4273 Katanga Dr N · Jacksonville, FL 32209

$127,000

3 bd · 1.0 ba · 876 sqft · SingleFamily public records · 89 Days on market

Built 1961 7,560 sqft lot Est $99k · 28% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.3/30.0
• DSCR +5.7/10.0
• 1% rule +4.9/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller is open to providing buyer concessions with an accepted offer! Fresh, upbeat, and move-in ready! This newly remodeled 3BR/1BA delivers clean lines, bright natural light, and easy everyday living. A spacious living room anchors the home and flows into a streamlined kitchen with plenty of cabinet and storage space. Three comfortable bedrooms sit near a refreshed full bath. Outside, the large backyard steals the show, perfect for weekend hangouts, pets, a garden, or future projects. Durable, low-maintenance finishes and a neutral palette make decorating a breeze. Convenient location close to major routes, schools, and everyday essentials. Ideal for a first-time homeowner or an investor looking to add a solid property to the portfolio. Come see it today!

Key facts

• 7,560 sq ft lot
• Parking
• Built 1961

Property features AI

Finance

• Other: Property type: Residential — Single Family Residence; Zoning: RLD-60
• HOA & community: Association approval required

Exterior

• Parking: Has a carport (1 space)
• Utilities: Public water; Public sewer; Other utilities
• Home design: Single family residence; 1 story; Faces northeast
• Construction: Block construction; Shingle roof; Block foundation; Built on one level
• Exterior features: Paved road access; Lot dimensions approximately 72 x 105; Approximately 0.17 acre lot

Interior

• Kitchen: No appliances listed
• Bedrooms: 3 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other interior features
• Laundry & utility: Laundry: Other

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $127k.

Deal economics

• At list price, monthly cash flow is $115 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $126k (1.0% below list).
• Recommended offer: $119k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 66% FRL vs 49% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 20% at this address vs 46% district-wide (-25 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $1,258/mo this rent would consume 49% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 24y ago; this cycle's ask has dropped $7k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $45k; list at $127k implies a 182% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,380 (6.0% below list)

Questions for the listing agent

1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.38%
• Cash-on-cash: 3.89%
• DSCR: 1.17
• GRM: 8.4

CMA / ARV

• ARV (on-the-fly): $98,988
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4105 Katanga Dr N	0.19mi	3/1.0	874 (-0%)	1mo	$122,500	$140	90
6601 Cleveland Rd	0.27mi	3/1.0	896 (+2%)	2mo	$82,500	$92	82
6645 Cleveland Rd	0.33mi	3/1.0	888 (+1%)	6mo	$105,000	$118	77
6151 Ardisia Rd	0.50mi	3/1.0	892 (+2%)	2mo	$128,000	$143	72
2736 Lippia Rd	0.55mi	3/1.0	856 (-2%)	0mo	$62,500	$73	70
4225 Homer Rd	0.46mi	3/1.0	924 (+6%)	1mo	$104,150	$113	69
2603 Sunny Acres Dr N	0.62mi	3/1.0	854 (-2%)	4mo	$105,000	$123	63
5612 Belafonte Dr	0.64mi	3/1.0	818 (-7%)	5mo	$130,000	$159	55
5638 Vernon Rd	0.59mi	3/1.0	963 (+10%)	2mo	$99,000	$103	54
2570 Spirea St	0.62mi	2/1.0 (-1)	824 (-6%)	4mo	$90,000	$109	52
7142 Ken Knight Dr E	0.74mi	2/1.0 (-1)	950 (+8%)	7mo	$85,000	$89	41
2726 Eventide Dr	0.69mi	2/1.0 (-1)	782 (-11%)	7mo	$70,000	$90	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold

• IRR: -11.5%
• Equity multiple: 0.59×
• Total profit: $-14,714
• Equity at exit: $18,936

10-year hold

• IRR: -4.2%
• Equity multiple: 0.74×
• Total profit: $-9,251
• Equity at exit: $10,981

Cash invested: $35,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32209

• Home prices YoY: -22.1%
• Rents YoY: 1.8%
• Active inventory: 399
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,258 high
• Mortgage (P&I): −$666
• Tax from tax record: −$159 /mo · $1,914/yr
• Insurance: −$53
• HOA: −$0
• Vacancy / Maint / Mgmt: −$264
• Net cashflow: $115

Break-even live

Break-even rent $1,112

Max offer price $127,000

Occupancy floor 86%

Sensitivity live

Price	-10% $187	-5% $151	+0% $115	+5% $79	+10% $43
Rent	-10% $16	-5% $65	+0% $115	+5% $165	+10% $215
Rate	-1.0pp $179	-0.5pp $147	base $115	+0.5pp $82	+1.0pp $49

