2300 Mt Werner Cir Unit 216 cal 3 · Steamboat Springs, CO 80487

$163,000

3 bd · 3.0 ba · 1,868 sqft · Condo public records · 365 Days on market

Built 1999 $916/mo HOA · 28% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.3/10.0
• Rent growth +5.0/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

Key facts

• Fitness center
• Concierge to assist
• Valley views

Tags

• GARDEN LEVEL LOCATION
• VALLEY VIEWS
• PRIVATE IN ROOM SAUNA
• FULL SERVICE SPA ONSITE
• FITNESS CENTER
• CONCIERGE TO ASSIST

Property features AI

Finance

• Other: On-site management; Food services; Reception area; WiFi available
• HOA & community: Homeowners association with fitness center; Association fee charged annually

Exterior

• Parking: Community parking structure
• Utilities: Public water; Public sewer (connected); Cable available; Natural gas available
• Home design: Residential timeshare; Multi-family zoning
• Construction: Wood siding; Steel siding; Other roof
• Exterior features: Patio; Community pool; Storage; Has view; Paved road access; See remarks for lot details

Interior

• Kitchen: Dishwasher; Electric cooktop; Electric range; Freezer; Garbage disposal; Microwave
• Flooring: Carpet; Tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Forced air heating; Has cooling
• Interior features: Elevator; Furnished; Gas fireplace
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath condo listed at $163k.

Deal economics

• At list price, monthly cash flow is $553 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $163k).
• Recommended offer: $143k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.4% vs local median 0.1% in Steamboat Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#41 in CO, #4,975 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, schools B; Watch: health & safety C-, amenities D, cost of living F.
• Steamboat Springs School District No. RE-2 (town): math 49% / reading 72% proficiency, ranked #4 of 86 in CO (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
• Market conditions: Rents rising fast (+10.6%/yr); 555 active listings in the ZIP; solid renter incomes; 597 units permitted in Routt County in 2024 (418 in 5+ unit buildings).
• This rent runs 36% of the median local income ($110k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Routt County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $46k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 365 days — a 12% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 8y ago; this cycle's ask has dropped $12k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 28% of rent.
• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $143,440 (12.0% below list)

Questions for the listing agent

1. It's been on market 365 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.01% ✓
• Cap rate: 10.36%
• Cash-on-cash: 14.53%
• DSCR: 1.65
• GRM: 4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 13.4%
• Equity multiple: 1.58×
• Total profit: $26,682
• Equity at exit: $24,304

10-year hold

• IRR: 27.3%
• Equity multiple: 4.28×
• Total profit: $149,717
• Equity at exit: $14,093

Cash invested: $45,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80487

• Rents YoY: 10.6%
• Active inventory: 555
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $3,272 medium
• Mortgage (P&I): −$855
• Tax from tax record: −$193 /mo · $2,321/yr
• Insurance: −$68
• HOA: −$916
• Vacancy / Maint / Mgmt: −$687
• Net cashflow: $553

Break-even live

Break-even rent $2,572

Max offer price $163,000

Occupancy floor 78%

Sensitivity live

Price	-10% $645	-5% $599	+0% $553	+5% $507	+10% $460
Rent	-10% $294	-5% $423	+0% $553	+5% $682	+10% $811
Rate	-1.0pp $635	-0.5pp $594	base $553	+0.5pp $510	+1.0pp $467

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,750
• Closing costs: $4,890
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $916 · $10,992/yr
• Likely covers: waterpoolgymdoorman
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 46 events

1. 2026-06-16
   days on market $163,000 Active 365 DOM
2. 2026-06-15
   days on market $163,000 Active 364 DOM
3. 2026-06-14
   days on market $163,000 Active 362 DOM
4. 2026-06-12
   days on market $163,000 Active 361 DOM
5. 2026-06-09
   days on market $163,000 Active 358 DOM
6. 2026-06-08
   days on market $163,000 Active 357 DOM
7. 2026-06-07
   days on market $163,000 Active 356 DOM
8. 2026-06-07
   days on market $163,000 Active 355 DOM
9. 2026-06-04
   days on market $163,000 Active 352 DOM
10. 2026-06-02
    days on market $163,000 Active 351 DOM
11. 2026-06-01
    days on market $163,000 Active 350 DOM
12. 2026-05-31
    days on market $163,000 Active 349 DOM
13. 2026-05-31
    days on market $163,000 Active 348 DOM
14. 2026-04-15
    price $158,000 1700-char remark

