4304 Savannah Trl · East Point, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.2/30.0
- Appreciation +10.0/10.0
- ARV discount +6.6/15.0
- Schools +4.5/10.0
- DSCR +3.6/10.0
- Livability +3.6/5.0
- 1% rule +3.2/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
$278,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 2-story home in East Point featuring an open floor plan designed for comfortable living and entertaining. The main level offers separate dining and living rooms, creating versatile spaces for hosting or everyday use. The spacious kitchen features white cabinets, solid surface countertops, and a bright eat-in breakfast area surrounded by a wall of windows that fills the home with natural light. The cozy family room with fireplace provides the perfect gathering space, while a convenient half bath completes the main level. Upstairs, the oversized primary suite boasts a relaxing sitting area and a large walk-in closet. Upstairs laundry adds extra convenience to this home. Some images in this listing have been virtually staged.
Key facts
- Open floor plan
- Spacious kitchen
- Convenient half bath
Tags
Property features AI
Finance
- HOA & community: Homeowners association with an annual fee of $350; Community sidewalks
Exterior
- Parking: Two total parking spaces; Two-car garage that faces the front
- Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
- Home design: Two levels; Resale single-family home; Fee simple ownership
- Construction: Brick front with shingle and wood siding; Composition roof; Slab foundation; Built as existing (resale)
- Exterior features: Patio; Other exterior features
Interior
- Kitchen: Breakfast bar; White cabinets; Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: Four upper-level bedrooms; Oversized master bedroom
- Flooring: Carpet; Vinyl; Other flooring
- Bathrooms: Two full bathrooms (both on the upper level); One half bathroom (main level); Master bathroom with double vanity and separate tub and shower
- Heating & cooling: Central heating; Central air conditioning (electric)
- Interior features: Tray ceilings; Walk-in closets; One fireplace located in the family room; No shared/common walls; Family room and office among the listed room types
- Laundry & utility: Laundry closet on the upper level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $278k.
Deal economics
- At list price, monthly cash flow is $-58 ($-698/yr) — negative.
- To cash-flow at today's rent, offer at most $268k (3.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (17.5% below list).
- Recommended offer: $229k (17.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 72/100 on livability (#72 in GA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lee Elementary School (math 32% / reading 42%, grade F, #485 of 1,228 statewide, top 41%, 481 students, 100% FRL); Camp Creek Middle School (math 17% / reading 32%, grade F, #301 of 470 statewide, top 66%, 644 students, 100% FRL); Langston Hughes High School (math 8% / reading 17%, grade F, #336 of 424 statewide, top 80%, 1,964 students, 65% FRL) — zoned schools average 88% FRL vs 41% district-wide (47 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 25% at this address vs 51% district-wide (-26 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 655 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
Forward outlook
- In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 0.9% rent growth), your $78k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$48k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($274k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $205k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.04%
- Cash-on-cash
- -0.90%
- DSCR
- 0.96
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $272,691
