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133 Brenda Pl
B+ Composite 79.08
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +3.5/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$99,999

133 Brenda Pl · Canyonville, OR 97417
3 bd · 2.0 ba · 1,512 sqft · Manufactured public records · 40 Days on market
Built 2002 $66/sqft · 27% below area Est $138k · 27% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Located in a desirable 55+ gated community, this home offers vaulted ceilings, a modern open-concept layout, and an electric fireplace in the main living area. The primary suite includes a large walk-in closet, walk-in shower, and a double-sink vanity with granite countertops. Granite surfaces extend throughout the home. The exterior features a well-maintained, low-maintenance yard with ample patio space for outdoor use. Seller will allow a $4,000 paint allowance with an acceptable offer.

Key facts

  • Gated community
  • Double-sink vanity
  • Walk-in closet

Tags

GATED COMMUNITYOPEN-CONCEPT LAYOUTELECTRIC FIREPLACEWALK-IN CLOSETWALK-IN SHOWERDOUBLE-SINK VANITY

Property features AI

Finance

  • Other: Lot is gently sloping and on a paved road; Lot rent listed monthly
  • Financial info: Land lease expires May 31, 2027
  • HOA & community: Located in Knoll Terrace park; Land lease applies (monthly lot rent)

Exterior

  • Parking: Driveway; Attached 2-car garage
  • Utilities: Electric service; Public water; Public sewer
  • Home design: Manufactured home in park (residential); Single-level living; Mountain view
  • Construction: Built in 2002; Block foundation; Composition roof
  • Exterior features: Deck; Sprinkler system; Yard; T-111 siding

Interior

  • Kitchen: Dishwasher; Microwave; Free-standing range; Free-standing refrigerator; Granite countertops; Pantry
  • Bedrooms: Primary bedroom (main) with ceiling fan, double sinks, walk-in closet, and walk-in shower; Second bedroom (main) with ceiling fan; Third bedroom (main) with ceiling fan
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms (both on the main level)
  • Heating & cooling: Forced air heating; Heat pump cooling
  • Interior features: Ceiling fans; Garage door opener; Granite surfaces; Laminate flooring; Laundry area; Vaulted ceilings; Double pane windows with vinyl frames; Electric fireplace; Crawl space foundation; Accessible features including garage on main, ground level, minimal steps, utility room on main, walk-in shower, and good natural lighting
  • Laundry & utility: Main-level laundry / utility room; Electric hot water

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $100k.

Deal economics

  • At list price, monthly cash flow is $692 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#183 in OR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities F, commute F, employment F.
  • South Umpqua SD 19 (town): math 21% / reading 34% proficiency, ranked #51 of 58 in OR (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Canyonville School (math 22% / reading 34%, grade F, #284 of 412 statewide, top 70%, 170 students, 72% FRL); South Umpqua High School (math 24% / reading 44%, grade F, #94 of 143 statewide, top 70%, 443 students, 72% FRL).
  • Market conditions: 19 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,999 (3.0% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.69%
Cap rate
14.60%
Cash-on-cash
29.66%
DSCR
2.32
GRM
4.9

CMA / ARV

ARV (median comp)
$137,582
List price
$99,999
Delta
-27.32%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
183 Samantha Way 0.05mi 3/2.0 1,458 (-4%) 18mo $119,500 $82 76
204 Samantha Way 0.08mi 3/2.0 1,640 (+8%) 9mo $157,500 $96 75
102 Kimberly Way 0.01mi 3/2.0 1,457 (-4%) 22mo $120,000 $82 75
135 Samantha Way 0.04mi 3/2.0 1,458 (-4%) 22mo $100,000 $69 74
381 Knoll Terrace Dr 0.15mi 3/2.0 1,404 (-7%) 9mo $139,500 $99 74
112 Brenda Pl 0.03mi 3/2.0 1,412 (-7%) 20mo $126,000 $89 70
150 Kimberly Way 0.05mi 2/2.0 (-1) 1,350 (-11%) 6mo $97,000 $72 70
167 Kimberly Way 0.13mi 2/2.0 (-1) 1,350 (-11%) 2mo $110,000 $81 69
450 Sandra Ct 0.29mi 2/2.0 (-1) 1,512 (0%) 16mo $255,000 $169 68
190 Wild Creek Way 0.24mi 2/2.0 (-1) 1,404 (-7%) 12mo $114,000 $81 62
175 Knoll Terrace Dr 0.05mi 2/2.0 (-1) 1,367 (-10%) 20mo $111,250 $81 60
454 Knoll Terrace Dr 0.18mi 3/2.0 1,704 (+13%) 18mo $135,000 $79 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.2%
Equity multiple
2.00×
Total profit
$27,874
Equity at exit
$14,910
10-year hold
IRR
32.0%
Equity multiple
3.89×
Total profit
$81,025
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97417

