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334 Brout Dr
C Composite 55.78
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +15.0/15.0
  • Schools +5.5/10.0
  • DSCR +5.0/10.0
  • 1% rule +4.3/10.0
  • Livability +3.8/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$205,000

334 Brout Dr · Hampton, VA 23666
3 bd · 1.5 ba · 1,266 sqft · SingleFamily public records · 7 Days on market
Built 1964 9,600 sqft lot $162/sqft · 22% below area Est $264k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 3 bedroom 1 1/2 bath Rancher has plenty of potential. Home is a fixer upper and the seller will make no repairs! This property is being sold as is.

Key facts

  • 9,600 sq ft lot
  • Garage
  • Built 1964

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Attached 1-car garage; Additional off-street parking and driveway space
  • Utilities: City/County water; City/County sewer; Electric water heater; Electric power
  • Home design: Detached ranch-style home; Single-story
  • Construction: Crawl foundation
  • Exterior features: Brick siding; Wood fence; Asphalt shingle roof; Lot roughly 0.22 acres (approximate); Lot dimensions about 80' x 120'

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: At least one bedroom on the first floor
  • Flooring: Carpet; Wood
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Baseboard heating; Window/wall air conditioning
  • Interior features: One fireplace; Carpet and wood flooring; Bedroom and full bathroom on the first floor; Six total rooms
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $205k.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (7.1% below list).
  • Recommended offer: $190k (7.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 4.5% in Hampton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#133 in VA, #4,302 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities D+, commute F.
  • Hampton City Public School District (urban): math 60% / reading 70% proficiency, ranked #40 of 131 in VA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Alfred S. Forrest Elementary (math 47% / reading 62%, grade C, #650 of 1,108 statewide, top 62%, 540 students, 85% FRL); Cesar Tarrant Middle (math 64% / reading 71%, grade A-, #98 of 342 statewide, top 30%, 676 students, 74% FRL); Bethel High (math 64% / reading 84%, grade B+, #120 of 319 statewide, top 38%, 1,777 students, 86% FRL) — zoned schools average 82% FRL vs 49% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.0%/yr); 238 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 68 units permitted in Hampton city in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hampton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $86k; list at $205k implies a 138% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,343 (7.1% below list)

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.93%
Cash-on-cash
2.27%
DSCR
1.10
GRM
9.0

CMA / ARV

ARV (median comp)
$263,693
List price
$205,000
Delta
-22.26%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8513 Orcutt Ave 0.38mi 3/1.0 1,282 (+1%) 3mo $259,900 $203 76
444 Martha Lee Dr 0.31mi 3/1.5 1,348 (+6%) 1mo $205,000 $152 74
17 Roberta Dr 0.50mi 3/2.0 1,282 (+1%) 2mo $320,000 $250 71
512 Big Bethel Rd 0.51mi 3/1.0 1,300 (+3%) 0mo $250,000 $192 69
423 Big Bethel Rd 0.54mi 3/1.0 1,308 (+3%) 1mo $245,000 $187 67
505 Big Bethel Rd 0.49mi 3/1.0 1,197 (-6%) 1mo $268,000 $224 65
377 Whealton Rd 0.23mi 3/2.0 1,426 (+13%) 4mo $205,000 $144 63
633 Brewer St 0.73mi 3/2.0 1,300 (+3%) 2mo $255,000 $196 58
713 Big Bethel Rd 0.62mi 4/2.0 (+1) 1,315 (+4%) 3mo $294,000 $224 56
4827 81st St 0.50mi 4/1.0 (+1) 1,153 (-9%) 1mo $263,900 $229 54
4817 81st St 0.49mi 3/2.0 1,450 (+14%) 2mo $299,000 $206 49
1008 80th St 0.60mi 3/1.0 1,121 (-12%) 2mo $122,000 $109 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.05% rent growth · sell at horizon

5-year hold
IRR
-11.5%
Equity multiple
0.58×
Total profit
$-24,243
Equity at exit
$30,566
10-year hold
IRR
-0.9%
Equity multiple
0.94×
Total profit
$-3,608
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 23666

Home prices YoY
-15.7%
Rents YoY
4.0%
Active inventory
238
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,903 high interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$234 /mo · $2,814/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$109

Break-even live

Break-even rent $1,766
Max offer price $205,000
Occupancy floor 89%

Sensitivity live

Price -10% $225 -5% $167 +0% $109 +5% $51 +10% $-7
Rent -10% $-42 -5% $34 +0% $109 +5% $184 +10% $259
Rate -1.0pp $212 -0.5pp $161 base $109 +0.5pp $56 +1.0pp $2

