25 Quails Run Blvd · Englewood, FL
Flood risk 7/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.5/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Schools +6.6/10.0
- Rent growth +4.8/5.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- Appreciation +0.0/10.0
$194,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this tranquil Quails Run Condo.
Key facts
- Cable
- Water
- Balconies
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $195k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $211 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $195k).
- Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 3.4% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Englewood Elementary School (math 65% / reading 66%, grade B+, #500 of 2,144 statewide, top 24%, 587 students, 52% FRL).
- Market conditions: Rents rising fast (+9.0%/yr); 773 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 40% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $55k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 261 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 261 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.22%
- Cash-on-cash
- 14.03%
- DSCR
- 1.62
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $368,007
- List price
- $194,900
- Delta
- -47.04%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1401 S Mccall Rd Unit 303A | 1.04mi | 2/2.0 | 1,093 (+16%) | 1mo | $269,000 | $246 | 39 |
| 53 W Bay Heights Ave #205 | 0.75mi | 2/2.0 | 1,116 (+18%) | 4mo | $290,000 | $260 | 37 |
| 1401 S Mccall Rd #101 | 1.02mi | 2/2.0 | 1,093 (+16%) | 6mo | $220,000 | $201 | 35 |
| 1401 S Mccall Rd Unit 201 B | 1.04mi | 2/2.0 | 1,093 (+16%) | 10mo | $320,000 | $293 | 32 |
| 1401 S Mccall Rd Unit 205B | 1.04mi | 2/2.0 | 1,093 (+16%) | 11mo | $305,000 | $279 | 31 |
| 1401 S Mccall Rd Unit A 305 | 1.04mi | 2/2.0 | 1,093 (+16%) | 17mo | $295,000 | $270 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -2.1%
- Equity multiple
- 0.92×
- Total profit
- $-4,545
- Equity at exit
- $29,060
- IRR
- 13.4%
- Equity multiple
- 2.37×
- Total profit
- $75,025
- Equity at exit
- $16,851
Cash invested: $54,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 12 active · 3 under contract
- Months of supply
- 72.0 mo (1%/mo absorbed)
- Median asking
- $159,900 ($159/sqft)
- Median days on market
- 180 d
- This list price
- 92% of active listings are priced below it
- ARV vs active asking
- +144.6% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34223
- Home prices YoY
- -34.2%
- Rents YoY
- 9.0%
- Active inventory
- 773
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $2,512 medium interval (Pro) →
- Mortgage (P&I)
- −$1,022
- Tax est. 1.5%
- −$244 /mo · $2,924/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$528
- Net cashflow
- $211
Break-even live
Sensitivity live
| Price | -10% $346 | -5% $279 | +0% $211 | +5% $144 | +10% $77 |
|---|---|---|---|---|---|
| Rent | -10% $13 | -5% $112 | +0% $211 | +5% $311 | +10% $410 |
| Rate | -1.0pp $309 | -0.5pp $261 | base $211 | +0.5pp $161 | +1.0pp $109 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,725
- Closing costs
- $5,847
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1210 S Maryknoll Rd Englewood, FL | 2.0 | 2.0 | 1063 | $2,600 | $2.45 | 70d | 1 | 0.96mi |
| 1401 S McCall Rd Unit 301A Englewood, FL | 2.0 | 2.0 | 1093 | $3,300 | $3.02 | 70d | 1 | 1.05mi |
| 1435 New Point Comfort Rd Unit B Englewood, FL | 1.0 | 1.0 | 744 | $1,520 | $2.04 | 70d | 1 | 1.29mi |
| 5041 N Beach Rd Unit 3-A Englewood, FL | 2.0 | 1.0 | 864 | $3,000 | $3.47 | 70d | 1 | 1.49mi |
Listing history 48 events
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2026-08-08days on market $194,900 Active 261 DOM
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2026-08-07days on market $194,900 Active 260 DOM
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2026-08-06days on market $194,900 Active 259 DOM
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2026-08-05days on market $194,900 Active 258 DOM
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2026-08-04days on market $194,900 Active 257 DOM
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2026-08-03days on market $194,900 Active 256 DOM
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2026-07-30days on market $194,900 Active 251 DOM
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2026-07-24days on market $194,900 Active 246 DOM
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2026-07-23days on market $194,900 Active 245 DOM
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2026-07-22days on market $194,900 Active 244 DOM
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2026-07-21days on market $194,900 Active 243 DOM
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2026-07-20days on market $194,900 Active 242 DOM
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2026-07-18days on market $194,900 Active 239 DOM
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2026-07-16days on market $194,900 Active 238 DOM
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2026-07-15days on market $194,900 Active 237 DOM
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2026-07-13days on market $194,900 Active 235 DOM
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2026-07-13days on market $194,900 Active 234 DOM
