37332 State Road 54 · Zephyrhills West, FL 33542

$100,000

2 bd · 3.0 ba · 1,284 sqft · SingleFamily public records · 22 Days on market

Built 1954 8,820 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

Key facts

• Fully renovated
• Oversized parking
• Spacious backyard

Tags

• FULLY RENOVATED
• GRANITE COUNTERTOPS
• DECORATIVE TILE BACKSPLASH
• SPACIOUS BACKYARD
• OFF-STREET PARKING
• OVERSIZED PARKING

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $414 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
• Cap rate 12.1% vs local median 7.8% in Zephyrhills West — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-3.6%/yr); 294 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 43% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 10y ago; this cycle's ask has dropped $50k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 4.1% of price; flood insurance adds $66/mo; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $98,500 (1.5% below list)

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.75% ✓
• Cap rate: 12.05%
• Cash-on-cash: 20.58%
• DSCR: 1.92
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $295,320
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4274 Sand Dollar Way	0.37mi	3/2.0 (+1)	1,302 (+1%)	4mo	$284,990	$219	68
4326 Sand Dollar Way	0.41mi	3/2.0 (+1)	1,302 (+1%)	6mo	$300,000	$230	65
4834 Timber Way	0.49mi	3/2.0 (+1)	1,270 (-1%)	2mo	$280,000	$220	65
4623 Wisteria Dr	0.55mi	2/2.0	1,292 (+1%)	9mo	$268,000	$207	62
4375 Sand Dollar Way	0.45mi	3/2.0 (+1)	1,302 (+1%)	9mo	$299,990	$230	60
4928 Timber Way	0.43mi	3/2.0 (+1)	1,332 (+4%)	7mo	$319,000	$239	59
4410 Sand Dollar Way	0.42mi	3/2.0 (+1)	1,302 (+1%)	12mo	$307,990	$237	59
5319 Lantana St	0.43mi	3/2.0 (+1)	1,332 (+4%)	9mo	$305,000	$229	57
37353 Lea Ave	0.25mi	3/2.0 (+1)	1,427 (+11%)	5mo	$239,900	$168	57
37403 Stanford Ave	0.65mi	3/2.0 (+1)	1,300 (+1%)	2mo	$340,000	$262	56
37413 Harper Dr	0.19mi	3/2.0 (+1)	1,096 (-15%)	5mo	$245,000	$224	54
4818 Huron St	0.27mi	3/1.5 (+1)	1,446 (+13%)	11mo	$368,000	$254	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 5.0%
• Equity multiple: 1.19×
• Total profit: $5,201
• Equity at exit: $14,910

10-year hold

• IRR: 10.7%
• Equity multiple: 1.69×
• Total profit: $19,393
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33542

• Home prices YoY: -20.6%
• Rents YoY: -3.6%
• Active inventory: 294
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,755 high
• Mortgage (P&I): −$524
• Tax from tax record: −$340 /mo · $4,082/yr
• Insurance: −$42
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $414