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
314 Martha Lee Dr Hampton, VA 3.0 2.0 1210 $2,200 $1.82 25d 1 0.26mi
346 Sitka Ct Hampton, VA 3.0 1.5 1210 $1,675 $1.38 25d 1 0.41mi
5014 Hazelwood Rd Newport News, VA 3.0 1.0 955 $1,900 $1.99 3d 1 0.50mi
604 Big Bethel Rd Hampton, VA 3.0 1.5 1139 $2,300 $2.02 45d 1 0.52mi
321 Big Bethel Rd Hampton, VA 3.0 1.0 1400 $2,300 $1.64 14d 1 0.77mi
1600 Pennwood Dr Hampton, VA 2.0 1.0 881 $1,350 $1.53 45d 6 0.81mi
1112 74th St Newport News, VA 3.0 1.0 928 $1,500 $1.62 23d 1 0.84mi
37 Pennwood Dr Hampton, VA 3.0 2.0 1156 $1,795 $1.55 25d 1 0.89mi
3318 Custer Ct Hampton, VA 4.0 2.5 1625 $2,500 $1.54 14d 1 0.91mi
606 Randolph Rd Newport News, VA 3.0 1.0 989 $1,475 $1.49 45d 1 1.04mi
6010 Jefferson Ave Newport News, VA 2.0 1.0 900 $1,245 $1.38 45d 2 1.06mi
620 73rd St Newport News, VA 3.0 2.0 1203 $1,900 $1.58 4d 1 1.19mi
602 74th St Newport News, VA 2.0 1.0 950 $1,080 $1.14 25d 1 1.24mi
116 Tyler Ave Unit 1A Newport News, VA 2.0 1.0 950 $1,075 $1.13 45d 1 1.25mi
119 Yorkshire Ter Hampton, VA 4.0 1.5 1499 $2,500 $1.67 25d 1 1.28mi
6206 Hilmar Pl Newport News, VA 2.0 1.0 975 $995 $1.02 45d 1 1.31mi
1115 Briarfield Rd Newport News, VA 1.0–2.0 1.0–2.0 1007 $1,351 $1.34 25d 1 1.37mi
531 Bulkeley Pl Newport News, VA 2.0–3.0 1.0–1.5 780 $1,891 $2.42 3d 20 1.41mi
7 W Lewis Rd Hampton, VA 3.0 2.0 1208 $2,425 $2.01 23d 1 1.41mi

Listing history 4 events

  1. 2026-05-08
    status Under Contract 154-char remark
  2. 2026-05-01
    listed $205,000 Active 154-char remark
  3. 1998-09-01
    soldstatus $86,000
  4. 1992-07-01
    soldstatus $79,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$2,814 · $234/mo
Projected year-2 tax
$2,814 · $234/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,841
− Mortgage interest
−$11,483
− Property taxes
−$2,814
− Insurance
−$1,025
− Repairs & maintenance
−$1,827
− Management
−$1,827
− Depreciation
−$5,964
Taxable loss
−$2,099
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$504
After-tax cash flow
$1,809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hampton City Public School District
NCES district ID
5101800
Math proficiency
60% ▼ -21.00%
Reading proficiency
70% ▼ -4.00%
Median HH income
$50,089
Composite
55.19/100
National rank
#1272
State rank
#40 of 131 in VA

Livability — Hampton

Score
75/100
State rank
#133
US rank
#4302

Category grades

Amenities D+ Commute F Cost of living A Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hampton, VA
County
Hampton City · 132,421 people
City population
132,421
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
Population (ZIP)
54,233
Household income
$72,568
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
2951.0

Population outlook (Hampton County) Hauer SSP2

Today (2025)
134,055 people
By 2030
131,753 · -1.7%
By 2040
125,017 · -6.7%
By 2050
116,825 · -12.9%
By 2075
97,033 · -27.6%
By 2100
76,188 · -43.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 51% White 29% Two or more races 10% Hispanic / Latino 9% Asian 4%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Italian 1% Lithuanian 1% Romanian 1%
Foreign-born
7% · Canada, Vietnam
Languages at home
90% English-only · Spanish 5% Vietnamese 1% Arabic 1%

Political lean MEDSL · Hampton

2024 margin
Solid D (+39.9) · D 69.2% · R 29.4% · Other 1.4%
2008→2024 swing
+1.0pp no change · 2008: 38.9pp · 2024: 39.9pp
All cycles
2024: D+39.9 2020: D+42.2 2016: D+37.8 2012: D+45.4 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.01%
Current HPI
262.821
Rent YoY
▲ 4.05%
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+159.5% since first listed
4 events — show timeline
  • 2026-05-08 Pending REINMLS
  • 2026-05-01 Listed $205,000 REINMLS
  • 1998-09-01 Sold (Public Records) $86,000 Public Records
  • 1992-07-01 Sold (Public Records) $79,000 Public Records

Property tax history

+9.1%/yr

Latest (2025): $2,814 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…