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4522 Ravenwood Pl
C Composite 58.56
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.7/30.0
  • Appreciation +10.0/10.0
  • Schools +4.5/10.0
  • 1% rule +4.1/10.0
  • DSCR +3.8/10.0
  • Rent growth +3.1/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0

$221,000

4522 Ravenwood Pl · Union City, GA 30291
3 bd · 3.0 ba · 1,556 sqft · SingleFamily public records · 14 Days on market
Built 2002 1,393 sqft lot $142/sqft · 18% below area Est $270k · 18% under $50/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the desirable Ravenwood Community! This wonderfully designed and newly refreshed 3-bedroom, 3-bath home is move-in ready and features an open-concept floor plan. The main level offers a spacious living room with soaring ceilings and a cozy fireplace, a dining area, and an refurbish kitchen with new countertops, breakfast bar, and stainless-steel appliances. The main level also includes one bedroom, one full bath, and an attached one-car garage for added convenience. The spacious primary suite is located on the second level with tray ceiling and features a double vanity, separate soaking tub, and shower. An additional secondary bedroom and full bathroom are also located upstairs. Fresh paint and new carpet throughout complete this beautiful home. Conveniently located with easy access to Hartsfield-Jackson Airport, shopping, dining, and local entertainment.

Key facts

  • 1,393 sq ft lot
  • Garage
  • Built 2002

Property features AI

Finance

  • Other: Asphalt road surface on city street; GPS directions available
  • HOA & community: Community association with an annual fee of $600

Exterior

  • Parking: Driveway; Attached garage (1 car); Total parking for 1 vehicle; Kitchen-level parking access; Open parking available
  • Utilities: Public water; Public sewer; Electricity available; Other electric service
  • Home design: Two levels; Resale condition; Slab foundation
  • Construction: Other construction materials; Other roof type
  • Exterior features: Storage

Interior

  • Kitchen: Breakfast bar; Pantry; Solid surface counters; Open view to family room; Dishwasher; Disposal; Electric range; Microwave; Refrigerator
  • Bedrooms: One main-level bedroom; Two upper-level bedrooms; Split bedroom plan
  • Flooring: Carpet
  • Bathrooms: Three full bathrooms; One main-level bathroom; Two upper-level full bathrooms; Master bath with separate tub and shower
  • Heating & cooling: Forced air heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Walk-in closet(s); Living room fireplace; No shared/common walls
  • Laundry & utility: Laundry located in kitchen on main level; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $221k.

Deal economics

  • At list price, monthly cash flow is $-26 ($-314/yr) — negative.
  • To cash-flow at today's rent, offer at most $216k (2.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (8.5% below list).
  • Recommended offer: $202k (8.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 58/100 on livability (#443 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Liberty Point Elementary School (math 37% / reading 31%, grade F, #554 of 1,228 statewide, top 46%, 694 students, 100% FRL); Creekside High School (math 30% / reading 24%, grade F, #160 of 424 statewide, top 38%, 1,768 students, 100% FRL) — zoned schools average 100% FRL vs 41% district-wide (59 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 31% at this address vs 51% district-wide (-20 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.2%/yr); 174 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • At $2,022/mo this rent would consume 50% of the median local household income ($48k/yr) (locally 1778% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 2.2% rent growth), your $62k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 14 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $202,201 (8.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.15%
Cash-on-cash
-0.51%
DSCR
0.98
GRM
9.1

CMA / ARV

ARV (median comp)
$270,355
List price
$221,000
Delta
-18.26%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4121 Ravenwood Ct 0.09mi 3/3.0 1,556 (0%) 4mo $232,000 $149 93
4654 Ravenwood Loop 0.23mi 3/2.5 1,711 (+10%) 3mo $230,000 $134 68
4690 Ravenwood Loop 0.35mi 3/2.5 1,568 (+1%) 17mo $209,000 $133 67
4432 Ravenwood Dr 0.26mi 3/2.5 1,479 (-5%) 17mo $249,900 $169 64
10314 Deep Creek Cv 0.25mi 3/2.5 1,721 (+11%) 7mo $210,000 $122 63
9441 Lakeview Rd 0.39mi 3/2.5 1,550 (-0%) 20mo $250,700 $162 63
5953 Armour Dr 0.63mi 3/2.5 1,536 (-1%) 5mo $229,000 $149 62
4410 Roche St 0.41mi 3/3.5 1,680 (+8%) 6mo $235,000 $140 60
5920 Rock Rd 0.53mi 4/2.0 (+1) 1,620 (+4%) 1mo $265,000 $164 58
4040 Robin Cir 0.30mi 3/2.5 1,644 (+6%) 21mo $244,000 $148 57
4510 Swan Trce 0.45mi 3/2.5 1,744 (+12%) 4mo $200,000 $115 53
4108 Robin Cir 0.50mi 3/2.5 1,786 (+15%) 3mo $240,000 $134 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.2% rent growth · sell at horizon

