2307 Dukes Ave · Valdosta, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 11 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.5/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$65,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Sold As Is - Investor Special
Key facts
- 0.28 acre lot
- Built 1957
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One story
- Construction: Wood siding construction
- Exterior features: Irregular lot
Interior
- Bathrooms: 1 full bathroom
- Interior features: Includes refrigerator, washer, and dryer
- Laundry & utility: Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $565 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Cap rate 16.7% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
- Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.2%/yr); 279 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $56k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.94% ✓
- Cap rate
- 16.72%
- Cash-on-cash
- 37.24%
- DSCR
- 2.66
- GRM
- 4.3
CMA / ARV
- ARV (on-the-fly)
- $149,253
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 903 Pine Cone Cir | 0.22mi | 3/2.0 | 1,184 (+2%) | 3mo | $164,000 | $139 | 79 |
| 2323 Frederick Pl | 0.44mi | 3/2.0 | 1,128 (-2%) | 6mo | $145,000 | $129 | 66 |
| 950 Lakeside Dr | 0.37mi | 3/2.0 | 1,214 (+5%) | 5mo | $160,000 | $132 | 66 |
| 416 Moody Dr | 0.32mi | 3/1.0 | 1,025 (-11%) | 4mo | $65,450 | $64 | 63 |
| 2 Garey Cir | 0.66mi | 3/2.0 | 1,160 (+0%) | 3mo | $78,500 | $68 | 62 |
| 2406 Oxford Dr | 0.30mi | 3/1.0 | 1,000 (-14%) | 3mo | $92,750 | $93 | 61 |
| 1405 Leon Ave | 0.69mi | 3/2.0 | 1,162 (+0%) | 4mo | $150,000 | $129 | 60 |
| 203 Blue Pool Dr | 0.66mi | 3/2.0 | 1,123 (-3%) | 1mo | $145,000 | $129 | 59 |
| 2518 Deborah Dr | 0.61mi | 3/2.0 | 1,206 (+4%) | 1mo | $166,900 | $138 | 59 |
| 1400 Leone Ave | 0.65mi | 3/1.0 | 1,034 (-11%) | 1mo | $35,000 | $34 | 51 |
| 2314 Sterling Pl | 0.57mi | 3/1.0 | 1,012 (-12%) | 4mo | $115,000 | $114 | 49 |
| 1 Pomona Cir | 0.69mi | 3/2.0 | 1,298 (+12%) | 6mo | $168,000 | $129 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.19% rent growth · sell at horizon
- IRR
- 34.5%
- Equity multiple
- 2.48×
- Total profit
- $26,971
- Equity at exit
- $9,692
- IRR
- 41.9%
- Equity multiple
- 5.19×
- Total profit
- $76,241
- Equity at exit
- $5,620
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31602
- Rents YoY
- 4.2%
- Active inventory
- 279
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $1,258 high interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$61 /mo · $734/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $565
Break-even live
Sensitivity live
| Price | -10% $602 | -5% $583 | +0% $565 | +5% $546 | +10% $528 |
|---|---|---|---|---|---|
| Rent | -10% $465 | -5% $515 | +0% $565 | +5% $614 | +10% $664 |
| Rate | -1.0pp $598 | -0.5pp $581 | base $565 | +0.5pp $548 | +1.0pp $531 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2305 Bemiss Rd Unit T16 Valdosta, GA | 2.0 | 1.5 | 896 | $850 | $0.95 | 45d | 1 | 0.12mi |
