224 Bottlebrush Walk · Brunswick, GA
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +8.0/15.0
- Cash flow +6.4/30.0
- Condition / age +4.8/5.0
- Schools +3.5/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- 1% rule +1.2/10.0
- DSCR +0.7/10.0
- Appreciation +0.0/10.0
$299,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-In Ready New Construction—Your Peaceful Lakeside Retreat Awaits! Escape the hustle and bustle without sacrificing a thing. Grant's Ferry Cove is a hidden gem neighborhood beautifully situated alongside an expansive, serene freshwater lake. Designed for today's discerning homeowner, this vibrant yet incredibly peaceful community effortlessly pairs the ease of single-level living with the sophistication of modern, high-end finishes and resort-style amenities. The Perfect Balance of Serenity and Active Living At the heart of the community is a beautifully appointed clubhouse, complete with a caterer's kitchen, fitness center, TV lounge, and game room. Step outside to enjoy a sparkling pool, tennis courts, and two pickleball courts—all just steps from your front door, providing a quiet escape whenever you need it. Refined Craftsmanship & Effortless Flow Every residence showcases exceptional, modern craftsmanship: Open-concept floor plans bathed in natural light. Luxury vinyl plank (LVP) flooring, sleek quartz countertops, and stainless steel appliances. Soft-close shaker cabinetry for a seamless, upscale look. A spacious great room that flows effortlessly to a covered porch, perfect for quiet morning coffees or peaceful evening breezes. A private primary suite retreat featuring a generous walk-in closet, a spa-style bath, and a double vanity. Two additional guest bedrooms and a spacious two-car garage offer the ultimate convenience. An Unbeatable Location with Surging Investment Value Centrally located near I-95, shopping, dining, medical facilities, and premier golf courses, Grant's Ferry Cove offers quick access to the very best of the Golden Isles. A Smart Investment: The surrounding area is experiencing exciting growth, including the new Buc-ee's, thriving FLETC operations, and expansions near the Brunswick Airport. These massive local developments mean property values and demand in this specific pocket are poised to soar—making this not just a peaceful place to live, but a fantastic financial move. Plus, with Savannah and Jacksonville just an hour's drive away, you are perfectly positioned for both daily quietude and easy travel. Don't Wait—The Time to Move is Now! Why wait months to build when you can move right in? This home is 100% complete and move-in ready. Take advantage of a generous, seller-offered FLEX credit to customize your purchase to fit your exact financial needs (rate buydowns, closing costs, etc. ). Visit our beautifully furnished model today at 225 Bottlebrush Walk and experience the tranquility of Grant's Ferry Cove for yourself. Opportunities like this do not last in this fast-growing market—call today for details and claim your slice of paradise!
Key facts
- Fitness center
- Tv room
- Pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $300k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-587 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $196k (34.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (38.1% below list).
- Recommended offer: $186k (38.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#401 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime D, amenities F, commute F.
- Glynn County (other): math 37% / reading 42% proficiency, ranked #47 of 174 in GA (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Golden Isles Elementary School (math 44% / reading 30%, grade F, #485 of 1,228 statewide, top 41%, 598 students, 73% FRL); Needwood Middle School (math 24% / reading 44%, grade F, #201 of 470 statewide, top 44%, 748 students, 66% FRL); Brunswick High School (math 32% / reading 37%, grade F, #88 of 424 statewide, top 22%, 1,932 students, 61% FRL).
- Market conditions: Rents soft (-0.2%/yr); 439 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 734 units permitted in Glynn County in 2024 (136 in 5+ unit buildings).
