1734 N Euclid Ave · St. Louis, MO 63113

$59,900

4 bd · 1.0 ba · 1,734 sqft · SingleFamily public records · 144 Days on market

Built 1911 4,552 sqft lot $35/sqft · 57% above area

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +3.9/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0

Listing remarks MLS

Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

Key facts

• Generous footprint
• Urban access
• 4,552 sq ft lot

Tags

• SOLID BRICK-BUILT RESIDENCE
• IMMEDIATE INCOME POTENTIAL
• GENEROUS FOOTPRINT
• URBAN ACCESS

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $757 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $60k).
• Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
• Cap rate 21.5% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Nahed Chapman New American Aca (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 335 students, 99% FRL); Gateway Middle (math 0% / reading 8%, grade F, #389 of 391 statewide, top 100%, 506 students, 99% FRL); Sumner High (math 2% / reading 2%, grade F, #520 of 521 statewide, top 100%, 264 students, 99% FRL) — zoned schools average 99% FRL vs 80% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 58 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.1%/yr); year-one equity from $414 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-2.1% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 144 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $20k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $37k; list at $60k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1911 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $52,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1911 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.36% ✓
• Cap rate: 21.45%
• Cash-on-cash: 54.14%
• DSCR: 3.41
• GRM: 3.5

CMA / ARV

• ARV (median comp): $38,168
• List price: $59,900
• Delta: 56.94%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2504 N Euclid Ave N	0.19mi	3/1.0 (-1)	1,728 (-0%)	8mo	$19,900	$12	79
5069 Lotus Ave	0.33mi	4/1.5	1,734 (0%)	12mo	$34,700	$20	72
5071 Lotus Ave	0.34mi	3/1.0 (-1)	1,734 (0%)	14mo	$22,900	$13	68
4741 Greer Ave	0.62mi	3/2.0 (-1)	1,766 (+2%)	0mo	$10,000	$6	59
4743 Maffitt Ave	0.42mi	4/1.5	1,550 (-11%)	5mo	$154,900	$100	57
5041 Lotus Ave	0.28mi	4/1.5	1,500 (-14%)	10mo	$30,000	$20	54
5129 Maffitt Ave	0.50mi	4/1.0	1,632 (-6%)	16mo	$39,900	$24	53
1723 Marcus Ave	0.28mi	3/1.5 (-1)	1,564 (-10%)	15mo	$25,000	$16	52
5237 Wabada	0.52mi	3/1.0 (-1)	1,550 (-11%)	10mo	$20,000	$13	45
1524 Deer St	0.56mi	3/2.0 (-1)	1,646 (-5%)	14mo	$105,900	$64	44
4725 Maffitt Ave	0.44mi	3/1.5 (-1)	1,508 (-13%)	9mo	$45,000	$30	43
4816 Greer Ave	0.56mi	5/1.5 (+1)	1,574 (-9%)	14mo	$30,000	$19	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.14% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 53.3%
• Equity multiple: 3.42×
• Total profit: $40,646
• Equity at exit: $11,240

10-year hold

• IRR: 57.7%
• Equity multiple: 6.92×
• Total profit: $99,326
• Equity at exit: $9,233

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63113

• Home prices YoY: -2.0%
• Active inventory: 58
• Price-to-rent: 3.5×

Monthly cashflow live

• Estimated rent: $1,415 high
• Mortgage (P&I): −$314
• Tax from tax record: −$22 /mo · $267/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$297
• Net cashflow: $757

Break-even live

Break-even rent $457

Max offer price $59,900

Occupancy floor 42%

Sensitivity live

Price	-10% $791	-5% $774	+0% $757	+5% $740	+10% $723
Rent	-10% $645	-5% $701	+0% $757	+5% $813	+10% $868
Rate	-1.0pp $787	-0.5pp $772	base $757	+0.5pp $741	+1.0pp $725

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,975
• Closing costs: $1,797
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5096 Minerva Ave Unit C St. Louis, MO	3.0	1.0	1800	$1,395	$0.78	45d	1	0.52mi
5333 Patton Ave St. Louis, MO	3.0	1.5	1262	$1,250	$0.99	45d	1	0.64mi
5345 Wells Ave Unit 2ND St. Louis, MO	3.0	1.0	1127	$1,095	$0.97	25d	1	0.72mi
5223 Ashland Ave Unit 2 St. Louis, MO	3.0	1.0	2200	$1,450	$0.66	45d	1	0.86mi
5130 Kensington Ave Unit 1 St. Louis, MO	3.0	2.0	1200	$1,245	$1.04	25d	1	0.91mi
401 N Euclid Ave St. Louis, MO	3.0	1.0	1025	$1,875	$1.83	0d	4	1.08mi
4400 Delmar Blvd St. Louis, MO	3.0	1.0	1450	$1,600	$1.10	45d	1	1.10mi
4040 Shreve Ave Saint Louis, MO	3.0	1.0	1201	$1,250	$1.04	45d	1	1.18mi
4247 Maffitt Ave St. Louis, MO	3.0	1.5	1700	$1,000	$0.59	6d	1	1.18mi
5137 Waterman Blvd Apt 4 St. Louis, MO	3.0	2.0	1550	$1,700	$1.10	45d	1	1.22mi
5137 Waterman Blvd Apt 4 St. Louis, MO	3.0	2.0	1550	$1,700	$1.10	25d	1	1.22mi
5760 Theodosia Ave Saint Louis, MO	3.0	1.5	1702	$1,420	$0.83	25d	1	1.32mi
4390 McPherson Ave Saint Louis, MO	3.0	2.5	1500	$1,800	$1.20	0d	1	1.36mi

