260 Westwood St · Mobile, AL 36606

$179,900

3 bd · 2.0 ba · 1,616 sqft · SingleFamily public records · 139 Days on market

Built 1950 6,699 sqft lot $111/sqft · 17% below area Est $215k · 16% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.0/30.0
• ARV discount +14.8/15.0
• DSCR +6.7/10.0
• 1% rule +4.4/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Termite bond Rain gutters Good Comfort Club Member with Hembree H&A No garbage disposal Self-cleaning electric range Refrigerator conveys

Key facts

• Double paned windows
• Privacy fenced
• Roof replaced

Tags

• REMODELED AND MOVE IN READY
• DOUBLE PANED WINDOWS
• ROOF REPLACED
• HEATED AND COOLED SUNROOM
• DEEP LEVEL LOT
• PRIVACY FENCED

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $252 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (6.0% below list).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.1%/yr); 174 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 139 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago; this cycle's ask has dropped $37k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $128k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.97%
• Cash-on-cash: 6.00%
• DSCR: 1.27
• GRM: 8.9

CMA / ARV

• ARV (median comp): $215,006
• List price: $179,900
• Delta: -16.33%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
313 Morgan Ave	0.18mi	3/2.0	1,667 (+3%)	2mo	$125,000	$75	84
2153 Old Government St	0.12mi	4/2.0 (+1)	1,558 (-4%)	2mo	$209,900	$135	81
105 Crenshaw St	0.40mi	3/2.0	1,552 (-4%)	3mo	$286,000	$184	72
109 Mohawk St	0.40mi	3/2.0	1,544 (-4%)	3mo	$245,000	$159	71
2456 Richard Ave	0.34mi	4/2.0 (+1)	1,768 (+9%)	2mo	$229,000	$130	62
160 Emogene Pl	0.62mi	3/2.0	1,520 (-6%)	2mo	$195,000	$128	60
56 Fulton St S	0.55mi	3/2.0	1,744 (+8%)	3mo	$339,000	$194	58
2663 Foreman Cir	0.73mi	4/2.0 (+1)	1,587 (-2%)	2mo	$185,000	$117	57
1910 Hunter Ave	0.51mi	3/2.5	1,462 (-10%)	4mo	$310,000	$212	55
2656 Foreman Cir	0.71mi	3/2.0	1,500 (-7%)	2mo	$145,000	$97	53
417 Crenshaw St	0.37mi	4/1.0 (+1)	1,426 (-12%)	3mo	$48,000	$34	52
53 Carlen St S	0.71mi	3/2.0	1,383 (-14%)	1mo	$300,000	$217	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold

• IRR: -5.0%
• Equity multiple: 0.81×
• Total profit: $-9,593
• Equity at exit: $26,824

10-year hold

• IRR: 6.7%
• Equity multiple: 1.54×
• Total profit: $27,336
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36606

• Rents YoY: 5.1%
• Active inventory: 174
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,691 high
• Mortgage (P&I): −$943
• Tax from tax record: −$66 /mo · $789/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $252

Break-even live

Break-even rent $1,372

Max offer price $179,900

Occupancy floor 80%

Sensitivity live

Price	-10% $354	-5% $303	+0% $252	+5% $201	+10% $150
Rent	-10% $118	-5% $185	+0% $252	+5% $319	+10% $386
Rate	-1.0pp $343	-0.5pp $298	base $252	+0.5pp $205	+1.0pp $158

