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1266 Wood View Rd
B+ Composite 78.54
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.1/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$109,000

1266 Wood View Rd · Brodheadsville, PA 18058
3 bd · 2.0 ba · 872 sqft · SingleFamily public records
Built 1989

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.

Key facts

  • 2 garage spots
  • Built 1989

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $109k.

Deal economics

  • At list price, monthly cash flow is $591 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $109k).
  • Cap rate 12.8% vs local median 1.4% in Brodheadsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#97 in PA, #710 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: commute F.
  • Pleasant Valley SD (rural): math 31% / reading 53% proficiency, ranked #297 of 539 in PA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 90 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($754 loan paydown + $7k appreciation (6.2% local appreciation)).
  • Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (6.2% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
Recommended offer $109,000

Questions for the listing agent

  1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.73%
Cap rate
12.80%
Cash-on-cash
23.26%
DSCR
2.03
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
35.4%
Equity multiple
3.32×
Total profit
$70,883
Equity at exit
$70,249
10-year hold
IRR
32.8%
Equity multiple
6.86×
Total profit
$178,824
Equity at exit
$128,912

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18058

Home prices YoY
3.4%
Active inventory
90
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,883 medium interval (Pro) →
Mortgage (P&I)
$572
Tax from tax record
$279 /mo · $3,344/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$395
Net cashflow
$591

Break-even live

Break-even rent $1,134
Max offer price $109,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,250
Closing costs
$3,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2023-08-29
    status Pending
  2. 2023-08-20
    historical
  3. 2015-09-08
    soldstatus $103,000
  4. 2015-08-27
    soldstatus $103,000 1127-char remark
    Show marketing remark (1127 chars)

    Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.

  5. 2014-10-28
    historical
  6. 2014-10-14
    listed $109,000
    Show marketing remark (1127 chars)

    Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.

  7. 2014-10-14
    listed $109,000 1127-char remark
    Show marketing remark (1127 chars)

    Affordable bi-level home on a low-traffic cul-de-sac. You’ll love the mountain view. The custom kitchen with ornate stone breakfast bar, accent lights under the cabinets, & view of the expansive backyard make cooking fun. The brick wood-burning fireplace will keep you warm on those cool winter nights. The master bedroom with walk-in closet is on the upper level & 2 bedrooms are on the lower level. One full bathroom is upstairs & the other is downstairs. Features include paved driveway, oversized 2-car garage, 10 x 16 shed, 10 x 12 elevated deck, & a mix of hardwood and laminate floors. Mature landscaping with cherry blossom tree in front yard & a backyard stream that comes after the rain. The fully insulated attic & electric heaters with timer thermostats help keep heating costs under control. New roof installed in 2011, new hot water heater installed in 2013, & new well pump installed in 2014. Bring your toolbox & your paintbrush to give this home your finishing touch. Buyer to pay $4,000 fee to Significa Short Sales at settlement. Call for details.

  8. 2014-03-05
    listed $109,000
  9. 2001-10-16
    soldstatus $46,500
  10. 1989-02-01
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,344 · $279/mo
Projected year-2 tax
$3,344 · $279/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,590
− Mortgage interest
−$6,106
− Property taxes
−$3,344
− Insurance
−$545
− Repairs & maintenance
−$1,807
− Management
−$1,807
− Depreciation
−$3,171
Taxable income
$5,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,394
After-tax cash flow
$5,703/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pleasant Valley SD
NCES district ID
4219290
Math proficiency
31% ▼ -19.00%
Reading proficiency
53% ▼ -15.00%
Median HH income
$61,593
Composite
37.18/100
National rank
#4476
State rank
#297 of 539 in PA

Livability — Brodheadsville

Score
84/100
State rank
#97
US rank
#710

Category grades

Amenities C+ Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
2,821
Population (ZIP)
9,884

Population outlook (Monroe County) Hauer SSP2

Today (2025)
164,099 people
By 2030
161,412 · -1.6%
By 2040
154,616 · -5.8%
By 2050
146,710 · -10.6%
By 2075
140,830 · -14.2%
By 2100
138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 11% Two or more races 10% Black 2%
Hispanic origin (detail)
Mexican 6% Puerto Rican 2%
Common ancestry
Romanian 6% Polish 4% Iranian 4%
Foreign-born
6% · Canada
Languages at home
90% English-only · Spanish 5% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

2024 margin
Toss-up / Even · D 49.1% · R 49.9%
2008→2024 swing
-17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
All cycles
2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.25%
Current HPI
188.6013
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+586.7% since first listed
10 events — show timeline
  • 2023-08-29 Pending LCAR
  • 2023-08-20 Delisted LCAR
  • 2015-09-08 Sold (Public Records) $103,000 Public Records
  • 2015-08-27 Sold (MLS) $103,000 PMAR
  • 2014-10-28 Delisted LCAR
  • 2014-10-14 Listed $109,000 PMAR
  • 2014-10-14 Listed $109,000 LCAR
  • 2014-03-05 Listed $109,000 PMAR
  • 2001-10-16 Sold (Public Records) $46,500 Public Records
  • 1989-02-01 Sold (Public Records) $15,000 Public Records

Property tax history

-0.3%/yr

Latest (2026): $3,344 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…