5-year hold
IRR
23.7%
Equity multiple
2.89×
Total profit
$117,173
Equity at exit
$199,094
10-year hold
IRR
20.8%
Equity multiple
6.55×
Total profit
$343,371
Equity at exit
$429,354

Cash invested: $61,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30291

Home prices YoY
11.1%
Rents YoY
2.2%
Active inventory
174
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,022 high interval (Pro) →
Mortgage (P&I)
$1,159
Tax from tax record
$322 /mo · $3,870/yr
Insurance
$92
HOA
$50
Vacancy / Maint / Mgmt
$425
Net cashflow
$-26

Break-even live

Break-even rent $2,055
Max offer price $216,383
Occupancy floor 96%

Sensitivity live

Price -10% $99 -5% $36 +0% $-26 +5% $-89 +10% $-151
Rent -10% $-186 -5% $-106 +0% $-26 +5% $54 +10% $134
Rate -1.0pp $85 -0.5pp $30 base $-26 +0.5pp $-83 +1.0pp $-142

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,250
Closing costs
$6,630
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4122 Ravenwood Ct Union City, GA 3.0 3.0 1394 $1,849 $1.33 25d 1 0.04mi
4509 Ravenwood Pl Union City, GA 3.0 2.5 1394 $1,970 $1.41 14d 1 0.05mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 2d 1 0.14mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 25d 1 0.14mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,625 $1.17 45d 1 0.14mi
4037 Ravenwood Ct Union City, GA 2.0 2.5 1394 $1,595 $1.14 16d 1 0.14mi
4666 Ravenwood Loop Union City, GA 4.0 3.0 1916 $2,175 $1.14 25d 1 0.31mi
4056 Robin Cir Atlanta, GA 3.0 2.5 1174 $1,895 $1.61 25d 1 0.32mi
4062 Robin Cir Atlanta, GA 3.0 3.0 1874 $1,910 $1.02 25d 1 0.33mi
4223 Reeshemah St Atlanta, GA 3.0 2.5 1843 $1,995 $1.08 6d 1 0.34mi
4064 Robin Cir Atlanta, GA 3.0 2.5 1874 $1,895 $1.01 25d 1 0.34mi
4681 Ravenwood Loop Union City, GA 4.0 2.5 1593 $1,999 $1.25 45d 1 0.35mi
4420 Roche St Atlanta, GA 3.0 2.5 1622 $2,130 $1.31 45d 1 0.36mi
4407 Roche St Atlanta, GA 3.0 2.0 1650 $1,875 $1.14 45d 1 0.42mi
3228 Diamond Blf Union City, GA 4.0 2.5 1922 $2,195 $1.14 45d 1 0.44mi
4497 Ravenwood Dr Union City, GA 3.0 2.5 1694 $2,000 $1.18 22d 1 0.44mi
4497 Ravenwood Dr Union City, GA 3.0 2.5 1694 $2,000 $1.18 45d 1 0.44mi
3234 Diamond Blf Union City, GA 4.0 2.5 1922 $2,360 $1.23 6d 1 0.44mi
4095 Robin Cir Atlanta, GA 3.0 2.5 2196 $2,023 $0.92 45d 1 0.45mi
4108 Robin Cir Atlanta, GA 3.0 2.5 1786 $2,400 $1.34 45d 1 0.47mi
12076 Crosswicks Rd Union City, GA 3.0–4.0 2.0–2.5 1617 $2,731 $1.69 0d 5 0.48mi
4407 Sparrow Cir Atlanta, GA 3.0–5.0 2.5–3.0 2055 $2,335 $1.14 0d 13 0.55mi
12006 Crosswicks Rd Unit Sunshine Union City, GA 4.0 2.5 1821 $2,770 $1.52 5d 1 0.59mi
12006 Crosswicks Rd Union City, GA 4.0 3.0 1821 $3,468 $1.90 45d 1 0.65mi
12006 Crosswicks Rd Unit 105 Union City, GA 3.0 2.5 1413 $2,455 $1.74 45d 1 0.65mi
12006 Crosswicks Rd Union City, GA 3.0 2.0 1413 $2,545 $1.80 16d 1 0.65mi
6329 Wellington Dr Union City, GA 4.0 2.5 1227 $1,700 $1.39 0d 1 0.66mi
5791 Blacktop Ct Fairburn, GA 4.0 2.5 1991 $2,423 $1.22 45d 1 0.76mi
8317 Hunters Grove Rd Union City, GA 4.0 2.5 1821 $5,500 $3.02 45d 1 0.87mi
5458 Union Hill Ct Union City, GA 3.0 2.5 1650 $2,011 $1.22 0d 1 0.88mi
5616 Union Pointe Dr Union City, GA 2.0 2.5 1387 $1,545 $1.11 45d 1 0.89mi
5548 Union Pointe Pl Union City, GA 4.0 2.5 1763 $2,400 $1.36 45d 1 0.90mi
5530 Union Pointe Pl Union City, GA 3.0 2.0 1293 $1,650 $1.28 18d 1 0.92mi
6115 Forrest Ave Union City, GA 4.0 2.0 1368 $1,690 $1.24 45d 1 0.96mi
5950 Stonewall Dr Unit 4 Union City, GA 3.0 1.0 1320 $1,425 $1.08 0d 1 1.01mi
5950 Stonewall Dr Unit 2 Union City, GA 3.0 1.5 1320 $1,495 $1.13 16d 1 1.01mi
5140 Highpoint Rd Apt 27 Union City, GA 2.0 2.5 1290 $1,295 $1.00 14d 1 1.09mi
3416 Stonewall Ct Atlanta, GA 3.0 2.5 1690 $2,450 $1.45 25d 1 1.10mi
4812 Station Ln Atlanta, GA 3.0 2.5 1695 $2,100 $1.24 3d 1 1.23mi
6120 Longino Dr Union City, GA 4.0 2.0 1608 $1,835 $1.14 14d 1 1.29mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 41 events

