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108 Yaupon Dr
C Composite 58.58
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.3/10.0
  • DSCR +6.1/10.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$140,000

108 Yaupon Dr · Baytown, TX 77520
3 bd · 2.0 ba · 1,334 sqft · SingleFamily public records · 38 Days on market
Built 1953 0.41 ac lot $105/sqft · 27% below area Est $193k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

Key facts

  • 0.41 acre lot
  • Built 1953
  • Listed 37 days

Property features AI

Finance

  • Other: Seller disclosure available

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property
  • Construction: Brick construction; Built in 1953; Slab foundation; Composition roof
  • Exterior features: Located in a subdivision

Interior

  • Bedrooms: Primary bedroom on the first floor; Two additional bedrooms on the first floor; Up to 3 bedrooms possible
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
  • Interior features: Total of 4 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $153 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 4.2% in Baytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: High Point School (12 students, 75% FRL).
  • Market conditions: Rents rising (+1.3%/yr); 271 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $45k; list at $140k implies a 211% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
7.61%
Cash-on-cash
4.69%
DSCR
1.21
GRM
7.4

CMA / ARV

ARV (median comp)
$192,977
List price
$140,000
Delta
-27.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
109 Timber Ln 0.44mi 3/2.0 1,300 (-2%) 9mo $200,000 $154 68
121 Tanglewood St 0.44mi 3/1.5 1,378 (+3%) 10mo $229,000 $166 63
136 Weaver St 0.72mi 3/2.0 1,316 (-1%) 2mo $140,000 $106 62
326 Greenbriar Dr 0.10mi 3/2.0 1,178 (-12%) 20mo $145,000 $123 60
122 N Holly Dr 0.50mi 3/2.0 1,452 (+9%) 3mo $239,000 $165 59
440 S Burnett Dr 0.24mi 3/2.0 1,520 (+14%) 9mo $525,000 $345 58
328 Burnett Dr 0.24mi 3/1.0 1,519 (+14%) 7mo $220,000 $145 56
6610 Steinman St 0.58mi 3/2.0 1,470 (+10%) 3mo $229,000 $156 53
113 W Shreck St 0.60mi 3/2.0 1,380 (+3%) 20mo $310,000 $225 50
112 Honeysuckle Dr 0.44mi 3/2.0 1,530 (+15%) 13mo $229,000 $150 44
112 Jasmine Dr 0.32mi 4/2.0 (+1) 1,503 (+13%) 19mo $199,900 $133 43
407 Willow Ln 0.74mi 3/1.5 1,492 (+12%) 16mo $226,900 $152 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
-11.1%
Equity multiple
0.61×
Total profit
$-15,479
Equity at exit
$20,874
10-year hold
IRR
-4.7%
Equity multiple
0.72×
Total profit
$-11,017
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77520

Rents YoY
1.3%
Active inventory
271
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,575 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$299 /mo · $3,586/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$153

Break-even live

Break-even rent $1,381
Max offer price $140,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
113 Cabaniss Ave Baytown, TX 3.0 2.0 1442 $1,700 $1.18 21d 1 1.14mi

Listing history 31 events

  1. 2026-06-18
    days on market $140,000 Active 38 DOM
  2. 2026-06-17
    days on market $140,000 Active 37 DOM
  3. 2026-06-16
    days on market $140,000 Active 36 DOM
  4. 2026-06-15
    days on market $140,000 Active 35 DOM
  5. 2026-06-13
    days on market $140,000 Active 33 DOM
  6. 2026-06-09
    days on market $140,000 Active 29 DOM
  7. 2026-06-07
    days on market $140,000 Active 27 DOM
  8. 2026-06-04
    days on market $140,000 Active 24 DOM
  9. 2026-06-03
    days on market $140,000 Active 23 DOM
  10. 2026-06-02
    days on market $140,000 Active 22 DOM
  11. 2026-06-01
    days on market $140,000 Active 21 DOM
  12. 2026-05-31
    days on market $140,000 Active 20 DOM
  13. 2026-05-11
    listed $140,000 Active 669-char remark
  14. 2024-10-01
    soldstatus
  15. 2024-09-20
    soldstatus Sold 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  16. 2024-08-29
    status Pending 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  17. 2024-08-09
    status Active 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  18. 2024-08-09
    status Pending 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  19. 2024-08-02
    status Option Pending 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  20. 2024-07-05
    listed $150,000 Active 958-char remark
    Show marketing remark (958 chars)

