2395 Delaware Ave #42 · Santa Cruz, CA 95060

$199,000

3 bd · 2.0 ba · 1,152 sqft · Manufactured · 776 Days on market

Built 1971 Est $240k · 17% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +5.0/10.0
• Livability +3.8/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

Key facts

• Open floor plan
• Enclosed porch area
• Quartz counter tops

Tags

• COMPLETELY REMODELED HOME
• ENCLOSED PORCH AREA
• OPEN FLOOR PLAN
• QUARTZ COUNTER TOPS
• DUAL PANE WINDOWS
• NEW STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Financial info: Property is on leased land (park home site)
• HOA & community: Community pool; Clubhouse; Gym / exercise facility; Sauna / spa / hot tub; Barbecue area; Cabana; Car wash area; Common utility room; Organized activities; Garden / greenbelt / trails; Community security gate

Exterior

• Parking: Carport (2 spaces minimum); Electric gate; Guest/visitor parking; Tandem parking; Assigned space number 42 (space rent listed separately)
• Security: Community security gate
• Utilities: Public water; Sewer connected; Natural gas available; Individual electric meters; Individual gas meters; Public utilities
• Home design: Single-story; Leased land (park home site)
• Construction: Walk-in closet listed as an amenity
• Exterior features: Metal roof; Pets allowed (dogs permitted; number restrictions apply); Parking restrictions

Interior

• Kitchen: Gas cooktop; Dishwasher; Garbage disposal; Hood over range; Island with sink; Island; Microwave; Ice maker; Refrigerator; Countertops (other); Exhaust fan
• Bedrooms: 3 bedrooms (one on the ground floor); Walk-in closet in bedroom
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 2 full bathrooms; Double sinks; Solid surface counters; Stall shower
• Heating & cooling: Central forced air heating
• Interior features: Separate family room; Dining area; Artist studio; Office area; Storage; Walk-in closet
• Laundry & utility: Washer/dryer hookups only

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $199k.

Deal economics

• At list price, monthly cash flow is $2k ($25k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $199k).
• Recommended offer: $175k (12.0% below list) — sets the bar for market timing.
• Cap rate 19.0% vs local median 1.8% in Santa Cruz — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#119 in CA, #4,226 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
• Market conditions: Rents rising (+2.7%/yr); 98 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 224 units permitted in Santa Cruz County in 2024 (25 in 5+ unit buildings).
• At $4,402/mo this rent would consume 49% of the median local household income ($109k/yr) (locally 2932% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Santa Cruz County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.7% rent growth), your $56k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 776 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago; this cycle's ask has dropped $236k (54%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $75k; list at $199k implies a 165% gain — meaningful room to come down on a strong offer.

Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 776 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.21% ✓
• Cap rate: 18.97%
• Cash-on-cash: 45.27%
• DSCR: 3.01
• GRM: 3.8

CMA / ARV

• ARV (on-the-fly): $239,616
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2395 Delaware Ave #141	0.11mi	2/2.0 (-1)	1,152 (0%)	9mo	$300,000	$260	82
2395 Delaware Ave #149	0.11mi	2/2.0 (-1)	1,240 (+8%)	1mo	$62,000	$50	76
2395 Delaware Ave #135	0.11mi	2/2.0 (-1)	1,120 (-3%)	12mo	$232,000	$207	75
2395 Delaware Ave #28	0.11mi	2/2.0 (-1)	1,200 (+4%)	9mo	$284,000	$237	75
2395 Delaware #136	0.12mi	2/2.0 (-1)	1,084 (-6%)	11mo	$182,500	$168	70
2395 Delaware Ave #106	0.11mi	2/2.0 (-1)	1,032 (-10%)	15mo	$215,000	$208	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.74% rent growth · sell at horizon

5-year hold

• IRR: 42.1%
• Equity multiple: 2.80×
• Total profit: $100,562
• Equity at exit: $29,672

10-year hold

• IRR: 48.1%
• Equity multiple: 5.59×
• Total profit: $255,554
• Equity at exit: $17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95060

• Rents YoY: 2.7%
• Active inventory: 98
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $4,402 medium
• Mortgage (P&I): −$1,044
• Tax est. 1.5%: −$249 /mo · $2,985/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$924
• Net cashflow: $2,102

Break-even live

Break-even rent $1,741

Max offer price $199,000

Occupancy floor 47%

Sensitivity live

Price	-10% $2,240	-5% $2,171	+0% $2,102	+5% $2,033	+10% $1,965
Rent	-10% $1,754	-5% $1,928	+0% $2,102	+5% $2,276	+10% $2,450
Rate	-1.0pp $2,202	-0.5pp $2,153	base $2,102	+0.5pp $2,051	+1.0pp $1,998

