CashFlowRE
Sign in Sign up
152 22nd St
B+ Composite 78.83
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.4/10.0
  • Appreciation +4.7/10.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Condition / age +2.2/5.0
  • Schools +1.7/10.0

$75,000

152 22nd St · Hueytown, AL 35023
2 bd · 1.0 ba · 943 sqft · SingleFamily public records · 222 Days on market
Built 1949 Fair condition 8,712 sqft lot $80/sqft · 45% below area Est $136k · 45% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment opportunity! This 2-bedroom, 1-bath home at 152 2nd Street in Hueytown offers consistent monthly rental income. Ideal for investors looking to expand their portfolio with a cash-flowing property.

Key facts

  • 8,712 sq ft lot
  • Built 1949
  • Listed 221 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $299 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.1% vs local median 6.0% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hueytown Intermediate School (math 11% / reading 35%, grade F, #431 of 627 statewide, top 69%, 481 students, 63% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 345 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $69 of equity ($519 loan paydown + $-450 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 1.6% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 222 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44% ✓
Cap rate
11.07%
Cash-on-cash
17.07%
DSCR
1.76
GRM
5.8

CMA / ARV

ARV (median comp)
$136,073
List price
$75,000
Delta
-44.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
130 Forest Rd 0.39mi 2/1.0 931 (-1%) 2mo $65,000 $70 78
117 Walker Ave 0.43mi 2/1.0 947 (+0%) 16mo $155,000 $164 66
602 Sunrise Blvd 0.18mi 2/1.0 1,084 (+15%) 1mo $111,000 $102 65
1261 Hueytown Rd 0.22mi 2/1.0 810 (-14%) 6mo $120,000 $148 61
122 June Ave 0.58mi 2/1.0 866 (-8%) 12mo $63,000 $73 49
116 Ivy Ave 0.65mi 2/1.0 851 (-10%) 9mo $80,000 $94 46
207 June Ave 0.53mi 2/1.0 851 (-10%) 17mo $130,000 $153 45
121 Meadowood Ave 0.61mi 3/1.0 (+1) 1,053 (+12%) 6mo $155,670 $148 42
3219 Circle Dr 0.72mi 2/1.0 1,064 (+13%) 9mo $135,000 $127 37
116 June Ave 0.61mi 3/1.0 (+1) 1,054 (+12%) 15mo $159,500 $151 35
205 Webster Ln 0.72mi 3/1.0 (+1) 1,051 (+12%) 14mo $135,000 $128 31
117 Gwin Ave 0.69mi 2/1.5 1,084 (+15%) 16mo $144,100 $133 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
1.63×
Total profit
$13,277
Equity at exit
$19,555
10-year hold
IRR
18.2%
Equity multiple
2.80×
Total profit
$37,768
Equity at exit
$21,797

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active · 13 under contract
Months of supply
22.5 mo (4%/mo absorbed)
Median asking
$125,000 ($126/sqft)
Median days on market
76 d
This list price
lowest-priced of the active set
ARV vs active asking
+14.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
345
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,080 high interval (Pro) →
Mortgage (P&I)
−$393
Tax from tax record
−$130 /mo · $1,557/yr
Insurance
−$31
HOA
−$0
Vacancy / Maint / Mgmt
−$227
Net cashflow
$299

Break-even live

Break-even rent $702
Max offer price $75,000
Occupancy floor 67%

Sensitivity live

Price -10% $341 -5% $320 +0% $299 +5% $277 +10% $256
Rent -10% $213 -5% $256 +0% $299 +5% $341 +10% $384
Rate -1.0pp $336 -0.5pp $318 base $299 +0.5pp $279 +1.0pp $259