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2026-07-11days on market $194,900 Active 233 DOM
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2026-07-10days on market $194,900 Active 232 DOM
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2026-07-09days on market $194,900 Active 231 DOM
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2026-07-07days on market $194,900 Active 229 DOM
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2026-07-06days on market $194,900 Active 228 DOM
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2026-07-05days on market $194,900 Active 227 DOM
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2026-07-03days on market $194,900 Active 225 DOM
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2026-07-02days on market $194,900 Active 224 DOM
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2026-07-01days on market $194,900 Active 223 DOM
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2026-06-30days on market $194,900 Active 222 DOM
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2026-06-29days on market $194,900 Active 221 DOM
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2026-06-28days on market $194,900 Active 220 DOM
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2026-06-27days on market $194,900 Active 219 DOM
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2026-06-27days on market $194,900 Active 218 DOM
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2026-06-25days on market $194,900 Active 216 DOM
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2026-06-22days on market $194,900 Active 214 DOM
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2026-06-21days on market $194,900 Active 213 DOM
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2026-06-18days on market $194,900 Active 210 DOM
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2026-06-17days on market $194,900 Active 209 DOM
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2026-06-15days on market $194,900 Active 207 DOM
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2026-06-13days on market $194,900 Active 205 DOM
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2026-06-13days on market $194,900 Active 204 DOM
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2026-06-10days on market $194,900 Active 202 DOM
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2026-06-09days on market $194,900 Active 201 DOM
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2026-06-08days on market $194,900 Active 199 DOM
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2026-06-05days on market $194,900 Active 196 DOM
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2026-06-03days on market $194,900 Active 195 DOM
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2026-06-02days on market $194,900 Active 194 DOM
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2026-06-01days on market $194,900 Active 193 DOM
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2026-05-31days on market $194,900 Active 192 DOM
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2025-11-20$194,900 Active 415-char remark
Show marketing remark (415 chars)
Welcome to this tranquil Quails Run Condo. Fully updated 2/2 Upper with Balconies and a Lanai over looking the courtyard, 55+ community, New Flooring, lighting/ ceiling fans, Kitchen counters and cabinets, Bathroom counters and cabinets, Roof and water heater 2023, 6 minutes to Englewood Beach and Historic Dearborn Street, HOA includes Pool, Cable, Water, Exterior maintenance plus lawn care, storage, and parking
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone AE · 74% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,149
- − Mortgage interest
- −$10,917
- − Property taxes
- −$2,924
- − Insurance
- −$6,093
- − Repairs & maintenance
- −$2,412
- − Management
- −$2,412
- − Depreciation
- −$5,670
- Taxable loss
- −$279
- Est. tax savings @ 24.0%
- +$67
- After-tax cash flow
- $2,603/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 11 photos
This fully updated 2/2 Upper condo is move-in ready with new flooring, updated kitchen and bathrooms, and a new roof and water heater. It offers a tranquil living experience with a balcony and a lanai overlooking the courtyard.
Value-add opportunities
- Both landscaping — improves curb appeal and enhances property value ↑
- Both painting — refreshes interior and exterior spaces ↑
- Both landscaping — enhances curb appeal and property value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Englewood
- Score
- 73/100
- State rank
- #321
- US rank
- #5655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Englewood, FL
- County
- Sarasota County · 452,380 people
- City population
- 35,420
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 19,884
- Household income
- $76,016
- Rent vs Own
- Severe rent burden
- 15% of renters
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 3% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Romanian 7% Lithuanian 4% Iranian 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 94% English-only · German/W. Germanic 2% Spanish 1% Other Indo-European 1%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -146.26%
- Current HPI
- 281.0529
- Rent YoY
- ▲ 9.02%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2025-11-20 Listed $194,900 ForSaleByOwner.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…