Break-even live

Break-even rent $1,231

Max offer price $100,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
37643 Leafside Ln Zephyrhills, FL	2.0	2.5	1541	$1,840	$1.19	21d	1	0.32mi
37373 Sharks Eye Ln Zephyrhills, FL	3.0	2.0	1560	$2,200	$1.41	10d	1	0.34mi
4850 Foliage Rd Zephyrhills, FL	2.0	2.5	1541	$1,780	$1.16	21d	1	0.35mi
37472 Sharks Eye Ln Zephyrhills, FL	3.0	2.0	1560	$2,100	$1.35	1d	1	0.36mi
37714 Leafside Ln Zephyrhills, FL	2.0	2.5	1541	$1,855	$1.20	14d	1	0.39mi
37711 Leafside Ln Zephyrhills, FL	2.0	2.5	1541	$1,765	$1.15	14d	1	0.40mi
37726 Leafside Ln Zephyrhills, FL	3.0	2.5	1634	$1,985	$1.21	21d	1	0.40mi
5521 Barbara St Zephyrhills, FL	2.0	2.0	1056	$1,800	$1.70	24d	1	0.55mi
37902 7th Ave Zephyrhills, FL	3.0	1.0	900	$1,775	$1.97	24d	1	0.58mi
37741 Leafside Ln Zephyrhills, FL	2.0	2.5	1541	$1,715	$1.11	24d	1	0.60mi
37685 Leafside Ln Zephyrhills, FL	3.0	2.5	1634	$1,970	$1.21	4d	1	0.60mi
4820 Foliage Rd Zephyrhills, FL	2.0	2.5	1541	$1,780	$1.16	21d	1	0.60mi
37688 Leafside Ln Zephyrhills, FL	3.0	2.5	1634	$1,935	$1.18	24d	1	0.60mi
4639 Coral St Zephyrhills, FL	2.0	2.0	1056	$1,250	$1.18	24d	1	0.63mi
5143 1st St Zephyrhills, FL	3.0	2.0	1436	$1,750	$1.22	24d	1	0.67mi
5237 1st St Zephyrhills, FL	3.0	1.0	964	$1,700	$1.76	24d	1	0.70mi
38114 Fallstone Way Zephyrhills, FL	3.0	2.5	1634	$1,970	$1.21	21d	1	0.86mi
38126 Fallstone Way Zephyrhills, FL	2.0	2.5	1541	$1,765	$1.15	21d	1	0.86mi
38078 Fallstone Way Zephyrhills, FL	2.0	2.5	1541	$1,765	$1.15	21d	1	0.86mi
38064 Fallstone Way Zephyrhills, FL	3.0	2.5	1634	$1,895	$1.16	17d	1	0.87mi
38142 Fallstone Way Zephyrhills, FL	3.0	2.5	1634	$1,895	$1.16	21d	1	0.87mi
38162 Fallstone Way Zephyrhills, FL	2.0	2.5	1513	$1,800	$1.19	21d	1	0.89mi
38034 Fallstone Way Zephyrhills, FL	3.0	2.5	1634	$1,895	$1.16	21d	1	0.89mi
38028 Fallstone Way Zephyrhills, FL	3.0	2.5	1634	$1,895	$1.16	21d	1	0.90mi
37812 15th Ave Zephyrhills, FL	2.0	2.0	1000	$1,850	$1.85	24d	1	0.91mi
38235 Fallstone Way Zephyrhills, FL	2.0	2.5	1541	$1,765	$1.15	21d	1	0.93mi
38250 Fallstone Way Zephyrhills, FL	2.0	2.5	1513	$1,725	$1.14	21d	1	0.96mi
38256 Fallstone Way Zephyrhills, FL	2.0	2.5	1541	$1,765	$1.15	14d	1	0.96mi
4940 4th St Zephyrhills, FL	2.0	2.0	900	$1,350	$1.50	24d	1	0.98mi
5441 6th St Zephyrhills, FL	2.0	1.0	1014	$1,650	$1.63	24d	1	0.98mi
38055 Woodgate Ln Zephyrhills, FL	3.0	2.0	1456	$1,400	$0.96	24d	1	1.00mi
5022 5th St Zephyrhills, FL	2.0	1.5	974	$1,595	$1.64	24d	1	1.02mi
38236 Fir Ave Zephyrhills, FL	2.0	1.0	950	$1,350	$1.42	24d	1	1.18mi
6249 Maisai Rd #6 Zephyrhills, FL	3.0	2.5	1561	$1,550	$0.99	2d	1	1.31mi
6302 Abbott Station Dr Zephyrhills, FL	3.0	1.0–2.5	855	$1,732	$2.02	1d	142	1.31mi
6262 Maisie Rd Zephyrhills, FL	3.0	2.5	1363	$1,700	$1.25	24d	1	1.34mi
37661 Aaralyn Rd Zephyrhills, FL	3.0	2.5	1363	$1,800	$1.32	24d	1	1.34mi
6246 Timberly Ln Zephyrhills, FL	3.0	2.5	1363	$1,900	$1.39	24d	1	1.34mi
4940 9th St Zephyrhills, FL	3.0	1.0	1404	$1,895	$1.35	24d	1	1.37mi
6195 Daerr Ridge St Zephyrhills, FL	3.0	2.5	1386	$2,000	$1.44	17d	1	1.37mi

Listing history 37 events

1. 2025-11-26
   status Pending
2. 2025-11-26
   price $100,000
3. 2025-11-25
   price $125,000
4. 2025-11-04
   listed $150,000 Active
5. 2024-07-21
   status Pending
6. 2024-07-18
   historical
7. 2024-06-18
   listed $249,900 Active
8. 2022-06-17
   soldstatus $260,000
9. 2022-06-15
   soldstatus $260,000 Closed 1194-char remark

   Show marketing remark (1194 chars)

   Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

10. 2022-06-15
    soldstatus $260,000

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

11. 2022-06-15
    soldstatus $260,000 Closed

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

12. 2022-05-23
    status Pending 1194-char remark

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

13. 2022-05-20
    status Pending
14. 2022-05-15
    status Active

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

15. 2022-05-15
    status Active 1194-char remark

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

16. 2022-05-11
    status Pending 1194-char remark

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

17. 2022-05-11
    status Pending

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

18. 2022-04-27
    price $300,000 1194-char remark

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

19. 2022-04-27
    price $299,999

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

20. 2022-04-20
    listed $315,000 Active 1194-char remark

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

21. 2022-04-20
    listed $300,000

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

22. 2022-04-20
    listed $315,000 Active

    Show marketing remark (1194 chars)