    Discover your dream home in the charming community of Baytown, TX! This delightful single-family residence, built in 1953, offers timeless appeal with modern conveniences. Spanning 1,334 square feet, this cozy home is nestled on a generous . 41-acre lot, providing ample space for outdoor activities and future expansions. Imagine enjoying serene mornings just 850 feet from the picturesque Burnet Bay, perfect for nature lovers and water enthusiasts. The property stands free from HOA restrictions, giving you the freedom to personalize your home as you see fit. The spacious yard is ideal for gardening, hosting gatherings, or creating your own private oasis. With easy access to local amenities, top-rated schools, and vibrant community events, this Baytown gem is perfect for families, retirees, or anyone looking for a peaceful yet convenient lifestyle. Don't miss the opportunity to own a piece of Baytown's history in this beautifully maintained home.

  21. 2020-02-03
    soldstatus
  22. 2019-05-31
    historical
  23. 2019-04-29
    price $130,000
  24. 2019-04-11
    listed $149,000 Active
  25. 2007-08-30
    soldstatus
  26. 2005-06-01
    soldstatus
  27. 2004-10-17
    historical
  28. 2004-07-24
    listed $95,500
  29. 2002-03-05
    soldstatus
  30. 1998-09-03
    soldstatus
  31. 1988-06-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,586 · $299/mo
Projected year-2 tax
$3,586 · $299/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,904
− Mortgage interest
−$7,842
− Property taxes
−$3,586
− Insurance
−$700
− Repairs & maintenance
−$1,512
− Management
−$1,512
− Depreciation
−$4,073
Taxable loss
−$321
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$77
After-tax cash flow
$1,915/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Goose Creek CISD
NCES district ID
4821150
Math proficiency
37% ▼ -11.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$52,468
Composite
31.84/100
National rank
#5877
State rank
#473 of 826 in TX

Livability — Baytown

Score
69/100
State rank
#412
US rank
#8494

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baytown, TX
County
Harris County · 4,702,590 people
City population
135,579
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
36,355
Household income
$54,278
Rent vs Own
47.8% rent · 52.2% own
Severe rent burden
1559.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Hispanic / Latino 55% White 30% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Italian 1% Lithuanian 1% Romanian 1%
Foreign-born
21% · Canada, Vietnam
Languages at home
55% English-only · Spanish 43% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -143.36%
Current HPI
262.066
Rent YoY
▲ 1.30%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+211.1% since first listed
19 events — show timeline
  • 2026-05-11 Listed $140,000 HARMLS
  • 2024-10-01 Sold (Public Records) Public Records
  • 2024-09-20 Sold (MLS) HARMLS
  • 2024-08-29 Pending HARMLS
  • 2024-08-09 Relisted HARMLS
  • 2024-08-09 Pending HARMLS
  • 2024-08-02 Pending HARMLS
  • 2024-07-05 Listed $150,000 HARMLS
  • 2020-02-03 Sold (Public Records) Public Records
  • 2019-05-31 Listing Removed HARMLS
  • 2019-04-29 Price Changed $130,000 HARMLS
  • 2019-04-11 Listed $149,000 HARMLS
  • 2007-08-30 Sold (Public Records) Public Records
  • 2005-06-01 Sold (Public Records) Public Records
  • 2004-10-17 Listing Removed HARMLS
  • 2004-07-24 Listed $95,500 HARMLS
  • 2002-03-05 Sold (Public Records) Public Records
  • 1998-09-03 Sold (Public Records) Public Records
  • 1988-06-01 Sold (Public Records) $45,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $3,586 · -2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…