7701 Timberlin Park Blvd · Jacksonville, FL 32256

$155,000

3 bd · 2.0 ba · 1,248 sqft · MultiFamily · 23 Days on market

Built 1997

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.5/30.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• Appreciation +4.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Don't miss the chance to call home this highly desirable condo located in the gated community of Villas of Timberlin. This move in ready 1 bedroom, 3rd floor unit is perfect for first time homeowners, investors or those looking to simplify their lifestyle. This freshly painted home boasts new LVP flooring updated appliances and includes the washer and dryer. Enjoy the peace and sounds of nature sitting on your tranquil balcony overlooking the wooded preserve. The Timberlin community offers excellent resort like amenities including, pool, clubhouse, walking trails, barbecues, playground, car care center, and fitness center. Centrally located with easy access to the Avenues Mall, the St. Johns Town Center, and close major highways and the Jacksonville beaches are a short 15-minute drive away. Homes in this neighborhood go quickly. Make your appointment soon before it's too late.

Key facts

• Beautiful pool
• High ceilings
• Prime location

Tags

• INVESTMENT OPPORTUNITY
• BEAUTIFUL POOL
• PRIME LOCATION
• EASY ACCESS TO MAJOR HIGHWAYS
• TOP FLOOR UNIT
• HIGH CEILINGS

Property features AI

Exterior

• Home design: Built in 1997
• Construction: Living area approximately 1248
• Exterior features: Located in the Southside subdivision

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath multifamily listed at $155k.

Deal economics

• At list price, monthly cash flow is $318 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $153k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 513 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.6%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 33 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $152,675 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.75%
• Cash-on-cash: 8.79%
• DSCR: 1.39
• GRM: 7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.58% appreciation · 0.39% rent growth · sell at horizon

5-year hold

• IRR: 0.1%
• Equity multiple: 1.00×
• Total profit: $103
• Equity at exit: $33,160

10-year hold

• IRR: 5.0%
• Equity multiple: 1.40×
• Total profit: $17,353
• Equity at exit: $31,312

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32256

• Home prices YoY: -0.7%
• Rents YoY: 0.4%
• Active inventory: 513
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,758 high
• Mortgage (P&I): −$813
• Tax est. 1.5%: −$194 /mo · $2,325/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $318

Break-even live

Break-even rent $1,356

Max offer price $155,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7635 Timberlin Park Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1146	$1,965	$1.71	2d	10	0.15mi
7701 Timberlin Park Blvd Jacksonville, FL	2.0–3.0	2.0	1128	$2,050	$1.82	21d	3	0.27mi
7651 Paradise Island Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1113	$1,814	$1.63	2d	58	0.35mi
9139 Western Way Jacksonville, FL	2.0	2.0	1230	$1,432	$1.16	2d	4	0.53mi
9151 Western Way Jacksonville, FL	2.0	2.0	1230	$1,455	$1.18	4d	1	0.53mi
9157 Western Way Jacksonville, FL	2.0	2.0	1230	$1,465	$1.19	10d	1	0.54mi
9163 Western Way Jacksonville, FL	2.0	2.0	1230	$1,399	$1.14	7d	1	0.54mi
9249 Western Way Jacksonville, FL	2.0	2.0	1230	$1,465	$1.19	14d	1	0.55mi
8745 Palm Breeze Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1072	$1,842	$1.72	2d	19	0.57mi
8700 Southside Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	838	$1,448	$1.73	1d	21	0.64mi
10150 Belle Rive Blvd #1708 Jacksonville, FL	2.0	2.0	1105	$1,650	$1.49	20d	1	0.68mi
10200 Belle Rive Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	870	$1,499	$1.72	2d	3	0.74mi
10200 Belle Rive Blvd Jacksonville, FL	2.0	2.0	1020	$1,400	$1.37	23d	3	0.74mi
10010 Belle Rive Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1105	$2,005	$1.81	3d	8	0.82mi
10150 Belle Rive Blvd Jacksonville, FL	2.0	2.0	1105	$1,525	$1.38	3d	2	0.87mi
10023 Belle Rive Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	887	$1,639	$1.85	3d	10	0.94mi
8433 Southside Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	837	$1,648	$1.97	1d	66	1.12mi
10100 Baymeadows Rd Jacksonville, FL	1.0–3.0	1.0–2.0	966	$1,923	$1.99	1d	29	1.24mi
8401 Southside Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	947	$1,622	$1.71	2d	12	1.32mi