  1. 2026-06-04
    status $221,000 Pending 14 DOM
  2. 2026-06-03
    days on market $221,000 Active Under Contract 14 DOM
  3. 2026-06-01
    days on market $221,000 Active Under Contract 12 DOM
  4. 2026-05-31
    days on market $221,000 Active Under Contract 11 DOM
  5. 2026-05-18
    status Under Contract 880-char remark
    Show marketing remark (880 chars)

    Welcome to the desirable Ravenwood Community! This wonderfully designed and newly refreshed 3-bedroom, 3-bath home is move-in ready and features an open-concept floor plan. The main level offers a spacious living room with soaring ceilings and a cozy fireplace, a dining area, and an refurbish kitchen with new countertops, breakfast bar, and stainless-steel appliances. The main level also includes one bedroom, one full bath, and an attached one-car garage for added convenience. The spacious primary suite is located on the second level with tray ceiling and features a double vanity, separate soaking tub, and shower. An additional secondary bedroom and full bathroom are also located upstairs. Fresh paint and new carpet throughout complete this beautiful home. Conveniently located with easy access to Hartsfield-Jackson Airport, shopping, dining, and local entertainment.

  6. 2026-05-18
    status Pending 880-char remark
    Show marketing remark (880 chars)

    Welcome to the desirable Ravenwood Community! This wonderfully designed and newly refreshed 3-bedroom, 3-bath home is move-in ready and features an open-concept floor plan. The main level offers a spacious living room with soaring ceilings and a cozy fireplace, a dining area, and an refurbish kitchen with new countertops, breakfast bar, and stainless-steel appliances. The main level also includes one bedroom, one full bath, and an attached one-car garage for added convenience. The spacious primary suite is located on the second level with tray ceiling and features a double vanity, separate soaking tub, and shower. An additional secondary bedroom and full bathroom are also located upstairs. Fresh paint and new carpet throughout complete this beautiful home. Conveniently located with easy access to Hartsfield-Jackson Airport, shopping, dining, and local entertainment.

