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800 W Apache Trl #18
D Composite 41.46
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.6/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$25,000

800 W Apache Trl #18 · Apache Junction, AZ 85120
2 bd · 1.0 ba · 784 sqft · Manufactured · 135 Days on market
Built 1982 ↓ 44% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MOTIVATED SELLER! Beautiful Mountain Views of the Superstition Mountains! Conveniently located near restaurants and shopping, this home is a quick in and out being towards the front of the community. This well maintained home boasts a heat furnace, gas stove for your culinary needs! Lifetime single panel metal Insulated Roof for long lasting roof protection. Double paned tinted windows for energy efficiency and steel doors! This home comes mostly furnished, both sheds have electricity and will come with the home! Modern railing and ramp for accessibility!

Key facts

  • Central hvac
  • Metal insulated roof
  • 2 parking spots

Tags

CENTRAL HVACMETAL INSULATED ROOF

Property features AI

Finance

  • Other: Directions: NE side of main intersection
  • HOA & community: Land lease ($995 monthly); Association covers sewer, grounds maintenance, and trash; Community pool; Community media room; Fitness center; Near bus stop

Exterior

  • Parking: Covered parking for 2 vehicles; 2 carport spaces
  • Security: Gated community
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile home; Leasehold ownership
  • Construction: Metal siding; Steel frame; Wood frame; Metal roof; Building area provided by owner
  • Exterior features: Mountain views; Gravel/stone front; Gravel/stone back; Asphalt road access; No fencing

Interior

  • Kitchen: Built-in gas oven
  • Bedrooms: 2 bedrooms (possible)
  • Flooring: Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heat pump; Mini-split; Ceiling fan(s)
  • Interior features: Built-in gas oven; Accessible approach with ramp
  • Laundry & utility: Community laundry available

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $25k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $22k (12.0% below list) — sets the bar for market timing.
  • Cap rate 54.4% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-3.5%/yr); 455 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($22k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $22,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.95%
Cap rate
54.44%
Cash-on-cash
171.96%
DSCR
8.65
GRM
1.4

CMA / ARV

ARV (on-the-fly)
$50,960
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
800 W Apache Trl #93 0.00mi 2/1.0 888 (+13%) 2mo $19,969 $22 76
800 W Apache Trl N #144 0.05mi 2/1.0 896 (+14%) 16mo $42,900 $48 61
269 N Winchester Rd #66 0.74mi 2/1.0 840 (+7%) 1mo $55,000 $65 53
925 N Plaza Dr #5 0.56mi 2/2.0 720 (-8%) 12mo $53,000 $74 47
925 N Plaza Dr #24 0.56mi 2/1.0 684 (-13%) 9mo $18,500 $27 45
453 N Saguaro Dr 0.70mi 2/1.0 673 (-14%) 9mo $129,000 $192 36
985 W Roundup St 0.66mi 2/2.0 896 (+14%) 11mo $330,000 $368 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.93×
Total profit
$55,498
Equity at exit
$3,728
10-year hold
IRR
Equity multiple
17.26×
Total profit
$113,826
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85120

Home prices YoY
-29.0%
Rents YoY
-3.5%
Active inventory
455
Price-to-rent
1.4×

Monthly cashflow live

Estimated rent
$1,488 high interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$1,003

