CashFlowRE
Sign in Sign up
1 Page Ave
C- Composite 53.0
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.3/10.0
  • DSCR +4.9/10.0
  • Livability +4.0/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$349,000

1 Page Ave · Barrington, NJ 08007
5 bd · 2.0 ba · 1,862 sqft · SingleFamily public records · 2 Days on market
Built 1929 Est $499k · 30% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this charming two-story residence located on a beautiful street in one of South Jersey’s most quaint and welcoming towns. Featuring 5 bedrooms, 2 full bathrooms, a spacious kitchen, living room, dining room, and dual-zone HVAC, this home offers an incredible amount of space and opportunity at an affordable price point. Smart buyers will immediately recognize the value here. With a newer roof less than one year old and solid mechanical systems already in place, many of the major expenses have been addressed. This classic “grandmom special” simply awaits your cosmetic updates and personal touches. Why pay top dollar for someone else’s renovations when y

Key facts

  • Two story residence
  • Newer roof
  • Spacious kitchen

Tags

TWO STORY RESIDENCESPACIOUS KITCHENDUAL ZONE HVACNEWER ROOFSOLID MECHANICAL SYSTEMSCOSMETIC UPDATES

Property features AI

Exterior

  • Parking: On-street parking; Driveway
  • Utilities: Public water; Public sewer; Natural gas for heating, cooling and hot water; Cable TV
  • Home design: Detached structure; Pitched shingle roof; Frame construction; Brick/mortar foundation
  • Construction: Frame construction; Brick/mortar foundation; Pitched shingle roof
  • Exterior features: Porch(es); Sidewalks; Satellite dish; Front yard and rear yard; Irregular-shaped lot

Interior

  • Kitchen: Self-cleaning oven; Dishwasher; Garbage disposal
  • Bedrooms: Five bedrooms on the main level
  • Flooring: Fully carpeted areas; Vinyl flooring; Tile/brick flooring
  • Bathrooms: Two full bathrooms (total)
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning (natural gas)
  • Interior features: Ceiling fans; Stall shower; Assessor-provided living area
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $349k.

Deal economics

  • At list price, monthly cash flow is $104 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $349k).

Location & tenants

  • Location reads 81/100 on livability (#63 in NJ, #1,562 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities F.
  • Barrington School District (suburban): math 18% / reading 42% proficiency, ranked #338 of 472 in NJ (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Avon Elementary School (math 22% / reading 37%, grade F, #731 of 1,303 statewide, top 59%, 310 students, 26% FRL); Woodland Middle School (math 17% / reading 43%, grade F, #313 of 431 statewide, top 73%, 245 students, 27% FRL).
  • Market conditions: 20 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $68k; list at $349k implies a 417% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1929 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; major wind risk, 54% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $349,000

Questions for the listing agent

  1. Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
6.88%
Cash-on-cash
2.09%
DSCR
1.09
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$499,016
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
300 Copley Rd 0.33mi 4/1.5 (-1) 1,845 (-1%) 3mo $535,000 $290 74
502 3rd Ave 0.36mi 4/2.0 (-1) 1,900 (+2%) 9mo $765,000 $403 67
303 Highland Ave 0.27mi 4/1.0 (-1) 1,746 (-6%) 4mo $385,000 $221 65
1201 Wayne Rd 0.57mi 4/2.0 (-1) 1,863 (+0%) 6mo $510,000 $274 63
111 Trenton Ave 0.19mi 4/2.5 (-1) 1,732 (-7%) 12mo $451,004 $260 62
418 Princeton Rd 0.62mi 4/2.0 (-1) 1,828 (-2%) 7mo $490,000 $268 57
407 Kingston Ave 0.49mi 4/2.0 (-1) 1,728 (-7%) 6mo $460,000 $266 55
134 Kent Rd 0.37mi 4/1.5 (-1) 1,664 (-11%) 6mo $465,000 $279 53
12 Independence Blvd 0.68mi 4/1.5 (-1) 1,773 (-5%) 2mo $265,000 $149 52
300 Austin Ave 0.38mi 4/3.0 (-1) 2,106 (+13%) 8mo $575,000 $273 45
523 Carver Ct 0.73mi 4/1.5 (-1) 2,025 (+9%) 6mo $350,000 $173 40
21 Hemmings Way 0.73mi 4/1.5 (-1) 1,989 (+7%) 11mo $322,500 $162 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.49×
Total profit
$-49,667
Equity at exit
$52,037
10-year hold
IRR
-5.3%
Equity multiple
0.66×
Total profit
$-33,672
Equity at exit
$30,175