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
222 Columbia St Santa Cruz, CA	1.0–2.0	1.0–2.0	755	$4,395	$5.82	14d	2	1.47mi

Listing history 40 events

1. 2026-06-19
   price $199,000 Active 776 DOM
2. 2026-06-18
   days on market $245,000 Active 776 DOM
3. 2026-06-17
   days on market $245,000 Active 775 DOM
4. 2026-06-16
   days on market $245,000 Active 774 DOM
5. 2026-06-15
   days on market $245,000 Active 773 DOM
6. 2026-06-14
   days on market $245,000 Active 771 DOM
7. 2026-06-13
   days on market $245,000 Active 770 DOM
8. 2026-06-10
   days on market $245,000 Active 768 DOM
9. 2026-06-09
   days on market $245,000 Active 767 DOM
10. 2026-06-08
    days on market $245,000 Active 766 DOM
11. 2026-06-07
    days on market $245,000 Active 765 DOM
12. 2026-06-02
    days on market $245,000 Active 760 DOM
13. 2026-06-01
    days on market $245,000 Active 759 DOM
14. 2026-05-31
    days on market $245,000 Active 758 DOM
15. 2026-05-30
    days on market $245,000 Active 757 DOM
16. 2026-01-12
    price $245,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

17. 2026-01-12
    price $245,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

18. 2025-10-09
    price $250,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

19. 2025-10-09
    price $250,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

20. 2025-07-12
    price $299,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

21. 2025-07-12
    price $299,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

22. 2025-07-10
    status Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

23. 2025-07-10
    status Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

24. 2025-07-02
    historical 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

25. 2025-07-02
    historical 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

26. 2025-04-16
    price $320,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

27. 2025-04-16
    price $320,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

28. 2025-04-08
    status Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

29. 2025-04-08
    status Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

30. 2025-04-02
    historical 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

31. 2025-04-02
    historical 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

32. 2024-12-13
    price $345,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

33. 2024-11-02
    status Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

34. 2024-11-02
    historical 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

35. 2024-09-26
    price $395,000 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

36. 2024-04-19
    listed $435,000 Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

37. 2024-04-19
    listed $345,000 Active 1300-char remark

    Show marketing remark (1300 chars)

    New lower price!! This home has been completely remodeled with gorgeous finishes, and ready for a new owner! The moment you walk into this home,you are greeted w/ an enclosed porch area,that is perfect for a home office,hobby area, or a cozy place to read a book.Then you enter the main house that has an open floor plan.The kitchen Island with stainless steal 1 bowl sink is perfect to add stools so your guest can visit. The quartz counter tops are gorgeous, and there is ample counter tops to display your nice pieces, sit your food out, even have a bar area. There are new dual pane windows also. The laundry hook ups are conveniently located off the kitchen too. There are brand new stainless steel appliances, new flooring through out, can lighting, it's like a brand new home!The bathrooms have tile floors, beautiful custom showers, and vanity's. There are dual sinks in the primary bathroom also. There is a walk in closet in the primary bed/bath as well. 3 bedrooms, and 2 full baths, make this a great size home.Aslider off the primary bedroom is perfect to slip out & enjoy the sunny/private backyard. You will love this home! Low annual State registration as well,no property taxes!Monthly space rent is $3858. Come see this home,you will love it!Age restrictions,call listing agent.

38. 2023-06-15
    soldstatus $75,000 Sold 802-char remark

    Show marketing remark (802 chars)

    This is probably a pull out home, many repairs necessary throughout. Buy it for the space, so close to the ocean, with a little peak. Put your new home here, and live your dream, near the ocean, in this wonderful community. There is a little yard also, Meandering roads, friendly neighbors, ocean air, and ocean breeze, walk to the beach, or the Clubhouse nearby to enjoy the year round heated swimming pool, sauna, jacuzzi, workout facility, Clubhouse for your enjoyment ( equipped with a large kitchen ), outdoor kitchen, fire pit, and more! You will love all the amenities this park offers. Monthly space rent is $3332. Purchase your home in this amazing "lease land" park, then pay the monthly space rent to live this close to the ocean. LOW State registration fee. .. NO property taxes!

