4013 Blaine Rd · Shawnee, OK 74804

$149,000

3 bd · 1.0 ba · 1,160 sqft · SingleFamily public records · 1 Days on market

Built 1965 8,102 sqft lot Est $152k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +8.4/15.0
• DSCR +4.8/10.0
• 1% rule +3.6/10.0
• Livability +3.2/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute, move- in ready home with great curb appeal! 3 bedrooms, 1 bath, 1 car garage with 2 car detached garage/ shop building with heating and cooling! Kitchen comes with appliances, granite counters, plenty of cabinet space. Original hard-wood floors that are beautifully stained. Updated bathroom with tiled bathtub. This is a cute home in a great location. Just minutes from shopping, entertainment, restaurants, hospitals, major roads and highways. Great commuter-friendly location. Put this on your show list before it's gone!

Key facts

• 8,102 sq ft lot
• Garage
• Built 1965

Property features AI

Finance

• Other: Located in College View Apt addition; No storm shelter
• Financial info: Loan qualifying available; Not assumable
• HOA & community: No mandatory association dues

Exterior

• Parking: 1-car garage
• Utilities: Homestead exemption (yes)
• Home design: Single-family residence; Residential property; Faces west; Entry level: One
• Construction: Brick and frame, frame, and vinyl siding construction; Composition roof; Conventional foundation; Existing property
• Exterior features: Covered patio; Interior lot

Interior

• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating
• Interior features: One-level layout; Living area; Dining area

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $66 ($788/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (13.9% below list).
• Recommended offer: $128k (13.9% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 3.9% in Shawnee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#217 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Shawnee (town): math 11% / reading 17% proficiency, ranked #238 of 270 in OK (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Will Rogers Es (math 12% / reading 13%, grade F, #648 of 845 statewide, top 77%, 400 students, 0% FRL); Shawnee Hs (math 16% / reading 35%, grade F, #142 of 447 statewide, top 32%, 987 students, 0% FRL) — zoned schools average 0% FRL vs 70% district-wide (70 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+2.5%/yr); 389 active listings in the ZIP; 183 units permitted in Pottawatomie County in 2024 (16 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pottawatomie County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $96k; list at $149k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $128,327 (13.9% below list)

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.82%
• Cash-on-cash: 1.89%
• DSCR: 1.08
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $151,960
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4013 Blaine Rd	0.00mi	3/1.0	1,160 (0%)	1mo	$149,000	$128	99
4105 N Chapman Ave	0.14mi	3/2.0	1,186 (+2%)	1mo	$158,000	$133	85
4206 N Aydelotte Ave	0.13mi	3/2.0	1,081 (-7%)	3mo	$77,200	$71	76
10 Red Oak Rd	0.35mi	3/1.5	1,205 (+4%)	3mo	$150,000	$124	73
4307 N Aydelotte	0.17mi	3/2.0	1,199 (+3%)	13mo	$155,000	$129	71
3910 Marie Dr	0.24mi	3/2.0	1,208 (+4%)	11mo	$158,100	$131	68
3 Red Oak St	0.32mi	3/1.5	1,111 (-4%)	11mo	$155,000	$140	67
3406 N Market Ave	0.54mi	3/1.0	1,092 (-6%)	2mo	$125,500	$115	63
16 Oak Hollow Rd	0.45mi	3/1.5	1,125 (-3%)	11mo	$156,000	$139	63
3915 N Pottenger Ave	0.18mi	3/2.0	1,308 (+13%)	10mo	$180,000	$138	58
113 Hardesty Dr	0.26mi	3/2.0	1,295 (+12%)	9mo	$160,000	$124	57
15 Tawana Dr	0.44mi	3/1.5	1,317 (+14%)	12mo	$180,000	$137	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.49% rent growth · sell at horizon

5-year hold

• IRR: -13.9%
• Equity multiple: 0.51×
• Total profit: $-20,648
• Equity at exit: $22,216

10-year hold

• IRR: -5.8%
• Equity multiple: 0.63×
• Total profit: $-15,381
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74804

• Home prices YoY: -25.1%
• Rents YoY: 2.5%
• Active inventory: 389
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,283 medium
• Mortgage (P&I): −$781
• Tax from tax record: −$105 /mo · $1,256/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$269
• Net cashflow: $66

Break-even live

Break-even rent $1,200

Max offer price $149,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-05-06
   status Pending
2. 2026-04-27
   listed $149,000 Active
3. 2018-10-01
   soldstatus $96,500
4. 2018-09-27
   soldstatus $96,500 Sold 534-char remark

   Show marketing remark (534 chars)

   Cute, move- in ready home with great curb appeal! 3 bedrooms, 1 bath, 1 car garage with 2 car detached garage/ shop building with heating and cooling! Kitchen comes with appliances, granite counters, plenty of cabinet space. Original hard-wood floors that are beautifully stained. Updated bathroom with tiled bathtub. This is a cute home in a great location. Just minutes from shopping, entertainment, restaurants, hospitals, major roads and highways. Great commuter-friendly location. Put this on your show list before it's gone!

