152 22nd St · Hueytown, AL 35023

$75,000

2 bd · 1.0 ba · 943 sqft · SingleFamily public records · 177 Days on market

Built 1949 Fair condition 8,712 sqft lot $80/sqft · 50% below area Est $149k · 50% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.2/5.0
• Schools +1.7/10.0

Listing remarks MLS

Great investment opportunity! This 2-bedroom, 1-bath home at 152 2nd Street in Hueytown offers consistent monthly rental income. Ideal for investors looking to expand their portfolio with a cash-flowing property.

Key facts

• 8,712 sq ft lot
• Built 1949
• Listed 176 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $75k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $291 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.9% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Intermediate School (math 11% / reading 35%, grade F, #431 of 627 statewide, top 69%, 481 students, 63% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 323 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 86d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $69 of equity ($519 loan paydown + $-450 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 1.6% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 177 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 10.95%
• Cash-on-cash: 16.63%
• DSCR: 1.74
• GRM: 5.8

CMA / ARV

• ARV (median comp): $148,751
• List price: $75,000
• Delta: -49.58%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
130 Forest Rd	0.39mi	2/1.0	931 (-1%)	1mo	$65,000	$70	79
117 Walker Ave	0.43mi	2/1.0	947 (+0%)	15mo	$155,000	$164	67
1261 Hueytown Rd	0.22mi	2/1.0	810 (-14%)	5mo	$120,000	$148	62
158 21st St S	0.08mi	2/2.0	1,064 (+13%)	18mo	$165,000	$155	56
122 June Ave	0.58mi	2/1.0	866 (-8%)	11mo	$63,000	$73	50
116 Ivy Ave	0.64mi	2/1.0	851 (-10%)	7mo	$80,000	$94	48
207 June Ave	0.53mi	2/1.0	851 (-10%)	16mo	$130,000	$153	46
121 Meadowood Ave	0.61mi	3/1.0 (+1)	1,053 (+12%)	5mo	$155,670	$148	43
3219 Circle Dr	0.72mi	2/1.0	1,064 (+13%)	7mo	$135,000	$127	39
116 June Ave	0.61mi	3/1.0 (+1)	1,054 (+12%)	13mo	$159,500	$151	36
205 Webster Ln	0.72mi	3/1.0 (+1)	1,051 (+12%)	12mo	$135,000	$128	32
117 Gwin Ave	0.69mi	2/1.5	1,084 (+15%)	14mo	$144,100	$133	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 13.4%
• Equity multiple: 1.61×
• Total profit: $12,804
• Equity at exit: $19,555

10-year hold

• IRR: 17.7%
• Equity multiple: 2.75×
• Total profit: $36,784
• Equity at exit: $21,797

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 18 active · 11 under contract
• Months of supply: 13.5 mo (7%/mo absorbed)
• Median asking: $125,000 ($129/sqft)
• Median days on market: 42 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +21.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 323
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $1,070 high
• Mortgage (P&I): −$393
• Tax from tax record: −$130 /mo · $1,557/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$225
• Net cashflow: $291

Break-even live

Break-even rent $702

Max offer price $75,000

Occupancy floor 68%

Sensitivity live

Price	-10% $333	-5% $312	+0% $291	+5% $270	+10% $249
Rent	-10% $207	-5% $249	+0% $291	+5% $333	+10% $376
Rate	-1.0pp $329	-0.5pp $310	base $291	+0.5pp $272	+1.0pp $252