  7. 2026-05-13
    listed $221,000 New 880-char remark
    Show marketing remark (880 chars)

    Welcome to the desirable Ravenwood Community! This wonderfully designed and newly refreshed 3-bedroom, 3-bath home is move-in ready and features an open-concept floor plan. The main level offers a spacious living room with soaring ceilings and a cozy fireplace, a dining area, and an refurbish kitchen with new countertops, breakfast bar, and stainless-steel appliances. The main level also includes one bedroom, one full bath, and an attached one-car garage for added convenience. The spacious primary suite is located on the second level with tray ceiling and features a double vanity, separate soaking tub, and shower. An additional secondary bedroom and full bathroom are also located upstairs. Fresh paint and new carpet throughout complete this beautiful home. Conveniently located with easy access to Hartsfield-Jackson Airport, shopping, dining, and local entertainment.

  8. 2026-05-13
    listed $221,000 Active 880-char remark
    Show marketing remark (880 chars)

    Welcome to the desirable Ravenwood Community! This wonderfully designed and newly refreshed 3-bedroom, 3-bath home is move-in ready and features an open-concept floor plan. The main level offers a spacious living room with soaring ceilings and a cozy fireplace, a dining area, and an refurbish kitchen with new countertops, breakfast bar, and stainless-steel appliances. The main level also includes one bedroom, one full bath, and an attached one-car garage for added convenience. The spacious primary suite is located on the second level with tray ceiling and features a double vanity, separate soaking tub, and shower. An additional secondary bedroom and full bathroom are also located upstairs. Fresh paint and new carpet throughout complete this beautiful home. Conveniently located with easy access to Hartsfield-Jackson Airport, shopping, dining, and local entertainment.

  9. 2021-09-29
    soldstatus $230,000
  10. 2021-09-27
    soldstatus $230,000 Closed
    Show marketing remark (548 chars)

    Welcome home! This traditional two-story 3bd/3ba/1 car garage townhome featuring high ceilings w/a bdr on the main. Eat-in kitchen w/breakfast bar and family room with gas fireplace, laundry room on the main level. The upper level features 2 additional bedrooms with an oversize owner's suite and closet. Several upgrades added to this property over the past few years. New carpet on the main, paint, landscaping, new roof, water heater, and garage keypad entry. All of this in a convenient location, friendly neighborhood with outstanding schools.

  11. 2021-09-27
    soldstatus $230,000 Sold
    Show marketing remark (548 chars)

    Welcome home! This traditional two-story 3bd/3ba/1 car garage townhome featuring high ceilings w/a bdr on the main. Eat-in kitchen w/breakfast bar and family room with gas fireplace, laundry room on the main level. The upper level features 2 additional bedrooms with an oversize owner's suite and closet. Several upgrades added to this property over the past few years. New carpet on the main, paint, landscaping, new roof, water heater, and garage keypad entry. All of this in a convenient location, friendly neighborhood with outstanding schools.

  12. 2021-09-03
    status Under Contract
    Show marketing remark (548 chars)

    Welcome home! This traditional two-story 3bd/3ba/1 car garage townhome featuring high ceilings w/a bdr on the main. Eat-in kitchen w/breakfast bar and family room with gas fireplace, laundry room on the main level. The upper level features 2 additional bedrooms with an oversize owner's suite and closet. Several upgrades added to this property over the past few years. New carpet on the main, paint, landscaping, new roof, water heater, and garage keypad entry. All of this in a convenient location, friendly neighborhood with outstanding schools.

  13. 2021-09-03
    status Pending
    Show marketing remark (548 chars)

    Welcome home! This traditional two-story 3bd/3ba/1 car garage townhome featuring high ceilings w/a bdr on the main. Eat-in kitchen w/breakfast bar and family room with gas fireplace, laundry room on the main level. The upper level features 2 additional bedrooms with an oversize owner's suite and closet. Several upgrades added to this property over the past few years. New carpet on the main, paint, landscaping, new roof, water heater, and garage keypad entry. All of this in a convenient location, friendly neighborhood with outstanding schools.

  14. 2021-08-23
    listed $224,900 New
  15. 2021-08-18
    listed $224,900 Active
    Show marketing remark (548 chars)

    Welcome home! This traditional two-story 3bd/3ba/1 car garage townhome featuring high ceilings w/a bdr on the main. Eat-in kitchen w/breakfast bar and family room with gas fireplace, laundry room on the main level. The upper level features 2 additional bedrooms with an oversize owner's suite and closet. Several upgrades added to this property over the past few years. New carpet on the main, paint, landscaping, new roof, water heater, and garage keypad entry. All of this in a convenient location, friendly neighborhood with outstanding schools.