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

15. 2026-04-15
    price $152,000

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

16. 2026-03-22
    price $162,250 1700-char remark

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

17. 2026-03-22
    price $163,000

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

18. 2026-03-21
    price $163,000 1700-char remark

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

19. 2026-03-16
    price $155,250
20. 2026-03-13
    price $169,000
21. 2026-03-05
    price $158,500
22. 2026-02-27
    price $170,750 1700-char remark

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

23. 2026-02-25
    price $161,750
24. 2025-11-10
    soldstatus $157,250 Closed
25. 2025-10-14
    status Pending
26. 2025-09-12
    price $165,000
27. 2025-06-16
    listed $175,000 Active

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

28. 2025-06-16
    listed $175,000 Active

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

29. 2025-06-16
    listed $175,000 Active 1700-char remark

    Show marketing remark (1700 chars)

    This is a 1/8 share in calendar 2 Fractional Ownership at the Steamboat Grand! Experience the best of Steamboat Springs with this unique & spacious 3-bedroom, 3-bathroom suite at the prestigious Steamboat Grand Resort & Spa. This is the only floor plan like it in the building. Offering 1,868 square feet of thoughtfully designed living space, this oversized residence combines luxury, privacy, and unbeatable value. Tucked away in a tranquil garden-level location, this casita-style unit enjoys Valley views and unmatched privacy—no neighbors above or on either side. It's the perfect retreat just steps from the heart of the ski village. The open-concept floor plan is ideal for relaxing and entertaining, featuring a generous kitchen with bar seating, dining area that comfortably seats up to 8 and a private in-room sauna for après-ski relaxation. You'll also enjoy access to the Steamboat Grand’s world-class amenities, including a year-round heated outdoor salt water swimming pool & hot tubs, full-service spa onsite, a fitness center, sauna, and steam room and a concierge to assist with all your on-site needs. Association dues cover all utilities, amenities, and maintenance, making ownership effortless. As part of your 1/8 share, you’ll enjoy 6–7 weeks of use per year. Plus, with eligibility for the RCI exchange program, you can trade your time to explore other luxury destinations worldwide. Don't miss this chance to own one of the most distinctive and private residences at the Steamboat Grand—offering luxury, location, and lifestyle at an exceptional value. Contact us today to learn more about this one-of-a-kind opportunity.

30. 2021-12-28
    soldstatus $85,000
31. 2021-08-03
    listed $79,000
32. 2021-07-30
    historical
33. 2021-01-19
    price $79,000
34. 2020-07-30
    listed $85,000 Active
35. 2020-06-04
    historical
36. 2020-06-04
    historical
37. 2020-06-04
    historical
38. 2019-09-26
    price $75,000
39. 2019-09-26
    price $75,000
40. 2018-05-26
    listed $159,800 Active
41. 2018-05-26
    listed $79,900 Active
42. 2018-05-26
    listed $79,900 Active
43. 2013-12-27
    soldstatus $80,000
44. 2011-08-15
    soldstatus $150,000
45. 2011-04-22
    soldstatus $150,000
46. 2011-04-22
    soldstatus $150,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $2,321 · $193/mo
• Projected year-2 tax: $2,321 · $193/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 2/10 Low 8 d/yr ≥80°F today · 22 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,262
• − Mortgage interest: −$9,131
• − Property taxes: −$2,321
• − Insurance: −$815
• − Repairs & maintenance: −$3,141
• − Management: −$3,141
• − HOA: −$10,992
• − Depreciation: −$4,742
• Taxable income: $4,980
• Est. tax owed @ 24.0%: −$1,195
• After-tax cash flow: $5,437/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Steamboat Springs School District No. RE-2
• NCES district ID: 0806660
• Math proficiency: 49% ▼ -9.00%
• Reading proficiency: 72% ▲ 1.00%
• Median HH income: $67,833
• Composite: 53.1/100
• National rank: #1513
• State rank: #4 of 86 in CO

