1240 N Acacia Dr #40 · Quartzsite, AZ
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +7.6/10.0
- ARV discount +7.5/15.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$36,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy your stay in this 840 sq ft manufactured home. 2 bedrooms/2 bathrooms, breakfast bar, open floor plan. The covered deck wraps around the south and east sides of the home, providing a view of the sun rise over the eastern mountains. The home does need a little tender care. There are two metal storage sheds for your storage needs.
Key facts
- Covered deck
- Open floor plan
- View of the sun rise
Tags
Property features AI
Finance
- Other: Located in a recreational vehicle park zoning
- Financial info: Land is leased
Exterior
- Parking: No designated parking
- Utilities: Public water; Public sewer; Electricity available
- Home design: Manufactured home; Residential property; Single-level (manufactured) — 14 ft by 60 ft
- Construction: Frame construction; Metal roof; Built by Champion
- Exterior features: Deck; Shed(s); Level lot; Private maintained road
Interior
- Flooring: Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Propane heating; No cooling system
- Interior features: Breakfast bar; Wood flooring
- Laundry & utility: Laundry area inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $36k.
Deal economics
- At list price, monthly cash flow is $506 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($955 rent vs $36k).
- Recommended offer: $32k (12.0% below list) — sets the bar for market timing.
- Cap rate 23.2% vs local median 2.3% in Quartzsite — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#134 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
- Quartzsite Elementary District (4511) (rural): math 10% / reading 20% proficiency, ranked #405 of 501 in AZ (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 77 active listings in the ZIP; 92 units permitted in La Paz County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($249 loan paydown + $2k appreciation (5.2% local appreciation)).
- La Paz County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.2% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.65% ✓
- Cap rate
- 23.16%
- Cash-on-cash
- 60.23%
- DSCR
- 3.68
- GRM
- 3.1
CMA / ARV
- ARV (on-the-fly)
- $120,120
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 860 S Connor Ln | 0.64mi | 2/2.0 | 896 (+7%) | 2mo | $70,000 | $78 | 57 |
| 648 W Emerald Dr | 0.61mi | 2/1.0 | 944 (+12%) | 6mo | $135,000 | $143 | 42 |
| 690 W Granada Dr | 0.56mi | 3/2.0 (+1) | 960 (+14%) | 7mo | $90,000 | $94 | 39 |
| 645 Desert Dr | 0.61mi | 3/1.5 (+1) | 728 (-13%) | 18mo | $150,000 | $206 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.23% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 67.4%
- Equity multiple
- 5.07×
- Total profit
- $41,003
- Equity at exit
- $20,896
- IRR
- 65.1%
- Equity multiple
- 10.52×
- Total profit
- $95,913
- Equity at exit
- $36,481
Cash invested: $10,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85346
- Home prices YoY
- 3.6%
- Active inventory
- 77
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $955 medium interval (Pro) →
- Mortgage (P&I)
- −$189
- Tax est. 1.5%
- −$45 /mo · $540/yr
- Insurance
- −$15
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $506
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $9,000
- Closing costs
- $1,080
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19days on market $36,000 Active 195 DOM
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2026-06-18days on market $36,000 Active 194 DOM
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2026-06-17days on market $36,000 Active 193 DOM
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2026-06-16days on market $36,000 Active 192 DOM
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2026-06-15days on market $36,000 Active 191 DOM
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2026-06-14days on market $36,000 Active 189 DOM
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2026-06-13days on market $36,000 Active 188 DOM
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2026-06-10days on market $36,000 Active 186 DOM
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2026-06-09days on market $36,000 Active 185 DOM
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2026-06-08days on market $36,000 Active 184 DOM
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2026-06-07days on market $36,000 Active 183 DOM
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2026-06-03days on market $36,000 Active 179 DOM
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2026-06-02days on market $36,000 Active 178 DOM
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2026-06-01days on market $36,000 Active 177 DOM
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2026-05-31days on market $36,000 Active 176 DOM
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2026-05-30days on market $36,000 Active 175 DOM
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2026-02-02price $36,000
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2025-12-07$40,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,465
- − Mortgage interest
- −$2,017
- − Property taxes
- −$540
- − Insurance
- −$180
- − Repairs & maintenance
- −$917
- − Management
- −$917
- − Depreciation
- −$1,047
- Taxable income
- $5,846
- Est. tax owed @ 24.0%
- −$1,403
- After-tax cash flow
- $4,668/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Quartzsite Elementary District (4511)
- NCES district ID
- 0406780
- Math proficiency
- 10% ▼ -10.00%
- Reading proficiency
- 20% ▼ -10.00%
- Median HH income
- $37,011
- Composite
- 15.96/100
- National rank
- #14309
- State rank
- #405 of 501 in AZ
Livability — Quartzsite
- Score
- 62/100
- State rank
- #134
- US rank
- #16388
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Quartzsite, AZ
- Population (ZIP)
- 2,358
Population outlook (La Paz County) Hauer SSP2
- Today (2025)
- 18,409 people
- By 2030
- 17,592 · -4.4%
- By 2040
- 16,600 · -9.8%
- By 2050
- 16,328 · -11.3%
- By 2075
- 17,075 · -7.2%
- By 2100
- 17,042 · -7.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 19% Two or more races 14% Native American 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Iranian 4% Romanian 3% Lithuanian 3%
- Foreign-born
- 9% · Canada
- Languages at home
- 75% English-only · Spanish 17% German/W. Germanic 6%
Political lean MEDSL · La Paz
- 2024 margin
- Solid R (+44.2) · D 27.6% · R 71.8%
- 2008→2024 swing
- -15.7pp toward R · 2008: -28.5pp · 2024: -44.2pp
- All cycles
- 2024: R+44.2 2020: R+38.8 2016: R+41.8 2012: R+32.2 2008: R+28.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.23%
- Current HPI
- 149.5387
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
-10.0% since first listed2 events — show timeline
- 2026-02-02 Price Changed $36,000 LHAR
- 2025-12-07 Listed $40,000 LHAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…