- This rent runs 32% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Glynn County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 344 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 344 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.62% ✗
- Cap rate
- 4.21%
- Cash-on-cash
- -7.43%
- DSCR
- 0.67
- GRM
- 13.5
CMA / ARV
- ARV (median comp)
- $303,201
- List price
- $299,990
- Delta
- -1.06%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 108 Bottlebrush Walk | 0.10mi | 3/2.0 | 1,704 (-2%) | 3mo | $299,990 | $176 | 89 |
| 219 Bottlebrush Walk | 0.04mi | 3/2.0 | 1,704 (-2%) | 7mo | $314,990 | $185 | 89 |
| 307 Bottlebrush Walk | 0.13mi | 3/2.0 | 1,744 (0%) | 8mo | $314,990 | $181 | 88 |
| 212 Bottlebrush Walk | 0.06mi | 3/2.0 | 1,744 (0%) | 13mo | $308,000 | $177 | 87 |
| 299 Bottlebrush Walk | 0.11mi | 3/2.0 | 1,704 (-2%) | 6mo | $314,990 | $185 | 86 |
| 305 Bottlebrush Walk | 0.13mi | 3/2.0 | 1,704 (-2%) | 7mo | $314,990 | $185 | 85 |
| 210 Bottlebrush Walk | 0.07mi | 3/2.0 | 1,697 (-3%) | 11mo | $299,990 | $177 | 83 |
| 208 Bottlebrush Walk | 0.08mi | 3/2.0 | 1,696 (-3%) | 17mo | $299,990 | $177 | 78 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -34.4%
- Equity multiple
- -0.09×
- Total profit
- $-91,414
- Equity at exit
- $44,729
- IRR
- -66.3%
- Equity multiple
- -0.77×
- Total profit
- $-148,699
- Equity at exit
- $25,938
Cash invested: $83,997 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 14 active · 1 under contract
- Months of supply
- 16.8 mo (6%/mo absorbed)
- Median asking
- $314,990 ($185/sqft)
- Median days on market
- 147 d
- This list price
- 7% of active listings are priced below it
- ARV vs active asking
- -6.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 31525
- Rents YoY
- -0.2%
- Active inventory
- 439
- Price-to-rent
- 13.5×
Monthly cashflow live
- Estimated rent
- $1,857 medium interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$167 /mo · $1,999/yr
- Insurance
- −$125
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$123
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$390
- Net cashflow
- $-587
Break-even live
Sensitivity live
| Price | -10% $-417 | -5% $-502 | +0% $-587 | +5% $-672 | +10% $-757 |
|---|---|---|---|---|---|
| Rent | -10% $-734 | -5% $-660 | +0% $-587 | +5% $-513 | +10% $-440 |
| Rate | -1.0pp $-436 | -0.5pp $-511 | base $-587 | +0.5pp $-665 | +1.0pp $-744 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,998
- Closing costs
- $9,000
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 100 Odyssey Lk Dr Brunswick, GA | 1.0–3.0 | 1.0–2.0 | 1114 | $1,700 | $1.53 | 93d | 15 | 0.30mi |
| 237 Fox Run Dr Brunswick, GA | 2.0–3.0 | 2.0–3.0 | 1243 | $2,249 | $1.81 | 93d | 18 | 1.14mi |
| 100 Walden Shores Dr Brunswick, GA | 1.0–3.0 | 1.0–2.0 | 1113 | $1,545 | $1.39 | 93d | 12 | 1.38mi |
Property features AI
Finance
- Other
- Directions provided to community
- HOA & community
- HOA: Grants Ferry CoveHOA fee $123 monthlyCommunity amenities: barbecue, clubhouse, cable TV, fitness center, game room, management, picnic area, pool, recreation facilities, tennis courts
Exterior
- Parking
- Attached 2-car garage with garage door opener
- Utilities
- Circuit breaker electric servicePublic sewerElectricity availableUnderground utilitiesAsphalt road access
- Home design
- New construction (2024)
- Construction
- Slab foundation
- Exterior features
- Street lights in communityLake in communityWindow treatments
Interior
- Kitchen
- DisposalDishwasherMicrowaveRangeRefrigerator
- Bedrooms
- 3 bedrooms
- Flooring
- Vinyl
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric heat pump)Central cooling (electric heat pump)
- Interior features
- Ceiling fansCrown moldingDouble vanityRecessed lightingWalk-in closet(s)Kitchen island
- Laundry & utility
- Dedicated laundry room
HOA detail $123/mo · $1,476/yr
- Likely covers
- waterpoolgym
Listing history 50 events
-
2026-08-08days on market $299,990 Active 344 DOM
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2026-08-07days on market $299,990 Active 343 DOM
-
2026-08-06days on market $299,990 Active 342 DOM
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2026-08-05days on market $299,990 Active 341 DOM
-
2026-08-04days on market $299,990 Active 340 DOM
-
2026-08-03days on market $299,990 Active 339 DOM
-
2026-07-31days on market $299,990 Active 336 DOM
-
2026-07-30days on market $299,990 Active 335 DOM
-
2026-07-29days on market $299,990 Active 334 DOM
-
2026-07-27days on market $299,990 Active 332 DOM
-
