3049 Harbison St · Jacksonville, FL 32218

$249,000

4 bd · 2.0 ba · 2,098 sqft · MultiFamily public records · 25 Days on market

Built 1956 0.29 ac lot

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• DSCR +10.0/10.0
• 1% rule +7.7/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently rented at $1295 per month with a lease end date of 03/31/2025. Upstairs unit is rented at $800 per month with an increase to $850 on 08/01/2024 and lease end date of 07/31/2025. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

Key facts

• Central hvac
• Updated electrical
• New septic

Tags

• UPDATED ELECTRICAL
• NEW ROOF
• NEW SEPTIC
• HARDWOODS REFINISHED
• CENTRAL HVAC
• LAUNDRY HOOKUPS

Property features AI

Finance

• HOA & community: Owner pays exterior maintenance and grounds care

Exterior

• Parking: Off-street parking
• Utilities: Electricity connected
• Home design: Duplex; Property is attached; Residential use; 1 building
• Exterior features: Few trees on the lot

Interior

• Kitchen: Dishwasher; Electric oven; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Tile; Vinyl; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: In-unit laundry; Dishwasher; Electric oven; Refrigerator
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/1.0-bath units multifamily listed at $249k.

Deal economics

• At list price, monthly cash flow is $786 ($9k/yr) — positive. Per door: $393/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $249k).
• Recommended offer: $245k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Garden City Elementary School (math 62% / reading 37%, grade D, #1,088 of 2,144 statewide, top 53%, 377 students, 68% FRL); Highlands Middle School (math 31% / reading 21%, grade F, #506 of 571 statewide, top 89%, 697 students, 73% FRL); First Coast High School (math 18% / reading 33%, grade F, #499 of 667 statewide, top 75%, 2,117 students, 49% FRL).
• Market conditions: Rents soft (-0.4%/yr); 735 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $3,166/mo this rent would consume 55% of the median local household income ($70k/yr) (locally 2289% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $120k; list at $249k implies a 108% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $245,265 (1.5% below list)

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 10.08%
• Cash-on-cash: 13.54%
• DSCR: 1.60
• GRM: 6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 0.2%
• Equity multiple: 1.01×
• Total profit: $502
• Equity at exit: $37,127

10-year hold

• IRR: 6.5%
• Equity multiple: 1.42×
• Total profit: $29,252
• Equity at exit: $21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 735
• Price-to-rent: 13.1×

Monthly cashflow live

• Estimated rent: $3,166 high
• Mortgage (P&I): −$1,306
• Tax from tax record: −$305 /mo · $3,663/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$665
• Net cashflow: $786

Break-even live

Break-even rent $2,171

Max offer price $249,000

Occupancy floor 70%

Sensitivity live

Price	-10% $927	-5% $857	+0% $786	+5% $716	+10% $645
Rent	-10% $536	-5% $661	+0% $786	+5% $911	+10% $1,036
Rate	-1.0pp $912	-0.5pp $850	base $786	+0.5pp $722	+1.0pp $656

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$3,166
Total (2 units)			$3,166

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,250
• Closing costs: $7,470
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12024 Sea Grove Pl Jacksonville, FL	3.0	2.0	1711	$1,800	$1.05	25d	1	0.95mi
10842 Lydia Estates Dr Jacksonville, FL	4.0	2.0	2058	$2,500	$1.21	23d	1	1.00mi
10569 Madrone Cove Ct Jacksonville, FL	3.0	2.5	1678	$1,700	$1.01	25d	1	1.26mi
3283 Penny Cove Dr Unit 1 Jacksonville, FL	3.0	2.5	1650	$2,000	$1.21	19d	1	1.28mi
3231 Penny Cove Ln Jacksonville, FL	3.0	2.5	1626	$1,945	$1.20	19d	1	1.28mi
12741 Geronimo Pl Jacksonville, FL	3.0	3.0	1492	$1,700	$1.14	25d	1	1.29mi
11075 Key Coral Dr Jacksonville, FL	4.0	2.0	1470	$1,423	$0.97	4d	1	1.31mi
11718 Robert Masters Blvd Jacksonville, FL	3.0	2.0	1688	$2,212	$1.31	3d	42	1.33mi
12672 Senbay Ct Jacksonville, FL	4.0	4.0	2190	$2,750	$1.26	25d	1	1.35mi
3931 Hemlock St Jacksonville, FL	3.0–5.0	2.0–3.0	2077	$2,094	$1.01	3d	2	1.41mi
4948 Big Pine Dr Jacksonville, FL	4.0	3.0	2184	$2,185	$1.00	15d	1	1.41mi
11029 Traci Lynn Dr Jacksonville, FL	3.0	2.0	1402	$1,550	$1.11	5d	1	1.42mi
2978 Centerwood Dr Jacksonville, FL	3.0	2.0	1437	$1,805	$1.26	25d	1	1.46mi

