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25 Quails Run Blvd
A- Composite 80.37
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.9/10.0
  • Schools +6.6/10.0
  • Rent growth +4.8/5.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Appreciation +0.0/10.0

$194,900

25 Quails Run Blvd · Englewood, FL 34223
2 bd · 2.0 ba · 946 sqft · Townhouse · 261 Days on market
Built 1982 Good condition $206/sqft · 47% below area Est $368k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this tranquil Quails Run Condo.

Key facts

  • Cable
  • Water
  • Balconies

Tags

BALCONIESLANAICOURTYARDPOOLCABLEWATER

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $195k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $211 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $195k).
  • Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 3.4% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
  • Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Englewood Elementary School (math 65% / reading 66%, grade B+, #500 of 2,144 statewide, top 24%, 587 students, 52% FRL).
  • Market conditions: Rents rising fast (+9.0%/yr); 773 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $55k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 261 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 261 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
10.22%
Cash-on-cash
14.03%
DSCR
1.62
GRM
6.5

CMA / ARV

ARV (median comp)
$368,007
List price
$194,900
Delta
-47.04%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1401 S Mccall Rd Unit 303A 1.04mi 2/2.0 1,093 (+16%) 1mo $269,000 $246 39
53 W Bay Heights Ave #205 0.75mi 2/2.0 1,116 (+18%) 4mo $290,000 $260 37
1401 S Mccall Rd #101 1.02mi 2/2.0 1,093 (+16%) 6mo $220,000 $201 35
1401 S Mccall Rd Unit 201 B 1.04mi 2/2.0 1,093 (+16%) 10mo $320,000 $293 32
1401 S Mccall Rd Unit 205B 1.04mi 2/2.0 1,093 (+16%) 11mo $305,000 $279 31
1401 S Mccall Rd Unit A 305 1.04mi 2/2.0 1,093 (+16%) 17mo $295,000 $270 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-2.1%
Equity multiple
0.92×
Total profit
$-4,545
Equity at exit
$29,060
10-year hold
IRR
13.4%
Equity multiple
2.37×
Total profit
$75,025
Equity at exit
$16,851

Cash invested: $54,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
12 active · 3 under contract
Months of supply
72.0 mo (1%/mo absorbed)
Median asking
$159,900 ($159/sqft)
Median days on market
180 d
This list price
92% of active listings are priced below it
ARV vs active asking
+144.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34223

Home prices YoY
-34.2%
Rents YoY
9.0%
Active inventory
773
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$2,512 medium interval (Pro) →
Mortgage (P&I)
$1,022
Tax est. 1.5%
$244 /mo · $2,924/yr
Insurance
$81
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$528
Net cashflow
$211

Break-even live

Break-even rent $2,245
Max offer price $194,900
Occupancy floor 87%

Sensitivity live

Price -10% $346 -5% $279 +0% $211 +5% $144 +10% $77
Rent -10% $13 -5% $112 +0% $211 +5% $311 +10% $410
Rate -1.0pp $309 -0.5pp $261 base $211 +0.5pp $161 +1.0pp $109

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,725
Closing costs
$5,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1210 S Maryknoll Rd Englewood, FL 2.0 2.0 1063 $2,600 $2.45 70d 1 0.96mi
1401 S McCall Rd Unit 301A Englewood, FL 2.0 2.0 1093 $3,300 $3.02 70d 1 1.05mi
1435 New Point Comfort Rd Unit B Englewood, FL 1.0 1.0 744 $1,520 $2.04 70d 1 1.29mi
5041 N Beach Rd Unit 3-A Englewood, FL 2.0 1.0 864 $3,000 $3.47 70d 1 1.49mi