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4701 Highpoint Ln | 0.40mi | 3/2.5 (-1) | 2,229 (+0%) | 16mo | $275,000 | $123 | 62 |
| 4811 Westgate Blvd | 0.48mi | 4/2.5 | 2,074 (-6%) | 12mo | $285,000 | $137 | 57 |
| 3510 Spring Valley Blvd | 0.62mi | 4/2.0 | 2,395 (+8%) | 11mo | $275,000 | $115 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.95% rent growth · sell at horizon
- IRR
- 23.0%
- Equity multiple
- 2.84×
- Total profit
- $143,070
- Equity at exit
- $250,444
- IRR
- 20.1%
- Equity multiple
- 6.34×
- Total profit
- $415,600
- Equity at exit
- $540,093
Cash invested: $77,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30349
- Home prices YoY
- 4.6%
- Rents YoY
- 0.9%
- Active inventory
- 655
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,292 high interval (Pro) →
- Mortgage (P&I)
- −$1,458
- Tax from tax record
- −$266 /mo · $3,197/yr
- Insurance
- −$116
- HOA
- −$29
- Vacancy / Maint / Mgmt
- −$481
- Net cashflow
- $-58
Break-even live
Sensitivity live
| Price | -10% $99 | -5% $21 | +0% $-58 | +5% $-137 | +10% $-216 |
|---|---|---|---|---|---|
| Rent | -10% $-239 | -5% $-149 | +0% $-58 | +5% $32 | +10% $123 |
| Rate | -1.0pp $82 | -0.5pp $13 | base $-58 | +0.5pp $-130 | +1.0pp $-203 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,500
- Closing costs
- $8,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4524 Parkway Cir Atlanta, GA | 4.0 | 2.0 | 2610 | $2,215 | $0.85 | 0d | 1 | 0.20mi |
| 4209 Legacy Sq Atlanta, GA | 3.0 | 2.5 | 1520 | $1,750 | $1.15 | 45d | 1 | 0.23mi |
| 4561 Parkway Cir Atlanta, GA | 3.0 | 2.5 | 1773 | $1,950 | $1.10 | 7d | 1 | 0.27mi |
| 4569 Parkway Cir Atlanta, GA | 3.0 | 2.5 | 1622 | $2,150 | $1.33 | 45d | 1 | 0.28mi |
| 4683 Highpoint Way Atlanta, GA | 3.0 | 2.5 | 1575 | $1,885 | $1.20 | 26d | 1 | 0.30mi |
| 4761 Highpoint Way #139 Atlanta, GA | 3.0 | 2.5 | 1670 | $2,500 | $1.50 | 7d | 1 | 0.31mi |
| 4709 Tradition Pkwy #2 Atlanta, GA | 4.0 | 2.5 | 1868 | $2,200 | $1.18 | 45d | 1 | 0.33mi |
| 4910 Heritage Cir Atlanta, GA | 4.0 | 2.0 | 2229 | $2,355 | $1.06 | 26d | 1 | 0.38mi |
| 4779 Highpoint Way College Park, GA | 4.0 | 2.5 | 1950 | $2,201 | $1.13 | 7d | 1 | 0.39mi |
| 3740 Will Lee Rd Atlanta, GA | 3.0 | 2.0 | 1542 | $2,010 | $1.30 | 20d | 1 | 0.45mi |
| 3730 Will Lee Rd Atlanta, GA | 3.0 | 2.0 | 1462 | $1,939 | $1.33 | 7d | 1 | 0.45mi |
| 3635 Las Olas Dr Atlanta, GA | 3.0 | 2.5 | 1788 | $1,599 | $0.89 | 14d | 1 | 0.92mi |
| 3605 Las Olas Dr Atlanta, GA | 3.0 | 2.0 | 1543 | $1,786 | $1.16 | 0d | 1 | 0.93mi |
| 3730 Las Olas Dr Atlanta, GA | 3.0 | 2.5 | 1533 | $2,100 | $1.37 | 45d | 1 | 0.95mi |
| 4555 Washington Rd Atlanta, GA | 1.0–3.0 | 1.0–2.5 | 1145 | $1,275 | $1.11 | 0d | 15 | 1.04mi |
| 4401 Stone Gate Way Atlanta, GA | 3.0 | 2.5 | 1498 | $1,750 | $1.17 | 18d | 1 | 1.08mi |
| 4249 High Park Ln Atlanta, GA | 3.0 | 2.5 | 1504 | $1,650 | $1.10 | 7d | 1 | 1.09mi |
| 4394 Stone Gate Way East Point, GA | 3.0 | 2.5 | 1485 | $1,645 | $1.11 | 26d | 1 | 1.10mi |
| 3369 The Way Pl Atlanta, GA | 3.0 | 2.5 | 1830 | $2,395 | $1.31 | 45d | 1 | 1.14mi |
| 1414 Canopy Dr Unit 1 East Point, GA | 3.0 | 2.5 | 1660 | $3,000 | $1.81 | 26d | 1 | 1.15mi |
| — Atlanta, GA | 3.0 | 2.5 | 1498 | $1,750 | $1.17 | 20d | 1 | 1.15mi |
| 3361 The Way Pl Atlanta, GA | 3.0 | 2.5 | 1968 | $3,500 | $1.78 | 45d | 1 | 1.15mi |
| 1410 Canopy Dr Unit 1 East Point, GA | 3.0 | 2.5 | 1600 | $1,600 | $1.00 | 14d | 1 | 1.15mi |
| 4253 Kensington Cv Atlanta, GA | 4.0 | 2.5 | 2695 | $2,415 | $0.90 | 23d | 1 | 1.16mi |
| 5618 Laurel Ridge Dr East Point, GA | 4.0 | 2.5 | 2100 | $4,500 | $2.14 | 26d | 1 | 1.18mi |
| 4010 Lake Manor Way Atlanta, GA | 4.0 | 2.5 | 2900 | $5,500 | $1.90 | 45d | 1 | 1.19mi |
| 435 Skif Pond Ct Atlanta, GA | 4.0 | 3.0 | 1567 | $2,228 | $1.42 | 0d | 1 | 1.20mi |
