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10 Harbor Blvd Unit E711G
D+ Composite 47.53
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Schools +5.2/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$34,000

10 Harbor Blvd Unit E711G · Destin, FL 32541
1 bd · 2.0 ba · 836 sqft · Timeshare · 44 Days on market
Built 2007 $41/sqft · 93% below area $406/mo HOA · 18% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.

Key facts

  • Unparalleled views
  • Prime location
  • $406 HOA

Tags

WATER BEACH SHUTTLE SERVICEGRANDE VISTA POOL DECKPRIME LOCATIONUNPARALLELED VIEWS

Property features AI

Finance

  • Other: Located in the EMERALD GRANDE community
  • HOA & community: Association amenities include maintenance (grounds and structure), insurance, management, security, utilities (water, sewer, electricity), trash, cable TV and telephone, recreational facilities, elevator access, exercise room, pool, sauna/steam room, community room, game room, laundry, marina, dock, fishing, playground, separate storage, dumpster and services; Association handles advertising, legal, licenses/permits and supplies

Exterior

  • Parking: Garage parking
  • Security: Fire alarm; Smoke detectors
  • Utilities: Central electric HVAC (high-efficiency); Electric water heater; TV cable available; Underground utilities
  • Home design: Condominium; Located on first level; 18-story building; Bay view
  • Construction: Built in 2007; Concrete and stucco with steel frame and aluminum trim; Slab foundation; Metal roof
  • Exterior features: Balcony; Covered deck; Community pool; Waterfront property with bay, gulf/pass and harbor access

Interior

  • Kitchen: Cooktop; Dishwasher; Disposal; Freezer; Microwave; Range hood
  • Bedrooms: 1 bedroom (master bedroom on first level, carpeted)
  • Flooring: Marble; Tile; Carpet
  • Bathrooms: 2 full bathrooms; Master bathroom with tile
  • Heating & cooling: Central heating (high-efficiency); Central air (high-efficiency); Electric heat controls
  • Interior features: Breakfast bar; Crown molding; Hallway bunk beds; Recessed lighting; Washer/dryer hookup
  • Laundry & utility: Washer and dryer included (washer and dryer listed among appliances); Electric water heater; Washer/Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath timeshare listed at $34k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $34k).
  • Recommended offer: $33k (3.0% below list) — sets the bar for market timing.
  • Cap rate 45.2% vs local median 0.8% in Destin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#158 in FL, #2,247 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F, cost of living D-.
  • Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.7%/yr); 910 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $235 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.7% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 44 days — a 3% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $32,980 (3.0% below list)

Questions for the listing agent

  1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
6.49%
Cap rate
45.23%
Cash-on-cash
139.07%
DSCR
7.19
GRM
1.3

CMA / ARV

ARV (median comp)
$466,012
List price
$34,000
Delta
-92.70%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10 Harbor Blvd Unit E511C 0.00mi 1/2.0 836 (0%) 12mo $30,000 $36 90

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.68% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.99×
Total profit
$66,564
Equity at exit
$5,070
10-year hold
IRR
Equity multiple
17.38×
Total profit
$155,923
Equity at exit
$2,940

Cash invested: $9,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32541

Rents YoY
3.7%
Active inventory
910
Price-to-rent
1.3×

Monthly cashflow live

Estimated rent
$2,208 high interval (Pro) →
Mortgage (P&I)
$178
Tax est. 1.5%
$42 /mo · $510/yr
Insurance
$14
HOA
$406
Vacancy / Maint / Mgmt
$464
Net cashflow
$1,103