| 611 Pineview Dr Valdosta, GA | 1.0–3.0 | 1.0–2.5 | 1204 | $1,600 | $1.33 | 22d | 3 | 0.12mi |
| 411 Northside Dr Valdosta, GA | 2.0 | 2.0 | 950 | $795 | $0.84 | 45d | 1 | 0.39mi |
| 411 Northside Dr Unit G5 Valdosta, GA | 2.0 | 1.5 | 950 | $795 | $0.84 | 45d | 1 | 0.39mi |
| 2205 Bemiss Rd Valdosta, GA | 2.0 | 1.0 | 880 | $1,095 | $1.24 | 45d | 3 | 0.39mi |
| 2437 University Dr Valdosta, GA | 3.0 | 1.0 | 879 | $1,175 | $1.34 | 45d | 1 | 0.41mi |
| 2324 Sterling Pl Valdosta, GA | 3.0 | 1.0 | 1124 | $1,095 | $0.97 | 22d | 1 | 0.52mi |
| 1005 Langdale Dr Unit B Valdosta, GA | 2.0 | 1.0 | 879 | $700 | $0.80 | 22d | 1 | 0.52mi |
| 713 Lakeland Ave Valdosta, GA | 2.0 | 1.0 | 1047 | $895 | $0.85 | 45d | 1 | 0.61mi |
| 2600 Deborah Dr Valdosta, GA | 3.0 | 1.0 | 1333 | $1,495 | $1.12 | 45d | 1 | 0.61mi |
| 420 Connell Rd Valdosta, GA | 1.0–3.0 | 1.0–2.0 | 1051 | $1,375 | $1.31 | 22d | 8 | 0.63mi |
| 422 Connell Rd Valdosta, GA | 2.0 | 3.0 | 1125 | $1,050 | $0.93 | 22d | 1 | 0.63mi |
| 1109 Timber Line Dr Valdosta, GA | 3.0 | 2.0 | 1436 | $1,300 | $0.91 | 45d | 1 | 0.64mi |
| 141 Blue Pool Dr Valdosta, GA | 3.0 | 2.0 | 1109 | $1,200 | $1.08 | 22d | 1 | 0.64mi |
| 720 E Park Ave Unit 6 Valdosta, GA | 2.0 | 1.0 | 850 | $650 | $0.76 | 22d | 1 | 0.66mi |
| 5 Kensington Cir Valdosta, GA | 3.0 | 2.0 | 1150 | $1,495 | $1.30 | 22d | 1 | 0.66mi |
| 522 Heritage Pl Valdosta, GA | 2.0 | 1.0 | 979 | $1,050 | $1.07 | 45d | 1 | 0.67mi |
| 439 Heritage Pl Valdosta, GA | 2.0 | 1.0 | 983 | $1,025 | $1.04 | 22d | 1 | 0.68mi |
| 100 Garden Dr Valdosta, GA | 1.0–3.0 | 1.0–3.0 | 885 | $2,075 | $2.34 | 22d | 13 | 0.80mi |
| 334 Sawgrass Dr Valdosta, GA | 3.0 | 2.0 | 1150 | $1,595 | $1.39 | 22d | 1 | 0.83mi |
| 3024 Will Dr Valdosta, GA | 3.0 | 2.0 | 1200 | $1,295 | $1.08 | 45d | 1 | 0.85mi |
| 304 E Cranford Ave Valdosta, GA | 2.0 | 1.0 | 980 | $850 | $0.87 | 45d | 1 | 0.86mi |
| 1425 E Park Ave Valdosta, GA | 1.0–2.0 | 1.0–2.0 | 917 | $1,095 | $1.19 | 22d | 2 | 0.87mi |
| 1716 Charlton St Valdosta, GA | 2.0 | 1.0 | 833 | $825 | $0.99 | 45d | 1 | 0.87mi |
| 1632 Lexington Cir Valdosta, GA | 3.0 | 2.0 | 1104 | $1,395 | $1.26 | 45d | 1 | 0.89mi |
| 3027 Schroer Dr Valdosta, GA | 3.0 | 2.0 | 1184 | $1,295 | $1.09 | 45d | 1 | 0.89mi |
| 360 Brookfield Rd Valdosta, GA | 3.0 | 2.5 | 1278 | $1,100 | $0.86 | 45d | 1 | 0.90mi |
| 1717 Largo Cir Valdosta, GA | 3.0 | 2.0 | 1206 | $1,495 | $1.24 | 45d | 1 | 0.94mi |
| 2709 Pineview Dr Unit A Valdosta, GA | 2.0 | 2.5 | 1000 | $995 | $0.99 | 45d | 1 | 0.97mi |
| 1701 N Troup St Valdosta, GA | 2.0 | 1.0 | 756 | $750 | $0.99 | 22d | 1 | 0.97mi |
| 1503 E Park Ave Valdosta, GA | 1.0–3.0 | 1.0–2.0 | 890 | $1,260 | $1.42 | 45d | 54 | 0.98mi |
| 4 Lakeland Ct Valdosta, GA | 4.0 | 2.0 | 1350 | $1,250 | $0.93 | 22d | 1 | 0.99mi |
| 3000 Ginny Dr Valdosta, GA | 3.0 | 2.0 | 1174 | $1,200 | $1.02 | 45d | 1 | 0.99mi |
