10 Harbor Blvd Unit E711G · Destin, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- Schools +5.2/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +4.0/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$34,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.
Key facts
- Unparalleled views
- Prime location
- $406 HOA
Tags
Property features AI
Finance
- Other: Located in the EMERALD GRANDE community
- HOA & community: Association amenities include maintenance (grounds and structure), insurance, management, security, utilities (water, sewer, electricity), trash, cable TV and telephone, recreational facilities, elevator access, exercise room, pool, sauna/steam room, community room, game room, laundry, marina, dock, fishing, playground, separate storage, dumpster and services; Association handles advertising, legal, licenses/permits and supplies
Exterior
- Parking: Garage parking
- Security: Fire alarm; Smoke detectors
- Utilities: Central electric HVAC (high-efficiency); Electric water heater; TV cable available; Underground utilities
- Home design: Condominium; Located on first level; 18-story building; Bay view
- Construction: Built in 2007; Concrete and stucco with steel frame and aluminum trim; Slab foundation; Metal roof
- Exterior features: Balcony; Covered deck; Community pool; Waterfront property with bay, gulf/pass and harbor access
Interior
- Kitchen: Cooktop; Dishwasher; Disposal; Freezer; Microwave; Range hood
- Bedrooms: 1 bedroom (master bedroom on first level, carpeted)
- Flooring: Marble; Tile; Carpet
- Bathrooms: 2 full bathrooms; Master bathroom with tile
- Heating & cooling: Central heating (high-efficiency); Central air (high-efficiency); Electric heat controls
- Interior features: Breakfast bar; Crown molding; Hallway bunk beds; Recessed lighting; Washer/dryer hookup
- Laundry & utility: Washer and dryer included (washer and dryer listed among appliances); Electric water heater; Washer/Dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath timeshare listed at $34k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $34k).
- Recommended offer: $33k (3.0% below list) — sets the bar for market timing.
- Cap rate 45.2% vs local median 0.8% in Destin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#158 in FL, #2,247 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F, cost of living D-.
- Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.7%/yr); 910 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.7% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 44 days — a 3% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.49% ✓
- Cap rate
- 45.23%
- Cash-on-cash
- 139.07%
- DSCR
- 7.19
- GRM
- 1.3
CMA / ARV
- ARV (median comp)
- $466,012
- List price
- $34,000
- Delta
- -92.70%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10 Harbor Blvd Unit E511C | 0.00mi | 1/2.0 | 836 (0%) | 12mo | $30,000 | $36 | 90 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.68% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 7.99×
- Total profit
- $66,564
- Equity at exit
- $5,070
- IRR
- —
- Equity multiple
- 17.38×
- Total profit
- $155,923
- Equity at exit
- $2,940
Cash invested: $9,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32541
- Rents YoY
- 3.7%
- Active inventory
- 910
- Price-to-rent
- 1.3×
Monthly cashflow live
- Estimated rent
- $2,208 high interval (Pro) →
- Mortgage (P&I)
- −$178
- Tax est. 1.5%
- −$42 /mo · $510/yr
- Insurance
- −$14
- HOA
- −$406
- Vacancy / Maint / Mgmt
- −$464
- Net cashflow
- $1,103
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,500
- Closing costs
- $1,020
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 100 Gulf Shore Dr #104 Destin, FL | 2.0 | 2.0 | 1100 | $3,200 | $2.91 | 43d | 1 | 0.40mi |
| 197 Durango Rd Destin, FL | 2.0 | 1.0 | 852 | $2,700 | $3.17 | 20d | 1 | 0.87mi |
| 485 Gulf Shore Dr #101 Destin, FL | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 43d | 1 | 0.92mi |
| 500 Gulf Shore Dr Unit 1447165P Destin, FL | 1.0 | 1.0 | 613 | $2,256 | $3.68 | 43d | 1 | 1.03mi |
| 204 Ann Cir Unit C Destin, FL | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 43d | 1 | 1.36mi |
| 710 Legion Dr Unit O2 Destin, FL | 2.0 | 1.0 | 898 | $1,600 | $1.78 | 43d | 1 | 1.39mi |
| 710 Legion Dr Unit O2 Destin, FL | 2.0 | 1.0 | 898 | $1,450 | $1.61 | 20d | 1 | 1.39mi |
| 710 Legion Dr Unit D2 Destin, FL | 2.0 | 1.0 | 850 | $1,800 | $2.12 | 43d | 1 | 1.42mi |
| 710 Legion Dr Unit D2 Destin, FL | 2.0 | 1.0 | 850 | $1,750 | $2.06 | 13d | 1 | 1.42mi |
| 22 Moreno Point Rd Unit 1285898P Destin, FL | 2.0 | 2.5 | 1065 | $3,068 | $2.88 | 13d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $406 · $4,872/yr
- Likely covers
- waterpoolgym
Listing history 30 events
-
2026-06-18days on market $34,000 Active 44 DOM
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2026-06-17days on market $34,000 Active 43 DOM
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2026-06-16days on market $34,000 Active 42 DOM
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2026-06-15days on market $34,000 Active 41 DOM
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2026-06-14days on market $34,000 Active 39 DOM
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2026-06-13days on market $34,000 Active 38 DOM
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2026-06-10days on market $34,000 Active 36 DOM
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2026-06-09days on market $34,000 Active 35 DOM
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2026-06-08days on market $34,000 Active 34 DOM
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2026-06-07days on market $34,000 Active 33 DOM
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2026-06-05days on market $34,000 Active 30 DOM
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2026-06-02days on market $34,000 Active 28 DOM
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2026-06-01days on market $34,000 Active 27 DOM
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2026-05-31days on market $34,000 Active 26 DOM
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2026-05-30days on market $34,000 Active 25 DOM
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2026-05-05$34,000 Active 588-char remark
-
2024-08-15soldstatus $30,500 Sold 1184-char remark
Show marketing remark (1184 chars)
Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.
