327 Powell Dr · Ball, LA 71405

$139,999

4 bd · 2.0 ba · 2,079 sqft · SingleFamily · 13 Days on market

Built 1990 0.41 ac lot ↓ 10% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.7/30.0
• ARV discount +7.5/15.0
• DSCR +7.3/10.0
• 1% rule +5.6/10.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

NEW LISTING | 327 Powell Drive, Ball, LA 71405 Properties like this don't come around often -- and when they do, they don't last! This 4 bed | 2 bath | 2,079 sq ft corner lot gem in Ball, Louisiana is calling your name! Sitting on 0.42 acres, this 1990-built home has solid bones and TONS of upside for the right buyer. Here's what you're getting: * Spacious living room with a cozy fireplace * Large formal dining room * Full kitchen * Charming screened-in front porch * Massive side yard with a storage shed * Corner lot with room to breathe Whether you're a homeowner ready to put in a little sweat equity and build instant equity, or an investor looking to flip or add a rental to yo

Key facts

• Massive side yard
• Storage shed
• Corner lot

Tags

• CORNER LOT
• SCREENED-IN FRONT PORCH
• MASSIVE SIDE YARD
• STORAGE SHED

Property features AI

Exterior

• Parking: No designated parking listed
• Home design: Single family residence
• Construction: Vinyl siding; Composition roof
• Exterior features: Partial privacy fencing; Workshop/outbuilding

Interior

• Kitchen: Standard kitchen (appliances not specified)
• Bedrooms: Three bedrooms
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Living room; Dining room; Kitchen; Bathroom; Bedroom 1; Bedroom 2; Bedroom 3; Gas log fireplace

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $240 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Cap rate 8.4% vs local median 5.4% in Ball — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#87 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: health & safety C-, amenities F, commute F.
• Rapides Parish (urban): math 29% / reading 44% proficiency, ranked #31 of 98 in LA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 41 active listings in the ZIP; 239 units permitted in Rapides Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Rapides County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $139,999

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.35%
• Cash-on-cash: 7.35%
• DSCR: 1.33
• GRM: 7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.1%
• Equity multiple: 0.81×
• Total profit: $-7,383
• Equity at exit: $20,874

10-year hold

• IRR: 4.6%
• Equity multiple: 1.34×
• Total profit: $13,288
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 71405

• Home prices YoY: -23.3%
• Active inventory: 41
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,491 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$145 /mo · $1,740/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$313
• Net cashflow: $240

Break-even live

Break-even rent $1,187

Max offer price $139,999

Occupancy floor 79%

Sensitivity live

Price	-10% $319	-5% $280	+0% $240	+5% $201	+10% $161
Rent	-10% $122	-5% $181	+0% $240	+5% $299	+10% $358
Rate	-1.0pp $311	-0.5pp $276	base $240	+0.5pp $204	+1.0pp $167

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Listing history 12 events

1. 2026-06-19
   days on market $139,999 Active 13 DOM
2. 2026-06-18
   days on market $139,999 Active 12 DOM
3. 2026-06-17
   days on market $139,999 Active 11 DOM
4. 2026-06-16
   days on market $139,999 Active 10 DOM
5. 2026-06-15
   days on market $139,999 Active 9 DOM
6. 2026-06-14
   days on market $139,999 Active 7 DOM
7. 2026-06-13
   days on market $139,999 Active 6 DOM
8. 2026-06-10
   days on market $139,999 Active 4 DOM
9. 2026-06-09
   days on market $139,999 Active 3 DOM
10. 2026-06-08
    days on market $139,999 Active 2 DOM
11. 2026-06-07
    remarks 699-char remark
12. 2026-06-07
    listed $139,999 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,740 · $145/mo
• Projected year-2 tax: $1,740 · $145/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,889
• − Mortgage interest: −$7,842
• − Property taxes: −$1,740
• − Insurance: −$700
• − Repairs & maintenance: −$1,431
• − Management: −$1,431
• − Depreciation: −$4,073
• Taxable income: $672
• Est. tax owed @ 24.0%: −$161
• After-tax cash flow: $2,721/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rapides Parish
• NCES district ID: 2201290
• Math proficiency: 29% ▼ -34.00%
• Reading proficiency: 44% ▼ -29.00%
• Median HH income: $41,057
• Composite: 30.68/100
• National rank: #6179
• State rank: #31 of 98 in LA

Livability — Ball

• Score: 68/100
• State rank: #87
• US rank: #9588

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ball, LA
• City population: 5,384
• Population (ZIP): 5,384

Population outlook (Rapides County) Hauer SSP2

• Today (2025): 133,047 people
• By 2030: 132,333 · -0.5%
• By 2040: 129,355 · -2.8%
• By 2050: 124,535 · -6.4%
• By 2075: 110,338 · -17.1%
• By 2100: 88,641 · -33.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Black 5% Two or more races 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 7% Italian 2% English 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Rapides

• 2024 margin: Solid R (+36.8) · D 31.0% · R 67.7% · Other 1.3%
• 2008→2024 swing: -8.1pp toward R · 2008: -28.7pp · 2024: -36.8pp
• All cycles: 2024: R+36.8 2020: R+32.1 2016: R+32.5 2012: R+29.6 2008: R+28.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -63.75%
• Current HPI: 209.5849
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-9.7% since first listed

3 events — show timeline

• 2026-06-06 Listed $139,999 AcadianaMLS
• 2023-01-12 Sold (Public Records) $151,000 Public Records
• 2022-07-26 Listed $155,000 AcadianaMLS

Property tax history

+6.4%/yr

Latest (2025): $1,740 · -1.0% YoY. Source: county tax records.