.0 4.0 2494 $4,295 $1.72 44d 1 1.38mi
915 Thompson St Unit 915 Houston, TX 4.0 3.5 3200 $8,500 $2.66 24d 1 1.42mi
1221 Bonner St Houston, TX 3.0 3.5 2252 $3,200 $1.42 44d 1 1.42mi
917 Thompson St Unit 917 Houston, TX 4.0 3.5 3200 $8,000 $2.50 24d 1 1.43mi
913 Thompson St #913 Houston, TX 4.0 3.5 3200 $8,500 $2.66 24d 1 1.43mi
911 Thompson St #911 Houston, TX 4.0 3.5 3200 $8,500 $2.66 24d 1 1.43mi
1332 Dorothy St Houston, TX 3.0 3.5 2980 $6,500 $2.18 22d 1 1.43mi

Listing history 37 events

  1. 2026-05-14
    status Pending 827-char remark
    Show marketing remark (827 chars)

    Move-in ready—rare 4-bedroom home in the heart of Cottage Grove with private driveway, 2-car garage, and a spacious fenced backyard. Thoughtfully updated with two new HVAC units (2025), new water heater (2025), new fence and gate, plus brand new stove and microwave and a newer Samsung refrigerator. Light-filled interior with beautiful wood floors, generous storage, and a well-designed layout ideal for both everyday living and entertaining. The oversized primary suite offers a relaxing retreat with dual closets and plenty of space. The lower level bedroom could also be used as a secondary living area or in-law suite with three closets and wet bar. Enjoy a prime location just minutes from Cottage Grove Park, the Heights Hike & Bike Trail, M-K-T and Memorial Park, with quick access to I-10 and Memorial Drive.

  2. 2026-05-09
    status Pending 827-char remark
    Show marketing remark (827 chars)

    Move-in ready—rare 4-bedroom home in the heart of Cottage Grove with private driveway, 2-car garage, and a spacious fenced backyard. Thoughtfully updated with two new HVAC units (2025), new water heater (2025), new fence and gate, plus brand new stove and microwave and a newer Samsung refrigerator. Light-filled interior with beautiful wood floors, generous storage, and a well-designed layout ideal for both everyday living and entertaining. The oversized primary suite offers a relaxing retreat with dual closets and plenty of space. The lower level bedroom could also be used as a secondary living area or in-law suite with three closets and wet bar. Enjoy a prime location just minutes from Cottage Grove Park, the Heights Hike & Bike Trail, M-K-T and Memorial Park, with quick access to I-10 and Memorial Drive.

  3. 2026-04-22
    listed $490,000 Active 827-char remark
    Show marketing remark (827 chars)

    Move-in ready—rare 4-bedroom home in the heart of Cottage Grove with private driveway, 2-car garage, and a spacious fenced backyard. Thoughtfully updated with two new HVAC units (2025), new water heater (2025), new fence and gate, plus brand new stove and microwave and a newer Samsung refrigerator. Light-filled interior with beautiful wood floors, generous storage, and a well-designed layout ideal for both everyday living and entertaining. The oversized primary suite offers a relaxing retreat with dual closets and plenty of space. The lower level bedroom could also be used as a secondary living area or in-law suite with three closets and wet bar. Enjoy a prime location just minutes from Cottage Grove Park, the Heights Hike & Bike Trail, M-K-T and Memorial Park, with quick access to I-10 and Memorial Drive.

  4. 2026-04-22
    historical
    Show marketing remark (827 chars)

    Move-in ready—rare 4-bedroom home in the heart of Cottage Grove with private driveway, 2-car garage, and a spacious fenced backyard. Thoughtfully updated with two new HVAC units (2025), new water heater (2025), new fence and gate, plus brand new stove and microwave and a newer Samsung refrigerator. Light-filled interior with beautiful wood floors, generous storage, and a well-designed layout ideal for both everyday living and entertaining. The oversized primary suite offers a relaxing retreat with dual closets and plenty of space. The lower level bedroom could also be used as a secondary living area or in-law suite with three closets and wet bar. Enjoy a prime location just minutes from Cottage Grove Park, the Heights Hike & Bike Trail, M-K-T and Memorial Park, with quick access to I-10 and Memorial Drive.

