397 N Broadway Unit 3A · Yonkers, NY 10701

$194,500

1 bd · 1.0 ba · 850 sqft · Condo · 42 Days on market

Built 1971 $229/sqft · 6% above area Est $183k · 6% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.2/30.0
• DSCR +8.9/10.0
• 1% rule +7.0/10.0
• ARV discount +4.7/15.0
• Schools +4.1/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Home sweet home awaits in this terrific fully renovated top floor 1 bedroom, 1 bathroom apartment that's presented in total move in condition. Complete with a large full length private balcony for entertaining on or relaxing this bright & spacious unit really does stand out from the crowd. The large living room features custom built-ins & a wood burning fire place, dining area, updated kitchen with quartz counters & SS appliances, upgraded bathroom & oversized master bedroom with a wall of closets. Complete with new Brazilian Cherrywood flooring & crown molding throughout, your search ends here!. Ideally located in a terrific complex with a wonderful outdoor pool & patio, exercise room it comes with guaranteed parking & with heat, hot water & gas all included. Perfectly situated in close proximity to Glenwood Metro North & with a bus stop right outside. Maintenance does not include the Star deduction of $100 per month.

Key facts

• Parking
• Community pool
• Built 1971

Property features AI

Finance

• Other: Community features include clubhouse, fitness center, pool, and sidewalks
• HOA & community: Association: Garthchester Realty; Monthly association fees; Association amenities: fitness center, clubhouse/lounge, pool, parking

Exterior

• Parking: One assigned private parking space in parking lot
• Utilities: Electric service by Con Edison; Public sewer; Utilities: see remarks
• Home design: Stock cooperative; Walk-up building; Three total stories; Entry on level 3
• Construction: Other construction materials; Other foundation details; Pool/Spa noted as building feature; Outdoor community pool
• Exterior features: Balcony; Mailbox; Private lot feature; Common basement

Interior

• Kitchen: Gas cooktop; Gas oven; Microwave; Oven; Refrigerator; Stainless steel appliances
• Bedrooms: Located between the 3rd and 5th floors
• Flooring: Wood flooring
• Bathrooms: One full bathroom
• Heating & cooling: Baseboard heating; Other heating; Wall/window air conditioning units
• Interior features: Built-in features; Natural woodwork; Soaking tub; Floor-to-ceiling and oversized windows (wall of windows); Terrace
• Laundry & utility: Laundry room; Laundry in basement; Exterior/Outside access to laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $194k.

Deal economics

• At list price, monthly cash flow is $497 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $194k).
• Recommended offer: $189k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.4%/yr); 185 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
• This rent runs 43% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 4.4% rent growth), your $54k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $135k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $188,665 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 9.36%
• Cash-on-cash: 10.94%
• DSCR: 1.49
• GRM: 7.0

CMA / ARV

• ARV (median comp): $183,026
• List price: $194,500
• Delta: 6.27%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold

• IRR: 1.6%
• Equity multiple: 1.06×
• Total profit: $3,453
• Equity at exit: $29,001

10-year hold

• IRR: 12.6%
• Equity multiple: 2.06×
• Total profit: $57,828
• Equity at exit: $16,817

Cash invested: $54,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10701

• Rents YoY: 4.4%
• Active inventory: 185
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,330 high
• Mortgage (P&I): −$1,020
• Tax est. 1.5%: −$243 /mo · $2,918/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$489
• Net cashflow: $497

Break-even live

Break-even rent $1,701

Max offer price $194,500

Occupancy floor 74%

Sensitivity live

Price	-10% $631	-5% $564	+0% $497	+5% $429	+10% $362
Rent	-10% $313	-5% $405	+0% $497	+5% $589	+10% $681
Rate	-1.0pp $595	-0.5pp $546	base $497	+0.5pp $446	+1.0pp $395