Livability — Steamboat Springs

• Score: 74/100
• State rank: #41
• US rank: #4975

Category grades

Amenities D Commute A+ Cost of living F Crime C+ Employment A+ Housing C Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Steamboat Springs, CO
• County: Routt County · 18,525 people
• City population: 18,525
• Metro: Steamboat Springs, CO
• Population (ZIP): 18,525
• Household income: $109,659
• Rent vs Own: 26.4% rent · 73.6% own
• Severe rent burden: 644.0

Population outlook (Routt County) Hauer SSP2

• Today (2025): 27,283 people
• By 2030: 28,555 · +4.7%
• By 2040: 30,578 · +12.1%
• By 2050: 32,328 · +18.5%
• By 2075: 36,897 · +35.2%
• By 2100: 38,794 · +42.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Two or more races 12% Hispanic / Latino 9%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 5% Slovak 3% Lithuanian 3%
• Foreign-born: 7% · Canada
• Languages at home: 92% English-only · Spanish 6% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Routt

• 2024 margin: Strong D (+27.7) · D 62.5% · R 34.8% · Other 2.8%
• 2008→2024 swing: +0.9pp no change · 2008: 26.9pp · 2024: 27.7pp
• All cycles: 2024: D+27.7 2020: D+27.6 2016: D+17.0 2012: D+15.6 2008: D+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -342.73%
• Current HPI: 471.8844
• Rent YoY: ▲ 10.61%
• Metro: Steamboat Springs, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

+5.3% since first listed

33 events — show timeline

• 2026-04-15 Price Changed $158,000 SAR
• 2026-04-15 Price Changed $152,000 SAR
• 2026-03-22 Price Changed $163,000 SAR
• 2026-03-22 Price Changed $162,250 SAR
• 2026-03-21 Price Changed $163,000 SAR
• 2026-03-16 Price Changed $155,250 SAR
• 2026-03-13 Price Changed $169,000 SAR
• 2026-03-05 Price Changed $158,500 SAR
• 2026-02-27 Price Changed $170,750 SAR
• 2026-02-25 Price Changed $161,750 SAR
• 2025-11-10 Sold (MLS) $157,250 SAR
• 2025-10-14 Pending — SAR
• 2025-09-12 Price Changed $165,000 SAR
• 2025-06-16 Listed $175,000 SAR
• 2025-06-16 Listed $175,000 SAR
• 2025-06-16 Listed $175,000 SAR
• 2021-12-28 Sold (MLS) $85,000 SAR
• 2021-08-03 Listed $79,000 SAR
• 2021-07-30 Listing Removed — REColorado as Distributed by MLS Grid
• 2021-01-19 Price Changed $79,000 REColorado as Distributed by MLS Grid
• 2020-07-30 Listed $85,000 REColorado as Distributed by MLS Grid
• 2020-06-04 Listing Removed — REColorado as Distributed by MLS Grid
• 2020-06-04 Listing Removed — REColorado as Distributed by MLS Grid
• 2020-06-04 Listing Removed — REColorado as Distributed by MLS Grid
• 2019-09-26 Price Changed $75,000 REColorado as Distributed by MLS Grid
• 2019-09-26 Price Changed $75,000 REColorado as Distributed by MLS Grid
• 2018-05-26 Listed $79,900 REColorado as Distributed by MLS Grid
• 2018-05-26 Listed $79,900 REColorado as Distributed by MLS Grid
• 2018-05-26 Listed $159,800 REColorado as Distributed by MLS Grid
• 2013-12-27 Sold (Public Records) $80,000 Public Records
• 2011-08-15 Sold (Public Records) $150,000 Public Records
• 2011-04-22 Sold (Public Records) $150,000 Public Records
• 2011-04-22 Sold (Public Records) $150,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $2,321 · +64.4% YoY. Source: county tax records.