    Newly remodeled 3 bedroom, 3 full bathrooms, completely fenced home, that leaves nothing to be desired! NEW A/C 2022 & NEW roof 2017!! Enter in and take note of the newer flooring, paint, and tasteful updates. To your left, enjoy your kitchen and breakfast nook. The kitchen is equipped with granite countertops, gorgeous cabinets, decorative backsplash, and counter and cabinet space. To your right, enjoy your light and bright living area. Generously sized master bedrooms complete with access to your master bath. One of master bathrooms are equipped with a modern vanity, fixtures, and shower/tub combo. The second master bath features a stand alone shower and vanity. The guest bathroom is light and bright and complete with a stand alone shower. Spacious, indoor laundry room for your convenience. Head out back to your oversized yard that is completely fenced in and leaves plenty of space to entertain and relax in the privacy of your own yard. NEW water softener. Conveniently located 5 minutes from Wesley Chapel, 15 minutes from Tampa, and near all shopping, restaurants, hospitals, and not too far from the amusement parks and fun! Don't miss out! Schedule your showing today!

23. 2016-08-31
    soldstatus $29,900 Sold
24. 2016-07-11
    status Pending
25. 2016-06-17
    listed $29,900 Active
26. 2016-06-01
    historical
27. 2016-05-28
    soldstatus $33,500 Sold
28. 2016-05-24
    status Pending
29. 2016-05-23
    historical
30. 2016-05-17
    status Active
31. 2016-05-04
    status Pending
32. 2016-04-27
    status Active
33. 2016-04-19
    status Pending
34. 2016-04-12
    status Active
35. 2016-02-17
    status Pending
36. 2016-02-09
    listed $33,500 Active
37. 1995-06-16
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,082 · $340/mo
• Projected year-2 tax: $4,082 · $340/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 76% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,059
• − Mortgage interest: −$5,602
• − Property taxes: −$4,082
• − Insurance: −$1,298
• − Repairs & maintenance: −$1,685
• − Management: −$1,685
• − Depreciation: −$2,909
• Taxable income: $3,800
• Est. tax owed @ 24.0%: −$912
• After-tax cash flow: $4,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills West

• Score: 61/100
• State rank: #772
• US rank: #17403

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zephyrhills West, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 23,612
• Household income: $49,316
• Rent vs Own: 27.5% rent · 72.5% own
• Severe rent burden: 831.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 3% Romanian 2% Iranian 2%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.25%
• Current HPI: 313.3993
• Rent YoY: ▼ -3.56%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+163.2% since first listed

37 events — show timeline

• 2025-11-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-11-26 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-25 Price Changed $125,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-04 Listed $150,000 Stellar MLS as Distributed by MLS Grid
• 2024-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-07-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-06-18 Listed $249,900 Stellar MLS as Distributed by MLS Grid
• 2022-06-17 Sold (Public Records) $260,000 Public Records
• 2022-06-15 Sold (MLS) $260,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-15 Sold (MLS) $260,000 St. Augustine and St. Johns County Board of REALTORS®
• 2022-06-15 Sold (MLS) $260,000 HCAR
• 2022-05-23 Pending — HCAR
• 2022-05-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-05-15 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-05-15 Relisted — HCAR
• 2022-05-11 Pending — HCAR
• 2022-05-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-27 Price Changed $300,000 HCAR
• 2022-04-27 Price Changed $299,999 Stellar MLS as Distributed by MLS Grid
• 2022-04-20 Listed $315,000 Stellar MLS as Distributed by MLS Grid
• 2022-04-20 Listed $300,000 St. Augustine and St. Johns County Board of REALTORS®
• 2022-04-20 Listed $315,000 HCAR
• 2016-08-31 Sold (MLS) $29,900 Stellar MLS as Distributed by MLS Grid
• 2016-07-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-06-17 Listed $29,900 Stellar MLS as Distributed by MLS Grid
• 2016-06-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2016-05-28 Sold (MLS) $33,500 Stellar MLS as Distributed by MLS Grid
• 2016-05-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-05-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2016-05-17 Relisted — Stellar MLS as Distributed by MLS Grid
• 2016-05-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-04-27 Relisted — Stellar MLS as Distributed by MLS Grid
• 2016-04-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-04-12 Relisted — Stellar MLS as Distributed by MLS Grid
• 2016-02-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-02-09 Listed $33,500 Stellar MLS as Distributed by MLS Grid
• 1995-06-16 Sold (Public Records) $38,000 Public Records

Property tax history

+22.9%/yr

Latest (2025): $4,082 · +27.1% YoY. Source: county tax records.