3676 N Avra Rd · Golden Valley, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 7/10 · Major
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.5/30.0
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- DSCR +7.2/10.0
- 1% rule +5.9/10.0
- Condition / age +3.8/5.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Schools +1.8/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
4 bedrooms, 2 bathroom, single wide mobile home on an acre lot, split floor plan with open floor plan connects to the kitchen, dining area & the living area. Laminate flooring throughout. Furnace heater to keep the house warm in the winter, window units for cooler summer. Plenty of windows and natural lights. House is all on electric so no hassle with propane. Refrigerator, washer and dryer are included in the sale. Master suite with a large master bathroom. Great view from all direction of the house. "Owner carry" terms available.
Key facts
- 1.02 acre lot
- Built 2001
- Listed 453 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $130k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $220 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $130k).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.3% vs local median 2.8% in Golden Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 57/100 on livability (#233 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, crime D-.
- Kingman Unified School District (79598) (town): math 19% / reading 24% proficiency, ranked #179 of 249 in AZ (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 832 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
Forward outlook
- In year one you build about $14k of equity ($898 loan paydown + $13k appreciation (10.0% local appreciation)).
- Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 454 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago; this cycle's ask has dropped $30k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 454 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.32%
- Cash-on-cash
- 7.25%
- DSCR
- 1.32
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $195,000
- List price
- $129,900
- Delta
- -33.38%
- Verdict
- UNDERPRICED
- Comps
- 7 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3689 N Avra Rd | 0.06mi | 3/2.0 (-1) | 1,350 (+15%) | 5mo | $195,000 | $144 | 64 |
| 3720 N Hope Rd | 0.65mi | 3/2.0 (-1) | 1,152 (-2%) | 2mo | $224,900 | $195 | 59 |
| 3577 N Avra Rd | 0.24mi | 3/2.0 (-1) | 1,077 (-8%) | 19mo | $169,900 | $158 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 29.6%
- Equity multiple
- 3.33×
- Total profit
- $84,765
- Equity at exit
- $117,024
- IRR
- 25.7%
- Equity multiple
- 7.56×
- Total profit
- $238,653
- Equity at exit
- $252,367
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86413
- Home prices YoY
- 4.5%
- Active inventory
- 832
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,415 medium interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax est. 1.5%
- −$162 /mo · $1,948/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$297
- Net cashflow
- $220
Break-even live
Sensitivity live
| Price | -10% $310 | -5% $265 | +0% $220 | +5% $175 | +10% $130 |
|---|---|---|---|---|---|
| Rent | -10% $108 | -5% $164 | +0% $220 | +5% $276 | +10% $331 |
| Rate | -1.0pp $285 | -0.5pp $253 | base $220 | +0.5pp $186 | +1.0pp $152 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 30 events
-
2026-06-21days on market $129,900 Active 454 DOM
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2026-06-18days on market $129,900 Active 451 DOM
-
2026-06-17days on market $129,900 Active 450 DOM
-
2026-06-16days on market $129,900 Active 449 DOM
-
2026-06-15days on market $129,900 Active 448 DOM
-
2026-06-14days on market $129,900 Active 446 DOM
-
2026-06-13days on market $129,900 Active 445 DOM
-
2026-06-10days on market $129,900 Active 443 DOM
-
2026-06-09days on market $129,900 Active 442 DOM
-
2026-06-08days on market $129,900 Active 441 DOM
-
2026-06-07days on market $129,900 Active 440 DOM
-
2026-06-05days on market $129,900 Active 437 DOM
-
2026-06-03days on market $129,900 Active 436 DOM
-
2026-06-02days on market $129,900 Active 435 DOM
-
2026-06-01days on market $129,900 Active 434 DOM
-
2026-05-31days on market $129,900 Active 433 DOM
-
2026-05-30days on market $129,900 Active 432 DOM
-
2026-02-17price $129,900 553-char remark
Show marketing remark (553 chars)
4 bedrooms, 2 bathroom, single wide mobile home on an acre lot, split floor plan with open floor plan connects to the kitchen, dining area & the living area. Laminate flooring throughout. Furnace heater to keep the house warm in the winter, window units for cooler summer. Plenty of windows and natural lights. House is all on electric so no hassle with propane. Refrigerator, washer and dryer are included in the sale. Master suite with a large master bathroom. Great view from all direction of the house. "Owner carry" terms available.
-
2025-07-30price $139,900 553-char remark
Show marketing remark (553 chars)
4 bedrooms, 2 bathroom, single wide mobile home on an acre lot, split floor plan with open floor plan connects to the kitchen, dining area & the living area. Laminate flooring throughout. Furnace heater to keep the house warm in the winter, window units for cooler summer. Plenty of windows and natural lights. House is all on electric so no hassle with propane. Refrigerator, washer and dryer are included in the sale. Master suite with a large master bathroom. Great view from all direction of the house. "Owner carry" terms available.