5. 2018-08-27
   status Pending 534-char remark

   Show marketing remark (534 chars)

   Cute, move- in ready home with great curb appeal! 3 bedrooms, 1 bath, 1 car garage with 2 car detached garage/ shop building with heating and cooling! Kitchen comes with appliances, granite counters, plenty of cabinet space. Original hard-wood floors that are beautifully stained. Updated bathroom with tiled bathtub. This is a cute home in a great location. Just minutes from shopping, entertainment, restaurants, hospitals, major roads and highways. Great commuter-friendly location. Put this on your show list before it's gone!

6. 2018-08-14
   listed $98,500 Active 534-char remark

   Show marketing remark (534 chars)

   Cute, move- in ready home with great curb appeal! 3 bedrooms, 1 bath, 1 car garage with 2 car detached garage/ shop building with heating and cooling! Kitchen comes with appliances, granite counters, plenty of cabinet space. Original hard-wood floors that are beautifully stained. Updated bathroom with tiled bathtub. This is a cute home in a great location. Just minutes from shopping, entertainment, restaurants, hospitals, major roads and highways. Great commuter-friendly location. Put this on your show list before it's gone!

7. 2003-05-02
   soldstatus $68,000 164-char remark

   Show marketing remark (164 chars)

   TOTALLY RE-DECORATED. NEW BATHROOM, PAINT, PAPER AND CARPET. DETACHED 2-CAR W/EXCELLENT WORKSHOP AREA. 1-CAR ATTACHED GARAGE. WON'T LAST LONG AT THIS BARGAIN PRICE!

8. 2003-05-02
   soldstatus $68,000

   Show marketing remark (164 chars)

   TOTALLY RE-DECORATED. NEW BATHROOM, PAINT, PAPER AND CARPET. DETACHED 2-CAR W/EXCELLENT WORKSHOP AREA. 1-CAR ATTACHED GARAGE. WON'T LAST LONG AT THIS BARGAIN PRICE!

9. 2003-03-17
   listed $70,000 164-char remark

   Show marketing remark (164 chars)

   TOTALLY RE-DECORATED. NEW BATHROOM, PAINT, PAPER AND CARPET. DETACHED 2-CAR W/EXCELLENT WORKSHOP AREA. 1-CAR ATTACHED GARAGE. WON'T LAST LONG AT THIS BARGAIN PRICE!

10. 1996-02-22
    soldstatus $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $1,256 · $105/mo
• Projected year-2 tax: $1,341 · $112/mo
• Expected delta: +$85/yr (+$7/mo · 6.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,399
• − Mortgage interest: −$8,346
• − Property taxes: −$1,256
• − Insurance: −$745
• − Repairs & maintenance: −$1,232
• − Management: −$1,232
• − Depreciation: −$4,335
• Taxable loss: −$1,747
• Est. tax savings @ 24.0%: +$419
• After-tax cash flow: $1,207/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shawnee
• NCES district ID: 4027570
• Math proficiency: 11% ▼ -10.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $32,128
• Composite: 11.21/100
• National rank: #9724
• State rank: #238 of 270 in OK

Livability — Shawnee

• Score: 63/100
• State rank: #217
• US rank: #15593

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety D- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Shawnee, OK
• County: Pottawatomie County · 45,194 people
• City population: 45,194
• Metro: Shawnee, OK
• Population (ZIP): 23,227
• Household income: $67,631
• Rent vs Own: 31.7% rent · 68.3% own
• Severe rent burden: 442.0

Population outlook (Pottawatomie County) Hauer SSP2

• Today (2025): 76,622 people
• By 2030: 78,816 · +2.9%
• By 2040: 82,766 · +8.0%
• By 2050: 86,031 · +12.3%
• By 2075: 93,316 · +21.8%
• By 2100: 95,820 · +25.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Two or more races 11% Native American 11% Hispanic / Latino 6% Black 4%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Pottawatomie

• 2024 margin: Solid R (+47.4) · D 25.2% · R 72.7% · Other 2.1%
• 2008→2024 swing: -9.1pp toward R · 2008: -38.4pp · 2024: -47.4pp
• All cycles: 2024: R+47.4 2020: R+46.0 2016: R+46.5 2012: R+38.7 2008: R+38.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -83.01%
• Current HPI: 247.115
• Rent YoY: ▲ 2.49%
• Metro: Shawnee, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+201.0% since first listed

10 events — show timeline

• 2026-05-06 Pending — MLSOK
• 2026-04-27 Listed $149,000 MLSOK
• 2018-10-01 Sold (Public Records) $96,500 Public Records
• 2018-09-27 Sold (MLS) $96,500 MLSOK
• 2018-08-27 Pending — MLSOK
• 2018-08-14 Listed $98,500 MLSOK
• 2003-05-02 Sold (Public Records) $68,000 Public Records
• 2003-05-02 Sold (MLS) $68,000 MLSOK
• 2003-03-17 Listed $70,000 MLSOK
• 1996-02-22 Sold (Public Records) $49,500 Public Records

Property tax history

+4.8%/yr

Latest (2025): $1,256 · +4.2% YoY. Source: county tax records.