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1240 N Acacia Dr #40
B Composite 74.81
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.6/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$36,000

1240 N Acacia Dr #40 · Quartzsite, AZ 85346
2 bd · 2.0 ba · 840 sqft · Manufactured · 195 Days on market
Built 1985 750 sqft lot ↓ 10% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy your stay in this 840 sq ft manufactured home. 2 bedrooms/2 bathrooms, breakfast bar, open floor plan. The covered deck wraps around the south and east sides of the home, providing a view of the sun rise over the eastern mountains. The home does need a little tender care. There are two metal storage sheds for your storage needs.

Key facts

  • Covered deck
  • Open floor plan
  • View of the sun rise

Tags

COVERED DECKBREAKFAST BARMETAL STORAGE SHEDSOPEN FLOOR PLANVIEW OF THE SUN RISE

Property features AI

Finance

  • Other: Located in a recreational vehicle park zoning
  • Financial info: Land is leased

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Manufactured home; Residential property; Single-level (manufactured) — 14 ft by 60 ft
  • Construction: Frame construction; Metal roof; Built by Champion
  • Exterior features: Deck; Shed(s); Level lot; Private maintained road

Interior

  • Flooring: Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Propane heating; No cooling system
  • Interior features: Breakfast bar; Wood flooring
  • Laundry & utility: Laundry area inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $36k.

Deal economics

  • At list price, monthly cash flow is $506 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($955 rent vs $36k).
  • Recommended offer: $32k (12.0% below list) — sets the bar for market timing.
  • Cap rate 23.2% vs local median 2.3% in Quartzsite — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#134 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
  • Quartzsite Elementary District (4511) (rural): math 10% / reading 20% proficiency, ranked #405 of 501 in AZ (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 77 active listings in the ZIP; 92 units permitted in La Paz County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($249 loan paydown + $2k appreciation (5.2% local appreciation)).
  • La Paz County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.2% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 195 days — a 12% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
Recommended offer $31,680 (12.0% below list)

Questions for the listing agent

  1. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.65%
Cap rate
23.16%
Cash-on-cash
60.23%
DSCR
3.68
GRM
3.1

CMA / ARV

ARV (on-the-fly)
$120,120
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
860 S Connor Ln 0.64mi 2/2.0 896 (+7%) 2mo $70,000 $78 57
648 W Emerald Dr 0.61mi 2/1.0 944 (+12%) 6mo $135,000 $143 42
690 W Granada Dr 0.56mi 3/2.0 (+1) 960 (+14%) 7mo $90,000 $94 39
645 Desert Dr 0.61mi 3/1.5 (+1) 728 (-13%) 18mo $150,000 $206 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.23% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
67.4%
Equity multiple
5.07×
Total profit
$41,003
Equity at exit
$20,896
10-year hold
IRR
65.1%
Equity multiple
10.52×
Total profit
$95,913
Equity at exit
$36,481

Cash invested: $10,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85346

Home prices YoY
3.6%
Active inventory
77
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$955 medium interval (Pro) →
Mortgage (P&I)
$189
Tax est. 1.5%
$45 /mo · $540/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$201
Net cashflow
$506

Break-even live

Break-even rent $315
Max offer price $36,000
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,000
Closing costs
$1,080
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $36,000 Active 195 DOM
  2. 2026-06-18
    days on market $36,000 Active 194 DOM
  3. 2026-06-17
    days on market $36,000 Active 193 DOM
  4. 2026-06-16
    days on market $36,000 Active 192 DOM
  5. 2026-06-15
    days on market $36,000 Active 191 DOM
  6. 2026-06-14
    days on market $36,000 Active 189 DOM
  7. 2026-06-13
    days on market $36,000 Active 188 DOM
  8. 2026-06-10
    days on market $36,000 Active 186 DOM
  9. 2026-06-09
    days on market $36,000 Active 185 DOM
  10. 2026-06-08
    days on market $36,000 Active 184 DOM
  11. 2026-06-07
    days on market $36,000 Active 183 DOM
  12. 2026-06-03
    days on market $36,000 Active 179 DOM
  13. 2026-06-02
    days on market $36,000 Active 178 DOM
  14. 2026-06-01
    days on market $36,000 Active 177 DOM
  15. 2026-05-31
    days on market $36,000 Active 176 DOM
  16. 2026-05-30
    days on market $36,000 Active 175 DOM
  17. 2026-02-02
    price $36,000
  18. 2025-12-07
    listed $40,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,465
− Mortgage interest
−$2,017
− Property taxes
−$540
− Insurance
−$180
− Repairs & maintenance
−$917
− Management
−$917
− Depreciation
−$1,047
Taxable income
$5,846
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,403
After-tax cash flow
$4,668/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Quartzsite Elementary District (4511)
NCES district ID
0406780
Math proficiency
10% ▼ -10.00%
Reading proficiency
20% ▼ -10.00%
Median HH income
$37,011
Composite
15.96/100
National rank
#14309
State rank
#405 of 501 in AZ

Livability — Quartzsite

Score
62/100
State rank
#134
US rank
#16388

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Quartzsite, AZ
Population (ZIP)
2,358

Population outlook (La Paz County) Hauer SSP2

Today (2025)
18,409 people
By 2030
17,592 · -4.4%
By 2040
16,600 · -9.8%
By 2050
16,328 · -11.3%
By 2075
17,075 · -7.2%
By 2100
17,042 · -7.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 19% Two or more races 14% Native American 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Iranian 4% Romanian 3% Lithuanian 3%
Foreign-born
9% · Canada
Languages at home
75% English-only · Spanish 17% German/W. Germanic 6%

Political lean MEDSL · La Paz

2024 margin
Solid R (+44.2) · D 27.6% · R 71.8%
2008→2024 swing
-15.7pp toward R · 2008: -28.5pp · 2024: -44.2pp
All cycles
2024: R+44.2 2020: R+38.8 2016: R+41.8 2012: R+32.2 2008: R+28.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.23%
Current HPI
149.5387
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-10.0% since first listed
2 events — show timeline
  • 2026-02-02 Price Changed $36,000 LHAR
  • 2025-12-07 Listed $40,000 LHAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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