118 Hedge Dr · Carl Junction, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +7.5/15.0
- DSCR +4.6/10.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- 1% rule +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to 118 Hedge Drive. 3 bd/1 and half bath sitting on . 34 acres. This house has a completely remodeled kitchen and bathroom. Also has updated windows and flooring. Located in the Briarbrook community, just a quick golf cart ride to the golf course.
Key facts
- 0.34 acre lot
- Garage
- Built 1975
Property features AI
Exterior
- Parking: Attached 1-car garage; Additional 1 car parking
- Utilities: Cable available; Public sewer
- Home design: Single-family residence; Freestanding; Residential property
- Construction: Shingle roof; Block foundation; Built area above grade: 1,124
- Exterior features: Chain link fence; No patio or porch listed; Located on a cul-de-sac
Interior
- Kitchen: Electric range; Microwave; Dishwasher
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central electric heating; Ceiling fan cooling
- Interior features: Ceiling fans; No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath other listed at $180k.
Deal economics
- At list price, monthly cash flow is $53 ($634/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (19.4% below list).
- Recommended offer: $145k (19.4% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.2% in Carl Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#169 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety D-.
- Carl Junction R-I (suburban): math 42% / reading 53% proficiency, ranked #57 of 324 in MO (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Carl Junction Primary K-1 (670 students, 37% FRL); Carl Junction Jr. High (math 43% / reading 50%, grade D+, #99 of 391 statewide, top 26%, 501 students, 42% FRL).
- Market conditions: 129 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.65%
- Cash-on-cash
- 1.26%
- DSCR
- 1.06
- GRM
- 10.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.3%
- Equity multiple
- 0.49×
- Total profit
- $-25,873
- Equity at exit
- $26,839
- IRR
- -5.7%
- Equity multiple
- 0.63×
- Total profit
- $-18,485
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64834
- Home prices YoY
- -13.2%
- Active inventory
- 129
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,450 medium interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$74 /mo · $885/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $53
Break-even live
Sensitivity live
| Price | -10% $155 | -5% $104 | +0% $53 | +5% $2 | +10% $-49 |
|---|---|---|---|---|---|
| Rent | -10% $-62 | -5% $-4 | +0% $53 | +5% $110 | +10% $167 |
| Rate | -1.0pp $143 | -0.5pp $99 | base $53 | +0.5pp $6 | +1.0pp $-41 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 604 Briarbrook Dr Carl Junction, MO | 2.0 | 2.0 | 1150 | $1,450 | $1.26 | 44d | 1 | 0.26mi |
Listing history 4 events
-
2026-05-04$180,000 Active 260-char remark
-
2012-11-28soldstatus
-
2007-01-12soldstatus
-
1997-10-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $885 · $74/mo
- Projected year-2 tax
- $1,746 · $146/mo
- Expected delta
- +$861/yr (+$72/mo · 97.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,400
- − Mortgage interest
- −$10,083
- − Property taxes
- −$885
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,392
- − Management
- −$1,392
- − Depreciation
- −$5,236
- Taxable loss
- −$2,488
- Est. tax savings @ 24.0%
- +$597
- After-tax cash flow
- $1,231/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Carl Junction R-I
- NCES district ID
- 2907350
- Math proficiency
- 42% ▲ 1.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $53,866
- Composite
- 41.04/100
- National rank
- #3580
- State rank
- #57 of 324 in MO
Livability — Carl Junction
- Score
- 68/100
- State rank
- #169
- US rank
- #9146
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Carl Junction, MO
- City population
- 10,476
- Population (ZIP)
- 10,476
Population outlook (Jasper County) Hauer SSP2
- Today (2025)
- 120,033 people
- By 2030
- 120,091 · +0.0%
- By 2040
- 119,297 · -0.6%
- By 2050
- 117,705 · -1.9%
- By 2075
- 110,402 · -8.0%
- By 2100
- 99,719 · -16.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 5% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 4% Italian 4% Slovak 3%
- Foreign-born
- 2% · Canada, South Korea
- Languages at home
- 96% English-only · Spanish 3% French/Haitian/Cajun 1%
Political lean MEDSL · Jasper
- 2024 margin
- Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
- 2008→2024 swing
- -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
- All cycles
- 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -38.68%
- Current HPI
- 255.1864
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
||
Price history
6 events — show timeline
- 2026-06-15 Sold (MLS) — OGAR
- 2026-05-19 Pending — OGAR
- 2026-05-04 Listed $180,000 OGAR
- 2012-11-28 Sold (Public Records) — Public Records
- 2007-01-12 Sold (Public Records) — Public Records
- 1997-10-02 Sold (Public Records) — Public Records
Property tax history
+3.9%/yrLatest (2025): $885 · +12.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…