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
309 Sunrise Blvd Bessemer, AL 2.0 1.0 1105 $1,160 $1.05 152d 1 0.03mi
106 Walker Ave Bessemer, AL 1.0 1.0 576 $725 $1.26 116d 1 0.32mi
124 Dabbs Ave Unit 130-A Hueytown, AL 2.0 1.0 855 $1,025 $1.20 51d 1 0.44mi
110 Ray Ave Apt 7 Hueytown, AL 2.0 2.0 900 $875 $0.97 51d 1 0.56mi
119 Lakeland Ave Bessemer, AL 3.0 1.0 1042 $1,125 $1.08 164d 1 0.58mi
116 Vail Ave Bessemer, AL 2.0 1.0 1008 $925 $0.92 108d 1 0.68mi
2822 Brooklane Dr Bessemer, AL 2.0 1.0 975 $1,000 $1.03 184d 1 0.83mi
2020 High School Rd Unit C Bessemer, AL 2.0 1.0 733 $750 $1.02 155d 1 0.85mi
2020 High School Rd Apt H Bessemer, AL 2.0 1.0 733 $600 $0.82 108d 1 0.85mi
1409 Hueytown Rd Apt 63 Bessemer, AL 2.0 1.0 876 $995 $1.14 184d 1 0.91mi
1409 Hueytown Rd Unit 21 Bessemer, AL 2.0 1.0 876 $995 $1.14 10d 1 0.91mi
1409 Hueytown Rd Unit 09 Bessemer, AL 1.0 1.0 695 $850 $1.22 184d 1 0.91mi
622 S Parkell Ave Bessemer, AL 3.0 1.0 963 $1,200 $1.25 184d 1 1.00mi
2024 28th Ave N Bessemer, AL 2.0 1.0 952 $1,025 $1.08 38d 1 1.00mi
2024 28th Ave N Bessemer, AL 2.0 1.0 952 $1,025 $1.08 41d 1 1.00mi
154 Pine Ave Bessemer, AL 3.0 2.0 1056 $1,300 $1.23 10d 1 1.00mi
2108 27th Ave N Bessemer, AL 3.0 1.0 936 $1,045 $1.12 1d 1 1.03mi
165 Mabelon Dr Bessemer, AL 3.0 1.0 1000 $1,395 $1.40 0d 1 1.08mi
165 Mabelon Dr Bessemer, AL 3.0 1.0 1000 $1,395 $1.40 11d 1 1.08mi
109 Oak Ave Bessemer, AL 3.0 1.0 1120 $1,200 $1.07 10d 1 1.09mi
650 S Parkell Ave Unit 676 Bessemer, AL 2.0 1.0 936 $875 $0.93 10d 1 1.11mi
650 S Parkell Ave Unit 686 Bessemer, AL 2.0 1.0 936 $875 $0.93 123d 1 1.11mi
1444 Hueytown Rd Unit B Hueytown, AL 2.0 1.0 725 $900 $1.24 131d 1 1.13mi
301 Autumn Brook Ter Unit 401 Hueytown, AL 1.0 1.0 695 $850 $1.22 162d 1 1.24mi
2423 Circle Dr Bessemer, AL 2.0 1.0 732 $1,050 $1.43 184d 1 1.25mi
107 Wheeler Dr Bessemer, AL 2.0 1.0 950 $950 $1.00 184d 1 1.30mi
200 Love St Bessemer, AL 2.0 1.0 675 $1,100 $1.63 1d 1 1.31mi
200 Love St Bessemer, AL 2.0 1.0 675 $1,100 $1.63 184d 1 1.31mi
204 Cherry Ct Unit 204 Hueytown, AL 2.0 1.5 950 $950 $1.00 1d 1 1.31mi
204 Cherry Ct Unit 206 Hueytown, AL 2.0 1.0 950 $950 $1.00 1d 1 1.31mi
204 Cherry Ct Unit 206 Hueytown, AL 2.0 1.0 950 $950 $1.00 51d 1 1.31mi
204 Cherry Ct Unit 204 Hueytown, AL 2.0 1.5 950 $950 $1.00 51d 1 1.31mi
105 Louis Ave Bessemer, AL 2.0 1.0 1073 $1,100 $1.03 184d 1 1.37mi
1702 26th Ave N Hueytown, AL 2.0 2.0 812 $1,125 $1.39 10d 1 1.43mi
1714 25th Ave N Hueytown, AL 2.0 1.0 864 $850 $0.98 10d 1 1.47mi
1612 26th Ave N Bessemer, AL 2.0 1.0 1050 $1,245 $1.19 131d 1 1.48mi
1623 26th Ave N Bessemer, AL 2.0 1.0 1004 $1,025 $1.02 108d 1 1.49mi
1623 26th Ave N Bessemer, AL 2.0 1.0 1004 $1,095 $1.09 152d 1 1.49mi