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 28%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 S Outpost Rd Unit 4 Apache Junction, AZ 2.0 1.0 775 $1,175 $1.52 24d 1 0.64mi
135 N Palo Verde Dr Unit 8 Apache Junction, AZ 1.0 1.0 750 $925 $1.23 24d 1 0.78mi
135 N Palo Verde Dr Apache Junction, AZ 1.0 1.0 750 $915 $1.22 20d 1 0.78mi
1440 N Idaho Rd Apache Junction, AZ 1.0–2.0 1.0–1.5 1010 $1,900 $1.88 24d 3 0.88mi
695 E Superstition Blvd Apache Junction, AZ 1.0–3.0 1.0–2.0 983 $1,860 $1.89 2d 13 0.89mi
960 S Mara Dr Unit 1 Apache Junction, AZ 2.0 1.0 682 $1,450 $2.13 12d 1 0.98mi
2185 W Ohio St Apache Junction, AZ 2.0 1.0 1000 $1,295 $1.29 4d 1 1.03mi
452 E 10th Ave Unit 104 Apache Junction, AZ 2.0 1.0 783 $1,000 $1.28 22d 1 1.03mi
455 N Delaware Dr Unit 7 Apache Junction, AZ 2.0 2.0 1060 $1,900 $1.79 24d 1 1.11mi
455 S Delaware Dr Apache Junction, AZ 2.0 2.0 1060 $2,048 $1.93 20d 2 1.17mi
455 S Delaware Dr Unit 179 Apache Junction, AZ 2.0 2.0 1060 $2,395 $2.26 24d 1 1.17mi
975 S Royal Palm Rd Apache Junction, AZ 2.0–3.0 2.0 1000 $1,325 $1.32 2d 13 1.19mi
1297 E Broadway Ave Apache Junction, AZ 1.0–3.0 1.0–2.0 954 $1,937 $2.03 1d 29 1.46mi
2061 S Apache Dr Unit 1 Apache Junction, AZ 2.0 1.0 800 $1,095 $1.37 5d 1 1.47mi

Listing history 18 events

  1. 2026-06-18
    days on market $25,000 Active 135 DOM
  2. 2026-06-17
    days on market $25,000 Active 134 DOM
  3. 2026-06-16
    days on market $25,000 Active 133 DOM
  4. 2026-06-15
    days on market $25,000 Active 132 DOM
  5. 2026-06-13
    days on market $25,000 Active 130 DOM
  6. 2026-06-09
    days on market $25,000 Active 126 DOM
  7. 2026-06-08
    days on market $25,000 Active 125 DOM
  8. 2026-06-07
    days on market $25,000 Active 124 DOM
  9. 2026-06-04
    days on market $25,000 Active 121 DOM
  10. 2026-06-03
    days on market $25,000 Active 120 DOM
  11. 2026-06-02
    days on market $25,000 Active 119 DOM
  12. 2026-06-01
    days on market $25,000 Active 118 DOM
  13. 2026-05-31
    days on market $25,000 Active 117 DOM
  14. 2026-03-28
    price $25,000
  15. 2026-03-06
    price $27,500
  16. 2026-02-20
    price $36,500
  17. 2026-02-12
    price $44,000
  18. 2026-01-29
    listed $45,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 3 d/yr ≥111°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,861
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$1,429
− Management
−$1,429
− Depreciation
−$727
Taxable income
$12,376
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,970
After-tax cash flow
$9,067/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Apache Junction Unified District (4443)
NCES district ID
0400790
Math proficiency
15% ▼ -17.00%
Reading proficiency
20% ▼ -13.00%
Median HH income
$44,930
Composite
15.34/100
National rank
#9325
State rank
#195 of 249 in AZ

Livability — Apache Junction

Score
66/100
State rank
#70
US rank
#11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apache Junction, AZ
County
Pinal County · 399,947 people
City population
56,611
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
31,191
Household income
$57,786
Rent vs Own
17.8% rent · 82.2% own
Severe rent burden
686.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 16% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Romanian 3% Lithuanian 3% Portuguese 3%
Foreign-born
7% · Canada
Languages at home
89% English-only · Spanish 8% Tagalog/Filipino 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -128.31%
Current HPI
313.4666
Rent YoY
▼ -3.50%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-44.4% since first listed
5 events — show timeline
  • 2026-03-28 Price Changed $25,000 ARMLS
  • 2026-03-06 Price Changed $27,500 ARMLS
  • 2026-02-20 Price Changed $36,500 ARMLS
  • 2026-02-12 Price Changed $44,000 ARMLS
  • 2026-01-29 Listed $45,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…