  16. 2019-10-24
    soldstatus $148,000
  17. 2019-10-18
    soldstatus $148,000 Closed
  18. 2019-10-18
    soldstatus $148,000 Sold
  19. 2019-09-24
    status Pending
  20. 2019-09-24
    status Under Contract
  21. 2019-09-12
    listed $155,000 Active
  22. 2019-09-12
    listed $155,000 New
  23. 2014-04-09
    price $75,000
  24. 2014-04-02
    soldstatus $75,000
  25. 2014-03-25
    historical
  26. 2014-03-21
    soldstatus $75,000 Sold
  27. 2014-02-19
    status Under Contract
  28. 2014-02-07
    price $76,900
  29. 2014-02-03
    listed $76,900 New
  30. 2014-02-01
    historical
  31. 2014-01-02
    status Back On Market
  32. 2013-12-26
    status Under Contract
  33. 2013-12-13
    status Back On Market
  34. 2013-11-18
    status Under Contract
  35. 2013-10-22
    status Back On Market
  36. 2013-10-10
    status Under Contract
  37. 2013-10-01
    price $76,900 Reduced
  38. 2013-08-21
    status Back On Market
  39. 2013-08-09
    historical Contingent with Kickout
  40. 2013-08-02
    listed $79,900 New
  41. 2009-12-25
    price $56,700 Back On Market

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,870 · $322/mo
Projected year-2 tax
$3,870 · $322/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,264
− Mortgage interest
−$12,379
− Property taxes
−$3,870
− Insurance
−$1,105
− Repairs & maintenance
−$1,941
− Management
−$1,941
− HOA
−$600
− Depreciation
−$6,429
Taxable loss
−$4,002
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$960
After-tax cash flow
$647/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — Union City

Score
58/100
State rank
#443
US rank
#21281

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Union City, GA
County
Fulton County · 1,094,430 people
City population
25,130
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
25,130
Household income
$48,184
Rent vs Own
61.3% rent · 38.7% own
Severe rent burden
1778.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 1%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 23.98%
Current HPI
239.3471
Rent YoY
▲ 2.20%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+289.8% since first listed
42 events — show timeline
  • 2026-06-04 Pending FMLS
  • 2026-05-27 Contingent FMLS
  • 2026-05-27 Pending GAMLS
  • 2026-05-25 Relisted GAMLS
  • 2026-05-25 Relisted FMLS
  • 2026-05-18 Pending GAMLS
  • 2026-05-18 Pending FMLS
  • 2026-05-13 Listed $221,000 GAMLS
  • 2026-05-13 Listed $221,000 FMLS
  • 2021-09-29 Sold (Public Records) $230,000 Public Records
  • 2021-09-27 Sold (MLS) $230,000 GAMLS
  • 2021-09-27 Sold (MLS) $230,000 FMLS
  • 2021-09-03 Pending GAMLS
  • 2021-09-03 Pending FMLS
  • 2021-08-23 Listed $224,900 GAMLS
  • 2021-08-18 Listed $224,900 FMLS
  • 2019-10-24 Sold (Public Records) $148,000 Public Records
  • 2019-10-18 Sold (MLS) $148,000 GAMLS
  • 2019-10-18 Sold (MLS) $148,000 FMLS
  • 2019-09-24 Pending FMLS
  • 2019-09-24 Pending GAMLS
  • 2019-09-12 Listed $155,000 GAMLS
  • 2019-09-12 Listed $155,000 FMLS
  • 2014-04-09 Price Changed $75,000 GAMLS
  • 2014-04-02 Sold (Public Records) $75,000 Public Records
  • 2014-03-25 Listing Removed GAMLS
  • 2014-03-21 Sold (MLS) $75,000 GAMLS
  • 2014-02-19 Pending GAMLS
  • 2014-02-07 Price Changed $76,900 GAMLS
  • 2014-02-03 Listed $76,900 GAMLS
  • 2014-02-01 Listing Removed GAMLS
  • 2014-01-02 Relisted GAMLS
  • 2013-12-26 Pending GAMLS
  • 2013-12-13 Relisted GAMLS
  • 2013-11-18 Pending GAMLS
  • 2013-10-22 Relisted GAMLS
  • 2013-10-10 Pending GAMLS
  • 2013-10-01 Price Changed $76,900 GAMLS
  • 2013-08-21 Relisted GAMLS
  • 2013-08-09 Contingent GAMLS
  • 2013-08-02 Listed $79,900 GAMLS
  • 2009-12-25 Price Changed $56,700 GAMLS

Property tax history

+6.5%/yr

Latest (2025): $3,870 · +44.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…