8041 Telegraph Rd · Quinlan, TX 75474

$185,000

3 bd · 2.0 ba · 1,280 sqft · Manufactured public records · 106 Days on market

Built 1991 2.86 ac lot $145/sqft · 11% below area Est $209k · 11% under ↓ 47% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• ARV discount +12.7/15.0
• Appreciation +10.0/10.0
• DSCR +5.1/10.0
• 1% rule +4.2/10.0
• Livability +3.2/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

.Here is the revised, longer MLS-ready description with the disclaimer added at the end: Discover the potential of this beautiful 2.85-acre unrestricted property, perfectly suited for anyone looking for flexibility and wide-open space. This spacious tract offers a peaceful country setting with mature surroundings and plenty of room to create the setup you’ve always envisioned. The property includes an older mobile home that provides a starting point for renovations or can be removed to make way for a brand-new build or a new mobile home—your choice. With no restrictions, you have the freedom to customize the land to fit your needs, whether that’s a full-time residence, weekend retreat, or investment opportunity. All utilities are already in place, including electric, septic, and a water well, giving you a valuable head start on development and helping reduce setup costs. A small pond enhances the property, adding natural beauty and offering a peaceful spot to enjoy the outdoors. If you’re looking for land with endless possibilities, privacy, and the convenience of existing utilities, this 2.85-acre property is ready for your vision. Buyer and buyer’s agent to verify all information

Key facts

• 2.85 acre property
• Existing utilities
• Small pond

Tags

• 2.85 ACRE PROPERTY
• UNRESTRICTED PROPERTY
• PEACEFUL COUNTRY SETTING
• SMALL POND
• EXISTING UTILITIES

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $185k.

Deal economics

• At list price, monthly cash flow is $107 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (8.1% below list).
• Recommended offer: $168k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.0% vs local median 4.6% in Quinlan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#746 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools D, amenities F, commute F.
• Quinlan ISD (rural): math 27% / reading 34% proficiency, ranked #610 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 335 active listings in the ZIP; 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).
• This rent runs 32% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $20k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
• Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 106 days — a 9% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $168,350 (9.0% below list)

Questions for the listing agent

1. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.98%
• Cash-on-cash: 2.47%
• DSCR: 1.11
• GRM: 9.1

CMA / ARV

• ARV (median comp): $208,928
• List price: $185,000
• Delta: -11.45%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7913 Reata Rd	0.22mi	3/2.0	1,456 (+14%)	16mo	$215,000	$148	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.1%
• Equity multiple: 3.08×
• Total profit: $107,541
• Equity at exit: $166,663

10-year hold

• IRR: 22.9%
• Equity multiple: 7.01×
• Total profit: $311,354
• Equity at exit: $359,414

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75474

• Home prices YoY: 7.5%
• Active inventory: 335
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,700 medium
• Mortgage (P&I): −$970
• Tax from tax record: −$189 /mo · $2,269/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $107

Break-even live

Break-even rent $1,565

Max offer price $185,000

Occupancy floor 89%

Sensitivity live

Price	-10% $211	-5% $159	+0% $107	+5% $54	+10% $2
Rent	-10% $-28	-5% $39	+0% $107	+5% $174	+10% $241
Rate	-1.0pp $200	-0.5pp $154	base $107	+0.5pp $59	+1.0pp $10

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-18
   days on market $185,000 Active 106 DOM
2. 2026-06-17
   days on market $185,000 Active 105 DOM
3. 2026-06-16
   days on market $185,000 Active 104 DOM
4. 2026-06-15
   days on market $185,000 Active 103 DOM
5. 2026-06-13
   days on market $185,000 Active 101 DOM
6. 2026-06-09
   days on market $185,000 Active 97 DOM
7. 2026-06-08
   days on market $185,000 Active 96 DOM
8. 2026-06-07
   days on market $185,000 Active 95 DOM
9. 2026-06-04
   days on market $185,000 Active 92 DOM
10. 2026-06-03
    days on market $185,000 Active 91 DOM
11. 2026-06-02
    days on market $185,000 Active 90 DOM
12. 2026-06-01
    days on market $185,000 Active 89 DOM
13. 2026-05-31
    days on market $185,000 Active 88 DOM
14. 2026-03-04
    listed $185,000 Active 1236-char remark

    Show marketing remark (1236 chars)

    .Here is the revised, longer MLS-ready description with the disclaimer added at the end: Discover the potential of this beautiful 2.85-acre unrestricted property, perfectly suited for anyone looking for flexibility and wide-open space. This spacious tract offers a peaceful country setting with mature surroundings and plenty of room to create the setup you’ve always envisioned. The property includes an older mobile home that provides a starting point for renovations or can be removed to make way for a brand-new build or a new mobile home—your choice. With no restrictions, you have the freedom to customize the land to fit your needs, whether that’s a full-time residence, weekend retreat, or investment opportunity. All utilities are already in place, including electric, septic, and a water well, giving you a valuable head start on development and helping reduce setup costs. A small pond enhances the property, adding natural beauty and offering a peaceful spot to enjoy the outdoors. If you’re looking for land with endless possibilities, privacy, and the convenience of existing utilities, this 2.85-acre property is ready for your vision. Buyer and buyer’s agent to verify all information

15. 2025-03-31
    historical
16. 2024-09-25
    price $320,000
17. 2024-09-16
    listed $350,000 Active
18. 2004-10-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,269 · $189/mo
• Projected year-2 tax: $3,386 · $282/mo
• Expected delta: +$1,116/yr (+$93/mo · 49.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,398
• − Mortgage interest: −$10,363
• − Property taxes: −$2,269
• − Insurance: −$925
• − Repairs & maintenance: −$1,632
• − Management: −$1,632
• − Depreciation: −$5,382
• Taxable loss: −$1,804
• Est. tax savings @ 24.0%: +$433
• After-tax cash flow: $1,712/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Quinlan ISD
• NCES district ID: 4836240
• Math proficiency: 27% ▼ -10.00%
• Reading proficiency: 34% ▼ -2.00%
• Median HH income: $45,461
• Composite: 26.16/100
• National rank: #7271
• State rank: #610 of 826 in TX

Livability — Quinlan

• Score: 64/100
• State rank: #746
• US rank: #13776

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety D- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Hunt County · 71,969 people
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 17,671
• Household income: $64,103
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 181.0

Population outlook (Hunt County) Hauer SSP2

• Today (2025): 97,090 people
• By 2030: 100,452 · +3.5%
• By 2040: 106,544 · +9.7%
• By 2050: 111,218 · +14.6%
• By 2075: 121,695 · +25.3%
• By 2100: 123,683 · +27.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 19% Two or more races 8% Asian 1% Black 1%
• Hispanic origin (detail): Mexican 17%
• Common ancestry: Lithuanian 2% Romanian 2% Iranian 1%
• Foreign-born: 8% · Canada
• Languages at home: 88% English-only · Spanish 10% Other Asian/Pacific 1%

Political lean MEDSL · Hunt

• 2024 margin: Solid R (+55.5) · D 21.9% · R 77.4%
• 2008→2024 swing: -14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
• All cycles: 2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.95%
• Current HPI: 484.21
• Rent YoY: —
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-47.1% since first listed

5 events — show timeline

• 2026-03-04 Listed $185,000 NTREIS
• 2025-03-31 Listing Removed — NTREIS
• 2024-09-25 Price Changed $320,000 NTREIS
• 2024-09-16 Listed $350,000 NTREIS
• 2004-10-15 Sold (Public Records) — Public Records

Property tax history

+4.9%/yr

Latest (2025): $2,269 · +1.1% YoY. Source: county tax records.