1 Page Ave · Barrington, NJ
Flood risk 10/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 54.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +15.0/15.0
- 1% rule +5.3/10.0
- DSCR +4.9/10.0
- Livability +4.0/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$349,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this charming two-story residence located on a beautiful street in one of South Jersey’s most quaint and welcoming towns. Featuring 5 bedrooms, 2 full bathrooms, a spacious kitchen, living room, dining room, and dual-zone HVAC, this home offers an incredible amount of space and opportunity at an affordable price point. Smart buyers will immediately recognize the value here. With a newer roof less than one year old and solid mechanical systems already in place, many of the major expenses have been addressed. This classic “grandmom special” simply awaits your cosmetic updates and personal touches. Why pay top dollar for someone else’s renovations when y
Key facts
- Two story residence
- Newer roof
- Spacious kitchen
Tags
Property features AI
Exterior
- Parking: On-street parking; Driveway
- Utilities: Public water; Public sewer; Natural gas for heating, cooling and hot water; Cable TV
- Home design: Detached structure; Pitched shingle roof; Frame construction; Brick/mortar foundation
- Construction: Frame construction; Brick/mortar foundation; Pitched shingle roof
- Exterior features: Porch(es); Sidewalks; Satellite dish; Front yard and rear yard; Irregular-shaped lot
Interior
- Kitchen: Self-cleaning oven; Dishwasher; Garbage disposal
- Bedrooms: Five bedrooms on the main level
- Flooring: Fully carpeted areas; Vinyl flooring; Tile/brick flooring
- Bathrooms: Two full bathrooms (total)
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (natural gas)
- Interior features: Ceiling fans; Stall shower; Assessor-provided living area
- Laundry & utility: Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $349k.
Deal economics
- At list price, monthly cash flow is $104 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $349k).
Location & tenants
- Location reads 81/100 on livability (#63 in NJ, #1,562 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities F.
- Barrington School District (suburban): math 18% / reading 42% proficiency, ranked #338 of 472 in NJ (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
- Zoned schools: Avon Elementary School (math 22% / reading 37%, grade F, #731 of 1,303 statewide, top 59%, 310 students, 26% FRL); Woodland Middle School (math 17% / reading 43%, grade F, #313 of 431 statewide, top 73%, 245 students, 27% FRL).
- Market conditions: 20 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $68k; list at $349k implies a 417% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1929 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 54% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 6.88%
- Cash-on-cash
- 2.09%
- DSCR
- 1.09
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $499,016
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 300 Copley Rd | 0.33mi | 4/1.5 (-1) | 1,845 (-1%) | 3mo | $535,000 | $290 | 74 |
| 502 3rd Ave | 0.36mi | 4/2.0 (-1) | 1,900 (+2%) | 9mo | $765,000 | $403 | 67 |
| 303 Highland Ave | 0.27mi | 4/1.0 (-1) | 1,746 (-6%) | 4mo | $385,000 | $221 | 65 |
| 1201 Wayne Rd | 0.57mi | 4/2.0 (-1) | 1,863 (+0%) | 6mo | $510,000 | $274 | 63 |
| 111 Trenton Ave | 0.19mi | 4/2.5 (-1) | 1,732 (-7%) | 12mo | $451,004 | $260 | 62 |
| 418 Princeton Rd | 0.62mi | 4/2.0 (-1) | 1,828 (-2%) | 7mo | $490,000 | $268 | 57 |
| 407 Kingston Ave | 0.49mi | 4/2.0 (-1) | 1,728 (-7%) | 6mo | $460,000 | $266 | 55 |
| 134 Kent Rd | 0.37mi | 4/1.5 (-1) | 1,664 (-11%) | 6mo | $465,000 | $279 | 53 |
| 12 Independence Blvd | 0.68mi | 4/1.5 (-1) | 1,773 (-5%) | 2mo | $265,000 | $149 | 52 |
| 300 Austin Ave | 0.38mi | 4/3.0 (-1) | 2,106 (+13%) | 8mo | $575,000 | $273 | 45 |
| 523 Carver Ct | 0.73mi | 4/1.5 (-1) | 2,025 (+9%) | 6mo | $350,000 | $173 | 40 |
| 21 Hemmings Way | 0.73mi | 4/1.5 (-1) | 1,989 (+7%) | 11mo | $322,500 | $162 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.49×
- Total profit
- $-49,667
- Equity at exit
- $52,037
