1266 Wood View Rd · Brodheadsville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.1/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$109,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.
Key facts
- 2 garage spots
- Built 1989
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $109k.
Deal economics
- At list price, monthly cash flow is $591 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $109k).
- Cap rate 12.8% vs local median 1.4% in Brodheadsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#97 in PA, #710 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: commute F.
- Pleasant Valley SD (rural): math 31% / reading 53% proficiency, ranked #297 of 539 in PA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 90 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($754 loan paydown + $7k appreciation (6.2% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (6.2% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
Questions for the listing agent
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.73% ✓
- Cap rate
- 12.80%
- Cash-on-cash
- 23.26%
- DSCR
- 2.03
- GRM
- 4.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
6.25% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 35.4%
- Equity multiple
- 3.32×
- Total profit
- $70,883
- Equity at exit
- $70,249
- IRR
- 32.8%
- Equity multiple
- 6.86×
- Total profit
- $178,824
- Equity at exit
- $128,912
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18058
- Home prices YoY
- 3.4%
- Active inventory
- 90
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,883 medium interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax from tax record
- −$279 /mo · $3,344/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$395
- Net cashflow
- $591
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2023-08-29status Pending
-
2023-08-20historical
-
2015-09-08soldstatus $103,000
-
2015-08-27soldstatus $103,000 1127-char remark
Show marketing remark (1127 chars)
Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.
-
2014-10-28historical
-
2014-10-14$109,000
Show marketing remark (1127 chars)
Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.
-
2014-10-14$109,000 1127-char remark
Show marketing remark (1127 chars)
Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.
-
2014-03-05$109,000
-
2001-10-16soldstatus $46,500
-
1989-02-01soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $3,344 · $279/mo
- Projected year-2 tax
- $3,344 · $279/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,590
- − Mortgage interest
- −$6,106
- − Property taxes
- −$3,344
- − Insurance
- −$545
- − Repairs & maintenance
- −$1,807
- − Management
- −$1,807
- − Depreciation
- −$3,171
- Taxable income
- $5,810
- Est. tax owed @ 24.0%
- −$1,394
- After-tax cash flow
- $5,703/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pleasant Valley SD
- NCES district ID
- 4219290
- Math proficiency
- 31% ▼ -19.00%
- Reading proficiency
- 53% ▼ -15.00%
- Median HH income
- $61,593
- Composite
- 37.18/100
- National rank
- #4476
- State rank
- #297 of 539 in PA
Livability — Brodheadsville
- Score
- 84/100
- State rank
- #97
- US rank
- #710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 2,821
- Population (ZIP)
- 9,884
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 11% Two or more races 10% Black 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 2%
- Common ancestry
- Romanian 6% Polish 4% Iranian 4%
- Foreign-born
- 6% · Canada
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.25%
- Current HPI
- 188.6013
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+586.7% since first listed10 events — show timeline
- 2023-08-29 Pending — LCAR
- 2023-08-20 Delisted — LCAR
- 2015-09-08 Sold (Public Records) $103,000 Public Records
- 2015-08-27 Sold (MLS) $103,000 PMAR
- 2014-10-28 Delisted — LCAR
- 2014-10-14 Listed $109,000 PMAR
- 2014-10-14 Listed $109,000 LCAR
- 2014-03-05 Listed $109,000 PMAR
- 2001-10-16 Sold (Public Records) $46,500 Public Records
- 1989-02-01 Sold (Public Records) $15,000 Public Records
Property tax history
-0.3%/yrLatest (2026): $3,344 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…