133 Brenda Pl · Canyonville, OR
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $498 – $926
Heat risk 5/10 · Moderate
- Hot days now (above 97°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +3.5/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$99,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Located in a desirable 55+ gated community, this home offers vaulted ceilings, a modern open-concept layout, and an electric fireplace in the main living area. The primary suite includes a large walk-in closet, walk-in shower, and a double-sink vanity with granite countertops. Granite surfaces extend throughout the home. The exterior features a well-maintained, low-maintenance yard with ample patio space for outdoor use. Seller will allow a $4,000 paint allowance with an acceptable offer.
Key facts
- Gated community
- Double-sink vanity
- Walk-in closet
Tags
Property features AI
Finance
- Other: Lot is gently sloping and on a paved road; Lot rent listed monthly
- Financial info: Land lease expires May 31, 2027
- HOA & community: Located in Knoll Terrace park; Land lease applies (monthly lot rent)
Exterior
- Parking: Driveway; Attached 2-car garage
- Utilities: Electric service; Public water; Public sewer
- Home design: Manufactured home in park (residential); Single-level living; Mountain view
- Construction: Built in 2002; Block foundation; Composition roof
- Exterior features: Deck; Sprinkler system; Yard; T-111 siding
Interior
- Kitchen: Dishwasher; Microwave; Free-standing range; Free-standing refrigerator; Granite countertops; Pantry
- Bedrooms: Primary bedroom (main) with ceiling fan, double sinks, walk-in closet, and walk-in shower; Second bedroom (main) with ceiling fan; Third bedroom (main) with ceiling fan
- Flooring: Laminate flooring
- Bathrooms: Two full bathrooms (both on the main level)
- Heating & cooling: Forced air heating; Heat pump cooling
- Interior features: Ceiling fans; Garage door opener; Granite surfaces; Laminate flooring; Laundry area; Vaulted ceilings; Double pane windows with vinyl frames; Electric fireplace; Crawl space foundation; Accessible features including garage on main, ground level, minimal steps, utility room on main, walk-in shower, and good natural lighting
- Laundry & utility: Main-level laundry / utility room; Electric hot water
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $100k.
Deal economics
- At list price, monthly cash flow is $692 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $97k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#183 in OR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities F, commute F, employment F.
- South Umpqua SD 19 (town): math 21% / reading 34% proficiency, ranked #51 of 58 in OR (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Canyonville School (math 22% / reading 34%, grade F, #284 of 412 statewide, top 70%, 170 students, 72% FRL); South Umpqua High School (math 24% / reading 44%, grade F, #94 of 143 statewide, top 70%, 443 students, 72% FRL).
- Market conditions: 19 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.69% ✓
- Cap rate
- 14.60%
- Cash-on-cash
- 29.66%
- DSCR
- 2.32
- GRM
- 4.9
CMA / ARV
- ARV (median comp)
- $137,582
- List price
- $99,999
- Delta
- -27.32%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 183 Samantha Way | 0.05mi | 3/2.0 | 1,458 (-4%) | 18mo | $119,500 | $82 | 76 |
| 204 Samantha Way | 0.08mi | 3/2.0 | 1,640 (+8%) | 9mo | $157,500 | $96 | 75 |
| 102 Kimberly Way | 0.01mi | 3/2.0 | 1,457 (-4%) | 22mo | $120,000 | $82 | 75 |
| 135 Samantha Way | 0.04mi | 3/2.0 | 1,458 (-4%) | 22mo | $100,000 | $69 | 74 |
| 381 Knoll Terrace Dr | 0.15mi | 3/2.0 | 1,404 (-7%) | 9mo | $139,500 | $99 | 74 |
| 112 Brenda Pl | 0.03mi | 3/2.0 | 1,412 (-7%) | 20mo | $126,000 | $89 | 70 |
| 150 Kimberly Way | 0.05mi | 2/2.0 (-1) | 1,350 (-11%) | 6mo | $97,000 | $72 | 70 |
| 167 Kimberly Way | 0.13mi | 2/2.0 (-1) | 1,350 (-11%) | 2mo | $110,000 | $81 | 69 |
| 450 Sandra Ct | 0.29mi | 2/2.0 (-1) | 1,512 (0%) | 16mo | $255,000 | $169 | 68 |