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,750
• Closing costs: $3,810
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4294 Katanga Dr N Jacksonville, FL	3.0	1.0	864	$1,450	$1.68	25d	1	0.01mi
4144 Katanga Dr N Jacksonville, FL	3.0	1.0	1114	$1,095	$0.98	25d	1	0.16mi
6601 Cleveland Rd Jacksonville, FL	3.0	1.0	896	$1,400	$1.56	25d	1	0.30mi
4236 Homer Rd N Jacksonville, FL	3.0	1.0	888	$1,250	$1.41	13d	1	0.45mi
2904 Lippia Rd Jacksonville, FL	4.0	1.0	964	$1,400	$1.45	25d	1	0.45mi
3997 Leonnie Rd Unit 1 Jacksonville, FL	2.0	1.0	840	$950	$1.13	9d	1	0.57mi
4211 Moncrief Rd W Unit 2 Jacksonville, FL	2.0	1.0	840	$995	$1.18	25d	1	0.58mi
4253 Moncrief Rd W Unit 2 Jacksonville, FL	2.0	1.0	840	$975	$1.16	25d	1	0.61mi
4178 Lorenzo Ct Unit 3 Jacksonville, FL	2.0	1.0	840	$975	$1.16	0d	1	0.65mi
4177 Lorenzo Ct Unit 4 Jacksonville, FL	2.0	1.0	840	$945	$1.12	3d	1	0.68mi
4543 Moncrief Rd W Jacksonville, FL	2.0	1.0	950	$1,075	$1.13	9d	1	0.71mi
5428 Bunche Dr Jacksonville, FL	3.0	1.0	900	$1,600	$1.78	25d	1	0.82mi
4440 Ken Knight Dr N Jacksonville, FL	2.0	1.0	716	$650	$0.91	16d	1	0.86mi
5531 Agra Ct Jacksonville, FL	3.0	1.0	988	$1,295	$1.31	16d	1	0.89mi
4655 Ken Knight Dr N Jacksonville, FL	2.0	1.0	646	$600	$0.93	25d	1	0.90mi
5326 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,200	$1.33	25d	1	0.93mi
6114 Strawflower Pl Jacksonville, FL	3.0	1.0	1030	$1,200	$1.17	25d	1	0.96mi
5217 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,250	$1.39	9d	1	0.97mi
5355 New Kings Rd Unit 21 Jacksonville, FL	2.0	1.0	700	$800	$1.14	6d	1	0.98mi
5355 New Kings Rd Unit 10 Jacksonville, FL	2.0	1.0	528	$775	$1.47	25d	1	1.04mi
6705 Gaspar Cir E Jacksonville, FL	3.0	1.5	1116	$1,254	$1.12	19d	1	1.09mi
2185 Benedict Rd Unit 2187 Jacksonville, FL	2.0	1.0	630	$995	$1.58	12d	1	1.10mi
2185 Benedict Rd Jacksonville, FL	2.0	1.0	630	$995	$1.58	25d	1	1.10mi
5035 Campenella Dr Jacksonville, FL	3.0	1.0	875	$1,095	$1.25	25d	1	1.15mi
6718 Gaspar Cir W Jacksonville, FL	3.0	2.0	1068	$1,305	$1.22	25d	1	1.18mi
2268 W 44th St Jacksonville, FL	3.0	2.0	1077	$1,440	$1.34	6d	1	1.18mi
2092 Benedict Rd Jacksonville, FL	3.0	1.0	816	$1,095	$1.34	25d	1	1.23mi
5306 Paris Ave Jacksonville, FL	3.0	1.0	944	$1,099	$1.16	0d	1	1.27mi
2221 W 39th St Jacksonville, FL	2.0	1.0	675	$800	$1.19	25d	1	1.34mi
2171 W 40th St Jacksonville, FL	2.0	1.0	700	$950	$1.36	25d	1	1.37mi
2661 W 25th St Jacksonville, FL	4.0	2.0	1031	$1,350	$1.31	25d	1	1.40mi
2534 Aubrey Ave Jacksonville, FL	4.0	2.0	759	$1,250	$1.65	25d	1	1.41mi
2540 W 25th St Jacksonville, FL	3.0	1.5	854	$1,290	$1.51	0d	1	1.49mi

Listing history 29 events

1. 2026-06-10
   statusdays on market $127,000 Pending 89 DOM
2. 2026-06-08
   days on market $127,000 Active 88 DOM
3. 2026-06-07
   days on market $127,000 Active 87 DOM
4. 2026-06-03
   days on market $127,000 Active 83 DOM
5. 2026-06-02
   days on market $127,000 Active 82 DOM
6. 2026-06-01
   days on market $127,000 Active 81 DOM
7. 2026-05-31
   days on market $127,000 Active 80 DOM
8. 2026-03-30
   price $127,000
9. 2026-03-12
   listed $134,000 Active
10. 2026-02-24
    historical 771-char remark

    Show marketing remark (771 chars)

    Seller is open to providing buyer concessions with an accepted offer! Fresh, upbeat, and move-in ready! This newly remodeled 3BR/1BA delivers clean lines, bright natural light, and easy everyday living. A spacious living room anchors the home and flows into a streamlined kitchen with plenty of cabinet and storage space. Three comfortable bedrooms sit near a refreshed full bath. Outside, the large backyard steals the show, perfect for weekend hangouts, pets, a garden, or future projects. Durable, low-maintenance finishes and a neutral palette make decorating a breeze. Convenient location close to major routes, schools, and everyday essentials. Ideal for a first-time homeowner or an investor looking to add a solid property to the portfolio. Come see it today!

