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76 Sandhill Blvd
B Composite 73.38
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.4/5.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • Appreciation +0.0/10.0

$100,000

76 Sandhill Blvd · Fort Pierce, FL 34982
3 bd · 2.0 ba · 1,352 sqft · SingleFamily · 70 Days on market
Built 2020 Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • Open floorplan
  • Walk-in closets
  • Short drive to beach

Tags

OPEN FLOORPLANWALK-IN CLOSETSOVERSIZED KITCHEN PANTRYABUNDANT CABINETRYEXTERIOR STORAGE UNITSHORT DRIVE TO BEACH

Property features AI

Finance

  • HOA & community: Located in a senior community; Land lease of $810 monthly (lease expires 2026-06-30); Pets allowed with possible restrictions and limits

Exterior

  • Parking: 3 total parking spaces; 2-space attached carport; Asphalt parking; 1 open parking space
  • Security: Smoke detectors; Gated community (no guard)
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Water and sewer available
  • Home design: Manufactured home (Clayton model); One story; Faces north; Resale condition
  • Construction: Vinyl siding; Modular construction; Composition/shingle roof; Mobile dimensions approximately 52' x 26'
  • Exterior features: Covered patio; Open porch; Patio; Porch; Shed/storage

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heating; Central air conditioning; Ceiling fans
  • Interior features: Walk-in closets; Roman tub; Blinds on windows; Unfurnished
  • Laundry & utility: Indoor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $100k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $888 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
  • Cap rate 16.9% vs local median 3.7% in Fort Pierce — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#226 in FL, #3,360 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, schools D, amenities F.
  • St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+7.4%/yr); 336 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 7.4% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.00%
Cap rate
16.95%
Cash-on-cash
38.06%
DSCR
2.69
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 7.42% rent growth · sell at horizon

5-year hold
IRR
39.1%
Equity multiple
2.77×
Total profit
$49,673
Equity at exit
$14,910
10-year hold
IRR
47.6%
Equity multiple
6.64×
Total profit
$157,957
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34982

Home prices YoY
-33.4%
Rents YoY
7.4%
Active inventory
336
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,999 high interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,500/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$888

Break-even live

Break-even rent $875
Max offer price $100,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3200 S US Highway 1 Fort Pierce, FL 2.0–3.0 1.0–2.0 1144 $1,945 $1.70 13d 1 0.13mi
1747 N Dovetail Dr Unit A Fort Pierce, FL 2.0 2.0 1286 $2,100 $1.63 23d 1 0.18mi
1739 N Dovetail Dr Fort Pierce, FL 2.0 2.0 1230 $1,750 $1.42 23d 1 0.18mi
3030 S US Highway 1 Fort Pierce, FL 3.0 2.0 1184 $1,774 $1.50 13d 1 0.20mi
1804 Blue Heron Ln Unit C Fort Pierce, FL 2.0 2.0 1286 $1,900 $1.48 23d 1 0.28mi
1772 N Dovetail Dr Unit C Fort Pierce, FL 2.0 2.0 1230 $2,100 $1.71 23d 1 0.29mi
1829 Sandhill Crane Dr Unit B2 Fort Pierce, FL 2.0 2.0 1334 $2,000 $1.50 23d 1 0.33mi
800 Kanner Dr Unit B Fort Pierce, FL 2.0 1.0 900 $1,550 $1.72 13d 1 0.53mi
916 Savannas Point Dr Fort Pierce, FL 2.0 2.0 1120 $2,100 $1.88 13d 1 0.60mi
802 N Lake Dr Unit B Fort Pierce, FL 2.0 1.0 1000 $1,550 $1.55 23d 1 0.61mi
2902 Oleander Blvd Fort Pierce, FL 3.0 2.0 1276 $2,700 $2.12 23d 1 0.67mi
2625 Heathcote Dr Unit 2623 Fort Pierce, FL 2.0 2.0 1000 $1,700 $1.70 23d 1 0.73mi
2625 Heathcote Dr Unit 2631 Fort Pierce, FL 2.0 2.0 1000 $1,700 $1.70 13d 1 0.73mi
2625 Heathcote Dr Unit 2647 Fort Pierce, FL 2.0 2.0 1000 $1,700 $1.70 21d 1 0.73mi
115 Maple Ave Fort Pierce, FL 3.0 1.0 1008 $1,999 $1.98 23d 1 0.76mi
1219 S Lakes End Dr Unit 2 Fort Pierce, FL 2.0 2.0 1186 $1,500 $1.26 13d 1 0.85mi
928 Fra Mar Pl Fort Pierce, FL 3.0 1.0 1440 $2,000 $1.39 23d 1 0.85mi
2050 Oleander Blvd Unit 703 Fort Pierce, FL 2.0 2.0 1014 $1,800 $1.78 23d 1 1.19mi
2302 Sunrise Blvd #201 Fort Pierce, FL 2.0 1.0 966 $1,500 $1.55 23d 1 1.29mi
3343 Liberty Square Way #104 Fort Pierce, FL 3.0 2.5 1638 $2,300 $1.40 23d 1 1.30mi
2016 Golfview Ct Fort Pierce, FL 2.0 1.0 1055 $1,750 $1.66 23d 1 1.31mi
2016 S 10th St Unit A Fort Pierce, FL 2.0 2.5 1120 $1,595 $1.42 23d 1 1.36mi
2050 Oleander Blvd Fort Pierce, FL 1.0–2.0 1.0–2.0 833 $2,350 $2.82 23d 4 1.39mi
4166 Gator Trace Villas Cir Unit B Fort Pierce, FL 3.0 2.0 1336 $2,200 $1.65 23d 1 1.39mi
2147 Sibley Ave Fort Pierce, FL 2.0 1.0 1568 $1,800 $1.15 23d 1 1.46mi