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
209 S Fulton St Mobile, AL	2.0	1.5	1255	$1,750	$1.39	21d	1	0.29mi
182 Williams St Unit 1043570P Mobile, AL	3.0	1.0	1399	$2,476	$1.77	14d	1	0.33mi
2507 Taylor Ave Mobile, AL	3.0	1.0	1230	$1,495	$1.22	14d	1	0.38mi
412 Pinehill Dr Mobile, AL	2.0	2.0	2000	$2,450	$1.23	14d	1	0.45mi
200 S Florida St Unit 101 Mobile, AL	2.0	2.0	1150	$1,375	$1.20	21d	1	0.49mi
562 Clarke St Mobile, AL	2.0	1.0	1061	$1,025	$0.97	44d	1	0.50mi
615 Mohawk St Mobile, AL	3.0	1.0	1172	$1,500	$1.28	44d	1	0.58mi
618 Clarke St Mobile, AL	3.0	1.0	1427	$1,200	$0.84	44d	1	0.61mi
122 Demouy Ave Unit 1/2 Mobile, AL	2.0	1.0	1300	$1,530	$1.18	44d	1	0.64mi
561 Dauphin Island Pkwy Mobile, AL	4.0	2.0	1389	$1,050	$0.76	44d	1	0.64mi
611 Dauphin Island Pkwy Mobile, AL	3.0	2.0	1450	$1,300	$0.90	44d	1	0.71mi
418 Durande Dr Mobile, AL	3.0	2.0	1456	$1,350	$0.93	14d	1	0.78mi
107 Grand Blvd Mobile, AL	2.0	2.0	1200	$1,295	$1.08	21d	1	0.85mi
713 Iris Ave Mobile, AL	3.0	1.0	1617	$1,300	$0.80	21d	1	0.86mi
706 Cherokee St Mobile, AL	3.0	1.0	1260	$1,375	$1.09	21d	1	0.94mi
1660 Laurel St Mobile, AL	3.0	2.0	1768	$2,200	$1.24	14d	1	0.97mi
2500 Dauphinwood Dr Mobile, AL	2.0–3.0	1.0–2.0	1250	$1,395	$1.12	14d	19	0.98mi
315 Hadrian St Mobile, AL	3.0	2.0	1843	$1,800	$0.98	44d	1	0.98mi
1704 McGill Ave Unit B Mobile, AL	3.0	2.5	1500	$1,750	$1.17	44d	1	1.02mi
150 Dunn Ave Mobile, AL	3.0	2.0	1455	$1,250	$0.86	21d	1	1.02mi
2859 Brierwood Dr Mobile, AL	3.0	1.0	1057	$1,500	$1.42	14d	1	1.05mi
129 Shell Road Pl Unit 1043713P Mobile, AL	4.0	2.0	1496	$3,389	$2.27	21d	1	1.06mi
2855 Potter Dr Mobile, AL	2.0	1.0	1127	$1,050	$0.93	44d	1	1.07mi
2861 Ralston Rd Mobile, AL	3.0	2.0	1617	$1,650	$1.02	44d	1	1.08mi
2861 Potter Dr Unit 1043844P Mobile, AL	3.0	2.0	1496	$2,492	$1.67	21d	1	1.10mi
817 Hawkins St Mobile, AL	3.0	1.0	1217	$1,200	$0.99	44d	1	1.11mi
2863 Potter Dr Unit 1043693P Mobile, AL	4.0	2.0	1496	$3,049	$2.04	14d	1	1.11mi
107 Macy Pl Mobile, AL	3.0	2.0	1800	$2,250	$1.25	44d	1	1.15mi
2068 Victory Ct Mobile, AL	4.0	1.0	1259	$1,225	$0.97	44d	1	1.15mi
186 Stanton Rd Mobile, AL	1.0–3.0	1.0–2.5	1263	$2,450	$1.94	44d	1	1.17mi
1566 Dauphin St Unit Back Carriage House Mobile, AL	3.0	1.0	1300	$1,200	$0.92	44d	1	1.30mi
84 S Lafayette St Unit 1043577P Mobile, AL	3.0	2.0	1496	$3,116	$2.08	14d	1	1.35mi
305 Indian Creek Dr E Unit 1043809P Mobile, AL	3.0	2.5	1496	$3,985	$2.66	14d	1	1.38mi
955 Cloverdale Dr Mobile, AL	3.0	1.5	1128	$1,125	$1.00	44d	1	1.39mi
3060 Emogene St Mobile, AL	3.0	1.0	1200	$1,400	$1.17	14d	1	1.40mi
1417 Monroe St Mobile, AL	2.0	1.0	1064	$1,350	$1.27	44d	1	1.45mi
505 Bel Air Blvd Mobile, AL	1.0–2.0	1.0–2.0	976	$1,274	$1.30	14d	16	1.50mi

Listing history 31 events

1. 2026-06-09
   status $179,900 Pending 139 DOM
2. 2026-06-08
   days on market $179,900 Active 139 DOM
3. 2026-06-07
   days on market $179,900 Active 138 DOM
4. 2026-06-05
   days on market $179,900 Active 135 DOM
5. 2026-06-03
   days on market $179,900 Active 134 DOM
6. 2026-06-02
   days on market $179,900 Active 133 DOM
7. 2026-06-01
   days on market $179,900 Active 132 DOM
8. 2026-05-31
   days on market $179,900 Active 131 DOM
9. 2026-05-30
   days on market $179,900 Active 130 DOM
10. 2026-04-26
    price $194,900 902-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