Listing history 48 events

  1. 2026-08-08
    days on market $194,900 Active 261 DOM
  2. 2026-08-07
    days on market $194,900 Active 260 DOM
  3. 2026-08-06
    days on market $194,900 Active 259 DOM
  4. 2026-08-05
    days on market $194,900 Active 258 DOM
  5. 2026-08-04
    days on market $194,900 Active 257 DOM
  6. 2026-08-03
    days on market $194,900 Active 256 DOM
  7. 2026-07-30
    days on market $194,900 Active 251 DOM
  8. 2026-07-24
    days on market $194,900 Active 246 DOM
  9. 2026-07-23
    days on market $194,900 Active 245 DOM
  10. 2026-07-22
    days on market $194,900 Active 244 DOM
  11. 2026-07-21
    days on market $194,900 Active 243 DOM
  12. 2026-07-20
    days on market $194,900 Active 242 DOM
  13. 2026-07-18
    days on market $194,900 Active 239 DOM
  14. 2026-07-16
    days on market $194,900 Active 238 DOM
  15. 2026-07-15
    days on market $194,900 Active 237 DOM
  16. 2026-07-13
    days on market $194,900 Active 235 DOM
  17. 2026-07-13
    days on market $194,900 Active 234 DOM
  18. 2026-07-11
    days on market $194,900 Active 233 DOM
  19. 2026-07-10
    days on market $194,900 Active 232 DOM
  20. 2026-07-09
    days on market $194,900 Active 231 DOM
  21. 2026-07-07
    days on market $194,900 Active 229 DOM
  22. 2026-07-06
    days on market $194,900 Active 228 DOM
  23. 2026-07-05
    days on market $194,900 Active 227 DOM
  24. 2026-07-03
    days on market $194,900 Active 225 DOM
  25. 2026-07-02
    days on market $194,900 Active 224 DOM
  26. 2026-07-01
    days on market $194,900 Active 223 DOM
  27. 2026-06-30
    days on market $194,900 Active 222 DOM
  28. 2026-06-29
    days on market $194,900 Active 221 DOM
  29. 2026-06-28
    days on market $194,900 Active 220 DOM
  30. 2026-06-27
    days on market $194,900 Active 219 DOM
  31. 2026-06-27
    days on market $194,900 Active 218 DOM
  32. 2026-06-25
    days on market $194,900 Active 216 DOM
  33. 2026-06-22
    days on market $194,900 Active 214 DOM
  34. 2026-06-21
    days on market $194,900 Active 213 DOM
  35. 2026-06-18
    days on market $194,900 Active 210 DOM
  36. 2026-06-17
    days on market $194,900 Active 209 DOM
  37. 2026-06-15
    days on market $194,900 Active 207 DOM
  38. 2026-06-13
    days on market $194,900 Active 205 DOM
  39. 2026-06-13
    days on market $194,900 Active 204 DOM
  40. 2026-06-10
    days on market $194,900 Active 202 DOM
  41. 2026-06-09
    days on market $194,900 Active 201 DOM
  42. 2026-06-08
    days on market $194,900 Active 199 DOM
  43. 2026-06-05
    days on market $194,900 Active 196 DOM
  44. 2026-06-03
    days on market $194,900 Active 195 DOM
  45. 2026-06-02
    days on market $194,900 Active 194 DOM
  46. 2026-06-01
    days on market $194,900 Active 193 DOM
  47. 2026-05-31
    days on market $194,900 Active 192 DOM
  48. 2025-11-20
    listed $194,900 Active 415-char remark
    Show marketing remark (415 chars)

    Welcome to this tranquil Quails Run Condo. Fully updated 2/2 Upper with Balconies and a Lanai over looking the courtyard, 55+ community, New Flooring, lighting/ ceiling fans, Kitchen counters and cabinets, Bathroom counters and cabinets, Roof and water heater 2023, 6 minutes to Englewood Beach and Historic Dearborn Street, HOA includes Pool, Cable, Water, Exterior maintenance plus lawn care, storage, and parking

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 74% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,149
− Mortgage interest
−$10,917
− Property taxes
−$2,924
− Insurance
−$6,093
− Repairs & maintenance
−$2,412
− Management
−$2,412
− Depreciation
−$5,670
Taxable loss
−$279
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$67
After-tax cash flow
$2,603/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab Est. rehab $4,730–$14,190 screening

This fully updated 2/2 Upper condo is move-in ready with new flooring, updated kitchen and bathrooms, and a new roof and water heater. It offers a tranquil living experience with a balcony and a lanai overlooking the courtyard.

Value-add opportunities

  • Both landscaping — improves curb appeal and enhances property value
  • Both painting — refreshes interior and exterior spaces
  • Both landscaping — enhances curb appeal and property value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 66/100

Zoned Schools

Elementary Englewood Elementary School B+ FL #500/2,144 Nat'l #5,011/41,679

Schools (NCES district)

District
Sarasota
NCES district ID
1201680
Math proficiency
63% ▼ -8.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$51,167
Composite
53.68/100
National rank
#1428
State rank
#7 of 73 in FL
B Composite livability gradescore 73/100

Livability — Englewood

Score
73/100
State rank
#321
US rank
#5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Englewood, FL
County
Sarasota County · 452,380 people
City population
35,420
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
19,884
Household income
$76,016
Rent vs Own
12.5% rent · 87.5% own
Severe rent burden
15% of renters

Population outlook (Sarasota County) Hauer SSP2

Today (2025)
452,380 people
By 2030
474,175 · +4.8%
By 2040
511,577 · +13.1%
By 2050
541,467 · +19.7%
By 2075
604,947 · +33.7%
By 2100
621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 3% Hispanic / Latino 3% Asian 1%
Common ancestry
Romanian 7% Lithuanian 4% Iranian 2%
Foreign-born
9% · Canada
Languages at home
94% English-only · German/W. Germanic 2% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Sarasota

2024 margin
R (+18.2) · D 40.5% · R 58.7%
2008→2024 swing
-18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
All cycles
2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-11-20 Listed $194,900 ForSaleByOwner.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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