None · Cascade, ID
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +10.1/15.0
- DSCR +6.4/10.0
- 1% rule +5.3/10.0
- Schools +3.7/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$199,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy a true vacation—without the work! This well-maintained park model home in Leisure Time offers the perfect low-maintenance getaway. With 799 sq ft (including the covered deck), you'll enjoy both comfort and convenience in this thoughtfully designed space that sleeps six. The 2x6 quality construction addition provides extra room and durability, while central air and forced gas heat (FGH) keep you comfortable year-round. Leisure Time community amenities include a seasonal indoor pool, picnic pavilion, laundry facilities, walking paths, and close proximity to downtown, Cascade Reservoir and the Payette River. HOA dues cover water, sewer, and trash, making ownership even easier. Lot
Key facts
- Covered deck
- Picnic pavilion
- Seasonal indoor pool
Tags
Property features AI
Finance
- HOA & community: Homeowners association; Community pool
Exterior
- Utilities: Public water; Public sewer; Underground electric
- Home design: Manufactured home; One story; Leisure Time RV Park 1 (subdivision)
- Construction: Frame with vinyl siding; Composition roof; Pillar/post/pier foundation; Made by Chariot Eagle; Built by Solotky
- Exterior features: Level lot; Waterfront access with pond and lake privileges; Community pool
Interior
- Kitchen: Range; Oven; Microwave; Refrigerator
- Bathrooms: 1 full bathroom
- Heating & cooling: Propane heating; Central air conditioning
- Interior features: Window treatments; Satellite dish; Fuel tank(s)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $200k.
Deal economics
- At list price, monthly cash flow is $246 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 3.6% in Cascade — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#116 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: employment C-, schools D, amenities F.
- Cascade District (rural): math 35% / reading 45% proficiency, ranked #94 of 133 in ID (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 406 active listings in the ZIP; 250 units permitted in Valley County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Valley County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 128 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 7.77%
- Cash-on-cash
- 5.29%
- DSCR
- 1.24
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $211,565
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 25 & 27 C St | 0.12mi | 1/1.0 | 650 (-1%) | 8mo | $210,000 | $323 | 86 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.1%
- Equity multiple
- 0.70×
- Total profit
- $-16,625
- Equity at exit
- $29,746
- IRR
- 1.5%
- Equity multiple
- 1.10×
- Total profit
- $5,828
- Equity at exit
- $17,249
Cash invested: $55,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83611
- Home prices YoY
- -27.9%
- Active inventory
- 406
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,057 medium interval (Pro) →
- Mortgage (P&I)
- −$1,046
- Tax est. 1.5%
- −$249 /mo · $2,992/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$432
- Net cashflow
- $246
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,875
- Closing costs
- $5,985
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-18days on market $199,500 Active 128 DOM
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2026-06-17days on market $199,500 Active 127 DOM
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2026-06-16days on market $199,500 Active 126 DOM
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2026-06-15days on market $199,500 Active 125 DOM
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2026-06-13days on market $199,500 Active 123 DOM
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2026-06-12days on market $199,500 Active 122 DOM
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2026-06-09days on market $199,500 Active 119 DOM
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2026-06-08days on market $199,500 Active 118 DOM
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2026-06-07days on market $199,500 Active 117 DOM
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2026-06-04days on market $199,500 Active 113 DOM
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2026-06-02days on market $199,500 Active 112 DOM
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2026-06-01days on market $199,500 Active 111 DOM
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2026-05-31days on market $199,500 Active 110 DOM
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2026-05-31days on market $199,500 Active 109 DOM
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2026-05-23price $199,500
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2026-05-13price $218,900
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2026-03-24price $218,999
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2026-02-10$229,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,680
- − Mortgage interest
- −$11,175
- − Property taxes
- −$2,992
- − Insurance
- −$998
- − Repairs & maintenance
- −$1,974
- − Management
- −$1,974
- − Depreciation
- −$5,804
- Taxable loss
- −$238
- Est. tax savings @ 24.0%
- +$57
- After-tax cash flow
- $3,010/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cascade District
- NCES district ID
- 1600630
- Math proficiency
- 35% ▲ 5.00%
- Reading proficiency
- 45% ▬ 0.00%
- Median HH income
- $49,227
- Composite
- 36.83/100
- National rank
- #9162
- State rank
- #94 of 133 in ID
Livability — Cascade
- Score
- 66/100
- State rank
- #116
- US rank
- #12378
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cascade, ID
- Population (ZIP)
- 2,997
Population outlook (Valley County) Hauer SSP2
- Today (2025)
- 10,964 people
- By 2030
- 11,279 · +2.9%
- By 2040
- 11,584 · +5.7%
- By 2050
- 11,754 · +7.2%
- By 2075
- 12,246 · +11.7%
- By 2100
- 11,948 · +9.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Hispanic / Latino 7% Two or more races 6%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Slovak 7% Dutch 6% Portuguese 5%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Valley
- 2024 margin
- R (+18.6) · D 39.6% · R 58.2% · Other 2.2%
- 2008→2024 swing
- -11.6pp toward R · 2008: -6.9pp · 2024: -18.6pp
- All cycles
- 2024: R+18.6 2020: R+13.7 2016: R+18.6 2012: R+11.6 2008: R+6.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.61%
- Current HPI
- 307.0117
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
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| Food / Agriculture | 1 | $6B |
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Price history
-12.9% since first listed4 events — show timeline
- 2026-05-23 Price Changed $199,500 MCAOR
- 2026-05-13 Price Changed $218,900 MCAOR
- 2026-03-24 Price Changed $218,999 MCAOR
- 2026-02-10 Listed $229,000 MCAOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…