CashFlowRE
Sign in Sign up
224 Bottlebrush Walk
F Composite 28.51
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.7/15.0
  • Cash flow +5.9/30.0
  • Condition / age +4.8/5.0
  • Schools +3.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • 1% rule +0.9/10.0
  • DSCR +0.3/10.0
  • Appreciation +0.0/10.0

$299,990

224 Bottlebrush Walk · Brunswick, GA 31525
3 bd · 2.0 ba · 1,744 sqft · SingleFamily public records · 436 Days on market
Built 2024 Excellent condition 5,227 sqft lot 2-car garage $172/sqft · at area comps Est $301k · at est. $123/mo HOA · 7% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready New Construction—Your Peaceful Lakeside Retreat Awaits! Escape the hustle and bustle without sacrificing a thing. Grant's Ferry Cove is a hidden gem neighborhood beautifully situated alongside an expansive, serene freshwater lake. Designed for today's discerning homeowner, this vibrant yet incredibly peaceful community effortlessly pairs the ease of single-level living with the sophistication of modern, high-end finishes and resort-style amenities. The Perfect Balance of Serenity and Active Living At the heart of the community is a beautifully appointed clubhouse, complete with a caterer's kitchen, fitness center, TV lounge, and game room. Step outside to enjoy a sparkling pool, tennis courts, and two pickleball courts—all just steps from your front door, providing a quiet escape whenever you need it. Refined Craftsmanship & Effortless Flow Every residence showcases exceptional, modern craftsmanship: Open-concept floor plans bathed in natural light. Luxury vinyl plank (LVP) flooring, sleek quartz countertops, and stainless steel appliances. Soft-close shaker cabinetry for a seamless, upscale look. A spacious great room that flows effortlessly to a covered porch, perfect for quiet morning coffees or peaceful evening breezes. A private primary suite retreat featuring a generous walk-in closet, a spa-style bath, and a double vanity. Two additional guest bedrooms and a spacious two-car garage offer the ultimate convenience. An Unbeatable Location with Surging Investment Value Centrally located near I-95, shopping, dining, medical facilities, and premier golf courses, Grant's Ferry Cove offers quick access to the very best of the Golden Isles. A Smart Investment: The surrounding area is experiencing exciting growth, including the new Buc-ee's, thriving FLETC operations, and expansions near the Brunswick Airport. These massive local developments mean property values and demand in this specific pocket are poised to soar—making this not just a peaceful place to live, but a fantastic financial move. Plus, with Savannah and Jacksonville just an hour's drive away, you are perfectly positioned for both daily quietude and easy travel. Don't Wait—The Time to Move is Now! Why wait months to build when you can move right in? This home is 100% complete and move-in ready. Take advantage of a generous, seller-offered FLEX credit to customize your purchase to fit your exact financial needs (rate buydowns, closing costs, etc. ). Visit our beautifully furnished model today at 225 Bottlebrush Walk and experience the tranquility of Grant's Ferry Cove for yourself. Opportunities like this do not last in this fast-growing market—call today for details and claim your slice of paradise!

Key facts

  • Fitness center
  • Tv room
  • Pool

Tags

FRESHWATER LAKE SETTINGCLUBHOUSE WITH KITCHENFITNESS CENTERTV ROOMGAME ROOMPOOL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $300k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-650 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $185k (38.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (40.8% below list).
  • Recommended offer: $178k (40.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#401 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime D, amenities F, commute F.
  • Glynn County (other): math 37% / reading 42% proficiency, ranked #47 of 174 in GA (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Golden Isles Elementary School (math 44% / reading 30%, grade F, #485 of 1,228 statewide, top 41%, 598 students, 73% FRL); Needwood Middle School (math 24% / reading 44%, grade F, #201 of 470 statewide, top 44%, 748 students, 66% FRL); Brunswick High School (math 32% / reading 37%, grade F, #88 of 424 statewide, top 22%, 1,932 students, 61% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 626 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 734 units permitted in Glynn County in 2024 (136 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Glynn County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 436 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,736 (40.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 436 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.59% ✗
Cap rate
3.96%
Cash-on-cash
-8.34%
DSCR
0.63
GRM
14.1

CMA / ARV

ARV (median comp)
$301,284
List price
$299,990
Delta
-0.43%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
108 Bottlebrush Walk 0.10mi 3/2.0 1,704 (-2%) 6mo $299,990 $176 87
219 Bottlebrush Walk 0.04mi 3/2.0 1,704 (-2%) 10mo $314,990 $185 86
307 Bottlebrush Walk 0.13mi 3/2.0 1,744 (0%) 10mo $314,990 $181 85
212 Bottlebrush Walk 0.06mi 3/2.0 1,744 (0%) 16mo $308,000 $177 84
299 Bottlebrush Walk 0.11mi 3/2.0 1,704 (-2%) 9mo $314,990 $185 84
301 Bottlebrush Walk 0.12mi 3/2.0 1,635 (-6%) 2mo $279,000 $171 82
305 Bottlebrush Walk 0.13mi 3/2.0 1,704 (-2%) 10mo $314,990 $185 82
210 Bottlebrush Walk 0.07mi 3/2.0 1,697 (-3%) 14mo $299,990 $177 80
208 Bottlebrush Walk 0.08mi 3/2.0 1,696 (-3%) 20mo $299,990 $177 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-36.1%
Equity multiple
-0.13×
Total profit
$-95,210
Equity at exit
$44,729
10-year hold
IRR
-72.4%
Equity multiple
-0.86×
Total profit
$-156,291
Equity at exit
$25,938

