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C- Composite 53.75
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • ARV discount +10.1/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.3/10.0
  • Schools +3.7/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,500

None · Cascade, ID 83611
1 bd · 1.0 ba · 655 sqft · Manufactured · 128 Days on market
Built 1997 1,742 sqft lot Est $212k · 6% under ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy a true vacation—without the work! This well-maintained park model home in Leisure Time offers the perfect low-maintenance getaway. With 799 sq ft (including the covered deck), you'll enjoy both comfort and convenience in this thoughtfully designed space that sleeps six. The 2x6 quality construction addition provides extra room and durability, while central air and forced gas heat (FGH) keep you comfortable year-round. Leisure Time community amenities include a seasonal indoor pool, picnic pavilion, laundry facilities, walking paths, and close proximity to downtown, Cascade Reservoir and the Payette River. HOA dues cover water, sewer, and trash, making ownership even easier. Lot

Key facts

  • Covered deck
  • Picnic pavilion
  • Seasonal indoor pool

Tags

PARK MODEL HOMECOVERED DECKQUALITY CONSTRUCTION ADDITIONSEASONAL INDOOR POOLPICNIC PAVILIONWALKING PATHS

Property features AI

Finance

  • HOA & community: Homeowners association; Community pool

Exterior

  • Utilities: Public water; Public sewer; Underground electric
  • Home design: Manufactured home; One story; Leisure Time RV Park 1 (subdivision)
  • Construction: Frame with vinyl siding; Composition roof; Pillar/post/pier foundation; Made by Chariot Eagle; Built by Solotky
  • Exterior features: Level lot; Waterfront access with pond and lake privileges; Community pool

Interior

  • Kitchen: Range; Oven; Microwave; Refrigerator
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Propane heating; Central air conditioning
  • Interior features: Window treatments; Satellite dish; Fuel tank(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $246 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 3.6% in Cascade — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#116 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: employment C-, schools D, amenities F.
  • Cascade District (rural): math 35% / reading 45% proficiency, ranked #94 of 133 in ID (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 406 active listings in the ZIP; 250 units permitted in Valley County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Valley County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
Recommended offer $175,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.77%
Cash-on-cash
5.29%
DSCR
1.24
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$211,565
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25 & 27 C St 0.12mi 1/1.0 650 (-1%) 8mo $210,000 $323 86

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.1%
Equity multiple
0.70×
Total profit
$-16,625
Equity at exit
$29,746
10-year hold
IRR
1.5%
Equity multiple
1.10×
Total profit
$5,828
Equity at exit
$17,249

Cash invested: $55,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83611

Home prices YoY
-27.9%
Active inventory
406
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,057 medium interval (Pro) →
Mortgage (P&I)
$1,046
Tax est. 1.5%
$249 /mo · $2,992/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$432
Net cashflow
$246

Break-even live

Break-even rent $1,745
Max offer price $199,500
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,875
Closing costs
$5,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-18
    days on market $199,500 Active 128 DOM
  2. 2026-06-17
    days on market $199,500 Active 127 DOM
  3. 2026-06-16
    days on market $199,500 Active 126 DOM
  4. 2026-06-15
    days on market $199,500 Active 125 DOM
  5. 2026-06-13
    days on market $199,500 Active 123 DOM
  6. 2026-06-12
    days on market $199,500 Active 122 DOM
  7. 2026-06-09
    days on market $199,500 Active 119 DOM
  8. 2026-06-08
    days on market $199,500 Active 118 DOM
  9. 2026-06-07
    days on market $199,500 Active 117 DOM
  10. 2026-06-04
    days on market $199,500 Active 113 DOM
  11. 2026-06-02
    days on market $199,500 Active 112 DOM
  12. 2026-06-01
    days on market $199,500 Active 111 DOM
  13. 2026-05-31
    days on market $199,500 Active 110 DOM
  14. 2026-05-31
    days on market $199,500 Active 109 DOM
  15. 2026-05-23
    price $199,500
  16. 2026-05-13
    price $218,900
  17. 2026-03-24
    price $218,999
  18. 2026-02-10
    listed $229,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,680
− Mortgage interest
−$11,175
− Property taxes
−$2,992
− Insurance
−$998
− Repairs & maintenance
−$1,974
− Management
−$1,974
− Depreciation
−$5,804
Taxable loss
−$238
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$57
After-tax cash flow
$3,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cascade District
NCES district ID
1600630
Math proficiency
35% ▲ 5.00%
Reading proficiency
45% ▬ 0.00%
Median HH income
$49,227
Composite
36.83/100
National rank
#9162
State rank
#94 of 133 in ID

Livability — Cascade

Score
66/100
State rank
#116
US rank
#12378

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cascade, ID
Population (ZIP)
2,997

Population outlook (Valley County) Hauer SSP2

Today (2025)
10,964 people
By 2030
11,279 · +2.9%
By 2040
11,584 · +5.7%
By 2050
11,754 · +7.2%
By 2075
12,246 · +11.7%
By 2100
11,948 · +9.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Hispanic / Latino 7% Two or more races 6%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 7% Dutch 6% Portuguese 5%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Valley

2024 margin
R (+18.6) · D 39.6% · R 58.2% · Other 2.2%
2008→2024 swing
-11.6pp toward R · 2008: -6.9pp · 2024: -18.6pp
All cycles
2024: R+18.6 2020: R+13.7 2016: R+18.6 2012: R+11.6 2008: R+6.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.61%
Current HPI
307.0117
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-12.9% since first listed
4 events — show timeline
  • 2026-05-23 Price Changed $199,500 MCAOR
  • 2026-05-13 Price Changed $218,900 MCAOR
  • 2026-03-24 Price Changed $218,999 MCAOR
  • 2026-02-10 Listed $229,000 MCAOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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