48127 Vista Cielo · La Quinta, CA 92253

$529,000

3 bd · 2.0 ba · 1,950 sqft · SingleFamily public records · 39 Days on market

Built 1989 5,663 sqft lot $271/sqft · 17% below area Est $634k · 17% under $765/mo HOA · 14% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.1/30.0
• ARV discount +14.9/15.0
• 1% rule +5.6/10.0
• DSCR +5.0/10.0
• Rent growth +4.1/5.0
• Schools +3.8/10.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

Key facts

• Mature fruit trees
• Walking paths
• Scenic lake

Tags

• REMODELED PRIMARY BATHROOM
• PRIVATE BACKYARD OASIS
• MATURE FRUIT TREES
• LUSH DESERT LANDSCAPING
• SCENIC LAKE
• WALKING PATHS

Property features AI

Finance

• Other: Fee simple land
• HOA & community: Monthly association fee: $765; Association amenities include banquet facilities, tennis courts, meeting room, clubhouse, guest parking, maintenance of grounds, card room, and other courts

Exterior

• Parking: Attached garage with garage door opener; 2 covered parking spaces (2 garage spaces, 4 total parking spaces)
• Security: Gated community
• Utilities: Sewer connected and paid; PUD: Yes
• Home design: Single-family detached residence; One story
• Construction: Year built (assessor); Gunite pool and spa construction
• Exterior features: Gated community; Community heated pool (gunite); Community spa / hot tub (gunite); Lake or pond; Greenbelt / park; Picnic area

Interior

• Flooring: Mixed flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Air conditioning
• Interior features: Fully furnished; Den / study; Breakfast area; Living room; Formal entry; Dining room; Gas fireplace in living room (1 total)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $529k.

Deal economics

• At list price, monthly cash flow is $270 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $529k).
• Recommended offer: $513k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.9% vs local median 3.3% in La Quinta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#694 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A-, employment B+, housing B+; Watch: schools D, amenities F, cost of living F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+6.5%/yr); 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $5,587/mo this rent would consume 68% of the median local household income ($99k/yr) (locally 1078% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($513k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $284k; list at $529k implies a 86% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $513,130 (3.0% below list)

Questions for the listing agent

1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 6.90%
• Cash-on-cash: 2.19%
• DSCR: 1.10
• GRM: 7.9

CMA / ARV

• ARV (median comp): $633,540
• List price: $529,000
• Delta: -16.50%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
48129 Vista Cielo	0.01mi	3/3.0	1,980 (+2%)	4mo	$460,900	$233	90
48131 Via Hermosa	0.06mi	3/3.0	1,980 (+2%)	3mo	$550,000	$278	88
48131 Vista Cielo	0.02mi	3/2.0	1,852 (-5%)	3mo	$535,000	$289	88
48121 Calle Seranas	0.22mi	3/2.5	1,894 (-3%)	1mo	$450,000	$238	82
48513 VíA Encanto	0.30mi	3/2.0	1,852 (-5%)	2mo	$900,000	$486	76
48420 Via Solana	0.23mi	3/3.0	2,040 (+5%)	2mo	$770,000	$377	76
47815 Via Trieste	0.36mi	3/2.0	2,036 (+4%)	0mo	$737,000	$362	76
48531 Via Amistad	0.33mi	3/2.0	1,852 (-5%)	3mo	$665,000	$359	74
48649 Paseo Tarazo	0.40mi	3/2.0	1,852 (-5%)	3mo	$687,000	$371	70
49035 Serenata Ct	0.49mi	4/3.0 (+1)	2,004 (+3%)	3mo	$628,000	$313	61
48119 Calle Seranas	0.23mi	3/2.5	1,662 (-15%)	3mo	$529,000	$318	60
78855 Casa Del Rio	0.66mi	3/3.0	2,074 (+6%)	0mo	$702,500	$339	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.45% rent growth · sell at horizon