Cash invested: $83,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
14 active · 2 under contract
Months of supply
28.0 mo (4%/mo absorbed)
Median asking
$314,990 ($185/sqft)
Median days on market
239 d
This list price
lowest-priced of the active set
ARV vs active asking
-6.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31525

Rents YoY
-0.2%
Active inventory
626
Price-to-rent
14.1×

Monthly cashflow live

Estimated rent
$1,777 medium interval (Pro) →
Mortgage (P&I)
−$1,573
Tax from tax record
−$167 /mo · $1,999/yr
Insurance
−$125
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
−$123
Vacancy / Maint / Mgmt
−$373
Net cashflow
$-650

Break-even live

Break-even rent $2,600
Max offer price $185,148
Occupancy floor —

Sensitivity live

Price -10% $-480 -5% $-565 +0% $-650 +5% $-735 +10% $-820
Rent -10% $-791 -5% $-720 +0% $-650 +5% $-580 +10% $-510
Rate -1.0pp $-499 -0.5pp $-574 base $-650 +0.5pp $-728 +1.0pp $-807

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,998
Closing costs
$9,000
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Odyssey Lk Dr Brunswick, GA 1.0–3.0 1.0–2.0 1114 $1,528 $1.37 0d 18 0.30mi
1090 Walker Point Way Brunswick, GA 2.0–4.0 2.0–3.0 1476 $1,749 $1.18 0d 3 1.07mi
237 Fox Run Dr Brunswick, GA 2.0–3.0 2.0–3.0 1243 $2,219 $1.79 0d 21 1.14mi
100 Walden Shores Dr Brunswick, GA 1.0–2.0 1.0–2.0 995 $1,422 $1.43 0d 8 1.38mi

Property features AI

Finance

Other
Directions provided to community
HOA & community
HOA: Grants Ferry CoveHOA fee $123 monthlyCommunity amenities: barbecue, clubhouse, cable TV, fitness center, game room, management, picnic area, pool, recreation facilities, tennis courts

Exterior

Parking
Attached 2-car garage with garage door opener
Utilities
Circuit breaker electric servicePublic sewerElectricity availableUnderground utilitiesAsphalt road access
Home design
New construction (2024)
Construction
Slab foundation
Exterior features
Street lights in communityLake in communityWindow treatments

Interior

Kitchen
DisposalDishwasherMicrowaveRangeRefrigerator
Bedrooms
3 bedrooms
Flooring
Vinyl
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric heat pump)Central cooling (electric heat pump)
Interior features
Ceiling fansCrown moldingDouble vanityRecessed lightingWalk-in closet(s)Kitchen island
Laundry & utility
Dedicated laundry room