Home prices YoY
-0.9%
Active inventory
19
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,694 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$80 /mo · $961/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$356
Net cashflow
$692

Break-even live

Break-even rent $818
Max offer price $99,999
Occupancy floor 54%

Sensitivity live

Price -10% $749 -5% $720 +0% $692 +5% $664 +10% $635
Rent -10% $558 -5% $625 +0% $692 +5% $759 +10% $826
Rate -1.0pp $742 -0.5pp $718 base $692 +0.5pp $666 +1.0pp $640

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
325 S Pine St Canyonville, OR 4.0 1.0 1640 $1,800 $1.10 44d 1 0.49mi
450 Maylea Pl Canyonville, OR 3.0 2.5 1232 $1,500 $1.22 44d 1 0.79mi

Listing history 16 events

  1. 2026-06-19
    days on market $99,999 Active 40 DOM
  2. 2026-06-18
    days on market $99,999 Active 39 DOM
  3. 2026-06-17
    days on market $99,999 Active 38 DOM
  4. 2026-06-16
    days on market $99,999 Active 37 DOM
  5. 2026-06-15
    days on market $99,999 Active 36 DOM
  6. 2026-06-14
    days on market $99,999 Active 34 DOM
  7. 2026-06-12
    days on market $99,999 Active 33 DOM
  8. 2026-06-09
    days on market $99,999 Active 30 DOM
  9. 2026-06-08
    days on market $99,999 Active 29 DOM
  10. 2026-06-07
    days on market $99,999 Active 28 DOM
  11. 2026-06-05
    days on market $99,999 Active 25 DOM
  12. 2026-06-02
    days on market $99,999 Active 23 DOM
  13. 2026-06-01
    days on market $99,999 Active 22 DOM
  14. 2026-05-31
    days on market $99,999 Active 21 DOM
  15. 2026-05-30
    days on market $99,999 Active 20 DOM
  16. 2026-05-10
    listed $99,999 Active 493-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$961 · $80/mo
Projected year-2 tax
$970 · $81/mo
Expected delta
+$9/yr (+$1/mo · 0.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 13 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,328
− Mortgage interest
−$5,601
− Property taxes
−$961
− Insurance
−$500
− Repairs & maintenance
−$1,626
− Management
−$1,626
− Depreciation
−$2,909
Taxable income
$7,104
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,705
After-tax cash flow
$6,600/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Umpqua SD 19
NCES district ID
4111610
Math proficiency
21% ▼ -5.00%
Reading proficiency
34% ▼ -12.00%
Median HH income
$38,796
Composite
23.01/100
National rank
#7976
State rank
#51 of 58 in OR

Livability — Canyonville

Score
66/100
State rank
#183
US rank
#11206

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Canyonville, OR
Population (ZIP)
2,462

Population outlook (Douglas County) Hauer SSP2

Today (2025)
105,191 people
By 2030
102,664 · -2.4%
By 2040
96,668 · -8.1%
By 2050
91,279 · -13.2%
By 2075
79,395 · -24.5%
By 2100
66,107 · -37.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 11% Hispanic / Latino 7% Asian 7% Native American 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Serbian 4% Lithuanian 3% Iranian 3%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Douglas

2024 margin
Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
2008→2024 swing
-17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
All cycles
2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.05%
Current HPI
339.7648
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-10 Listed $99,999 RMLS

Property tax history

+0.5%/yr

Latest (2025): $961 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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