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1114 E Pecan St
D+ Composite 46.48
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • DSCR +5.7/10.0
  • ARV discount +5.5/15.0
  • 1% rule +5.0/10.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$193,000

1114 E Pecan St · Angleton, TX 77515
4 bd · 1.0 ba · 1,178 sqft · SingleFamily public records · 195 Days on market
Built 1960 0.27 ac lot $164/sqft · 30% above area Est $185k · at est. ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!

Key facts

  • Light-filled kitchen
  • Large backyard
  • Updated home

Tags

UPDATED HOMELIGHT-FILLED KITCHENGRANITE COUNTERTOPSUPGRADED BATHROOMSLARGE BACKYARDCLOSE TO GULF COAST BEACHES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $193k.

Deal economics

  • At list price, monthly cash flow is $168 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $193k).
  • Recommended offer: $170k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 4.0% in Angleton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#171 in TX, #4,520 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: amenities F, commute F.
  • Angleton ISD (suburban): math 36% / reading 44% proficiency, ranked #375 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Central El (math 52% / reading 52%, grade C-, #742 of 4,322 statewide, top 19%, 534 students, 76% FRL); Angleton J H School (math 26% / reading 41%, grade F, #911 of 1,662 statewide, top 56%, 1,561 students, 68% FRL); Angleton H S (math 22% / reading 45%, grade F, #1,011 of 1,632 statewide, top 63%, 2,066 students, 67% FRL) — zoned schools average 70% FRL vs 54% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 932 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 195 days — a 12% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,840 (12.0% below list)

Questions for the listing agent

  1. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.34%
Cash-on-cash
3.74%
DSCR
1.17
GRM
8.3

CMA / ARV

ARV (median comp)
$184,977
List price
$193,000
Delta
4.34%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
716 E Miller St 0.32mi 3/1.0 (-1) 1,114 (-5%) 6mo $187,500 $168 66
1113 Chevy Chase Dr 0.30mi 3/1.0 (-1) 1,082 (-8%) 4mo $169,000 $156 64
1021 Wimberly St 0.71mi 4/1.0 1,172 (-0%) 4mo $179,000 $153 62
916 San Felipe St 0.26mi 4/2.0 1,304 (+11%) 8mo $189,999 $146 59
904 Nottingham Dr 0.44mi 3/1.5 (-1) 1,258 (+7%) 7mo $159,000 $126 55
1014 N Arcola St 0.67mi 3/1.0 (-1) 1,072 (-9%) 2mo $105,000 $98 47
401 Farrer St 0.65mi 3/1.0 (-1) 1,260 (+7%) 9mo $169,749 $135 46
601 E Plum St 0.71mi 3/1.0 (-1) 1,123 (-5%) 10mo $169,000 $150 46
720 E Murray St 0.73mi 3/1.0 (-1) 1,126 (-4%) 11mo $170,000 $151 45
916 N Chenango St 0.71mi 3/1.0 (-1) 1,056 (-10%) 3mo $179,000 $170 42
1001 Ridgecrest St 0.60mi 3/1.0 (-1) 1,041 (-12%) 7mo $99,900 $96 42
513 Sims Dr 0.70mi 3/1.5 (-1) 1,300 (+10%) 3mo $200,000 $154 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.4%
Equity multiple
0.62×
Total profit
$-20,513
Equity at exit
$28,777
10-year hold
IRR
-1.0%
Equity multiple
0.93×
Total profit
$-3,885
Equity at exit
$16,687

Cash invested: $54,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77515

Home prices YoY
-5.1%
Active inventory
932
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,930 high interval (Pro) →
Mortgage (P&I)
$1,012
Tax from tax record
$264 /mo · $3,170/yr
Insurance
$80
HOA
$0
Vacancy / Maint / Mgmt
$405
Net cashflow
$168

Break-even live

Break-even rent $1,717
Max offer price $193,000
Occupancy floor 86%

Sensitivity live

Price -10% $278 -5% $223 +0% $168 +5% $114 +10% $59
Rent -10% $16 -5% $92 +0% $168 +5% $245 +10% $321
Rate -1.0pp $265 -0.5pp $217 base $168 +0.5pp $118 +1.0pp $67

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,250
Closing costs
$5,790
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
128 Dallas St Angleton, TX 3.0 2.0 1390 $1,900 $1.37 45d 1 0.89mi
1405 Northview Dr Angleton, TX 3.0 2.0 1172 $2,225 $1.90 4d 1 0.89mi
832 S Anderson St Angleton, TX 3.0 1.0 1104 $1,495 $1.35 9d 1 1.12mi
1300 Buchta Rd Angleton, TX 1.0–3.0 1.0–2.0 773 $1,113 $1.44 0d 13 1.28mi
1300 Buchta Rd Angleton, TX 1.0–3.0 1.0–2.0 773 $1,085 $1.40 26d 8 1.28mi

Listing history 13 events

  1. 2026-05-31
    days on market $193,000 Active 195 DOM
  2. 2026-02-01
    status Active 543-char remark
    Show marketing remark (543 chars)

    Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!

  3. 2026-01-31
    historical 543-char remark
    Show marketing remark (543 chars)

    Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!

  4. 2025-11-16
    listed $193,000 Active 543-char remark
    Show marketing remark (543 chars)

    Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!

  5. 2025-10-31
    historical
  6. 2025-10-06
    price $193,000
  7. 2025-09-09
    price $199,000
  8. 2025-08-06
    price $205,000
  9. 2025-07-24
    price $215,000
  10. 2025-07-01
    listed $225,500 Active
  11. 2021-09-07
    soldstatus
  12. 2021-09-07
    soldstatus
  13. 2001-10-30
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,170 · $264/mo
Projected year-2 tax
$3,532 · $294/mo
Expected delta
+$362/yr (+$30/mo · 11.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥111°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,164
− Mortgage interest
−$10,811
− Property taxes
−$3,170
− Insurance
−$965
− Repairs & maintenance
−$1,853
− Management
−$1,853
− Depreciation
−$5,615
Taxable loss
−$1,103
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$265
After-tax cash flow
$2,284/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Angleton ISD
NCES district ID
4808310
Math proficiency
36% ▼ -8.00%
Reading proficiency
44% ▲ 1.00%
Median HH income
$55,670
Composite
35.01/100
National rank
#5046
State rank
#375 of 826 in TX

Livability — Angleton

Score
74/100
State rank
#171
US rank
#4520

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A- Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Angleton, TX
County
Brazoria County · 374,982 people
City population
34,088
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
34,088
Household income
$88,787
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
785.0

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 55% Hispanic / Latino 33% Two or more races 18% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Lithuanian 3% Romanian 2% Slovak 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
78% English-only · Spanish 20% Other Asian/Pacific 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.59%
Current HPI
288.7286
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-14.4% since first listed
12 events — show timeline
  • 2026-02-01 Relisted HARMLS
  • 2026-01-31 Listing Removed HARMLS
  • 2025-11-16 Listed $193,000 HARMLS
  • 2025-10-31 Listing Removed HARMLS
  • 2025-10-06 Price Changed $193,000 HARMLS
  • 2025-09-09 Price Changed $199,000 HARMLS
  • 2025-08-06 Price Changed $205,000 HARMLS
  • 2025-07-24 Price Changed $215,000 HARMLS
  • 2025-07-01 Listed $225,500 HARMLS
  • 2021-09-07 Sold (Public Records) Public Records
  • 2021-09-07 Sold (Public Records) Public Records
  • 2001-10-30 Sold (Public Records) Public Records

Property tax history

+1.9%/yr

Latest (2025): $3,170 · -3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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