- IRR
- -5.3%
- Equity multiple
- 0.66×
- Total profit
- $-33,672
- Equity at exit
- $30,175
Cash invested: $97,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08007
- Home prices YoY
- -22.7%
- Active inventory
- 20
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $3,600 medium interval (Pro) →
- Mortgage (P&I)
- −$1,830
- Tax from tax record
- −$698 /mo · $8,373/yr
- Insurance
- −$145
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$756
- Net cashflow
- $104
Break-even live
Sensitivity live
| Price | -10% $302 | -5% $203 | +0% $104 | +5% $5 | +10% $-93 |
|---|---|---|---|---|---|
| Rent | -10% $-180 | -5% $-38 | +0% $104 | +5% $246 | +10% $388 |
| Rate | -1.0pp $280 | -0.5pp $193 | base $104 | +0.5pp $14 | +1.0pp $-78 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,250
- Closing costs
- $10,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 37 E Gloucester Pike Unit 1 Barrington, NJ | 4.0 | 2.0 | 1683 | $2,000 | $1.19 | 13d | 1 | 0.55mi |
| 148 Heritage Rd Haddonfield, NJ | 4.0 | 2.0 | 2452 | $7,500 | $3.06 | 0d | 1 | 0.96mi |
| 214 David Pl Magnolia, NJ | 4.0 | 1.0 | 1280 | $2,695 | $2.11 | 0d | 1 | 1.34mi |
Listing history 2 events
-
2026-06-21remarks 675-char remark
-
2026-06-21$349,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NJ · Partial reset (capped growth)
- Current annual tax
- $8,373 · $698/mo
- Projected year-2 tax
- $8,532 · $711/mo
- Expected delta
- +$158/yr (+$13/mo · 1.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥104°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 54% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,199
- − Mortgage interest
- −$19,549
- − Property taxes
- −$8,373
- − Insurance
- −$2,542
- − Repairs & maintenance
- −$3,456
- − Management
- −$3,456
- − Depreciation
- −$10,153
- Taxable loss
- −$4,331
- Est. tax savings @ 24.0%
- +$1,039
- After-tax cash flow
- $2,289/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Barrington School District
- NCES district ID
- 3401170
- Math proficiency
- 18% ▼ -28.00%
- Reading proficiency
- 42% ▼ -10.00%
- Median HH income
- $62,816
- Composite
- 27.33/100
- National rank
- #6989
- State rank
- #338 of 472 in NJ
Livability — Barrington
- Score
- 81/100
- State rank
- #63
- US rank
- #1562
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Barrington, NJ
- City population
- 5,460
- Population (ZIP)
- 5,460
Population outlook (Camden County) Hauer SSP2
- Today (2025)
- 507,964 people
- By 2030
- 502,182 · -1.1%
- By 2040
- 485,602 · -4.4%
- By 2050
- 465,630 · -8.3%
- By 2075
- 419,986 · -17.3%
- By 2100
- 369,492 · -27.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 6% Asian 4% Hispanic / Latino 3% Black 3%
- Common ancestry
- Lithuanian 9% Romanian 7% Scotch-Irish 2%
- Foreign-born
- 3% · China
- Languages at home
- 93% English-only · Spanish 4% Other Indo-European 3%
Political lean MEDSL · Camden
- 2024 margin
- Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
- 2008→2024 swing
- -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
- All cycles
- 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.15%
- Current HPI
- 327.181
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
|
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| Technology | 2 | $21B |
|
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| Insurance | 2 | $20B |
|
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| Healthcare | 2 | $19B |
|
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| Financial Services | 1 | $70B |
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Price history
+869.4% since first listed10 events — show timeline
- 2026-06-19 Listed $349,000 BRIGHT MLS
- 2018-07-01 Listing Removed — BRIGHT MLS
- 2018-03-26 Listed $150,000 BRIGHT MLS
- 2012-03-10 Listing Removed — BRIGHT MLS
- 2011-09-30 Listed $189,000 BRIGHT MLS
- 1998-09-22 Sold (Public Records) $67,500 Public Records
- 1998-08-27 Sold (MLS) $67,500 BRIGHT MLS
- 1998-07-20 Listing Removed — BRIGHT MLS
- 1998-03-05 Listed $67,500 BRIGHT MLS
- 1979-02-01 Sold (Public Records) $36,000 Public Records
Property tax history
+2.5%/yrLatest (2025): $8,373 · +4.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…