152 22nd St · Hueytown, AL 35023

$99,900

2 bd · 1.0 ba · 943 sqft · SingleFamily public records · 79 Days on market

Built 1949 8,712 sqft lot $106/sqft · 31% below area Est $144k · 31% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.8/30.0
• ARV discount +15.0/15.0
• DSCR +7.3/10.0
• 1% rule +6.0/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Great investment opportunity! This 2-bedroom, 1-bath home at 152 2nd Street in Hueytown offers consistent monthly rental income. Ideal for investors looking to expand their portfolio with a cash-flowing property.

Key facts

• 8,712 sq ft lot
• Built 1949
• Listed 79 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $173 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $92 of equity ($691 loan paydown + $-599 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 1.6% rent growth), your $28k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 79 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $79k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $93,906 (6.0% below list)

Questions for the listing agent

1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.38%
• Cash-on-cash: 7.44%
• DSCR: 1.33
• GRM: 7.6

CMA / ARV

• ARV (median comp): $144,343
• List price: $99,900
• Delta: -30.79%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
117 Walker Ave	0.43mi	2/1.0	947 (+0%)	12mo	$155,000	$164	70
1261 Hueytown Rd	0.22mi	2/1.0	810 (-14%)	2mo	$120,000	$148	65
158 21st St S	0.08mi	2/2.0	1,064 (+13%)	15mo	$165,000	$155	58
103 Virginia Dr	0.25mi	2/1.0	1,050 (+11%)	18mo	$159,000	$151	54
122 June Ave	0.58mi	2/1.0	866 (-8%)	8mo	$63,000	$73	53
116 Ivy Ave	0.64mi	2/1.0	851 (-10%)	4mo	$80,000	$94	50
207 June Ave	0.53mi	2/1.0	851 (-10%)	12mo	$130,000	$153	49
121 Meadowood Ave	0.61mi	3/1.0 (+1)	1,053 (+12%)	2mo	$155,670	$148	46
3219 Circle Dr	0.72mi	2/1.0	1,064 (+13%)	4mo	$135,000	$127	41
116 June Ave	0.61mi	3/1.0 (+1)	1,054 (+12%)	10mo	$159,500	$151	39
205 Webster Ln	0.72mi	3/1.0 (+1)	1,051 (+12%)	9mo	$135,000	$128	35
117 Gwin Ave	0.69mi	2/1.5	1,084 (+15%)	11mo	$144,100	$133	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 3.0%
• Equity multiple: 1.14×
• Total profit: $3,835
• Equity at exit: $26,047

10-year hold

• IRR: 8.0%
• Equity multiple: 1.77×
• Total profit: $21,598
• Equity at exit: $29,034

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 250
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,100 high
• Mortgage (P&I): −$524
• Tax from tax record: −$130 /mo · $1,557/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$231
• Net cashflow: $173

Break-even live

Break-even rent $880

Max offer price $99,900

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	11d	1	0.03mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	2d	1	0.56mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	23d	1	0.58mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$975	$0.97	19d	1	0.68mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	43d	1	0.83mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	14d	1	0.85mi
1409 Hueytown Rd Unit 76 Bessemer, AL	2.0	1.0	876	$995	$1.14	2d	1	0.91mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	43d	1	0.91mi
1409 Hueytown Rd Unit 09 Bessemer, AL	1.0	1.0	695	$850	$1.22	43d	1	0.91mi
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	43d	1	1.00mi
109 Oak Ave Bessemer, AL	3.0	1.0	1120	$1,200	$1.07	2d	1	1.09mi
1444 Hueytown Rd Unit B Hueytown, AL	2.0	1.0	725	$945	$1.30	23d	1	1.13mi
301 Autumn Brook Ter Unit 401 Hueytown, AL	1.0	1.0	695	$850	$1.22	21d	1	1.24mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	43d	1	1.25mi
107 Wheeler Dr Bessemer, AL	2.0	1.0	950	$950	$1.00	43d	1	1.30mi
200 Love St Bessemer, AL	2.0	1.0	675	$1,100	$1.63	43d	1	1.31mi
105 Louis Ave Bessemer, AL	2.0	1.0	1073	$1,100	$1.03	43d	1	1.37mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	11d	1	1.49mi

Listing history 18 events

1. 2026-06-18
   days on market $99,900 Active 79 DOM
2. 2026-06-17
   days on market $99,900 Active 78 DOM
3. 2026-06-16
   days on market $99,900 Active 77 DOM
4. 2026-06-15
   days on market $99,900 Active 76 DOM
5. 2026-06-13
   days on market $99,900 Active 74 DOM
6. 2026-06-10
   days on market $99,900 Active 71 DOM
7. 2026-06-09
   days on market $99,900 Active 70 DOM
8. 2026-06-08
   days on market $99,900 Active 69 DOM
9. 2026-06-07
   days on market $99,900 Active 68 DOM
10. 2026-06-03
    days on market $99,900 Active 64 DOM
11. 2026-06-02
    days on market $99,900 Active 63 DOM
12. 2026-06-01
    days on market $99,900 Active 62 DOM
13. 2026-05-31
    days on market $99,900 Active 61 DOM
14. 2026-05-12
    price $99,900 212-char remark

    Show marketing remark (212 chars)

    Great investment opportunity! This 2-bedroom, 1-bath home at 152 2nd Street in Hueytown offers consistent monthly rental income. Ideal for investors looking to expand their portfolio with a cash-flowing property.

15. 2026-03-31
    listed $110,000 Active 212-char remark

    Show marketing remark (212 chars)

    Great investment opportunity! This 2-bedroom, 1-bath home at 152 2nd Street in Hueytown offers consistent monthly rental income. Ideal for investors looking to expand their portfolio with a cash-flowing property.

16. 2006-01-18
    soldstatus $78,556
17. 1988-06-30
    soldstatus $38,500
18. 1979-06-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,557 · $130/mo
• Projected year-2 tax: $1,557 · $130/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,196
• − Mortgage interest: −$5,596
• − Property taxes: −$1,557
• − Insurance: −$500
• − Repairs & maintenance: −$1,056
• − Management: −$1,056
• − Depreciation: −$2,906
• Taxable income: $526
• Est. tax owed @ 24.0%: −$126
• After-tax cash flow: $1,956/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+233.0% since first listed

5 events — show timeline

• 2026-05-12 Price Changed $99,900 Greater Alabama MLS
• 2026-03-31 Listed $110,000 Greater Alabama MLS
• 2006-01-18 Sold (Public Records) $78,556 Public Records
• 1988-06-30 Sold (Public Records) $38,500 Public Records
• 1979-06-01 Sold (Public Records) $30,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $1,557 · +0.0% YoY. Source: county tax records.