Cash invested: $97,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08007

Home prices YoY
-22.7%
Active inventory
20
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$3,600 medium interval (Pro) →
Mortgage (P&I)
$1,830
Tax from tax record
$698 /mo · $8,373/yr
Insurance
$145
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$756
Net cashflow
$104

Break-even live

Break-even rent $3,468
Max offer price $349,000
Occupancy floor 92%

Sensitivity live

Price -10% $302 -5% $203 +0% $104 +5% $5 +10% $-93
Rent -10% $-180 -5% $-38 +0% $104 +5% $246 +10% $388
Rate -1.0pp $280 -0.5pp $193 base $104 +0.5pp $14 +1.0pp $-78

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,250
Closing costs
$10,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
37 E Gloucester Pike Unit 1 Barrington, NJ 4.0 2.0 1683 $2,000 $1.19 13d 1 0.55mi
148 Heritage Rd Haddonfield, NJ 4.0 2.0 2452 $7,500 $3.06 0d 1 0.96mi
214 David Pl Magnolia, NJ 4.0 1.0 1280 $2,695 $2.11 0d 1 1.34mi

Listing history 2 events

  1. 2026-06-21
    remarks 675-char remark
  2. 2026-06-21
    listed $349,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$8,373 · $698/mo
Projected year-2 tax
$8,532 · $711/mo
Expected delta
+$158/yr (+$13/mo · 1.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 54% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$43,199
− Mortgage interest
−$19,549
− Property taxes
−$8,373
− Insurance
−$2,542
− Repairs & maintenance
−$3,456
− Management
−$3,456
− Depreciation
−$10,153
Taxable loss
−$4,331
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,039
After-tax cash flow
$2,289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Barrington School District
NCES district ID
3401170
Math proficiency
18% ▼ -28.00%
Reading proficiency
42% ▼ -10.00%
Median HH income
$62,816
Composite
27.33/100
National rank
#6989
State rank
#338 of 472 in NJ

Livability — Barrington

Score
81/100
State rank
#63
US rank
#1562

Category grades

Amenities F Commute A+ Cost of living C Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Barrington, NJ
City population
5,460
Population (ZIP)
5,460

Population outlook (Camden County) Hauer SSP2

Today (2025)
507,964 people
By 2030
502,182 · -1.1%
By 2040
485,602 · -4.4%
By 2050
465,630 · -8.3%
By 2075
419,986 · -17.3%
By 2100
369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 6% Asian 4% Hispanic / Latino 3% Black 3%
Common ancestry
Lithuanian 9% Romanian 7% Scotch-Irish 2%
Foreign-born
3% · China
Languages at home
93% English-only · Spanish 4% Other Indo-European 3%

Political lean MEDSL · Camden

2024 margin
Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
2008→2024 swing
-8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
All cycles
2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.15%
Current HPI
327.181
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+869.4% since first listed
10 events — show timeline
  • 2026-06-19 Listed $349,000 BRIGHT MLS
  • 2018-07-01 Listing Removed BRIGHT MLS
  • 2018-03-26 Listed $150,000 BRIGHT MLS
  • 2012-03-10 Listing Removed BRIGHT MLS
  • 2011-09-30 Listed $189,000 BRIGHT MLS
  • 1998-09-22 Sold (Public Records) $67,500 Public Records
  • 1998-08-27 Sold (MLS) $67,500 BRIGHT MLS
  • 1998-07-20 Listing Removed BRIGHT MLS
  • 1998-03-05 Listed $67,500 BRIGHT MLS
  • 1979-02-01 Sold (Public Records) $36,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $8,373 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…