Listing history 50 events

1. 2026-06-18
   days on market $155,000 Active 23 DOM
2. 2026-06-17
   days on market $155,000 Active 22 DOM
3. 2026-06-16
   days on market $155,000 Active 21 DOM
4. 2026-06-15
   days on market $155,000 Active 20 DOM
5. 2026-06-10
   days on market $155,000 Active 14 DOM
6. 2026-06-08
   days on market $155,000 Active 13 DOM
7. 2026-06-08
   days on market $155,000 Active 12 DOM
8. 2026-06-03
   days on market $155,000 Active 8 DOM
9. 2026-06-02
   days on market $155,000 Active 7 DOM
10. 2026-06-01
    days on market $155,000 Active 6 DOM
11. 2026-05-31
    days on market $155,000 Active 5 DOM
12. 2026-05-27
    listed $155,000 Active
13. 2025-09-15
    historical $1,000
14. 2025-08-30
    listed $1,000
15. 2025-08-14
    historical $1,150
16. 2025-08-08
    price $1,150
17. 2025-07-15
    listed $1,200
18. 2024-12-06
    historical $1,050
19. 2024-11-27
    listed $1,050
20. 2024-11-17
    historical $1,050
21. 2024-11-08
    listed $1,050
22. 2024-10-30
    historical $1,050
23. 2024-10-17
    historical $1,050
24. 2024-10-17
    listed $1,050
25. 2024-10-09
    price $1,075
26. 2024-09-05
    listed $1,100
27. 2024-06-07
    soldstatus $159,900 889-char remark

    Show marketing remark (889 chars)

    Don't miss the chance to call home this highly desirable condo located in the gated community of Villas of Timberlin. This move in ready 1 bedroom, 3rd floor unit is perfect for first time homeowners, investors or those looking to simplify their lifestyle. This freshly painted home boasts new LVP flooring updated appliances and includes the washer and dryer. Enjoy the peace and sounds of nature sitting on your tranquil balcony overlooking the wooded preserve. The Timberlin community offers excellent resort like amenities including, pool, clubhouse, walking trails, barbecues, playground, car care center, and fitness center. Centrally located with easy access to the Avenues Mall, the St. Johns Town Center, and close major highways and the Jacksonville beaches are a short 15-minute drive away. Homes in this neighborhood go quickly. Make your appointment soon before it's too late.

28. 2024-04-21
    listed $159,900 889-char remark

    Show marketing remark (889 chars)

    Don't miss the chance to call home this highly desirable condo located in the gated community of Villas of Timberlin. This move in ready 1 bedroom, 3rd floor unit is perfect for first time homeowners, investors or those looking to simplify their lifestyle. This freshly painted home boasts new LVP flooring updated appliances and includes the washer and dryer. Enjoy the peace and sounds of nature sitting on your tranquil balcony overlooking the wooded preserve. The Timberlin community offers excellent resort like amenities including, pool, clubhouse, walking trails, barbecues, playground, car care center, and fitness center. Centrally located with easy access to the Avenues Mall, the St. Johns Town Center, and close major highways and the Jacksonville beaches are a short 15-minute drive away. Homes in this neighborhood go quickly. Make your appointment soon before it's too late.

29. 2023-10-02
    historical $1,750
30. 2023-09-01
    listed $1,750
31. 2017-03-08
    soldstatus $7,500 Sold 230-char remark

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

32. 2017-03-08
    soldstatus $7,500 Sold

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

33. 2017-03-02
    price $8,495

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

34. 2017-03-02
    price $8,495 230-char remark

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

35. 2017-01-23
    price $8,900

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

36. 2017-01-23
    price $8,900 230-char remark

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

37. 2016-12-30
    listed $9,900 Active 230-char remark

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

38. 2016-12-30
    listed $9,900 Active

    Show marketing remark (230 chars)

    Take advantage of a rare opportunity to own a garage in Villas of Timberlin Parc. Garage # 408. There is no extra fee for transfer, no extra monthly payments. Buyer must be an owner of condominium unit in order to buy this garage.

39. 2016-09-26
    soldstatus $6,500 Sold
40. 2016-06-20
    historical
41. 2016-06-10
    listed $8,500 Active
42. 2016-04-27
    listed $14,900 Active
43. 2015-01-27
    soldstatus $75,299 Sold
44. 2015-01-02
    status Pending
45. 2014-11-07
    listed $83,000 Active
46. 2014-11-07
    price $78,900
47. 2011-05-13
    historical
48. 2011-05-11
    soldstatus $35,000
49. 2010-11-18
    listed $35,000
50. 2007-01-26
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,100
• − Mortgage interest: −$8,682
• − Property taxes: −$2,325
• − Insurance: −$775
• − Repairs & maintenance: −$1,688
• − Management: −$1,688
• − Depreciation: −$4,509
• Taxable income: $1,432
• Est. tax owed @ 24.0%: −$344
• After-tax cash flow: $3,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 58,192
• Household income: $73,570
• Rent vs Own: 61.3% rent · 38.7% own
• Severe rent burden: 2706.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 51% Black 18% Asian 13% Hispanic / Latino 11% Two or more races 10%
• Hispanic origin (detail): Puerto Rican 4% Cuban 1%
• Common ancestry: Italian 4% Lithuanian 2% Romanian 2%
• Foreign-born: 22% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 9% Other Indo-European 6% Other Asian/Pacific 3%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.58%
• Current HPI: 216.5115
• Rent YoY: ▲ 0.39%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+55.2% since first listed