-
2024-08-07status Pending 1184-char remark
Show marketing remark (1184 chars)
Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.
-
2024-01-18price $34,000 1184-char remark
Show marketing remark (1184 chars)
Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.
-
2023-07-18$36,000 Active 1184-char remark
Show marketing remark (1184 chars)
Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.
-
2022-03-10soldstatus $38,000
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2022-03-10soldstatus $38,000 Sold
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2022-03-02status Pending
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2021-04-02status Active
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2021-03-31historical
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2020-09-14price $40,000
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2020-04-14$42,000 Active
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2020-04-13$40,000
Show marketing remark (766 chars)
Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.
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2007-07-03soldstatus $123,100
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2006-08-28$123,100
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $26,495
- − Mortgage interest
- −$1,905
- − Property taxes
- −$510
- − Insurance
- −$170
- − Repairs & maintenance
- −$2,120
- − Management
- −$2,120
- − HOA
- −$4,872
- − Depreciation
- −$989
- Taxable income
- $13,810
- Est. tax owed @ 24.0%
- −$3,314
- After-tax cash flow
- $9,925/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Okaloosa
- NCES district ID
- 1201380
- Math proficiency
- 60% ▼ -12.00%
- Reading proficiency
- 60% ▼ -4.00%
- Median HH income
- $55,601
- Composite
- 51.62/100
- National rank
- #1705
- State rank
- #12 of 73 in FL
Livability — Destin
- Score
- 79/100
- State rank
- #158
- US rank
- #2247
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Destin, FL
- County
- Okaloosa County · 194,352 people
- City population
- 18,855
- Metro
- Crestview-Fort Walton Beach-Destin, FL
- Population (ZIP)
- 18,855
- Household income
- $95,124
- Rent vs Own
- Severe rent burden
- 554.0
Population outlook (Okaloosa County) Hauer SSP2
- Today (2025)
- 235,133 people
- By 2030
- 253,483 · +7.8%
- By 2040
- 289,537 · +23.1%
- By 2050
- 322,954 · +37.3%
- By 2075
- 399,624 · +70.0%
- By 2100
- 425,311 · +80.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 10% Hispanic / Latino 7% Black 3% Asian 2%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 14% · Canada
- Languages at home
- 83% English-only · Spanish 7% Other Indo-European 6% Russian/Polish/Slavic 2%
Political lean MEDSL · Okaloosa
- 2024 margin
- Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
- 2008→2024 swing
- +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
- All cycles
- 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -147.89%
- Current HPI
- 252.6715
- Rent YoY
- ▲ 3.68%
- Metro
- Crestview-Fort Walton Beach-Destin, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-72.4% since first listed15 events — show timeline
- 2026-05-05 Listed $34,000 ECAR
- 2024-08-15 Sold (MLS) $30,500 ECAR
- 2024-08-07 Pending — ECAR
- 2024-01-18 Price Changed $34,000 ECAR
- 2023-07-18 Listed $36,000 ECAR
- 2022-03-10 Sold (MLS) $38,000 ECAR
- 2022-03-10 Sold (MLS) $38,000 NAMLS
- 2022-03-02 Pending — ECAR
- 2021-04-02 Relisted — ECAR
- 2021-03-31 Delisted — ECAR
- 2020-09-14 Price Changed $40,000 ECAR
- 2020-04-14 Listed $42,000 ECAR
- 2020-04-13 Listed $40,000 NAMLS
- 2007-07-03 Sold (MLS) $123,100 ECAR
- 2006-08-28 Listed $123,100 ECAR
Cash-flow waterfall
monthlySold comps — $/sqft
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