1543 Coolbaugh Rd · Lehigh, PA 18424

$350,000

4 bd · 2.0 ba · 2,035 sqft · SingleFamily public records · 28 Days on market

Built 1977 2.21 ac lot $33/mo HOA · 1% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.7/30.0
• Appreciation +9.2/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• DSCR +3.8/10.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

This property is now active in an online auction. All offers must be submitted through the property's listing page on www. auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

Key facts

• In-law studio suite
• Second kitchen
• Small front patio

Tags

• IN-LAW STUDIO SUITE
• SECOND KITCHEN
• TWO FIREPLACES
• SMALL FRONT PATIO
• SECLUDED SETTING

Property features AI

Finance

• HOA & community: Homeowners association with an annual fee of $400 (about $33.33/month); fee includes trash; Association amenities listed as none

Exterior

• Parking: Attached garage with 2 spaces
• Utilities: Trash service included in association fee
• Home design: Single-family house; Residential zoning; No shared/common walls
• Construction: Brick construction
• Exterior features: Full finished basement

Interior

• Kitchen: Electric oven; Refrigerator
• Flooring: Vinyl flooring; Carpet
• Bathrooms: Two full bathrooms
• Heating & cooling: Baseboard heating; Electric heating; No central air
• Interior features: Chandelier; Fireplace in living room and basement (wood burning and propane)

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-41 ($-497/yr) — negative.
• To cash-flow at today's rent, offer at most $343k (2.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $280k (20.0% below list).
• Recommended offer: $280k (20.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 299 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (8.4% local appreciation)).
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $98k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($345k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $142k; list at $350k implies a 146% gain — meaningful room to come down on a strong offer.

Recommended offer $280,000 (20.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.15%
• Cash-on-cash: -0.51%
• DSCR: 0.98
• GRM: 10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

8.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.6%
• Equity multiple: 2.55×
• Total profit: $151,735
• Equity at exit: $276,814

10-year hold

• IRR: 19.0%
• Equity multiple: 5.52×
• Total profit: $442,780
• Equity at exit: $560,217

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18424

• Home prices YoY: 2.2%
• Active inventory: 299
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,800 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$239 /mo · $2,870/yr
• Insurance: −$146
• HOA: −$33
• Vacancy / Maint / Mgmt: −$588
• Net cashflow: $-41

Break-even live

Break-even rent $2,852

Max offer price $342,677

Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1543 Coolbaugh Rd Gouldsboro, PA	3.0	2.0	2035	$2,800	$1.38	43d	1	0.02mi

HOA detail

• Monthly dues: $33 · $396/yr

Listing history 23 events

1. 2026-06-18
   days on market $350,000 Active 28 DOM
2. 2026-06-17
   days on market $350,000 Active 27 DOM
3. 2026-06-16
   days on market $350,000 Active 26 DOM
4. 2026-06-15
   days on market $350,000 Active 25 DOM
5. 2026-06-14
   days on market $350,000 Active 23 DOM
6. 2026-06-13
   days on market $350,000 Active 22 DOM
7. 2026-06-10
   days on market $350,000 Active 20 DOM
8. 2026-06-09
   days on market $350,000 Active 19 DOM
9. 2026-06-08
   days on market $350,000 Active 18 DOM
10. 2026-06-07
    days on market $350,000 Active 17 DOM
11. 2026-06-02
    days on market $350,000 Active 12 DOM
12. 2026-06-01
    days on market $350,000 Active 11 DOM
13. 2026-05-31
    days on market $350,000 Active 10 DOM
14. 2026-05-30
    days on market $350,000 Active 9 DOM
15. 2026-05-21
    listed $350,000 Active
16. 2026-04-15
    listed $2,800
17. 2025-06-09
    soldstatus $142,500
18. 2025-01-22
    soldstatus $141,920
19. 2025-01-16
    soldstatus $141,920 Closed 314-char remark

    Show marketing remark (314 chars)

    This property is now active in an online auction. All offers must be submitted through the property's listing page on www. auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

20. 2024-12-06
    status Pending 314-char remark

    Show marketing remark (314 chars)

    This property is now active in an online auction. All offers must be submitted through the property's listing page on www. auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

21. 2024-11-15
    price $198,000 314-char remark

    Show marketing remark (314 chars)

    This property is now active in an online auction. All offers must be submitted through the property's listing page on www. auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

22. 2024-09-25
    listed $165,000 Active 314-char remark

    Show marketing remark (314 chars)

    This property is now active in an online auction. All offers must be submitted through the property's listing page on www. auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

23. 2007-06-14
    soldstatus $150,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,870 · $239/mo
• Projected year-2 tax: $4,200 · $350/mo
• Expected delta: +$1,330/yr (+$111/mo · 46.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,600
• − Mortgage interest: −$19,605
• − Property taxes: −$2,870
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,688
• − Management: −$2,688
• − HOA: −$396
• − Depreciation: −$10,182
• Taxable loss: −$6,579
• Est. tax savings @ 24.0%: +$1,579
• After-tax cash flow: $1,082/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: North Pocono SD
• NCES district ID: 4217310
• Math proficiency: 45% ▼ -9.00%
• Reading proficiency: 71% ▼ -2.00%
• Median HH income: $59,555
• Composite: 50.23/100
• National rank: #1894
• State rank: #82 of 539 in PA

Livability — Lehigh

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 5,076

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 47,924 people
• By 2030: 46,191 · -3.6%
• By 2040: 42,815 · -10.7%
• By 2050: 39,873 · -16.8%
• By 2075: 34,556 · -27.9%
• By 2100: 28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
• Hispanic origin (detail): Puerto Rican 2% Dominican 1% Salvadoran 1%
• Common ancestry: Romanian 11% Iranian 6% Scotch-Irish 3%
• Foreign-born: 3% · Canada, Dominican Republic
• Languages at home: 97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Wayne

• 2024 margin: Solid R (+37.1) · D 31.1% · R 68.2%
• 2008→2024 swing: -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
• All cycles: 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.45%
• Current HPI: 399.903
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+133.3% since first listed

9 events — show timeline

• 2026-05-21 Listed $350,000 PMAR
• 2026-04-15 Listed for Rent $2,800 PMAR
• 2025-06-09 Sold (Public Records) $142,500 Public Records
• 2025-01-22 Sold (Public Records) $141,920 Public Records
• 2025-01-16 Sold (MLS) $141,920 PMAR
• 2024-12-06 Pending — PMAR
• 2024-11-15 Price Changed $198,000 PMAR
• 2024-09-25 Listed $165,000 PMAR
• 2007-06-14 Sold (Public Records) $150,000 Public Records

Property tax history

+0.6%/yr

Latest (2026): $2,870 · +3.3% YoY. Source: county tax records.