Break-even live

Break-even rent $811
Max offer price $34,000
Occupancy floor 45%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,500
Closing costs
$1,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Gulf Shore Dr #104 Destin, FL 2.0 2.0 1100 $3,200 $2.91 43d 1 0.40mi
197 Durango Rd Destin, FL 2.0 1.0 852 $2,700 $3.17 20d 1 0.87mi
485 Gulf Shore Dr #101 Destin, FL 1.0 1.0 700 $2,500 $3.57 43d 1 0.92mi
500 Gulf Shore Dr Unit 1447165P Destin, FL 1.0 1.0 613 $2,256 $3.68 43d 1 1.03mi
204 Ann Cir Unit C Destin, FL 2.0 1.0 1000 $1,550 $1.55 43d 1 1.36mi
710 Legion Dr Unit O2 Destin, FL 2.0 1.0 898 $1,600 $1.78 43d 1 1.39mi
710 Legion Dr Unit O2 Destin, FL 2.0 1.0 898 $1,450 $1.61 20d 1 1.39mi
710 Legion Dr Unit D2 Destin, FL 2.0 1.0 850 $1,800 $2.12 43d 1 1.42mi
710 Legion Dr Unit D2 Destin, FL 2.0 1.0 850 $1,750 $2.06 13d 1 1.42mi
22 Moreno Point Rd Unit 1285898P Destin, FL 2.0 2.5 1065 $3,068 $2.88 13d 1 1.49mi

HOA detail

Monthly dues
$406 · $4,872/yr
Likely covers
waterpoolgym

Listing history 30 events

  1. 2026-06-18
    days on market $34,000 Active 44 DOM
  2. 2026-06-17
    days on market $34,000 Active 43 DOM
  3. 2026-06-16
    days on market $34,000 Active 42 DOM
  4. 2026-06-15
    days on market $34,000 Active 41 DOM
  5. 2026-06-14
    days on market $34,000 Active 39 DOM
  6. 2026-06-13
    days on market $34,000 Active 38 DOM
  7. 2026-06-10
    days on market $34,000 Active 36 DOM
  8. 2026-06-09
    days on market $34,000 Active 35 DOM
  9. 2026-06-08
    days on market $34,000 Active 34 DOM
  10. 2026-06-07
    days on market $34,000 Active 33 DOM
  11. 2026-06-05
    days on market $34,000 Active 30 DOM
  12. 2026-06-02
    days on market $34,000 Active 28 DOM
  13. 2026-06-01
    days on market $34,000 Active 27 DOM
  14. 2026-05-31
    days on market $34,000 Active 26 DOM
  15. 2026-05-30
    days on market $34,000 Active 25 DOM
  16. 2026-05-05
    listed $34,000 Active 588-char remark
  17. 2024-08-15
    soldstatus $30,500 Sold 1184-char remark
    Show marketing remark (1184 chars)

    Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.

  18. 2024-08-07
    status Pending 1184-char remark
    Show marketing remark (1184 chars)

    Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.

  19. 2024-01-18
    price $34,000 1184-char remark
    Show marketing remark (1184 chars)

    Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.

  20. 2023-07-18
    listed $36,000 Active 1184-char remark
    Show marketing remark (1184 chars)

    Fractional Ownership Opportunity! Share G Awaits You! Offering you 6 weeks of pure luxury each year. Step into a world of comfort and elegance in this meticulously designed one-bedroom, two-bathroom condo, complete with charming hallway bunks, ensuring ample space for up to 6 guests. Wake up to breathtaking vistas of Choctaw Bay from your private balcony, where each morning greets you with the tranquility of shimmering waters and the promise of unforgettable moments. Enjoy unparalleled amenities of Emerald Grande. Pamper yourself at The Spa at Emerald Grande, boasting 11 lavish treatment rooms for indulgent individual and couple experiences. Stay fit and energized at the East Pass fitness center, equipped with state-of-the-art cardiovascular equipment and free weights. Forget the hassle of transportation - our exclusive water beach shuttle whisks you away to Destin's world-renowned pristine, white beaches, where you can soak up the sun and splash in the crystal-clear waters to your heart's content complete with complimentary beach chairs and umbrellas for your comfort. And when you're ready to unwind, claim your spot on the 2,500 square foot Grande Vista Pool Deck.

