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118 Hedge Dr
D Composite 42.52
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.6/10.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

118 Hedge Dr · Carl Junction, MO 64834
3 bd · 1.5 ba · 1,124 sqft · Other · 14 Days on market
Built 1975 0.34 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to 118 Hedge Drive. 3 bd/1 and half bath sitting on . 34 acres. This house has a completely remodeled kitchen and bathroom. Also has updated windows and flooring. Located in the Briarbrook community, just a quick golf cart ride to the golf course.

Key facts

  • 0.34 acre lot
  • Garage
  • Built 1975

Property features AI

Exterior

  • Parking: Attached 1-car garage; Additional 1 car parking
  • Utilities: Cable available; Public sewer
  • Home design: Single-family residence; Freestanding; Residential property
  • Construction: Shingle roof; Block foundation; Built area above grade: 1,124
  • Exterior features: Chain link fence; No patio or porch listed; Located on a cul-de-sac

Interior

  • Kitchen: Electric range; Microwave; Dishwasher
  • Flooring: Vinyl flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central electric heating; Ceiling fan cooling
  • Interior features: Ceiling fans; No fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath other listed at $180k.

Deal economics

  • At list price, monthly cash flow is $53 ($634/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (19.4% below list).
  • Recommended offer: $145k (19.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.2% in Carl Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#169 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety D-.
  • Carl Junction R-I (suburban): math 42% / reading 53% proficiency, ranked #57 of 324 in MO (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Carl Junction Primary K-1 (670 students, 37% FRL); Carl Junction Jr. High (math 43% / reading 50%, grade D+, #99 of 391 statewide, top 26%, 501 students, 42% FRL).
  • Market conditions: 129 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,000 (19.4% below list)

Questions for the listing agent

  1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.65%
Cash-on-cash
1.26%
DSCR
1.06
GRM
10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.3%
Equity multiple
0.49×
Total profit
$-25,873
Equity at exit
$26,839
10-year hold
IRR
-5.7%
Equity multiple
0.63×
Total profit
$-18,485
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64834

Home prices YoY
-13.2%
Active inventory
129
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,450 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$74 /mo · $885/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$53

Break-even live

Break-even rent $1,383
Max offer price $180,000
Occupancy floor 91%

Sensitivity live

Price -10% $155 -5% $104 +0% $53 +5% $2 +10% $-49
Rent -10% $-62 -5% $-4 +0% $53 +5% $110 +10% $167
Rate -1.0pp $143 -0.5pp $99 base $53 +0.5pp $6 +1.0pp $-41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
604 Briarbrook Dr Carl Junction, MO 2.0 2.0 1150 $1,450 $1.26 44d 1 0.26mi

Listing history 4 events

  1. 2026-05-04
    listed $180,000 Active 260-char remark
  2. 2012-11-28
    soldstatus
  3. 2007-01-12
    soldstatus
  4. 1997-10-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$885 · $74/mo
Projected year-2 tax
$1,746 · $146/mo
Expected delta
+$861/yr (+$72/mo · 97.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,400
− Mortgage interest
−$10,083
− Property taxes
−$885
− Insurance
−$900
− Repairs & maintenance
−$1,392
− Management
−$1,392
− Depreciation
−$5,236
Taxable loss
−$2,488
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$597
After-tax cash flow
$1,231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carl Junction R-I
NCES district ID
2907350
Math proficiency
42% ▲ 1.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$53,866
Composite
41.04/100
National rank
#3580
State rank
#57 of 324 in MO

Livability — Carl Junction

Score
68/100
State rank
#169
US rank
#9146

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B Housing A+ Health & safety D- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Carl Junction, MO
City population
10,476
Population (ZIP)
10,476

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 5% Hispanic / Latino 3%
Common ancestry
Lithuanian 4% Italian 4% Slovak 3%
Foreign-born
2% · Canada, South Korea
Languages at home
96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.68%
Current HPI
255.1864
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-06-15 Sold (MLS) OGAR
  • 2026-05-19 Pending OGAR
  • 2026-05-04 Listed $180,000 OGAR
  • 2012-11-28 Sold (Public Records) Public Records
  • 2007-01-12 Sold (Public Records) Public Records
  • 1997-10-02 Sold (Public Records) Public Records

Property tax history

+3.9%/yr

Latest (2025): $885 · +12.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…