2026-07-25days on market $299,990 Active 330 DOM
-
2026-07-24days on market $299,990 Active 329 DOM
-
2026-07-23days on market $299,990 Active 328 DOM
-
2026-07-22days on market $299,990 Active 327 DOM
-
2026-07-21days on market $299,990 Active 326 DOM
-
2026-07-18days on market $299,990 Active 323 DOM
-
2026-07-16days on market $299,990 Active 321 DOM
-
2026-07-16days on market $299,990 Active 320 DOM
-
2026-07-14days on market $299,990 Active 319 DOM
-
2026-07-13days on market $299,990 Active 318 DOM
-
2026-07-12days on market $299,990 Active 317 DOM
-
2026-07-11days on market $299,990 Active 316 DOM
-
2026-07-10days on market $299,990 Active 315 DOM
-
2026-07-09days on market $299,990 Active 314 DOM
-
2026-07-08days on market $299,990 Active 313 DOM
-
2026-07-07days on market $299,990 Active 312 DOM
-
2026-07-06days on market $299,990 Active 311 DOM
-
2026-07-05days on market $299,990 Active 310 DOM
-
2026-07-04days on market $299,990 Active 309 DOM
-
2026-07-03days on market $299,990 Active 308 DOM
-
2026-07-02days on market $299,990 Active 307 DOM
-
2026-07-01days on market $299,990 Active 306 DOM
-
2026-06-30days on market $299,990 Active 305 DOM
-
2026-06-30days on market $299,990 Active 1 DOM
-
2026-06-30days on market $299,990 Active 305 DOM
-
2026-06-29remarks 693-char remark
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2026-06-29days on market $299,990 Active 304 DOM
-
2026-06-28days on market $299,990 Active 303 DOM
-
2026-06-28days on market $299,990 Active 302 DOM
-
2026-06-27days on market $299,990 Active 301 DOM
-
2026-06-26days on market $299,990 Active 300 DOM
-
2026-06-22days on market $299,990 Active 297 DOM
-
2026-06-21days on market $299,990 Active 296 DOM
-
2026-06-19days on market $299,990 Active 294 DOM
-
2026-06-18days on market $299,990 Active 293 DOM
-
2026-06-17days on market $299,990 Active 292 DOM
-
2026-06-16days on market $299,990 Active 291 DOM
-
2026-06-15days on market $299,990 Active 290 DOM
-
2026-06-14days on market $299,990 Active 288 DOM
-
2026-06-13days on market $299,990 Active 287 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,999 · $167/mo
- Projected year-2 tax
- $2,760 · $230/mo
- Expected delta
- +$761/yr (+$63/mo · 38.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,289
- − Mortgage interest
- −$16,804
- − Property taxes
- −$1,999
- − Insurance
- −$2,297
- − Repairs & maintenance
- −$1,783
- − Management
- −$1,783
- − HOA
- −$1,476
- − Depreciation
- −$8,727
- Taxable loss
- −$12,580
- Est. tax savings @ 24.0%
- +$3,019
- After-tax cash flow
- $-4,023/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
Move-in ready new construction home with modern finishes and resort-style amenities. Ideal for both resale and rental.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Rental pool maintenance — amenity for potential tenants ↑
Zoned Schools
Schools (NCES district)
- District
- Glynn County
- NCES district ID
- 1302400
- Math proficiency
- 37% ▼ -9.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $47,554
- Composite
- 33.83/100
- National rank
- #5359
- State rank
- #47 of 174 in GA
Livability — Brunswick
- Score
- 59/100
- State rank
- #401
- US rank
- #19832
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Glynn County · 91,404 people
- City population
- 51,239
- Metro
- Brunswick, GA
- Population (ZIP)
- 28,926
- Household income
- $69,493
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Glynn County) Hauer SSP2
- Today (2025)
- 91,404 people
- By 2030
- 94,806 · +3.7%
- By 2040
- 100,060 · +9.5%
- By 2050
- 103,258 · +13.0%
- By 2075
- 107,970 · +18.1%
- By 2100
- 103,363 · +13.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Black 23% Hispanic / Latino 9% Two or more races 7%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Italian 3% Slovak 1% Lithuanian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Glynn
- 2024 margin
- Strong R (+26.0) · D 36.8% · R 62.8%
- 2008→2024 swing
- -2.6pp toward R · 2008: -23.4pp · 2024: -26.0pp
- All cycles
- 2024: R+26.0 2020: R+23.2 2016: R+28.6 2012: R+27.0 2008: R+23.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.03%
- Current HPI
- 162.2528
- Rent YoY
- ▼ -0.16%
- Metro
- Brunswick, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed4 events — show timeline
- 2025-08-29 Listed $299,990 Greater Lansing AoR
- 2025-08-29 Listed $299,990 GIAR
- 2025-07-25 Sold (MLS) $299,990 GIAR
- 2025-04-13 Listed $299,990 GIAR
Property tax history
+97.2%/yrLatest (2025): $1,999 · +698.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…