Listing history 50 events

1. 2026-06-21
   days on market $249,000 Active 25 DOM
2. 2026-06-18
   days on market $249,000 Active 22 DOM
3. 2026-06-17
   days on market $249,000 Active 21 DOM
4. 2026-06-16
   days on market $249,000 Active 20 DOM
5. 2026-06-15
   days on market $249,000 Active 19 DOM
6. 2026-06-13
   days on market $249,000 Active 17 DOM
7. 2026-06-13
   days on market $249,000 Active 16 DOM
8. 2026-06-10
   days on market $249,000 Active 13 DOM
9. 2026-06-08
   days on market $249,000 Active 12 DOM
10. 2026-06-07
    days on market $249,000 Active 11 DOM
11. 2026-06-05
    days on market $249,000 Active 8 DOM
12. 2026-06-03
    days on market $249,000 Active 7 DOM
13. 2026-06-02
    days on market $249,000 Active 6 DOM
14. 2026-06-01
    days on market $249,000 Active 5 DOM
15. 2026-05-31
    days on market $249,000 Active 4 DOM
16. 2026-05-27
    listed $249,000 Active
17. 2024-07-24
    historical 677-char remark

    Show marketing remark (677 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently rented at $1295 per month with a lease end date of 03/31/2025. Upstairs unit is rented at $800 per month with an increase to $850 on 08/01/2024 and lease end date of 07/31/2025. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

18. 2024-06-28
    price $229,000 677-char remark

    Show marketing remark (677 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently rented at $1295 per month with a lease end date of 03/31/2025. Upstairs unit is rented at $800 per month with an increase to $850 on 08/01/2024 and lease end date of 07/31/2025. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

19. 2024-06-07
    price $239,000 677-char remark

    Show marketing remark (677 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently rented at $1295 per month with a lease end date of 03/31/2025. Upstairs unit is rented at $800 per month with an increase to $850 on 08/01/2024 and lease end date of 07/31/2025. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

20. 2024-05-06
    listed $249,000 Active 677-char remark

    Show marketing remark (677 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently rented at $1295 per month with a lease end date of 03/31/2025. Upstairs unit is rented at $800 per month with an increase to $850 on 08/01/2024 and lease end date of 07/31/2025. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

21. 2024-03-30
    historical $1,295
22. 2024-03-12
    price $1,295
23. 2024-03-05
    price $1,395
24. 2024-03-01
    listed $1,495
25. 2024-01-31
    historical 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

26. 2024-01-31
    historical

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

27. 2023-12-08
    status Active 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

28. 2023-12-08
    status Active

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

29. 2023-08-31
    historical 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

30. 2023-08-31
    historical

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

31. 2023-08-14
    status Active 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

32. 2023-08-14
    status Active

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

33. 2023-08-04
    historical Active - Contingent 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

34. 2023-08-04
    historical Active - Contingent

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

35. 2023-07-31
    listed $250,000 Active 633-char remark

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

36. 2023-07-31
    listed $250,000 Active

    Show marketing remark (633 chars)

    Come view this Duplex in the Garden City area of Jacksonville. Updated electrical in 2019, new roof in 2020, new septic in 2023, Upstairs hardwoods refinished 2019, and downstairs hardwoods in 2023. 3/1 unit is currently vacant and move in ready. Upstairs unit is rented at $800 per month with a lease end date of 07/31/2024. Would be a great house hack. Both units have central HVAC, laundry hookups and dishwashers. The upstairs unit has a washer and dryer supplied by the owners. Huge storage area is around 500 sqft and could be converted into a garage or potentially rented as storage space to the tenants for additional income.