  5. 2026-03-26
    price $499,000
  6. 2026-03-05
    listed $519,999 Active
  7. 2024-01-04
    soldstatus
  8. 2024-01-03
    soldstatus Sold
  9. 2023-12-26
    historical $3,000
  10. 2023-11-30
    status Pending
  11. 2023-11-18
    price $3,000
  12. 2023-11-16
    listed $3,200
  13. 2023-11-14
    price $449,995
  14. 2023-11-14
    listed $449,995 Active
  15. 2023-11-13
    historical $459,995
  16. 2023-11-13
    historical
  17. 2023-11-09
    price $459,995
  18. 2023-10-25
    historical $3,200
  19. 2023-10-01
    listed $3,300
  20. 2023-09-23
    price $485,000
  21. 2023-09-01
    listed $499,995 Active
  22. 2023-09-01
    historical
  23. 2023-08-16
    historical $3,300
  24. 2023-08-06
    listed $3,300
  25. 2023-08-01
    price $529,990
  26. 2023-07-20
    price $549,990
  27. 2023-07-19
    listed $575,000 Active
  28. 2016-05-03
    soldstatus
  29. 2016-04-28
    soldstatus Sold
  30. 2016-04-04
    status Pending
  31. 2016-03-23
    status Option Pending
  32. 2016-01-25
    price $399,000
  33. 2015-12-19
    price $407,000
  34. 2015-11-11
    listed $419,000 Active
  35. 2009-03-31
    soldstatus
  36. 2009-02-23
    historical
  37. 2008-05-04
    listed $299,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$11,955 · $996/mo
Projected year-2 tax
$11,955 · $996/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (shaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$63,834
− Mortgage interest
−$27,448
− Property taxes
−$11,955
− Insurance
−$2,450
− Repairs & maintenance
−$5,107
− Management
−$5,107
− Depreciation
−$14,255
Taxable loss
−$2,487
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$597
After-tax cash flow
$5,785/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
47,808
Household income
$144,911
Rent vs Own
53.8% rent · 46.2% own
Severe rent burden
1812.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 57% Hispanic / Latino 17% Two or more races 13% Asian 11% Black 9%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 3% Romanian 3% Italian 3%
Foreign-born
19% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Other Indo-European 4% Chinese 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.42%
Current HPI
159.8157
Rent YoY
▼ -0.83%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+63.4% since first listed
37 events — show timeline
  • 2026-05-14 Pending HARMLS
  • 2026-05-09 Pending HARMLS
  • 2026-04-22 Listing Removed HARMLS
  • 2026-04-22 Listed $490,000 HARMLS
  • 2026-03-26 Price Changed $499,000 HARMLS
  • 2026-03-05 Listed $519,999 HARMLS
  • 2024-01-04 Sold (Public Records) Public Records
  • 2024-01-03 Sold (MLS) HARMLS
  • 2023-12-26 Rental Removed $3,000 HARMLS
  • 2023-11-30 Pending HARMLS
  • 2023-11-18 Price Changed $3,000 HARMLS
  • 2023-11-16 Listed for Rent $3,200 HARMLS
  • 2023-11-14 Price Changed $449,995 HARMLS
  • 2023-11-14 Listed $449,995 HARMLS
  • 2023-11-13 Coming Soon $459,995 HARMLS
  • 2023-11-13 Listing Removed HARMLS
  • 2023-11-09 Price Changed $459,995 HARMLS
  • 2023-10-25 Rental Removed $3,200 HARMLS
  • 2023-10-01 Listed for Rent $3,300 HARMLS
  • 2023-09-23 Price Changed $485,000 HARMLS
  • 2023-09-01 Listing Removed HARMLS
  • 2023-09-01 Listed $499,995 HARMLS
  • 2023-08-16 Rental Removed $3,300 HARMLS
  • 2023-08-06 Listed for Rent $3,300 HARMLS
  • 2023-08-01 Price Changed $529,990 HARMLS
  • 2023-07-20 Price Changed $549,990 HARMLS
  • 2023-07-19 Listed $575,000 HARMLS
  • 2016-05-03 Sold (Public Records) Public Records
  • 2016-04-28 Sold (MLS) HARMLS
  • 2016-04-04 Pending HARMLS
  • 2016-03-23 Pending HARMLS
  • 2016-01-25 Price Changed $399,000 HARMLS
  • 2015-12-19 Price Changed $407,000 HARMLS
  • 2015-11-11 Listed $419,000 HARMLS
  • 2009-03-31 Sold (MLS) HARMLS
  • 2009-02-23 Listing Removed HARMLS
  • 2008-05-04 Listed $299,900 HARMLS

Property tax history

+3.3%/yr

Latest (2025): $11,955 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…