39. 2023-05-15
    historical Contingent 802-char remark

    Show marketing remark (802 chars)

    This is probably a pull out home, many repairs necessary throughout. Buy it for the space, so close to the ocean, with a little peak. Put your new home here, and live your dream, near the ocean, in this wonderful community. There is a little yard also, Meandering roads, friendly neighbors, ocean air, and ocean breeze, walk to the beach, or the Clubhouse nearby to enjoy the year round heated swimming pool, sauna, jacuzzi, workout facility, Clubhouse for your enjoyment ( equipped with a large kitchen ), outdoor kitchen, fire pit, and more! You will love all the amenities this park offers. Monthly space rent is $3332. Purchase your home in this amazing "lease land" park, then pay the monthly space rent to live this close to the ocean. LOW State registration fee. .. NO property taxes!

40. 2023-05-09
    listed $75,000 Active 802-char remark

    Show marketing remark (802 chars)

    This is probably a pull out home, many repairs necessary throughout. Buy it for the space, so close to the ocean, with a little peak. Put your new home here, and live your dream, near the ocean, in this wonderful community. There is a little yard also, Meandering roads, friendly neighbors, ocean air, and ocean breeze, walk to the beach, or the Clubhouse nearby to enjoy the year round heated swimming pool, sauna, jacuzzi, workout facility, Clubhouse for your enjoyment ( equipped with a large kitchen ), outdoor kitchen, fire pit, and more! You will love all the amenities this park offers. Monthly space rent is $3332. Purchase your home in this amazing "lease land" park, then pay the monthly space rent to live this close to the ocean. LOW State registration fee. .. NO property taxes!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥80°F today · 13 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 15 unhealthy d/yr today · 15 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,822
• − Mortgage interest: −$11,147
• − Property taxes: −$2,985
• − Insurance: −$995
• − Repairs & maintenance: −$4,226
• − Management: −$4,226
• − Depreciation: −$5,789
• Taxable income: $23,454
• Est. tax owed @ 24.0%: −$5,629
• After-tax cash flow: $19,597/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Santa Cruz

• Score: 75/100
• State rank: #119
• US rank: #4226

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Santa Cruz, CA
• County: Santa Cruz County · 225,113 people
• City population: 81,875
• Metro: Santa Cruz-Watsonville, CA
• Population (ZIP): 46,268
• Household income: $108,591
• Rent vs Own: 48.5% rent · 51.5% own
• Severe rent burden: 2932.0

Population outlook (Santa Cruz County) Hauer SSP2

• Today (2025): 299,046 people
• By 2030: 311,246 · +4.1%
• By 2040: 332,813 · +11.3%
• By 2050: 352,797 · +18.0%
• By 2075: 406,837 · +36.0%
• By 2100: 435,763 · +45.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 22% Two or more races 12% Asian 6% Black 1% Native American 1%
• Hispanic origin (detail): Mexican 16%
• Common ancestry: Italian 4% Romanian 3% Slovak 3%
• Foreign-born: 13% · Canada, China, South Korea
• Languages at home: 76% English-only · Spanish 15% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Santa Cruz

• 2024 margin: Solid D (+54.4) · D 75.3% · R 20.9% · Other 3.9%
• 2008→2024 swing: -3.2pp toward R · 2008: 57.7pp · 2024: 54.4pp
• All cycles: 2024: D+54.4 2020: D+60.3 2016: D+57.3 2012: D+54.1 2008: D+57.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1217.70%
• Current HPI: 300.9464
• Rent YoY: ▲ 2.74%
• Metro: Santa Cruz-Watsonville, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+226.7% since first listed

25 events — show timeline

• 2026-01-12 Price Changed $245,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-01-12 Price Changed $245,000 MLSListings
• 2025-10-09 Price Changed $250,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-10-09 Price Changed $250,000 MLSListings
• 2025-07-12 Price Changed $299,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-07-12 Price Changed $299,000 MLSListings
• 2025-07-10 Relisted — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-07-10 Relisted — MLSListings
• 2025-07-02 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-07-02 Listing Removed — MLSListings
• 2025-04-16 Price Changed $320,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-04-16 Price Changed $320,000 MLSListings
• 2025-04-08 Relisted — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-04-08 Relisted — MLSListings
• 2025-04-02 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2025-04-02 Listing Removed — MLSListings
• 2024-12-13 Price Changed $345,000 MLSListings
• 2024-11-02 Relisted — MLSListings
• 2024-11-02 Listing Removed — MLSListings
• 2024-09-26 Price Changed $395,000 MLSListings
• 2024-04-19 Listed $435,000 MLSListings
• 2024-04-19 Listed $345,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2023-06-15 Sold (MLS) $75,000 MLSListings
• 2023-05-15 Contingent — MLSListings
• 2023-05-09 Listed $75,000 MLSListings