Listing history 50 events

  1. 2026-11-08
    days on market $75,000 Active 222 DOM
  2. 2026-11-07
    days on market $75,000 Active 221 DOM
  3. 2026-11-06
    days on market $75,000 Active 220 DOM
  4. 2026-11-05
    days on market $75,000 Active 219 DOM
  5. 2026-11-04
    days on market $75,000 Active 218 DOM
  6. 2026-11-02
    days on market $75,000 Active 216 DOM
  7. 2026-11-01
    days on market $75,000 Active 215 DOM
  8. 2026-10-31
    days on market $75,000 Active 214 DOM
  9. 2026-10-30
    days on market $75,000 Active 213 DOM
  10. 2026-10-29
    days on market $75,000 Active 212 DOM
  11. 2026-10-28
    days on market $75,000 Active 211 DOM
  12. 2026-10-27
    days on market $75,000 Active 210 DOM
  13. 2026-10-26
    days on market $75,000 Active 209 DOM
  14. 2026-10-26
    days on market $75,000 Active 208 DOM
  15. 2026-10-24
    days on market $75,000 Active 207 DOM
  16. 2026-10-23
    days on market $75,000 Active 206 DOM
  17. 2026-10-22
    days on market $75,000 Active 205 DOM
  18. 2026-10-21
    days on market $75,000 Active 204 DOM
  19. 2026-10-20
    days on market $75,000 Active 203 DOM
  20. 2026-10-19
    days on market $75,000 Active 202 DOM
  21. 2026-10-18
    days on market $75,000 Active 201 DOM
  22. 2026-10-17
    days on market $75,000 Active 200 DOM
  23. 2026-10-16
    days on market $75,000 Active 199 DOM
  24. 2026-10-15
    days on market $75,000 Active 198 DOM
  25. 2026-10-14
    days on market $75,000 Active 197 DOM
  26. 2026-10-13
    days on market $75,000 Active 196 DOM
  27. 2026-10-12
    days on market $75,000 Active 195 DOM
  28. 2026-10-11
    days on market $75,000 Active 194 DOM
  29. 2026-10-10
    days on market $75,000 Active 193 DOM
  30. 2026-10-09
    days on market $75,000 Active 192 DOM
  31. 2026-10-08
    days on market $75,000 Active 191 DOM
  32. 2026-10-07
    days on market $75,000 Active 190 DOM
  33. 2026-10-06
    days on market $75,000 Active 189 DOM
  34. 2026-10-05
    days on market $75,000 Active 188 DOM
  35. 2026-10-04
    days on market $75,000 Active 187 DOM
  36. 2026-10-03
    days on market $75,000 Active 186 DOM
  37. 2026-10-02
    days on market $75,000 Active 185 DOM
  38. 2026-10-01
    days on market $75,000 Active 184 DOM
  39. 2026-09-30
    days on market $75,000 Active 183 DOM
  40. 2026-09-29
    days on market $75,000 Active 182 DOM
  41. 2026-09-28
    days on market $75,000 Active 181 DOM
  42. 2026-09-27
    days on market $75,000 Active 180 DOM
  43. 2026-09-25
    days on market $75,000 Active 178 DOM
  44. 2026-09-24
    days on market $75,000 Active 177 DOM
  45. 2026-09-23
    days on market $75,000 Active 176 DOM
  46. 2026-09-22
    days on market $75,000 Active 175 DOM
  47. 2026-09-21
    days on market $75,000 Active 174 DOM
  48. 2026-09-20
    days on market $75,000 Active 173 DOM
  49. 2026-09-19
    days on market $75,000 Active 172 DOM
  50. 2026-09-18
    days on market $75,000 Active 171 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,557 · $130/mo
Projected year-2 tax
$1,557 · $130/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,956
− Mortgage interest
−$4,201
− Property taxes
−$1,557
− Insurance
−$375
− Repairs & maintenance
−$1,036
− Management
−$1,036
− Depreciation
−$2,182
Taxable income
$2,568
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$616
After-tax cash flow
$2,968/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Fair 45/100 Moderate rehab Est. rehab $23,575–$42,435 screening

The home is in fair condition with some minor repairs and maintenance needed. Painting the exterior and landscaping can significantly increase its value for both resale and rental.

Components & finishes AI

Roof asphalt shingle · good

Repairs flagged

  • Minor Landscaping — The landscaping appears to be overgrown and in need of trimming and maintenance.

Value-add opportunities

  • Both Painting the exterior — Painting the exterior can improve the curb appeal and increase the home's value for both resale and rental. ↑
  • Both Landscaping and trimming the overgrown areas — A well-maintained and aesthetically pleasing landscape can significantly increase the home's value for both resale and rental. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 17/100

Zoned Schools

Elementary Hueytown Intermediate School F AL #431/627 Nat'l #31,702/41,679 Middle Hueytown Middle School F AL #206/257 Nat'l #12,632/14,009 High Hueytown High School F AL #235/305 Nat'l #15,655/17,239

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL
D Composite livability gradescore 57/100

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 669,185 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
14% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics
—

Price history

+233.0% since first listed
5 events — show timeline
  • 2026-05-12 Price Changed $99,900 Greater Alabama MLS
  • 2026-03-31 Listed $110,000 Greater Alabama MLS
  • 2006-01-18 Sold (Public Records) $78,556 Public Records
  • 1988-06-30 Sold (Public Records) $38,500 Public Records
  • 1979-06-01 Sold (Public Records) $30,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $1,557 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…