-
2025-05-11price $149,900 553-char remark
Show marketing remark (553 chars)
4 bedrooms, 2 bathroom, single wide mobile home on an acre lot, split floor plan with open floor plan connects to the kitchen, dining area & the living area. Laminate flooring throughout. Furnace heater to keep the house warm in the winter, window units for cooler summer. Plenty of windows and natural lights. House is all on electric so no hassle with propane. Refrigerator, washer and dryer are included in the sale. Master suite with a large master bathroom. Great view from all direction of the house. "Owner carry" terms available.
-
2025-03-25$160,000 Active 553-char remark
Show marketing remark (553 chars)
4 bedrooms, 2 bathroom, single wide mobile home on an acre lot, split floor plan with open floor plan connects to the kitchen, dining area & the living area. Laminate flooring throughout. Furnace heater to keep the house warm in the winter, window units for cooler summer. Plenty of windows and natural lights. House is all on electric so no hassle with propane. Refrigerator, washer and dryer are included in the sale. Master suite with a large master bathroom. Great view from all direction of the house. "Owner carry" terms available.
-
2024-05-29status Active
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2024-05-09status Pending
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2024-03-23$160,000 Active
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2024-01-25price $160,000
-
2023-11-29status Active
-
2023-11-21historical $1,310
-
2023-11-13$180,000 Active
-
2023-10-20$1,310
-
2023-08-28$180,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $16,974
- − Mortgage interest
- −$7,276
- − Property taxes
- −$1,948
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,358
- − Management
- −$1,358
- − Depreciation
- −$3,779
- Taxable income
- $605
- Est. tax owed @ 24.0%
- −$145
- After-tax cash flow
- $2,492/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This single-wide mobile home is in good condition with a good layout and ample natural light. It has laminate flooring and wooden cabinets, making it move-in ready. However, landscaping and curb appeal improvements can further enhance its value.
Value-add opportunities
- Both Landscaping and curb appeal improvements — Enhances curb appeal and could attract more buyers
- Both Painting exterior and interior — Fresh paint can make the home look more appealing and maintainable
- Both Upgrading HVAC system — Modern HVAC can improve comfort and energy efficiency
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping and curb appeal improvements — Enhances curb appeal and could attract more buyers ↑
- Both Painting exterior and interior — Fresh paint can make the home look more appealing and maintainable ↑
- Both Upgrading HVAC system — Modern HVAC can improve comfort and energy efficiency ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Kingman Unified School District (79598)
- NCES district ID
- 0400295
- Math proficiency
- 19% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $36,760
- Composite
- 17.87/100
- National rank
- #9002
- State rank
- #179 of 249 in AZ
Livability — Golden Valley
- Score
- 57/100
- State rank
- #233
- US rank
- #22102
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Golden Valley, AZ
- City population
- 12,075
- Population (ZIP)
- 12,075
Population outlook (Mohave County) Hauer SSP2
- Today (2025)
- 209,184 people
- By 2030
- 209,674 · +0.2%
- By 2040
- 205,897 · -1.6%
- By 2050
- 196,810 · -5.9%
- By 2075
- 169,454 · -19.0%
- By 2100
- 136,630 · -34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 19% Two or more races 11% Native American 3% Black 2%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Lithuanian 6% Italian 3% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 90% English-only · Spanish 8% Arabic 1%
Political lean MEDSL · Mohave
- 2024 margin
- Solid R (+55.8) · D 21.8% · R 77.6%
- 2008→2024 swing
- -22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
- All cycles
- 2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 15.34%
- Current HPI
- 354.9906
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
-27.8% since first listed13 events — show timeline
- 2026-02-17 Price Changed $129,900 WARDEX
- 2025-07-30 Price Changed $139,900 WARDEX
- 2025-05-11 Price Changed $149,900 WARDEX
- 2025-03-25 Listed $160,000 WARDEX
- 2024-05-29 Relisted — WARDEX
- 2024-05-09 Pending — WARDEX
- 2024-03-23 Listed $160,000 WARDEX
- 2024-01-25 Price Changed $160,000 WARDEX
- 2023-11-29 Relisted — WARDEX
- 2023-11-21 Rental Removed $1,310 WARDEX
- 2023-11-13 Listed $180,000 WARDEX
- 2023-10-20 Listed for Rent $1,310 WARDEX
- 2023-08-28 Listed $180,000 WARDEX
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…