Listing history 24 events

1. 2026-06-21
   days on market $59,900 Active 144 DOM
2. 2026-06-18
   days on market $59,900 Active 141 DOM
3. 2026-06-17
   days on market $59,900 Active 140 DOM
4. 2026-06-16
   days on market $59,900 Active 139 DOM
5. 2026-06-15
   days on market $59,900 Active 138 DOM
6. 2026-06-13
   days on market $59,900 Active 136 DOM
7. 2026-06-09
   days on market $59,900 Active 132 DOM
8. 2026-06-08
   days on market $59,900 Active 131 DOM
9. 2026-06-08
   days on market $59,900 Active 130 DOM
10. 2026-06-05
    days on market $59,900 Active 127 DOM
11. 2026-06-03
    days on market $59,900 Active 126 DOM
12. 2026-06-02
    days on market $59,900 Active 125 DOM
13. 2026-06-01
    days on market $59,900 Active 124 DOM
14. 2026-05-31
    days on market $59,900 Active 123 DOM
15. 2026-05-14
    price $59,900 1172-char remark

    Show marketing remark (1172 chars)

    Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

16. 2026-05-01
    status Active 1172-char remark

    Show marketing remark (1172 chars)

    Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

17. 2026-04-15
    status Pending 1172-char remark

    Show marketing remark (1172 chars)

    Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

18. 2026-03-19
    price $69,900 1172-char remark

    Show marketing remark (1172 chars)

    Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

19. 2026-01-12
    listed $79,900 Active 1172-char remark

    Show marketing remark (1172 chars)

    Introducing a compelling investment opportunity in the heart of St. Louis, a solid brick-built residence on a 4,550 sq ft lot with approximately 1,734 sq ft of interior space and one full bath. Conveniently located in a well-established area with easy access to nearby neighborhoods and city amenities, this property presents a blank canvas for the savvy buyer or investor ready to create value. Currently rented, this home offers immediate income potential while you plan and prepare for your next steps. The generous footprint and classic structure provide flexibility for a range of possibilities, from holding as a long-term rental to repositioning through renovation (as-is sale). Situated near existing residential and commercial corridors, this property benefits from urban access and the rhythm of a vibrant city setting. With solid bones and a desirable footprint, 1734 Euclid Ave is an ideal choice for those looking to add a strategic asset to their portfolio. Don’t miss out on this value-driven opportunity; bring your vision and capitalize on the potential here at 1734 Euclid Ave! Information pulled from various sources. Buyer to verify all MLS data.

20. 2021-06-24
    soldstatus
21. 2005-07-20
    soldstatus $37,000
22. 2000-09-25
    soldstatus
23. 1997-02-05
    soldstatus
24. 1990-04-20
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $267 · $22/mo
• Projected year-2 tax: $581 · $48/mo
• Expected delta: +$314/yr (+$26/mo · 117.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,983
• − Mortgage interest: −$3,355
• − Property taxes: −$267
• − Insurance: −$300
• − Repairs & maintenance: −$1,359
• − Management: −$1,359
• − Depreciation: −$1,743
• Taxable income: $8,601
• Est. tax owed @ 24.0%: −$2,064
• After-tax cash flow: $7,016/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• City population: 283,259
• Population (ZIP): 11,610

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 6% Two or more races 2% Hispanic / Latino 1%
• Foreign-born: 2% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.14%
• Current HPI: 107.1335
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+199.5% since first listed

10 events — show timeline

• 2026-05-14 Price Changed $59,900 MARIS as Distributed by MLS Grid
• 2026-05-01 Relisted — MARIS as Distributed by MLS Grid
• 2026-04-15 Pending — MARIS as Distributed by MLS Grid
• 2026-03-19 Price Changed $69,900 MARIS as Distributed by MLS Grid
• 2026-01-12 Listed $79,900 MARIS as Distributed by MLS Grid
• 2021-06-24 Sold (Public Records) — Public Records
• 2005-07-20 Sold (Public Records) $37,000 Public Records
• 2000-09-25 Sold (Public Records) — Public Records
• 1997-02-05 Sold (Public Records) — Public Records
• 1990-04-20 Sold (Public Records) $20,000 Public Records

Property tax history

-2.7%/yr

Latest (2024): $267 · +4.6% YoY. Source: county tax records.