25 Quails Run Blvd · Englewood, FL
Flood risk 7/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.2/30.0
- ARV discount +15.0/15.0
- DSCR +7.1/10.0
- Schools +6.6/10.0
- 1% rule +5.8/10.0
- Rent growth +4.8/5.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- Appreciation +0.0/10.0
$194,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this tranquil Quails Run Condo.
Key facts
- Cable
- Water
- Balconies
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $195k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $179k (8.1% below list).
- Meets the 1% rule at list price ($2k rent vs $195k).
- Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 3.6% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Englewood Elementary School (math 65% / reading 66%, grade B+, #500 of 2,144 statewide, top 24%, 587 students, 52% FRL).
- Market conditions: Rents rising fast (+9.0%/yr); 901 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 33% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 353 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 353 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.25%
- Cash-on-cash
- 6.98%
- DSCR
- 1.31
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $365,625
- List price
- $194,900
- Delta
- -46.69%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1401 S Mccall Rd Unit 104B | 1.04mi | 2/2.0 | 1,093 (+16%) | 1mo | $230,000 | $210 | 39 |
| 1401 S Mccall Rd Unit 303A | 1.04mi | 2/2.0 | 1,093 (+16%) | 4mo | $269,000 | $246 | 37 |
| 53 W Bay Heights Ave #205 | 0.75mi | 2/2.0 | 1,116 (+18%) | 7mo | $290,000 | $260 | 34 |
| 1401 S Mccall Rd #101 | 1.02mi | 2/2.0 | 1,093 (+16%) | 9mo | $220,000 | $201 | 32 |
| 1401 S Mccall Rd Unit 201 B | 1.04mi | 2/2.0 | 1,093 (+16%) | 13mo | $320,000 | $293 | 29 |
| 1401 S Mccall Rd Unit 205B | 1.04mi | 2/2.0 | 1,093 (+16%) | 14mo | $305,000 | $279 | 28 |
| 1401 S Mccall Rd Unit A 305 | 1.04mi | 2/2.0 | 1,093 (+16%) | 20mo | $295,000 | $270 | 23 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -13.0%
- Equity multiple
- 0.50×
- Total profit
- $-27,093
- Equity at exit
- $29,060
- IRR
- 3.8%
- Equity multiple
- 1.35×
- Total profit
- $19,344
- Equity at exit
- $16,851
Cash invested: $54,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 11 active · 6 under contract
- Median asking
- $159,900 ($168/sqft)
- Median days on market
- 153 d
- This list price
- 82% of active listings are priced below it
- ARV vs active asking
- +130.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34223
- Home prices YoY
- -34.2%
- Rents YoY
- 9.0%
- Active inventory
- 901
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,107 high interval (Pro) →
- Mortgage (P&I)
- −$1,022
- Tax est. 1.5%
- −$244 /mo · $2,924/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$442
- Net cashflow
- $-109
Break-even live
Sensitivity live
| Price | -10% $26 | -5% $-42 | +0% $-109 | +5% $-176 | +10% $-244 |
|---|---|---|---|---|---|
| Rent | -10% $-275 | -5% $-192 | +0% $-109 | +5% $-26 | +10% $57 |
| Rate | -1.0pp $-11 | -0.5pp $-59 | base $-109 | +0.5pp $-159 | +1.0pp $-211 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,725
- Closing costs
- $5,847
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12 Quails Run Blvd #12 Englewood, FL | 2.0 | 2.0 | 925 | $2,400 | $2.59 | 2d | 1 | 0.13mi |