| 2808 Walmar Pl Valdosta, GA | 2.0 | 1.0 | 825 | $1,000 | $1.21 | 45d | 1 | 1.01mi |
| 3 Meadow Run Cir Unit F Valdosta, GA | 2.0 | 1.0 | 920 | $895 | $0.97 | 45d | 1 | 1.03mi |
| 6 Meadow Run Cir Unit F Valdosta, GA | 2.0 | 1.0 | 920 | $895 | $0.97 | 45d | 1 | 1.04mi |
| 413 Georgetown Cir Valdosta, GA | 2.0 | 2.0 | 1178 | $1,400 | $1.19 | 45d | 1 | 1.05mi |
| 2314 Pineview Dr Apt A Valdosta, GA | 2.0 | 1.0 | 940 | $900 | $0.96 | 45d | 1 | 1.08mi |
| 1609 Marion St Unit B Valdosta, GA | 2.0 | 1.0 | 945 | $895 | $0.95 | 22d | 1 | 1.09mi |
| 1730 Forsyth Pl Unit B Valdosta, GA | 3.0 | 3.0 | 1280 | $1,395 | $1.09 | 45d | 1 | 1.12mi |
Listing history 3 events
-
2026-06-01status $65,000 Pending 1 DOM
-
2026-05-31remarks 29-char remark
-
2026-05-31$65,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $734 · $61/mo
- Projected year-2 tax
- $734 · $61/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 10 unhealthy d/yr today · 11 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,098
- − Mortgage interest
- −$3,641
- − Property taxes
- −$734
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,208
- − Management
- −$1,208
- − Depreciation
- −$1,891
- Taxable income
- $6,091
- Est. tax owed @ 24.0%
- −$1,462
- After-tax cash flow
- $5,316/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Valdosta City
- NCES district ID
- 1305310
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $30,634
- Composite
- 14.79/100
- National rank
- #9388
- State rank
- #149 of 174 in GA
Livability — Valdosta
- Score
- 60/100
- State rank
- #392
- US rank
- #19544
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Valdosta, GA
- County
- Lowndes County · 107,801 people
- City population
- 91,859
- Metro
- Valdosta, GA
- Population (ZIP)
- 35,728
- Household income
- $56,939
- Rent vs Own
- Severe rent burden
- 2034.0
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 120,348 people
- By 2030
- 123,469 · +2.6%
- By 2040
- 128,482 · +6.8%
- By 2050
- 131,907 · +9.6%
- By 2075
- 139,080 · +15.6%
- By 2100
- 133,649 · +11.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 45% Black 42% Hispanic / Latino 7% Two or more races 5% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Italian 1% Slovak 1% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Lowndes
- 2024 margin
- R (+18.0) · D 40.8% · R 58.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
- All cycles
- 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -150.60%
- Current HPI
- 188.2012
- Rent YoY
- ▲ 4.19%
- Metro
- Valdosta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+271.4% since first listed5 events — show timeline
- 2026-05-31 Listed $65,000 SGMLS
- 1996-10-31 Sold (Public Records) $56,500 Public Records
- 1992-01-06 Sold (Public Records) $30,600 Public Records
- 1984-06-07 Sold (Public Records) $41,800 Public Records
- 1976-03-05 Sold (Public Records) $17,500 Public Records
Property tax history
+0.6%/yrLatest (2025): $734 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…