Listing history 33 events

  1. 2026-06-18
    days on market $100,000 Active 70 DOM
  2. 2026-06-17
    days on market $100,000 Active 69 DOM
  3. 2026-06-16
    days on market $100,000 Active 68 DOM
  4. 2026-06-15
    days on market $100,000 Active 67 DOM
  5. 2026-06-14
    days on market $100,000 Active 65 DOM
  6. 2026-06-13
    days on market $100,000 Active 64 DOM
  7. 2026-06-10
    days on market $100,000 Active 62 DOM
  8. 2026-06-09
    days on market $100,000 Active 61 DOM
  9. 2026-06-08
    days on market $100,000 Active 60 DOM
  10. 2026-06-07
    days on market $100,000 Active 59 DOM
  11. 2026-06-05
    days on market $100,000 Active 56 DOM
  12. 2026-06-03
    days on market $100,000 Active 55 DOM
  13. 2026-06-02
    days on market $100,000 Active 54 DOM
  14. 2026-06-01
    days on market $100,000 Active 53 DOM
  15. 2026-05-31
    days on market $100,000 Active 52 DOM
  16. 2026-05-30
    days on market $100,000 Active 51 DOM
  17. 2026-04-09
    listed $100,000 Active
  18. 2026-02-02
    historical
  19. 2026-01-18
    listed $104,900 Active
  20. 2025-10-31
    historical
  21. 2025-10-08
    price $115,000
  22. 2025-10-08
    listed $117,000 Active
  23. 2025-03-17
    historical $2,000
  24. 2025-03-13
    listed $2,000
  25. 2025-03-01
    historical $2,000
  26. 2025-01-20
    listed $2,000
  27. 2025-01-01
    historical $2,000
  28. 2024-12-12
    price $2,000
  29. 2024-11-28
    price $2,100
  30. 2024-11-22
    price $2,200
  31. 2024-11-18
    listed $2,300
  32. 2024-11-18
    historical $2,300
  33. 2024-11-18
    listed $2,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,987
− Mortgage interest
−$5,602
− Property taxes
−$1,500
− Insurance
−$500
− Repairs & maintenance
−$1,919
− Management
−$1,919
− Depreciation
−$2,909
Taxable income
$9,639
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,313
After-tax cash flow
$8,344/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in excellent condition with recent cosmetic updates, making it move-in ready and highly attractive for both resale and rental.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both New flooring in bedrooms — Improves aesthetics and value.
  • Both New lighting fixtures — Enhances curb appeal and value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both New flooring in bedrooms — Improves aesthetics and value.
  • Both New lighting fixtures — Enhances curb appeal and value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
St. Lucie
NCES district ID
1201770
Math proficiency
40% ▼ -11.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$44,737
Composite
37.28/100
National rank
#4449
State rank
#51 of 73 in FL

Livability — Fort Pierce

Score
76/100
State rank
#226
US rank
#3360

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Pierce, FL
County
Saint Lucie County · 337,150 people
City population
78,556
Metro
Port St. Lucie, FL
Population (ZIP)
31,143
Household income
$54,082
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
1086.0

Population outlook (St. Lucie County) Hauer SSP2

Today (2025)
338,016 people
By 2030
355,687 · +5.2%
By 2040
385,521 · +14.1%
By 2050
406,106 · +20.1%
By 2075
441,054 · +30.5%
By 2100
436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Hispanic / Latino 22% Two or more races 12% Black 12%
Hispanic origin (detail)
Mexican 10% Puerto Rican 3% Cuban 3%
Common ancestry
Italian 7% Hispanic 2% Lithuanian 1%
Foreign-born
12% · Canada
Languages at home
80% English-only · Spanish 16% French/Haitian/Cajun 3%

Political lean MEDSL · St. Lucie

2024 margin
Lean R (+9.1) · D 45.1% · R 54.2%
2008→2024 swing
-21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
All cycles
2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -199.47%
Current HPI
397.2649
Rent YoY
▲ 7.42%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+4247.8% since first listed
17 events — show timeline
  • 2026-04-09 Listed $100,000 Beaches MLS
  • 2026-02-02 Listing Removed Beaches MLS
  • 2026-01-18 Listed $104,900 Beaches MLS
  • 2025-10-31 Listing Removed Beaches MLS
  • 2025-10-08 Price Changed $115,000 Beaches MLS
  • 2025-10-08 Listed $117,000 Beaches MLS
  • 2025-03-17 Rental Removed $2,000 GFLMLS
  • 2025-03-13 Listed for Rent $2,000 GFLMLS
  • 2025-03-01 Rental Removed $2,000 GFLMLS
  • 2025-01-20 Listed for Rent $2,000 GFLMLS
  • 2025-01-01 Rental Removed $2,000 RMLSFL
  • 2024-12-12 Price Changed $2,000 RMLSFL
  • 2024-11-28 Price Changed $2,100 RMLSFL
  • 2024-11-22 Price Changed $2,200 RMLSFL
  • 2024-11-18 Listed for Rent $2,300 RMLSFL
  • 2024-11-18 Rental Removed $2,300 GFLMLS
  • 2024-11-18 Listed for Rent $2,300 GFLMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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