5-year hold

• IRR: -8.5%
• Equity multiple: 0.68×
• Total profit: $-48,093
• Equity at exit: $78,876

10-year hold

• IRR: 5.5%
• Equity multiple: 1.47×
• Total profit: $70,199
• Equity at exit: $45,738

Cash invested: $148,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92253

• Rents YoY: 6.5%
• Active inventory: 656
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $5,587 high
• Mortgage (P&I): −$2,774
• Tax from tax record: −$385 /mo · $4,615/yr
• Insurance: −$220
• HOA: −$765
• Vacancy / Maint / Mgmt: −$1,173
• Net cashflow: $270

Break-even live

Break-even rent $5,246

Max offer price $529,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $132,250
• Closing costs: $15,870
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
48127 Vista Cielo La Quinta, CA	3.0	2.0	1950	$3,500	$1.79	43d	1	0.02mi
48137 Vista Cielo La Quinta, CA	3.0	3.0	1980	$7,000	$3.54	43d	1	0.07mi
48200 Via Solana La Quinta, CA	3.0	3.0	2040	$12,000	$5.88	43d	1	0.15mi
48139 Calle Seranas La Quinta, CA	3.0	3.0	1894	$3,200	$1.69	10d	1	0.15mi
48114 Calle Seranas La Quinta, CA	2.0	2.0	1466	$6,000	$4.09	43d	1	0.21mi
48110 Calle Seranas La Quinta, CA	3.0	2.0	1581	$5,500	$3.48	43d	1	0.21mi
47845 Via Firenze La Quinta, CA	3.0	2.0	2059	$6,500	$3.16	43d	1	0.21mi
47785 Via Jardin La Quinta, CA	3.0	2.0	2059	$3,200	$1.55	43d	1	0.30mi
48540 Via Amistad La Quinta, CA	3.0	2.0	2001	$4,500	$2.25	43d	1	0.33mi
47845 Via Opera La Quinta, CA	3.0	2.0	2289	$5,409	$2.36	12d	1	0.39mi
48602 Paseo Tarazo La Quinta, CA	2.0	2.0	1562	$3,100	$1.98	43d	1	0.41mi
78965 Via Trieste La Quinta, CA	3.0	2.0	2286	$10,000	$4.37	43d	1	0.45mi
49005 Washington St La Quinta, CA	2.0	2.0	1368	$2,950	$2.16	18d	1	0.45mi
49035 Tango Ct La Quinta, CA	4.0	2.5	2004	$6,500	$3.24	43d	1	0.47mi
49035 Tango Ct La Quinta, CA	4.0	3.0	2004	$6,500	$3.24	5d	1	0.47mi
48625 Calle Esperanza La Quinta, CA	3.0	2.0	1852	$2,999	$1.62	24d	1	0.50mi
49100 Tango Ct La Quinta, CA	3.0	2.5	1804	$3,000	$1.66	43d	1	0.50mi
47540 Via Florence La Quinta, CA	3.0	2.5	2468	$6,500	$2.63	43d	1	0.57mi
78900 Rio Seco La Quinta, CA	3.0	2.0	2038	$12,000	$5.89	43d	1	0.60mi
46890 Highland Palms Dr La Quinta, CA	3.0	2.0	1588	$8,500	$5.35	5d	1	0.61mi
46890 Highland Palms Dr La Quinta, CA	3.0	2.0	1588	$8,500	$5.35	43d	1	0.61mi
78655 Via Sonata La Quinta, CA	4.0	3.0	2222	$6,500	$2.93	44d	1	0.68mi
78655 Via Sonata La Quinta, CA	4.0	3.0	2222	$6,500	$2.93	24d	1	0.68mi
47470 Aloe Way La Quinta, CA	3.0–4.0	2.5–3.5	1793	$3,104	$1.73	3d	14	0.69mi
77772 Tradition Dr La Quinta, CA	3.0	3.5	1961	$6,975	$3.56	43d	1	0.74mi
78700 Bottlebrush Dr La Quinta, CA	3.0	2.0	1302	$2,800	$2.15	43d	1	0.75mi
77777 Tradition Dr Unit B La Quinta, CA	3.0	3.0	1706	$6,950	$4.07	43d	1	0.76mi
46560 Cameo Palms Dr La Quinta, CA	3.0	2.0	1782	$4,500	$2.53	24d	1	0.78mi
77713 Tradition Dr La Quinta, CA	3.0	3.0	1706	$5,500	$3.22	24d	1	0.80mi
77709 Tradition Dr La Quinta, CA	2.0	2.0	1307	$4,500	$3.44	43d	1	0.81mi
48613 Classic Dr La Quinta, CA	2.0	2.0	1307	$4,500	$3.44	43d	1	0.84mi
46644 Arapahoe Unit A Indian Wells, CA	2.0	2.0	1446	$5,000	$3.46	43d	1	0.85mi
46642 Arapahoe Unit B Indian Wells, CA	2.0	2.0	1446	$4,750	$3.28	43d	1	0.86mi
46632 Arapahoe Unit B Indian Wells, CA	2.0	2.0	1446	$4,200	$2.90	43d	1	0.86mi
48573 Classic Dr La Quinta, CA	2.0	2.0	1307	$4,500	$3.44	43d	1	0.86mi
48010 Via Vallarta La Quinta, CA	3.0	3.0	2145	$3,800	$1.77	43d	1	0.87mi
46568 Arapahoe Unit A Indian Wells, CA	2.0	2.0	1446	$3,200	$2.21	24d	1	0.87mi
78440 Calle Felipe La Quinta, CA	3.0	3.0	2037	$3,300	$1.62	12d	1	0.89mi
46594 Arapahoe Indian Wells, CA	3.0	3.0	1791	$7,900	$4.41	43d	1	0.90mi
46596 Arapahoe Indian Wells, CA	3.0	3.0	1791	$6,000	$3.35	21d	1	0.90mi