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	107d	1	0.03mi
106 Walker Ave Bessemer, AL	1.0	1.0	576	$725	$1.26	71d	1	0.32mi
124 Dabbs Ave Unit 130-A Hueytown, AL	2.0	1.0	855	$1,025	$1.20	6d	1	0.44mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	6d	1	0.56mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	119d	1	0.58mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$925	$0.92	63d	1	0.68mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	139d	1	0.83mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	110d	1	0.85mi
2020 High School Rd Apt H Bessemer, AL	2.0	1.0	733	$600	$0.82	63d	1	0.85mi
1409 Hueytown Rd Unit 09 Bessemer, AL	1.0	1.0	695	$850	$1.22	139d	1	0.91mi
1409 Hueytown Rd Unit 21 Bessemer, AL	2.0	1.0	876	$995	$1.14	6d	1	0.91mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	139d	1	0.91mi
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	139d	1	1.00mi
2024 28th Ave N Bessemer, AL	2.0	1.0	952	$1,050	$1.10	6d	1	1.00mi
165 Mabelon Dr Bessemer, AL	3.0	1.0	1000	$1,450	$1.45	0d	1	1.08mi
109 Oak Ave Bessemer, AL	3.0	1.0	1120	$1,200	$1.07	98d	1	1.09mi
650 S Parkell Ave Unit 676 Bessemer, AL	2.0	1.0	936	$875	$0.93	6d	1	1.11mi
650 S Parkell Ave Unit 686 Bessemer, AL	2.0	1.0	936	$875	$0.93	78d	1	1.11mi
1444 Hueytown Rd Unit B Hueytown, AL	2.0	1.0	725	$900	$1.24	86d	1	1.13mi
301 Autumn Brook Ter Unit 401 Hueytown, AL	1.0	1.0	695	$850	$1.22	117d	1	1.24mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	139d	1	1.25mi
107 Wheeler Dr Bessemer, AL	2.0	1.0	950	$950	$1.00	139d	1	1.30mi
200 Love St Bessemer, AL	2.0	1.0	675	$1,100	$1.63	139d	1	1.31mi
204 Cherry Ct Unit 206 Hueytown, AL	2.0	1.0	950	$950	$1.00	6d	1	1.31mi
204 Cherry Ct Unit 204 Hueytown, AL	2.0	1.5	950	$950	$1.00	6d	1	1.31mi
105 Louis Ave Bessemer, AL	2.0	1.0	1073	$1,100	$1.03	139d	1	1.37mi
1714 25th Ave N Hueytown, AL	2.0	1.0	864	$900	$1.04	6d	1	1.47mi
1612 26th Ave N Bessemer, AL	2.0	1.0	1050	$1,245	$1.19	86d	1	1.48mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	107d	1	1.49mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,025	$1.02	63d	1	1.49mi