| 640 Harvey St Englewood, FL | 2.0 | 2.0 | 1059 | $1,450 | $1.37 | 10d | 1 | 0.23mi |
| 635 Harvey St Englewood, FL | 2.0 | 2.0 | 1100 | $1,650 | $1.50 | 10d | 1 | 0.24mi |
| 653 Harvey St Englewood, FL | 2.0 | 2.0 | 982 | $1,600 | $1.63 | 10d | 1 | 0.27mi |
| 655 Harvey St Englewood, FL | 2.0 | 2.0 | 982 | $1,600 | $1.63 | 10d | 1 | 0.27mi |
| 307 Pine Hollow Cir #307 Englewood, FL | 2.0 | 2.0 | 1112 | $3,900 | $3.51 | 10d | 1 | 0.31mi |
| 307 Pine Hollow Cir Englewood, FL | 2.0 | 2.0 | 1112 | $3,750 | $3.37 | 10d | 1 | 0.31mi |
| 511 Pine Hollow Cir #511 Englewood, FL | 2.0 | 2.0 | 1112 | $1,950 | $1.75 | 43d | 1 | 0.34mi |
| 73 2nd Ave Englewood, FL | 1.0 | 1.0 | 550 | $1,300 | $2.36 | 10d | 1 | 0.36mi |
| 40 W Cowles St Apt B Englewood, FL | 1.0 | 1.0 | 560 | $1,125 | $2.01 | 10d | 1 | 0.41mi |
| 130 Virginia Ct Englewood, FL | 2.0 | 2.0 | 1064 | $1,900 | $1.79 | 23d | 1 | 0.44mi |
| 787 Liberty St Englewood, FL | 2.0 | 1.0 | 957 | $2,900 | $3.03 | 10d | 1 | 0.46mi |
| 50 Euclid Ave Englewood, FL | 2.0 | 1.5 | 780 | $1,800 | $2.31 | 43d | 1 | 0.47mi |
| 797 Michigan Ave Englewood, FL | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 10d | 1 | 0.48mi |
| 60 French Ave Englewood, FL | 2.0 | 1.0 | 1102 | $1,600 | $1.45 | 31d | 1 | 0.52mi |
| 60 French Ave Englewood, FL | 2.0 | 1.0 | 1102 | $1,600 | $1.45 | 10d | 1 | 0.52mi |
| 104 S New York Ave Unit NY-108 Englewood, FL | 1.0 | 1.0 | 574 | $1,295 | $2.26 | 43d | 1 | 0.53mi |
| 26 French Ave Englewood, FL | 1.0 | 1.0 | 840 | $2,300 | $2.74 | 10d | 1 | 0.56mi |
| 1210 S Maryknoll Rd Englewood, FL | 2.0 | 2.0 | 1063 | $2,600 | $2.45 | 162d | 1 | 0.96mi |
| 1401 S McCall Rd Unit 301A Englewood, FL | 2.0 | 2.0 | 1093 | $3,300 | $3.02 | 162d | 1 | 1.05mi |
| 1401 S McCall Rd Englewood, FL | 2.0 | 2.0 | 1093 | $3,150 | $2.88 | 51d | 2 | 1.06mi |
| 1435 New Point Comfort Rd Unit B Englewood, FL | 1.0 | 1.0 | 744 | $1,520 | $2.04 | 162d | 1 | 1.29mi |
| 255 Pineapple St Unit 3 Englewood, FL | 1.0 | 1.0 | 650 | $1,325 | $2.04 | 2d | 1 | 1.31mi |
| 255 Pineapple St Unit 3 Englewood, FL | 1.0 | 1.0 | 650 | $1,325 | $2.04 | 10d | 1 | 1.31mi |
| 275 Pineapple St Unit B Englewood, FL | 1.0 | 1.0 | 650 | $1,325 | $2.04 | 10d | 1 | 1.32mi |
| 5041 N Beach Rd Unit 3-A Englewood, FL | 2.0 | 1.0 | 864 | $3,000 | $3.47 | 162d | 1 | 1.49mi |
| 5041 N Beach Rd Unit 1B Englewood, FL | 2.0 | 1.0 | 800 | $3,500 | $4.38 | 26d | 1 | 1.49mi |
Listing history 50 events
-
2026-11-08days on market $194,900 Active 353 DOM
-
2026-11-07days on market $194,900 Active 352 DOM
-
2026-11-06days on market $194,900 Active 351 DOM
-
2026-11-05days on market $194,900 Active 350 DOM
-
2026-11-04days on market $194,900 Active 349 DOM
-
2026-11-02days on market $194,900 Active 347 DOM
-
2026-11-01days on market $194,900 Active 346 DOM
-
2026-10-31days on market $194,900 Active 345 DOM
-
2026-10-30days on market $194,900 Active 344 DOM
-
2026-10-29days on market $194,900 Active 343 DOM
-
2026-10-28days on market $194,900 Active 342 DOM
-
2026-10-27days on market $194,900 Active 341 DOM
-
2026-10-26days on market $194,900 Active 340 DOM
-
2026-10-25days on market $194,900 Active 339 DOM
-
2026-10-24days on market $194,900 Active 338 DOM
-
2026-10-23days on market $194,900 Active 337 DOM
-
2026-10-22days on market $194,900 Active 336 DOM
-
2026-10-21days on market $194,900 Active 335 DOM
-
2026-10-20days on market $194,900 Active 334 DOM