HOA detail

• Monthly dues: $765 · $9,180/yr
• Likely covers: electricpoolsecurity

Listing history 37 events

1. 2026-06-18
   days on market $529,000 Active 39 DOM
2. 2026-06-17
   days on market $529,000 Active 38 DOM
3. 2026-06-16
   days on market $529,000 Active 37 DOM
4. 2026-06-15
   days on market $529,000 Active 36 DOM
5. 2026-06-13
   days on market $529,000 Active 34 DOM
6. 2026-06-09
   days on market $529,000 Active 30 DOM
7. 2026-06-08
   days on market $529,000 Active 29 DOM
8. 2026-06-07
   days on market $529,000 Active 28 DOM
9. 2026-06-04
   days on market $529,000 Active 25 DOM
10. 2026-06-03
    days on market $529,000 Active 24 DOM
11. 2026-06-02
    days on market $529,000 Active 23 DOM
12. 2026-06-01
    days on market $529,000 Active 22 DOM
13. 2026-05-31
    days on market $529,000 Active 21 DOM
14. 2026-04-30
    price $3,500
15. 2026-04-21
    price $3,600
16. 2026-04-02
    price $3,800
17. 2026-03-09
    listed $529,000 Active 1437-char remark
18. 2026-03-03
    listed $4,000
19. 2019-09-04
    soldstatus $284,500 Sold 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

20. 2019-09-04
    soldstatus $284,500

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

21. 2019-08-28
    status Pending 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

22. 2019-07-08
    historical Contingent 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

23. 2019-05-23
    price $298,000 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

24. 2019-02-23
    status Active 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

25. 2019-02-16
    historical Contingent 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

26. 2019-01-29
    price $308,900 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

27. 2018-09-10
    listed $319,000 Active 840-char remark

    Show marketing remark (840 chars)