Listing history 50 events

1. 2026-09-24
   days on market $75,000 Active 177 DOM
2. 2026-09-23
   days on market $75,000 Active 176 DOM
3. 2026-09-22
   days on market $75,000 Active 175 DOM
4. 2026-09-21
   days on market $75,000 Active 174 DOM
5. 2026-09-20
   days on market $75,000 Active 173 DOM
6. 2026-09-19
   days on market $75,000 Active 172 DOM
7. 2026-09-18
   days on market $75,000 Active 171 DOM
8. 2026-09-17
   days on market $75,000 Active 170 DOM
9. 2026-09-16
   days on market $75,000 Active 169 DOM
10. 2026-09-15
    days on market $75,000 Active 168 DOM
11. 2026-09-14
    days on market $75,000 Active 167 DOM
12. 2026-09-13
    days on market $75,000 Active 166 DOM
13. 2026-09-12
    days on market $75,000 Active 165 DOM
14. 2026-09-11
    days on market $75,000 Active 164 DOM
15. 2026-09-05
    days on market $75,000 Active 158 DOM
16. 2026-09-04
    days on market $75,000 Active 157 DOM
17. 2026-09-03
    days on market $75,000 Active 156 DOM
18. 2026-08-31
    days on market $75,000 Active 153 DOM
19. 2026-08-30
    days on market $75,000 Active 152 DOM
20. 2026-08-28
    days on market $75,000 Active 150 DOM
21. 2026-08-27
    days on market $75,000 Active 149 DOM
22. 2026-08-26
    days on market $75,000 Active 148 DOM
23. 2026-08-25
    days on market $75,000 Active 147 DOM
24. 2026-08-24
    days on market $75,000 Active 146 DOM
25. 2026-08-23
    days on market $75,000 Active 145 DOM
26. 2026-08-22
    days on market $75,000 Active 144 DOM
27. 2026-08-21
    days on market $75,000 Active 143 DOM
28. 2026-08-20
    days on market $75,000 Active 142 DOM
29. 2026-08-19
    days on market $75,000 Active 141 DOM
30. 2026-08-18
    days on market $75,000 Active 140 DOM
31. 2026-08-17
    days on market $75,000 Active 139 DOM
32. 2026-08-16
    days on market $75,000 Active 138 DOM
33. 2026-08-15
    days on market $75,000 Active 137 DOM
34. 2026-08-14
    remarks 253-char remark
35. 2026-08-14
    days on market $75,000 Active 136 DOM
36. 2026-08-13
    days on market $75,000 Active 135 DOM
37. 2026-08-12
    days on market $75,000 Active 134 DOM
38. 2026-08-11
    days on market $75,000 Active 133 DOM
39. 2026-08-10
    days on market $75,000 Active 132 DOM
40. 2026-08-09
    days on market $75,000 Active 131 DOM
41. 2026-08-08
    days on market $75,000 Active 130 DOM
42. 2026-08-07
    days on market $75,000 Active 129 DOM
43. 2026-08-06
    days on market $75,000 Active 128 DOM
44. 2026-08-05
    days on market $75,000 Active 127 DOM
45. 2026-08-04
    days on market $75,000 Active 126 DOM
46. 2026-08-03
    days on market $75,000 Active 125 DOM
47. 2026-07-31
    days on market $75,000 Active 122 DOM
48. 2026-07-30
    days on market $75,000 Active 120 DOM
49. 2026-07-28
    days on market $75,000 Active 119 DOM
50. 2026-07-26
    days on market $75,000 Active 117 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,557 · $130/mo
• Projected year-2 tax: $1,557 · $130/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,840
• − Mortgage interest: −$4,201
• − Property taxes: −$1,557
• − Insurance: −$375
• − Repairs & maintenance: −$1,027
• − Management: −$1,027
• − Depreciation: −$2,182
• Taxable income: $2,471
• Est. tax owed @ 24.0%: −$593
• After-tax cash flow: $2,899/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Fair 45/100 Moderate rehab Est. rehab $23,575–$42,435 screening

The home is in fair condition with some minor repairs and maintenance needed. Painting the exterior and landscaping can significantly increase its value for both resale and rental.

Components & finishes AI

Roof asphalt shingle · good

Repairs flagged

• Minor Landscaping — The landscaping appears to be overgrown and in need of trimming and maintenance.

Value-add opportunities

• Both Painting the exterior — Painting the exterior can improve the curb appeal and increase the home's value for both resale and rental. ↑
• Both Landscaping and trimming the overgrown areas — A well-maintained and aesthetically pleasing landscape can significantly increase the home's value for both resale and rental. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 17/100

Zoned Schools

Elementary Hueytown Intermediate School F AL #431/627 Nat'l #31,702/41,679 Middle Hueytown Middle School F AL #206/257 Nat'l #12,632/14,009 High Hueytown High School F AL #235/305 Nat'l #15,655/17,239

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

D Composite livability gradescore 57/100

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 669,185 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 14% of renters

---

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

---

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

---

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+233.0% since first listed

5 events — show timeline

• 2026-05-12 Price Changed $99,900 Greater Alabama MLS
• 2026-03-31 Listed $110,000 Greater Alabama MLS
• 2006-01-18 Sold (Public Records) $78,556 Public Records
• 1988-06-30 Sold (Public Records) $38,500 Public Records
• 1979-06-01 Sold (Public Records) $30,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $1,557 · +0.0% YoY. Source: county tax records.