108 Yaupon Dr · Baytown, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.3/30.0
- ARV discount +15.0/15.0
- 1% rule +6.3/10.0
- DSCR +6.1/10.0
- Livability +3.5/5.0
- Schools +3.2/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
Key facts
- 0.41 acre lot
- Built 1953
- Listed 37 days
Property features AI
Finance
- Other: Seller disclosure available
Exterior
- Utilities: Public water; Public sewer
- Home design: Residential property
- Construction: Brick construction; Built in 1953; Slab foundation; Composition roof
- Exterior features: Located in a subdivision
Interior
- Bedrooms: Primary bedroom on the first floor; Two additional bedrooms on the first floor; Up to 3 bedrooms possible
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
- Interior features: Total of 4 rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $153 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 4.2% in Baytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: High Point School (12 students, 75% FRL).
- Market conditions: Rents rising (+1.3%/yr); 271 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $45k; list at $140k implies a 211% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 7.61%
- Cash-on-cash
- 4.69%
- DSCR
- 1.21
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $192,977
- List price
- $140,000
- Delta
- -27.45%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 109 Timber Ln | 0.44mi | 3/2.0 | 1,300 (-2%) | 9mo | $200,000 | $154 | 68 |
| 121 Tanglewood St | 0.44mi | 3/1.5 | 1,378 (+3%) | 10mo | $229,000 | $166 | 63 |
| 136 Weaver St | 0.72mi | 3/2.0 | 1,316 (-1%) | 2mo | $140,000 | $106 | 62 |
| 326 Greenbriar Dr | 0.10mi | 3/2.0 | 1,178 (-12%) | 20mo | $145,000 | $123 | 60 |
| 122 N Holly Dr | 0.50mi | 3/2.0 | 1,452 (+9%) | 3mo | $239,000 | $165 | 59 |
| 440 S Burnett Dr | 0.24mi | 3/2.0 | 1,520 (+14%) | 9mo | $525,000 | $345 | 58 |
| 328 Burnett Dr | 0.24mi | 3/1.0 | 1,519 (+14%) | 7mo | $220,000 | $145 | 56 |
| 6610 Steinman St | 0.58mi | 3/2.0 | 1,470 (+10%) | 3mo | $229,000 | $156 | 53 |
| 113 W Shreck St | 0.60mi | 3/2.0 | 1,380 (+3%) | 20mo | $310,000 | $225 | 50 |
| 112 Honeysuckle Dr | 0.44mi | 3/2.0 | 1,530 (+15%) | 13mo | $229,000 | $150 | 44 |
| 112 Jasmine Dr | 0.32mi | 4/2.0 (+1) | 1,503 (+13%) | 19mo | $199,900 | $133 | 43 |
| 407 Willow Ln | 0.74mi | 3/1.5 | 1,492 (+12%) | 16mo | $226,900 | $152 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.3% rent growth · sell at horizon
- IRR
- -11.1%
- Equity multiple
- 0.61×
- Total profit
- $-15,479
- Equity at exit
- $20,874
- IRR
- -4.7%
- Equity multiple
- 0.72×
- Total profit
- $-11,017
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77520
- Rents YoY
- 1.3%
- Active inventory
- 271
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,575 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$299 /mo · $3,586/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $153
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 113 Cabaniss Ave Baytown, TX | 3.0 | 2.0 | 1442 | $1,700 | $1.18 | 21d | 1 | 1.14mi |
Listing history 31 events
-
2026-06-18days on market $140,000 Active 38 DOM
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2026-06-17days on market $140,000 Active 37 DOM
-
2026-06-16days on market $140,000 Active 36 DOM
-
2026-06-15days on market $140,000 Active 35 DOM
-
2026-06-13days on market $140,000 Active 33 DOM
-
2026-06-09days on market $140,000 Active 29 DOM
-
2026-06-07days on market $140,000 Active 27 DOM
-
2026-06-04days on market $140,000 Active 24 DOM
-
2026-06-03days on market $140,000 Active 23 DOM
-
2026-06-02days on market $140,000 Active 22 DOM
-
2026-06-01days on market $140,000 Active 21 DOM
-
2026-05-31days on market $140,000 Active 20 DOM
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2026-05-11$140,000 Active 669-char remark
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2024-10-01soldstatus
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2024-09-20soldstatus Sold 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
-
2024-08-29status Pending 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
-
2024-08-09status Active 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
-
2024-08-09status Pending 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
-
2024-08-02status Option Pending 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
-
2024-07-05$150,000 Active 958-char remark
Show marketing remark (958 chars)
Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.
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2020-02-03soldstatus
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2019-05-31historical
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2019-04-29price $130,000
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2019-04-11$149,000 Active
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2007-08-30soldstatus
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2005-06-01soldstatus
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2004-10-17historical
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2004-07-24$95,500
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2002-03-05soldstatus
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1998-09-03soldstatus
-
1988-06-01soldstatus $45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,586 · $299/mo
- Projected year-2 tax
- $3,586 · $299/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,904
- − Mortgage interest
- −$7,842
- − Property taxes
- −$3,586
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,512
- − Management
- −$1,512
- − Depreciation
- −$4,073
- Taxable loss
- −$321
- Est. tax savings @ 24.0%
- +$77
- After-tax cash flow
- $1,915/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Goose Creek CISD
- NCES district ID
- 4821150
- Math proficiency
- 37% ▼ -11.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $52,468
- Composite
- 31.84/100
- National rank
- #5877
- State rank
- #473 of 826 in TX
Livability — Baytown
- Score
- 69/100
- State rank
- #412
- US rank
- #8494
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baytown, TX
- County
- Harris County · 4,702,590 people
- City population
- 135,579
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 36,355
- Household income
- $54,278
- Rent vs Own
- Severe rent burden
- 1559.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 55% White 30% Two or more races 19% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 48%
- Common ancestry
- Italian 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 21% · Canada, Vietnam
- Languages at home
- 55% English-only · Spanish 43% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -143.36%
- Current HPI
- 262.066
- Rent YoY
- ▲ 1.30%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+211.1% since first listed19 events — show timeline
- 2026-05-11 Listed $140,000 HARMLS
- 2024-10-01 Sold (Public Records) — Public Records
- 2024-09-20 Sold (MLS) — HARMLS
- 2024-08-29 Pending — HARMLS
- 2024-08-09 Relisted — HARMLS
- 2024-08-09 Pending — HARMLS
- 2024-08-02 Pending — HARMLS
- 2024-07-05 Listed $150,000 HARMLS
- 2020-02-03 Sold (Public Records) — Public Records
- 2019-05-31 Listing Removed — HARMLS
- 2019-04-29 Price Changed $130,000 HARMLS
- 2019-04-11 Listed $149,000 HARMLS
- 2007-08-30 Sold (Public Records) — Public Records
- 2005-06-01 Sold (Public Records) — Public Records
- 2004-10-17 Listing Removed — HARMLS
- 2004-07-24 Listed $95,500 HARMLS
- 2002-03-05 Sold (Public Records) — Public Records
- 1998-09-03 Sold (Public Records) — Public Records
- 1988-06-01 Sold (Public Records) $45,000 Public Records
Property tax history
+6.0%/yrLatest (2025): $3,586 · -2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…