11. 2026-04-26
    price $194,900 945-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

12. 2026-04-10
    price $199,900 902-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

13. 2026-04-10
    price $199,900 945-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

14. 2026-03-28
    price $207,300 902-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

15. 2026-03-28
    price $207,300 945-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

16. 2026-02-09
    price $212,300 902-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

17. 2026-02-09
    price $212,300 945-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

18. 2026-01-20
    listed $217,300 Active 902-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

19. 2026-01-20
    listed $217,300 Active 945-char remark

    Show marketing remark (945 chars)

    Cute! Cute! Cute! The ramp can be left or taken away. Very open living room/dining room space. Remodeled and move-in ready. Double paned windows, roof replaced in 2017, 3/2 with heated and cooled sunroom on the back overlooking a deep, level lot that is privacy fenced one 3 sides. Master bedroom has a cedar closet plus adjoins the laundry room that is big enough to be used as a walk-in closet, office, and laundry area. Tankless water heater, BEAUTIFUL hardwood floors, updated kitchen and bathrooms, lots of closets, 2 extra in the hallway, 2 side porches, updated light fixtures and fans. HVAC and ductwork replaced in 2002. Wiring upgraded at the main panel in 2002. Under counter water filter, security system, close to everything in Midtown. Buyer to verify all information during due diligence. Termite bond Rain guttersGood Comfort Club Member with Hembree H & ANo garbage disposal Self-cleaning electric range Refrigerator conveys

20. 2024-09-07
    price $219,499
21. 2024-09-07
    price $219,499
22. 2024-07-22
    price $222,500
23. 2024-07-22
    price $222,500
24. 2024-06-07
    price $230,000
25. 2024-06-07
    price $230,000
26. 2024-05-09
    price $240,000
27. 2024-05-09
    price $240,000
28. 2024-03-02
    price $245,000
29. 2024-03-02
    price $245,000
30. 2024-01-30
    listed $250,000 Active
31. 2019-07-15
    soldstatus $128,101

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $789 · $66/mo
• Projected year-2 tax: $789 · $66/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,296
• − Mortgage interest: −$10,077
• − Property taxes: −$789
• − Insurance: −$900
• − Repairs & maintenance: −$1,624
• − Management: −$1,624
• − Depreciation: −$5,233
• Taxable income: $50
• Est. tax owed @ 24.0%: −$12
• After-tax cash flow: $3,013/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 18,728
• Household income: $51,303
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 999.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (56%)
• Race & ethnicity: Black 56% White 37% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Italian 2% Scottish 2% Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.19%
• Current HPI: 145.9025
• Rent YoY: ▲ 5.06%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+52.1% since first listed

22 events — show timeline

• 2026-04-26 Price Changed $194,900 GCMLS AL
• 2026-04-26 Price Changed $194,900 BCAR
• 2026-04-10 Price Changed $199,900 GCMLS AL
• 2026-04-10 Price Changed $199,900 BCAR
• 2026-03-28 Price Changed $207,300 GCMLS AL
• 2026-03-28 Price Changed $207,300 BCAR
• 2026-02-09 Price Changed $212,300 GCMLS AL
• 2026-02-09 Price Changed $212,300 BCAR
• 2026-01-20 Listed $217,300 GCMLS AL
• 2026-01-20 Listed $217,300 BCAR
• 2024-09-07 Price Changed $219,499 GCMLS AL
• 2024-09-07 Price Changed $219,499 BCAR
• 2024-07-22 Price Changed $222,500 GCMLS AL
• 2024-07-22 Price Changed $222,500 BCAR
• 2024-06-07 Price Changed $230,000 GCMLS AL
• 2024-06-07 Price Changed $230,000 BCAR
• 2024-05-09 Price Changed $240,000 GCMLS AL
• 2024-05-09 Price Changed $240,000 BCAR
• 2024-03-02 Price Changed $245,000 GCMLS AL
• 2024-03-02 Price Changed $245,000 BCAR
• 2024-01-30 Listed $250,000 BCAR
• 2019-07-15 Sold (Public Records) $128,101 Public Records

Property tax history

-0.5%/yr

Latest (2025): $789 · +4.5% YoY. Source: county tax records.