    Great 3 bedroom and 2 bath home 1950 sq. ft. located in the guard gated lake community of Laguna de la Paz. You enter through a nice double door. The living room with fireplace opens to a lush private backyard. There is a formal dining room. The kitchen has been updated and has a breakfast eating area. The large master has a sitting area. The bath features double vanity, soaking tub and shower. The guest bedrooms and bath are nicely separated to give everyone privacy. Plantation shutters throughout. The community features 15 pools, 16 spas, work out room, 5 tennis courts, pickleball, 7 acre lake with an electric boat and 2 peddle boats. Walking paths. Located close to some of the Desert's best golf, tennis, shopping, entertainment, dining, Old Town La Quinta and the La quinta Resort. One of the best priced homes in the community

28. 2003-07-28
    soldstatus $255,000
29. 2003-06-19
    historical
30. 2003-06-16
    listed $259,900
31. 2002-05-05
    historical
32. 2001-11-04
    listed $229,900
33. 2001-01-12
    historical
34. 2000-07-12
    listed $249,000
35. 1999-06-22
    soldstatus $150,000
36. 1999-05-10
    historical
37. 1999-03-26
    listed $156,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $4,615 · $385/mo
• Projected year-2 tax: $4,615 · $385/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $67,045
• − Mortgage interest: −$29,632
• − Property taxes: −$4,615
• − Insurance: −$2,645
• − Repairs & maintenance: −$5,364
• − Management: −$5,364
• − HOA: −$9,180
• − Depreciation: −$15,389
• Taxable loss: −$5,143
• Est. tax savings @ 24.0%: +$1,234
• After-tax cash flow: $4,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — La Quinta

• Score: 58/100
• State rank: #694
• US rank: #21080

Category grades

Amenities F Commute A- Cost of living F Crime B Employment B+ Housing B+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Quinta, CA
• County: Riverside County · 2,287,001 people
• City population: 38,666
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 38,666
• Household income: $99,277
• Rent vs Own: 24.2% rent · 75.8% own
• Severe rent burden: 1078.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 54% Hispanic / Latino 37% Two or more races 19% Asian 4% Native American 1% Black 1%
• Hispanic origin (detail): Mexican 34%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 15% · Canada, China, Vietnam
• Languages at home: 71% English-only · Spanish 24% Tagalog/Filipino 1% Chinese 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -263.65%
• Current HPI: 281.8665
• Rent YoY: ▲ 6.45%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-97.8% since first listed

24 events — show timeline

• 2026-04-30 Price Changed $3,500 CRMLS
• 2026-04-21 Price Changed $3,600 CRMLS
• 2026-04-02 Price Changed $3,800 CRMLS
• 2026-03-09 Listed $529,000 GPSMLS
• 2026-03-03 Listed for Rent $4,000 CRMLS
• 2019-09-04 Sold (Public Records) $284,500 Public Records
• 2019-09-04 Sold (MLS) $284,500 GPSMLS
• 2019-08-28 Pending — GPSMLS
• 2019-07-08 Contingent — GPSMLS
• 2019-05-23 Price Changed $298,000 GPSMLS
• 2019-02-23 Relisted — GPSMLS
• 2019-02-16 Contingent — GPSMLS
• 2019-01-29 Price Changed $308,900 GPSMLS
• 2018-09-10 Listed $319,000 GPSMLS
• 2003-07-28 Sold (Public Records) $255,000 Public Records
• 2003-06-19 Listing Removed — GPSMLS
• 2003-06-16 Listed $259,900 GPSMLS
• 2002-05-05 Listing Removed — GPSMLS
• 2001-11-04 Listed $229,900 GPSMLS
• 2001-01-12 Listing Removed — GPSMLS
• 2000-07-12 Listed $249,000 GPSMLS
• 1999-06-22 Sold (Public Records) $150,000 Public Records
• 1999-05-10 Listing Removed — GPSMLS
• 1999-03-26 Listed $156,000 GPSMLS

Property tax history

+1.6%/yr

Latest (2025): $4,615 · +2.8% YoY. Source: county tax records.