37. 2021-04-01
    historical
38. 2021-03-31
    soldstatus $120,000
39. 2021-03-23
    price $144,900
40. 2021-03-17
    status Active
41. 2021-03-16
    historical Active - Contingent
42. 2021-02-28
    price $154,900
43. 2021-02-25
    price $229,000
44. 2021-01-18
    listed $249,900 Active
45. 2019-03-15
    soldstatus $90,000
46. 2019-03-08
    soldstatus $90,000 Sold
47. 2019-03-05
    status Pending
48. 2019-02-19
    historical Active - Contingent
49. 2019-02-09
    price $100,000
50. 2019-02-08
    status Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,663 · $305/mo
• Projected year-2 tax: $3,663 · $305/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $37,992
• − Mortgage interest: −$13,948
• − Property taxes: −$3,663
• − Insurance: −$1,245
• − Repairs & maintenance: −$3,039
• − Management: −$3,039
• − Depreciation: −$7,244
• Taxable income: $5,814
• Est. tax owed @ 24.0%: −$1,395
• After-tax cash flow: $8,041/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+78.0% since first listed

46 events — show timeline

• 2026-05-27 Listed $249,000 realMLS
• 2024-07-24 Listing Removed — realMLS
• 2024-06-28 Price Changed $229,000 realMLS
• 2024-06-07 Price Changed $239,000 realMLS
• 2024-05-06 Listed $249,000 realMLS
• 2024-03-30 Rental Removed $1,295 NEFLMLS
• 2024-03-12 Price Changed $1,295 NEFLMLS
• 2024-03-05 Price Changed $1,395 NEFLMLS
• 2024-03-01 Listed for Rent $1,495 NEFLMLS
• 2024-01-31 Listing Removed — realMLS
• 2024-01-31 Listing Removed — realMLS
• 2023-12-08 Relisted — realMLS
• 2023-12-08 Relisted — realMLS
• 2023-08-31 Listing Removed — realMLS
• 2023-08-31 Listing Removed — realMLS
• 2023-08-14 Relisted — realMLS
• 2023-08-14 Relisted — realMLS
• 2023-08-04 Contingent — realMLS
• 2023-08-04 Contingent — realMLS
• 2023-07-31 Listed $250,000 realMLS
• 2023-07-31 Listed $250,000 realMLS
• 2021-04-01 Listing Removed — realMLS
• 2021-03-31 Sold (Public Records) $120,000 Public Records
• 2021-03-23 Price Changed $144,900 realMLS
• 2021-03-17 Relisted — realMLS
• 2021-03-16 Contingent — realMLS
• 2021-02-28 Price Changed $154,900 realMLS
• 2021-02-25 Price Changed $229,000 realMLS
• 2021-01-18 Listed $249,900 realMLS
• 2019-03-15 Sold (Public Records) $90,000 Public Records
• 2019-03-08 Sold (MLS) $90,000 realMLS
• 2019-03-05 Pending — realMLS
• 2019-02-19 Contingent — realMLS
• 2019-02-09 Price Changed $100,000 realMLS
• 2019-02-08 Relisted — realMLS
• 2018-09-25 Listing Removed — realMLS
• 2018-09-14 Contingent — realMLS
• 2018-08-25 Relisted — realMLS
• 2018-08-15 Contingent — realMLS
• 2018-07-27 Price Changed $95,000 realMLS
• 2018-05-25 Relisted — realMLS
• 2018-03-31 Pending — realMLS
• 2018-03-11 Contingent — realMLS
• 2018-03-07 Price Changed $119,900 realMLS
• 2018-02-06 Price Changed $129,900 realMLS
• 2018-01-17 Listed $139,900 realMLS

Property tax history

+4.8%/yr

Latest (2025): $3,663 · +13.6% YoY. Source: county tax records.