HOA detail $123/mo · $1,476/yr

Likely covers
waterpoolgym

Listing history 50 events

  1. 2026-11-08
    days on market $299,990 Active 436 DOM
  2. 2026-11-07
    days on market $299,990 Active 435 DOM
  3. 2026-11-06
    days on market $299,990 Active 434 DOM
  4. 2026-11-05
    days on market $299,990 Active 433 DOM
  5. 2026-11-04
    days on market $299,990 Active 432 DOM
  6. 2026-11-02
    days on market $299,990 Active 430 DOM
  7. 2026-11-01
    days on market $299,990 Active 429 DOM
  8. 2026-10-31
    days on market $299,990 Active 428 DOM
  9. 2026-10-30
    days on market $299,990 Active 427 DOM
  10. 2026-10-29
    days on market $299,990 Active 426 DOM
  11. 2026-10-28
    days on market $299,990 Active 425 DOM
  12. 2026-10-27
    days on market $299,990 Active 424 DOM
  13. 2026-10-26
    days on market $299,990 Active 423 DOM
  14. 2026-10-25
    days on market $299,990 Active 422 DOM
  15. 2026-10-24
    days on market $299,990 Active 421 DOM
  16. 2026-10-23
    days on market $299,990 Active 420 DOM
  17. 2026-10-22
    days on market $299,990 Active 419 DOM
  18. 2026-10-21
    days on market $299,990 Active 418 DOM
  19. 2026-10-20
    days on market $299,990 Active 417 DOM
  20. 2026-10-19
    days on market $299,990 Active 416 DOM
  21. 2026-10-18
    days on market $299,990 Active 415 DOM
  22. 2026-10-17
    days on market $299,990 Active 414 DOM
  23. 2026-10-16
    days on market $299,990 Active 413 DOM
  24. 2026-10-15
    days on market $299,990 Active 412 DOM
  25. 2026-10-14
    days on market $299,990 Active 411 DOM
  26. 2026-10-13
    days on market $299,990 Active 410 DOM
  27. 2026-10-12
    days on market $299,990 Active 409 DOM
  28. 2026-10-11
    days on market $299,990 Active 408 DOM
  29. 2026-10-10
    days on market $299,990 Active 407 DOM
  30. 2026-10-09
    days on market $299,990 Active 406 DOM
  31. 2026-10-08
    days on market $299,990 Active 405 DOM
  32. 2026-10-07
    days on market $299,990 Active 404 DOM
  33. 2026-10-06
    days on market $299,990 Active 403 DOM
  34. 2026-10-05
    days on market $299,990 Active 402 DOM
  35. 2026-10-04
    days on market $299,990 Active 401 DOM
  36. 2026-10-03
    days on market $299,990 Active 400 DOM
  37. 2026-10-02
    days on market $299,990 Active 399 DOM
  38. 2026-10-01
    days on market $299,990 Active 398 DOM
  39. 2026-09-30
    days on market $299,990 Active 397 DOM
  40. 2026-09-29
    days on market $299,990 Active 396 DOM
  41. 2026-09-28
    days on market $299,990 Active 395 DOM
  42. 2026-09-27
    days on market $299,990 Active 394 DOM
  43. 2026-09-26
    days on market $299,990 Active 393 DOM
  44. 2026-09-25
    days on market $299,990 Active 392 DOM
  45. 2026-09-24
    days on market $299,990 Active 391 DOM
  46. 2026-09-24
    days on market $299,990 Active 390 DOM
  47. 2026-09-22
    days on market $299,990 Active 389 DOM
  48. 2026-09-21
    days on market $299,990 Active 388 DOM
  49. 2026-09-20
    days on market $299,990 Active 387 DOM
  50. 2026-09-19
    days on market $299,990 Active 386 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,999 · $167/mo
Projected year-2 tax
$2,760 · $230/mo
Expected delta
+$761/yr (+$63/mo · 38.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,328
− Mortgage interest
−$16,804
− Property taxes
−$1,999
− Insurance
−$2,297
− Repairs & maintenance
−$1,706
− Management
−$1,706
− HOA
−$1,476
− Depreciation
−$8,727
Taxable loss
−$13,388
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,213
After-tax cash flow
$-4,588/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

Move-in ready new construction home with modern finishes and resort-style amenities. Ideal for both resale and rental.

Value-add opportunities

  • Both landscaping — enhances curb appeal and adds value ↑
  • Rental pool maintenance — amenity for potential tenants ↑
F Composite school gradezoned avg 35/100

Zoned Schools

Elementary Golden Isles Elementary School F GA #485/1,228 Nat'l #21,438/41,679 Middle Needwood Middle School F GA #201/470 Nat'l #7,813/14,009 High Brunswick High School F GA #88/424 Nat'l #9,639/17,239

Schools (NCES district)

District
Glynn County
NCES district ID
1302400
Math proficiency
37% ▼ -9.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$47,554
Composite
33.83/100
National rank
#5359
State rank
#47 of 174 in GA
D Composite livability gradescore 59/100

Livability — Brunswick

Score
59/100
State rank
#401
US rank
#19832

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing B+ Health & safety D- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Glynn County · 91,404 people
City population
51,239
Metro
Brunswick, GA
Population (ZIP)
28,926
Household income
$69,493
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
11% of renters

Population outlook (Glynn County) Hauer SSP2

Today (2025)
91,404 people
By 2030
94,806 · +3.7%
By 2040
100,060 · +9.5%
By 2050
103,258 · +13.0%
By 2075
107,970 · +18.1%
By 2100
103,363 · +13.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 9% Two or more races 7%
Hispanic origin (detail)
Mexican 4%
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Glynn

2024 margin
Strong R (+26.0) · D 36.8% · R 62.8%
2008→2024 swing
-2.6pp toward R · 2008: -23.4pp · 2024: -26.0pp
All cycles
2024: R+26.0 2020: R+23.2 2016: R+28.6 2012: R+27.0 2008: R+23.4

Not yet ingested

Civics
—

Price history

+0.0% since first listed
4 events — show timeline
  • 2025-08-29 Listed $299,990 Greater Lansing AoR
  • 2025-08-29 Listed $299,990 GIAR
  • 2025-07-25 Sold (MLS) $299,990 GIAR
  • 2025-04-13 Listed $299,990 GIAR

Property tax history

+97.2%/yr

Latest (2025): $1,999 · +698.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…