11. 2025-10-24
    price $138,900 771-char remark

    Show marketing remark (771 chars)

    Seller is open to providing buyer concessions with an accepted offer! Fresh, upbeat, and move-in ready! This newly remodeled 3BR/1BA delivers clean lines, bright natural light, and easy everyday living. A spacious living room anchors the home and flows into a streamlined kitchen with plenty of cabinet and storage space. Three comfortable bedrooms sit near a refreshed full bath. Outside, the large backyard steals the show, perfect for weekend hangouts, pets, a garden, or future projects. Durable, low-maintenance finishes and a neutral palette make decorating a breeze. Convenient location close to major routes, schools, and everyday essentials. Ideal for a first-time homeowner or an investor looking to add a solid property to the portfolio. Come see it today!

12. 2025-08-26
    listed $149,000 Active 771-char remark

    Show marketing remark (771 chars)

    Seller is open to providing buyer concessions with an accepted offer! Fresh, upbeat, and move-in ready! This newly remodeled 3BR/1BA delivers clean lines, bright natural light, and easy everyday living. A spacious living room anchors the home and flows into a streamlined kitchen with plenty of cabinet and storage space. Three comfortable bedrooms sit near a refreshed full bath. Outside, the large backyard steals the show, perfect for weekend hangouts, pets, a garden, or future projects. Durable, low-maintenance finishes and a neutral palette make decorating a breeze. Convenient location close to major routes, schools, and everyday essentials. Ideal for a first-time homeowner or an investor looking to add a solid property to the portfolio. Come see it today!

13. 2025-03-04
    historical 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

14. 2025-02-17
    price $103,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

15. 2025-01-02
    price $109,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

16. 2024-12-20
    price $128,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

17. 2024-07-18
    status Active 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

18. 2024-07-18
    price $137,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

19. 2024-07-17
    historical 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

20. 2024-06-03
    price $149,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

21. 2024-05-28
    price $154,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

22. 2024-05-01
    price $155,000 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

23. 2024-03-04
    listed $195,000 Active 20-char remark

    Show marketing remark (20 chars)

    Completely remodeled

24. 2022-12-19
    soldstatus $45,000
25. 2003-03-10
    soldstatus $38,000
26. 2003-01-22
    historical
27. 2002-08-07
    listed $38,000
28. 2000-10-26
    soldstatus $60,000
29. 1999-09-01
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,914 · $159/mo
• Projected year-2 tax: $1,914 · $159/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,092
• − Mortgage interest: −$7,114
• − Property taxes: −$1,914
• − Insurance: −$635
• − Repairs & maintenance: −$1,207
• − Management: −$1,207
• − Depreciation: −$3,695
• Taxable loss: −$680
• Est. tax savings @ 24.0%: +$163
• After-tax cash flow: $1,545/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 34,657
• Household income: $30,514
• Rent vs Own: 53.0% rent · 47.0% own
• Severe rent burden: 2921.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (88%)
• Race & ethnicity: Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Hispanic 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.92%
• Current HPI: 189.5977
• Rent YoY: ▲ 1.81%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+135.2% since first listed

22 events — show timeline

• 2026-03-30 Price Changed $127,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-12 Listed $134,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-24 Listing Removed — realMLS
• 2025-10-24 Price Changed $138,900 realMLS
• 2025-08-26 Listed $149,000 realMLS
• 2025-03-04 Listing Removed — realMLS
• 2025-02-17 Price Changed $103,000 realMLS
• 2025-01-02 Price Changed $109,000 realMLS
• 2024-12-20 Price Changed $128,000 realMLS
• 2024-07-18 Relisted — realMLS
• 2024-07-18 Price Changed $137,000 realMLS
• 2024-07-17 Listing Removed — realMLS
• 2024-06-03 Price Changed $149,000 realMLS
• 2024-05-28 Price Changed $154,000 realMLS
• 2024-05-01 Price Changed $155,000 realMLS
• 2024-03-04 Listed $195,000 realMLS
• 2022-12-19 Sold (Public Records) $45,000 Public Records
• 2003-03-10 Sold (MLS) $38,000 realMLS
• 2003-01-22 Listing Removed — realMLS
• 2002-08-07 Listed $38,000 realMLS
• 2000-10-26 Sold (Public Records) $60,000 Public Records
• 1999-09-01 Sold (Public Records) $54,000 Public Records

Property tax history

+4.8%/yr

Latest (2025): $1,914 · +10.8% YoY. Source: county tax records.