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,625
• Closing costs: $5,835
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
59 Glenwood Ave Unit 1FF Yonkers, NY	2.0	1.0	700	$2,375	$3.39	44d	1	0.08mi
369 Warburton Ave Unit 2B Yonkers, NY	2.0	1.0	930	$2,650	$2.85	44d	1	0.14mi
150 Glenwood Ave Apt G1 Yonkers, NY	1.0	1.0	850	$2,000	$2.35	44d	1	0.23mi
137 Lake Ave Unit 3W Yonkers, NY	1.0	1.0	650	$1,700	$2.62	20d	1	0.42mi
250 N Broadway Unit 2E Yonkers, NY	2.0	1.0	950	$2,400	$2.53	25d	1	0.43mi
154 Woodworth Ave Yonkers, NY	2.0	1.0	650	$2,350	$3.62	18d	1	0.50mi
154 Woodworth Ave Yonkers, NY	1.0	1.0	650	$2,500	$3.85	44d	1	0.50mi
596 Warburton Ave Yonkers, NY	1.0	1.0	650	$1,800	$2.77	25d	1	0.51mi
55 Riverside Dr Yonkers, NY	3.0	1.0–3.0	944	$3,182	$3.37	0d	16	0.53mi
237 Woodland Ave Unit 2 Yonkers, NY	2.0	1.0	970	$2,600	$2.68	44d	1	0.70mi
160 Amackassin Ter Yonkers, NY	1.0	1.0	600	$1,500	$2.50	44d	1	0.70mi
703 Nepperhan Ave Unit 2 Yonkers, NY	2.0	1.0	850	$2,450	$2.88	44d	1	0.71mi
703 Palisade Ave Unit Third Floor Yonkers, NY	2.0	1.0	900	$2,000	$2.22	4d	1	0.73mi
79 Alexander St Yonkers, NY	3.0	1.0–2.5	997	$2,898	$2.91	0d	1	0.73mi
57 Alexander St Yonkers, NY	2.0	1.0–2.0	765	$2,956	$3.86	3d	21	0.79mi
737 Warburton Ave Unit 1L Yonkers, NY	1.0	1.0	900	$2,100	$2.33	44d	1	0.84mi
30 Locust Hill Ave Yonkers, NY	1.0–2.0	1.0	735	$1,800	$2.45	8d	2	0.92mi
30 Locust Hill Ave Yonkers, NY	1.0–2.0	1.0	735	$1,800	$2.45	44d	3	0.92mi
1 Alexander St Yonkers, NY	2.0	1.0–2.0	837	$3,188	$3.81	8d	48	0.97mi
20 Porach St Unit 2A Yonkers, NY	1.0	1.0	550	$2,200	$4.00	44d	1	0.98mi
20 Porach St Apt -1B Yonkers, NY	2.0	1.0	750	$2,400	$3.20	44d	1	0.98mi
25 N Broadway #1 Yonkers, NY	—	1.0	872	$2,550	$2.92	44d	1	1.00mi
23 Colin St Yonkers, NY	2.0	1.0	750	$2,500	$3.33	16d	1	1.00mi
91 Elm St Unit 1A Yonkers, NY	1.0	1.0	650	$1,800	$2.77	17d	1	1.00mi
91 Elm St Unit 1A Yonkers, NY	1.0	1.0	650	$1,900	$2.92	44d	1	1.00mi
23 N Broadway Unit 4F Yonkers, NY	2.0	1.0	699	$2,400	$3.43	23d	1	1.01mi
50 Nepperhan St Yonkers, NY	3.0	1.0–2.0	887	$3,119	$3.51	0d	20	1.01mi
2 Mill St Unit 2B Yonkers, NY	—	1.0	741	$2,095	$2.83	44d	1	1.02mi
103 Burhans Ave Yonkers, NY	2.0	1.0	894	$2,000	$2.24	44d	1	1.03mi
50 Main St Unit 3F Yonkers, NY	1.0	1.0	900	$2,000	$2.22	25d	1	1.07mi
66 Main St Yonkers, NY	2.0	1.0–2.0	881	$2,950	$3.35	0d	6	1.09mi
44 Hudson St Yonkers, NY	2.0	1.0–2.0	922	$3,200	$3.47	8d	25	1.13mi
97 Waverly St Unit 3R Yonkers, NY	1.0	1.0	600	$1,850	$3.08	16d	1	1.14mi
20 Water Grant St Yonkers, NY	1.0–2.0	1.0–2.0	827	$2,522	$3.05	0d	23	1.31mi
158 Willow St Unit 1B Yonkers, NY	2.0	1.0	600	$2,100	$3.50	2d	1	1.32mi
162 Willow St Yonkers, NY	1.0	1.0	700	$2,100	$3.00	8d	1	1.33mi
162 Willow St Unit 1F Yonkers, NY	1.0	1.0	700	$2,200	$3.14	16d	1	1.33mi
7 Corbalis Pl Yonkers, NY	2.0	1.0	900	$2,500	$2.78	44d	1	1.33mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: watergaspool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 33 events

1. 2026-06-21
   days on market $194,500 Active 42 DOM
2. 2026-06-18
   days on market $194,500 Active 39 DOM
3. 2026-06-17
   days on market $194,500 Active 38 DOM
4. 2026-06-16
   days on market $194,500 Active 37 DOM
5. 2026-06-15
   days on market $194,500 Active 36 DOM
6. 2026-06-13
   days on market $194,500 Active 34 DOM
7. 2026-06-09
   days on market $194,500 Active 30 DOM
8. 2026-06-08
   days on market $194,500 Active 29 DOM
9. 2026-06-07
   days on market $194,500 Active 28 DOM
10. 2026-06-04
    days on market $194,500 Active 25 DOM
11. 2026-06-03
    days on market $194,500 Active 24 DOM
12. 2026-06-02
    days on market $194,500 Active 23 DOM
13. 2026-06-01
    days on market $194,500 Active 22 DOM
14. 2026-05-31
    days on market $194,500 Active 21 DOM
15. 2026-05-11
    listed $194,500 Active 1399-char remark
16. 2026-05-07
    historical $194,500 1399-char remark
17. 2020-11-23
    soldstatus $135,000 Closed 968-char remark

    Show marketing remark (968 chars)

    Home sweet home awaits in this terrific fully renovated top floor 1 bedroom, 1 bathroom apartment that's presented in total move in condition. Complete with a large full length private balcony for entertaining on or relaxing this bright & spacious unit really does stand out from the crowd. The large living room features custom built-ins & a wood burning fire place, dining area, updated kitchen with quartz counters & SS appliances, upgraded bathroom & oversized master bedroom with a wall of closets. Complete with new Brazilian Cherrywood flooring & crown molding throughout, your search ends here!. Ideally located in a terrific complex with a wonderful outdoor pool & patio, exercise room it comes with guaranteed parking & with heat, hot water & gas all included. Perfectly situated in close proximity to Glenwood Metro North & with a bus stop right outside. Maintenance does not include the Star deduction of $100 per month.