78 events — show timeline

• 2026-05-27 Listed $155,000 FSBO.com
• 2025-09-15 Rental Removed $1,000 APPFOLIO
• 2025-08-30 Listed for Rent $1,000 APPFOLIO
• 2025-08-14 Rental Removed $1,150 APPFOLIO
• 2025-08-08 Price Changed $1,150 APPFOLIO
• 2025-07-15 Listed for Rent $1,200 APPFOLIO
• 2024-12-06 Rental Removed $1,050 RENTALBEAST
• 2024-11-27 Listed for Rent $1,050 RENTALBEAST
• 2024-11-17 Rental Removed $1,050 RENTALBEAST
• 2024-11-08 Listed for Rent $1,050 RENTALBEAST
• 2024-10-30 Rental Removed $1,050 RENTALBEAST
• 2024-10-17 Rental Removed $1,050 RENTALBEAST
• 2024-10-17 Listed for Rent $1,050 RENTALBEAST
• 2024-10-09 Price Changed $1,075 RENTALBEAST
• 2024-09-05 Listed for Rent $1,100 RENTALBEAST
• 2024-06-07 Sold (MLS) $159,900 St. Augustine and St. Johns County Board of REALTORS®
• 2024-04-21 Listed $159,900 St. Augustine and St. Johns County Board of REALTORS®
• 2023-10-02 Rental Removed $1,750 RENT.
• 2023-09-01 Listed for Rent $1,750 RENT.
• 2017-03-08 Sold (MLS) $7,500 realMLS
• 2017-03-08 Sold (MLS) $7,500 realMLS
• 2017-03-02 Price Changed $8,495 realMLS
• 2017-03-02 Price Changed $8,495 realMLS
• 2017-01-23 Price Changed $8,900 realMLS
• 2017-01-23 Price Changed $8,900 realMLS
• 2016-12-30 Listed $9,900 realMLS
• 2016-12-30 Listed $9,900 realMLS
• 2016-09-26 Sold (MLS) $6,500 realMLS
• 2016-06-20 Listing Removed — realMLS
• 2016-06-10 Listed $8,500 realMLS
• 2016-04-27 Listed $14,900 realMLS
• 2015-01-27 Sold (MLS) $75,299 realMLS
• 2015-01-02 Pending — realMLS
• 2014-11-07 Listed $83,000 realMLS
• 2014-11-07 Price Changed $78,900 realMLS
• 2011-05-13 Listing Removed — realMLS
• 2011-05-11 Sold (MLS) $35,000 realMLS
• 2010-11-18 Listed $35,000 realMLS
• 2007-01-26 Listing Removed — realMLS
• 2006-12-28 Listing Removed — realMLS
• 2006-08-28 Listing Removed — realMLS
• 2006-08-18 Listed $150,000 realMLS
• 2006-06-28 Listed $145,000 realMLS
• 2006-05-26 Listed $114,900 realMLS
• 2006-02-08 Listing Removed — realMLS
• 2006-02-08 Listed $129,000 realMLS
• 2005-07-26 Sold (MLS) $95,900 realMLS
• 2005-07-14 Listing Removed — realMLS
• 2005-07-11 Listed $108,000 realMLS
• 2005-05-04 Listing Removed — realMLS
• 2005-04-20 Listed $150,000 realMLS
• 2005-03-15 Listed $95,900 realMLS
• 2004-11-02 Listing Removed — realMLS
• 2004-11-02 Listing Removed — realMLS
• 2004-11-02 Listing Removed — realMLS
• 2004-10-30 Sold (MLS) $89,900 realMLS
• 2004-10-22 Listing Removed — realMLS
• 2004-10-22 Listed $89,900 realMLS
• 2004-10-22 Listed $89,900 realMLS
• 2004-10-22 Listed $123,900 realMLS
• 2004-10-22 Listed $134,900 realMLS
• 2004-09-16 Listing Removed — realMLS
• 2004-09-14 Sold (MLS) $119,900 realMLS
• 2004-08-30 Listing Removed — realMLS
• 2004-08-20 Listing Removed — realMLS
• 2004-08-20 Listing Removed — realMLS
• 2004-08-17 Listed $136,500 realMLS
• 2004-08-06 Listing Removed — realMLS
• 2004-08-06 Listed $135,000 realMLS
• 2004-06-23 Listed $119,900 realMLS
• 2004-06-22 Listing Removed — realMLS
• 2004-06-21 Listing Removed — realMLS
• 2004-06-15 Sold (MLS) $133,400 realMLS
• 2004-06-13 Listed $133,400 realMLS
• 2004-04-20 Listed $89,900 realMLS
• 2004-04-20 Listed $118,900 realMLS
• 2004-03-23 Listed $99,900 realMLS
• 2003-11-14 Listing Removed — realMLS