| 190 Wild Creek Way | 0.24mi | 2/2.0 (-1) | 1,404 (-7%) | 12mo | $114,000 | $81 | 62 |
| 175 Knoll Terrace Dr | 0.05mi | 2/2.0 (-1) | 1,367 (-10%) | 20mo | $111,250 | $81 | 60 |
| 454 Knoll Terrace Dr | 0.18mi | 3/2.0 | 1,704 (+13%) | 18mo | $135,000 | $79 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.2%
- Equity multiple
- 2.00×
- Total profit
- $27,874
- Equity at exit
- $14,910
- IRR
- 32.0%
- Equity multiple
- 3.89×
- Total profit
- $81,025
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97417
- Home prices YoY
- -0.9%
- Active inventory
- 19
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,694 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$80 /mo · $961/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$356
- Net cashflow
- $692
Break-even live
Sensitivity live
| Price | -10% $749 | -5% $720 | +0% $692 | +5% $664 | +10% $635 |
|---|---|---|---|---|---|
| Rent | -10% $558 | -5% $625 | +0% $692 | +5% $759 | +10% $826 |
| Rate | -1.0pp $742 | -0.5pp $718 | base $692 | +0.5pp $666 | +1.0pp $640 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 325 S Pine St Canyonville, OR | 4.0 | 1.0 | 1640 | $1,800 | $1.10 | 44d | 1 | 0.49mi |
| 450 Maylea Pl Canyonville, OR | 3.0 | 2.5 | 1232 | $1,500 | $1.22 | 44d | 1 | 0.79mi |
Listing history 16 events
-
2026-06-19days on market $99,999 Active 40 DOM
-
2026-06-18days on market $99,999 Active 39 DOM
-
2026-06-17days on market $99,999 Active 38 DOM
-
2026-06-16days on market $99,999 Active 37 DOM
-
2026-06-15days on market $99,999 Active 36 DOM
-
2026-06-14days on market $99,999 Active 34 DOM
-
2026-06-12days on market $99,999 Active 33 DOM
-
2026-06-09days on market $99,999 Active 30 DOM
-
2026-06-08days on market $99,999 Active 29 DOM
-
2026-06-07days on market $99,999 Active 28 DOM
-
2026-06-05days on market $99,999 Active 25 DOM
-
2026-06-02days on market $99,999 Active 23 DOM
-
2026-06-01days on market $99,999 Active 22 DOM
-
2026-05-31days on market $99,999 Active 21 DOM
-
2026-05-30days on market $99,999 Active 20 DOM
-
2026-05-10$99,999 Active 493-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OR · Resets to sale price
- Current annual tax
- $961 · $80/mo
- Projected year-2 tax
- $970 · $81/mo
- Expected delta
- +$9/yr (+$1/mo · 0.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 5/10 Major 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 13 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,328
- − Mortgage interest
- −$5,601
- − Property taxes
- −$961
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,626
- − Management
- −$1,626
- − Depreciation
- −$2,909
- Taxable income
- $7,104
- Est. tax owed @ 24.0%
- −$1,705
- After-tax cash flow
- $6,600/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Umpqua SD 19
- NCES district ID
- 4111610
- Math proficiency
- 21% ▼ -5.00%
- Reading proficiency
- 34% ▼ -12.00%
- Median HH income
- $38,796
- Composite
- 23.01/100
- National rank
- #7976
- State rank
- #51 of 58 in OR
Livability — Canyonville
- Score
- 66/100
- State rank
- #183
- US rank
- #11206
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canyonville, OR
- Population (ZIP)
- 2,462
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 105,191 people
- By 2030
- 102,664 · -2.4%
- By 2040
- 96,668 · -8.1%
- By 2050
- 91,279 · -13.2%
- By 2075
- 79,395 · -24.5%
- By 2100
- 66,107 · -37.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Two or more races 11% Hispanic / Latino 7% Asian 7% Native American 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 1%
- Common ancestry
- Serbian 4% Lithuanian 3% Iranian 3%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
- 2008→2024 swing
- -17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
- All cycles
- 2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.05%
- Current HPI
- 339.7648
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
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Price history
1 event — show timeline
- 2026-05-10 Listed $99,999 RMLS
Property tax history
+0.5%/yrLatest (2025): $961 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…