-
2026-10-19days on market $194,900 Active 333 DOM
-
2026-10-18days on market $194,900 Active 332 DOM
-
2026-10-17days on market $194,900 Active 331 DOM
-
2026-10-16days on market $194,900 Active 330 DOM
-
2026-10-15days on market $194,900 Active 329 DOM
-
2026-10-14days on market $194,900 Active 328 DOM
-
2026-10-13days on market $194,900 Active 327 DOM
-
2026-10-12days on market $194,900 Active 326 DOM
-
2026-10-11days on market $194,900 Active 325 DOM
-
2026-10-10days on market $194,900 Active 324 DOM
-
2026-10-09days on market $194,900 Active 323 DOM
-
2026-10-08days on market $194,900 Active 322 DOM
-
2026-10-07days on market $194,900 Active 321 DOM
-
2026-10-05days on market $194,900 Active 319 DOM
-
2026-10-04days on market $194,900 Active 318 DOM
-
2026-10-03days on market $194,900 Active 317 DOM
-
2026-10-02days on market $194,900 Active 316 DOM
-
2026-10-01days on market $194,900 Active 315 DOM
-
2026-09-30days on market $194,900 Active 314 DOM
-
2026-09-29days on market $194,900 Active 313 DOM
-
2026-09-28days on market $194,900 Active 312 DOM
-
2026-09-27days on market $194,900 Active 311 DOM
-
2026-09-25days on market $194,900 Active 309 DOM
-
2026-09-24days on market $194,900 Active 308 DOM
-
2026-09-23days on market $194,900 Active 307 DOM
-
2026-09-22days on market $194,900 Active 306 DOM
-
2026-09-20days on market $194,900 Active 304 DOM
-
2026-09-18days on market $194,900 Active 302 DOM
-
2026-09-17days on market $194,900 Active 301 DOM
-
2026-09-16days on market $194,900 Active 300 DOM
-
2026-09-15days on market $194,900 Active 299 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone AE · 74% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,283
- − Mortgage interest
- −$10,917
- − Property taxes
- −$2,924
- − Insurance
- −$6,093
- − Repairs & maintenance
- −$2,023
- − Management
- −$2,023
- − Depreciation
- −$5,670
- Taxable loss
- −$4,366
- Est. tax savings @ 24.0%
- +$1,048
- After-tax cash flow
- $-260/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 11 photos
This fully updated 2/2 Upper condo is move-in ready with new flooring, updated kitchen and bathrooms, and a new roof and water heater. It offers a tranquil living experience with a balcony and a lanai overlooking the courtyard.
Value-add opportunities
- Both landscaping — improves curb appeal and enhances property value ↑
- Both painting — refreshes interior and exterior spaces ↑
- Both landscaping — enhances curb appeal and property value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Englewood
- Score
- 73/100
- State rank
- #321
- US rank
- #5655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Englewood, FL
- County
- Sarasota County · 452,380 people
- City population
- 35,420
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 19,884
- Household income
- $76,016
- Rent vs Own
- Severe rent burden
- 15% of renters
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 3% Hispanic / Latino 3% Asian 1%
- Languages at home
- 94% English-only · German/W. Germanic 2% Spanish 1% Other Indo-European 1%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -146.26%
- Current HPI
- 281.0529
- Rent YoY
- ▲ 9.02%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
1 event — show timeline
- 2025-11-20 Listed $194,900 ForSaleByOwner.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…