| 2826 Laurel Ridge Cir Atlanta, GA | 3.0 | 2.5 | 1492 | $1,900 | $1.27 | 12d | 1 | 1.29mi |
| 2832 Laurel Ridge Cir Atlanta, GA | 3.0 | 2.5 | 1492 | $1,800 | $1.21 | 45d | 1 | 1.29mi |
| 2802 Laurel Ridge Cir Atlanta, GA | 4.0 | 3.5 | 1992 | $2,300 | $1.15 | 7d | 1 | 1.30mi |
| 3920 Lake Manor Way Atlanta, GA | 4.0 | 2.5 | 2302 | $2,479 | $1.08 | 7d | 1 | 1.34mi |
| 3920 Lake Manor Way Atlanta, GA | 4.0 | 2.5 | 2302 | $2,479 | $1.08 | 18d | 1 | 1.34mi |
| 2778 Laurel Ridge Cir Atlanta, GA | 3.0 | 2.5 | 1436 | $1,900 | $1.32 | 45d | 1 | 1.35mi |
| 2776 Laurel Ridge Cir Atlanta, GA | 3.0 | 2.5 | 1436 | $1,900 | $1.32 | 7d | 1 | 1.35mi |
| 3910 Lake Manor Way Atlanta, GA | 4.0 | 2.5 | 2459 | $1,560 | $0.63 | 5d | 1 | 1.35mi |
| 4050 Washington Rd Atlanta, GA | 5.0 | 3.0 | 2895 | $5,700 | $1.97 | 45d | 1 | 1.39mi |
| 3200 Desert Dr Atlanta, GA | 3.0 | 1.0–2.5 | 977 | $1,602 | $1.64 | 0d | 16 | 1.42mi |
| 4057 Princeton Lakes Way SW Atlanta, GA | 3.0 | 2.5 | 2088 | $2,628 | $1.26 | 26d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $29 · $348/yr
Listing history 11 events
-
2026-06-17status $278,000 Pending 15 DOM
-
2026-06-17days on market $278,000 Active 15 DOM
-
2026-06-16days on market $278,000 Active 14 DOM
-
2026-06-15days on market $278,000 Active 13 DOM
-
2026-06-13days on market $278,000 Active 11 DOM
-
2026-06-09days on market $278,000 Active 7 DOM
-
2026-06-08days on market $278,000 Active 6 DOM
-
2026-06-07days on market $278,000 Active 5 DOM
-
2026-06-04days on market $278,000 Active 2 DOM
-
2026-06-03remarks 699-char remark
-
2026-06-03$278,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,197 · $266/mo
- Projected year-2 tax
- $3,197 · $266/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,508
- − Mortgage interest
- −$15,572
- − Property taxes
- −$3,197
- − Insurance
- −$1,390
- − Repairs & maintenance
- −$2,201
- − Management
- −$2,201
- − HOA
- −$348
- − Depreciation
- −$8,087
- Taxable loss
- −$5,488
- Est. tax savings @ 24.0%
- +$1,317
- After-tax cash flow
- $619/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fulton County
- NCES district ID
- 1302280
- Math proficiency
- 49% ▼ -2.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $68,035
- Composite
- 45.33/100
- National rank
- #2640
- State rank
- #12 of 174 in GA
Livability — East Point
- Score
- 72/100
- State rank
- #72
- US rank
- #6314
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- East Point, GA
- County
- Fulton County · 1,094,430 people
- City population
- 35,456
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 79,872
- Household income
- $67,023
- Rent vs Own
- Severe rent burden
- 4258.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (89%)
- Race & ethnicity
- Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
- Foreign-born
- 9% · Canada
- Languages at home
- 88% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.01%
- Current HPI
- 407.99
- Rent YoY
- ▲ 0.95%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
-61.4% since first listed18 events — show timeline
- 2026-06-02 Listed $278,000 FMLS
- 2026-06-02 Listed $278,000 GAMLS
- 2025-08-10 Rental Removed $2,189 Tricon
- 2025-07-24 Price Changed $2,189 Tricon
- 2025-07-17 Price Changed $2,289 Tricon
- 2025-05-21 Listed for Rent $2,449 Tricon
- 2019-10-22 Sold (Public Records) $205,000 Public Records
- 2019-10-18 Sold (MLS) $205,000 GAMLS
- 2019-10-18 Sold (MLS) $205,000 FMLS
- 2019-09-20 Pending — GAMLS
- 2019-09-20 Pending — FMLS
- 2019-08-20 Relisted — GAMLS
- 2019-08-20 Relisted — FMLS
- 2019-08-20 Pending — GAMLS
- 2019-08-20 Pending — FMLS
- 2019-08-10 Listed $215,000 GAMLS
- 2019-08-10 Listed $215,000 FMLS
- 2005-01-03 Sold (Public Records) $720,600 Public Records
Property tax history
+3.8%/yrLatest (2025): $3,197 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…