18. 2020-08-06
    listed $135,000 Active 968-char remark

    Show marketing remark (968 chars)

    Home sweet home awaits in this terrific fully renovated top floor 1 bedroom, 1 bathroom apartment that's presented in total move in condition. Complete with a large full length private balcony for entertaining on or relaxing this bright & spacious unit really does stand out from the crowd. The large living room features custom built-ins & a wood burning fire place, dining area, updated kitchen with quartz counters & SS appliances, upgraded bathroom & oversized master bedroom with a wall of closets. Complete with new Brazilian Cherrywood flooring & crown molding throughout, your search ends here!. Ideally located in a terrific complex with a wonderful outdoor pool & patio, exercise room it comes with guaranteed parking & with heat, hot water & gas all included. Perfectly situated in close proximity to Glenwood Metro North & with a bus stop right outside. Maintenance does not include the Star deduction of $100 per month.

19. 2014-03-15
    price $75,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

20. 2013-02-28
    soldstatus $75,000 Sold

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

21. 2013-02-28
    soldstatus $75,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

22. 2013-02-23
    historical

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

23. 2013-01-19
    historical Pending

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

24. 2013-01-18
    price $85,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

25. 2012-10-04
    price $85,000 Active

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

26. 2012-10-04
    status Active

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

27. 2012-10-02
    historical

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

28. 2012-05-29
    price $95,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

29. 2012-04-20
    price $105,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

30. 2012-03-20
    listed $115,000 Active

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

31. 2012-03-20
    listed $85,000

    Show marketing remark (516 chars)

    Now Small Dog Friendly!!! Sunny, Move-in Condition 1BR Contemporary Home. Custom BI Walnut Entertainment Center w/ Fpl. Brazilian Cherry Hardwood Floors & Crown Molding Throughout. Custom Closets. New Energy Efficient Wall of Windows w/ Sliding Glass Door to Terrace. Modern Kitchen w/ SS Appl, Quartz Countertops, Glass Mosaic Tile Backsplash. Updated Bath w/ Deep Soaker Tub. Free Assigned Parking & Pool. Heat, Hot Water, & Gas Included. Maintenance Doesn't Include STAR. Option to Buy Furnished!

32. 2011-06-30
    historical
33. 2011-05-31
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,961
• − Mortgage interest: −$10,895
• − Property taxes: −$2,918
• − Insurance: −$972
• − Repairs & maintenance: −$2,237
• − Management: −$2,237
• − Depreciation: −$5,658
• Taxable income: $3,044
• Est. tax owed @ 24.0%: −$731
• After-tax cash flow: $5,229/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 70,676
• Household income: $64,776
• Rent vs Own: 73.3% rent · 26.7% own
• Severe rent burden: 6045.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 11% Puerto Rican 9% Dominican 19%
• Common ancestry: Romanian 1% Russian 1% Subsaharan African 1%
• Foreign-born: 35% · Canada, Jamaica, South Korea
• Languages at home: 45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -373.14%
• Current HPI: 332.0999
• Rent YoY: ▲ 4.39%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+128.8% since first listed

19 events — show timeline

• 2026-05-11 Listed $194,500 OneKey® MLS as Distributed by MLS Grid
• 2026-05-07 Coming Soon $194,500 OneKey® MLS as Distributed by MLS Grid
• 2020-11-23 Sold (MLS) $135,000 OneKey® MLS as Distributed by MLS Grid
• 2020-08-06 Listed $135,000 OneKey® MLS as Distributed by MLS Grid
• 2014-03-15 Price Changed $75,000 HGMLS
• 2013-02-28 Sold (MLS) $75,000 OneKey® MLS as Distributed by MLS Grid
• 2013-02-28 Sold (MLS) $75,000 HGMLS
• 2013-02-23 Delisted — HGMLS
• 2013-01-19 Contingent — HGMLS
• 2013-01-18 Price Changed $85,000 HGMLS
• 2012-10-04 Relisted — HGMLS
• 2012-10-04 Price Changed $85,000 HGMLS
• 2012-10-02 Delisted — HGMLS
• 2012-05-29 Price Changed $95,000 HGMLS
• 2012-04-20 Price Changed $105,000 HGMLS
• 2012-03-20 Listed $115,000 HGMLS
• 2012-03-20 Listed $85,000 OneKey® MLS as Distributed by MLS Grid
• 2011-06-30 Delisted — HGMLS
• 2011-05-31 Listed — HGMLS