  21. 2022-03-10
    soldstatus $38,000
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  22. 2022-03-10
    soldstatus $38,000 Sold
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  23. 2022-03-02
    status Pending
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  24. 2021-04-02
    status Active
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  25. 2021-03-31
    historical
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  26. 2020-09-14
    price $40,000
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  27. 2020-04-14
    listed $42,000 Active
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  28. 2020-04-13
    listed $40,000
    Show marketing remark (766 chars)

    Fractional Ownership. Share G for sale. 6 Weeks of Usage each year. Highest Floor One Bedroom Fractional Share for Sale! All fractional shares received new carpet, paint, window treatments, and new living room couches in January 2020. This one bedroom, two bathroom condo with hallway bunks and can sleep up to 6 guests. Balcony view includes Water views of Choctaw Bay. Emerald Grande boasts ample amenities which include The Spa at Emerald Grande offering 11 treatment rooms for individual and couple treatments, East Pass fitness center with cardiovascular equipment and free weights, water beach shuttle that will take owners to Destin's famous pristine, white beaches, 2,500 square foot Grande Vista Pool Deck, beach chairs and umbrella provided, and much more.

  29. 2007-07-03
    soldstatus $123,100
  30. 2006-08-28
    listed $123,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,495
− Mortgage interest
−$1,905
− Property taxes
−$510
− Insurance
−$170
− Repairs & maintenance
−$2,120
− Management
−$2,120
− HOA
−$4,872
− Depreciation
−$989
Taxable income
$13,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,314
After-tax cash flow
$9,925/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Okaloosa
NCES district ID
1201380
Math proficiency
60% ▼ -12.00%
Reading proficiency
60% ▼ -4.00%
Median HH income
$55,601
Composite
51.62/100
National rank
#1705
State rank
#12 of 73 in FL

Livability — Destin

Score
79/100
State rank
#158
US rank
#2247

Category grades

Amenities F Commute F Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Destin, FL
County
Okaloosa County · 194,352 people
City population
18,855
Metro
Crestview-Fort Walton Beach-Destin, FL
Population (ZIP)
18,855
Household income
$95,124
Rent vs Own
31.6% rent · 68.4% own
Severe rent burden
554.0

Population outlook (Okaloosa County) Hauer SSP2

Today (2025)
235,133 people
By 2030
253,483 · +7.8%
By 2040
289,537 · +23.1%
By 2050
322,954 · +37.3%
By 2075
399,624 · +70.0%
By 2100
425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 10% Hispanic / Latino 7% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Italian 4% Lithuanian 3% Slovak 2%
Foreign-born
14% · Canada
Languages at home
83% English-only · Spanish 7% Other Indo-European 6% Russian/Polish/Slavic 2%

Political lean MEDSL · Okaloosa

2024 margin
Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
2008→2024 swing
+2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
All cycles
2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -147.89%
Current HPI
252.6715
Rent YoY
▲ 3.68%
Metro
Crestview-Fort Walton Beach-Destin, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-72.4% since first listed
15 events — show timeline
  • 2026-05-05 Listed $34,000 ECAR
  • 2024-08-15 Sold (MLS) $30,500 ECAR
  • 2024-08-07 Pending ECAR
  • 2024-01-18 Price Changed $34,000 ECAR
  • 2023-07-18 Listed $36,000 ECAR
  • 2022-03-10 Sold (MLS) $38,000 ECAR
  • 2022-03-10 Sold (MLS) $38,000 NAMLS
  • 2022-03-02 Pending ECAR
  • 2021-04-02 Relisted ECAR
  • 2021-03-31 Delisted ECAR
  • 2020-09-14 Price Changed $40,000 ECAR
  • 2020-04-14 Listed $42,000 ECAR
  • 2020-04-13 Listed $40,000 NAMLS
  • 2007-07-03 Sold (MLS) $123,100 ECAR
  • 2006-08-28 Listed $123,100 ECAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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