1114 E Pecan St · Angleton, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.1/30.0
- DSCR +5.7/10.0
- ARV discount +5.5/15.0
- 1% rule +5.0/10.0
- Livability +3.7/5.0
- Schools +3.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$193,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!
Key facts
- Light-filled kitchen
- Large backyard
- Updated home
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $193k.
Deal economics
- At list price, monthly cash flow is $168 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $193k).
- Recommended offer: $170k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 4.0% in Angleton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#171 in TX, #4,520 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: amenities F, commute F.
- Angleton ISD (suburban): math 36% / reading 44% proficiency, ranked #375 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Central El (math 52% / reading 52%, grade C-, #742 of 4,322 statewide, top 19%, 534 students, 76% FRL); Angleton J H School (math 26% / reading 41%, grade F, #911 of 1,662 statewide, top 56%, 1,561 students, 68% FRL); Angleton H S (math 22% / reading 45%, grade F, #1,011 of 1,632 statewide, top 63%, 2,066 students, 67% FRL) — zoned schools average 70% FRL vs 54% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 932 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.34%
- Cash-on-cash
- 3.74%
- DSCR
- 1.17
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $184,977
- List price
- $193,000
- Delta
- 4.34%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 716 E Miller St | 0.32mi | 3/1.0 (-1) | 1,114 (-5%) | 6mo | $187,500 | $168 | 66 |
| 1113 Chevy Chase Dr | 0.30mi | 3/1.0 (-1) | 1,082 (-8%) | 4mo | $169,000 | $156 | 64 |
| 1021 Wimberly St | 0.71mi | 4/1.0 | 1,172 (-0%) | 4mo | $179,000 | $153 | 62 |
| 916 San Felipe St | 0.26mi | 4/2.0 | 1,304 (+11%) | 8mo | $189,999 | $146 | 59 |
| 904 Nottingham Dr | 0.44mi | 3/1.5 (-1) | 1,258 (+7%) | 7mo | $159,000 | $126 | 55 |
| 1014 N Arcola St | 0.67mi | 3/1.0 (-1) | 1,072 (-9%) | 2mo | $105,000 | $98 | 47 |
| 401 Farrer St | 0.65mi | 3/1.0 (-1) | 1,260 (+7%) | 9mo | $169,749 | $135 | 46 |
| 601 E Plum St | 0.71mi | 3/1.0 (-1) | 1,123 (-5%) | 10mo | $169,000 | $150 | 46 |
| 720 E Murray St | 0.73mi | 3/1.0 (-1) | 1,126 (-4%) | 11mo | $170,000 | $151 | 45 |
| 916 N Chenango St | 0.71mi | 3/1.0 (-1) | 1,056 (-10%) | 3mo | $179,000 | $170 | 42 |
| 1001 Ridgecrest St | 0.60mi | 3/1.0 (-1) | 1,041 (-12%) | 7mo | $99,900 | $96 | 42 |
| 513 Sims Dr | 0.70mi | 3/1.5 (-1) | 1,300 (+10%) | 3mo | $200,000 | $154 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.4%
- Equity multiple
- 0.62×
- Total profit
- $-20,513
- Equity at exit
- $28,777
- IRR
- -1.0%
- Equity multiple
- 0.93×
- Total profit
- $-3,885
- Equity at exit
- $16,687
Cash invested: $54,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77515
- Home prices YoY
- -5.1%
- Active inventory
- 932
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,930 high interval (Pro) →
- Mortgage (P&I)
- −$1,012
- Tax from tax record
- −$264 /mo · $3,170/yr
- Insurance
- −$80
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$405
- Net cashflow
- $168
Break-even live
Sensitivity live
| Price | -10% $278 | -5% $223 | +0% $168 | +5% $114 | +10% $59 |
|---|---|---|---|---|---|
| Rent | -10% $16 | -5% $92 | +0% $168 | +5% $245 | +10% $321 |
| Rate | -1.0pp $265 | -0.5pp $217 | base $168 | +0.5pp $118 | +1.0pp $67 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,250
- Closing costs
- $5,790
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 128 Dallas St Angleton, TX | 3.0 | 2.0 | 1390 | $1,900 | $1.37 | 45d | 1 | 0.89mi |
| 1405 Northview Dr Angleton, TX | 3.0 | 2.0 | 1172 | $2,225 | $1.90 | 4d | 1 | 0.89mi |
| 832 S Anderson St Angleton, TX | 3.0 | 1.0 | 1104 | $1,495 | $1.35 | 9d | 1 | 1.12mi |
| 1300 Buchta Rd Angleton, TX | 1.0–3.0 | 1.0–2.0 | 773 | $1,113 | $1.44 | 0d | 13 | 1.28mi |
| 1300 Buchta Rd Angleton, TX | 1.0–3.0 | 1.0–2.0 | 773 | $1,085 | $1.40 | 26d | 8 | 1.28mi |
Listing history 13 events
-
2026-05-31days on market $193,000 Active 195 DOM
-
2026-02-01status Active 543-char remark
Show marketing remark (543 chars)
Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!
-
2026-01-31historical 543-char remark
Show marketing remark (543 chars)
Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!
-
2025-11-16$193,000 Active 543-char remark
Show marketing remark (543 chars)
Beautifully updated 4-bedroom, 2-bath home in charming Angleton, TX. This move-in ready gem features laminate flooring, a spacious light-filled kitchen with granite countertops, and modern, upgraded bathrooms. The open layout offers a bright, airy feel throughout. Enjoy a large backyard perfect for entertaining, gardening, or relaxing outdoors. Angleton offers small-town charm with big-city access—just 45 minutes to Houston and close to Gulf Coast beaches, parks, and nature trails. Affordable, comfortable living with room to grow!
-
2025-10-31historical
-
2025-10-06price $193,000
-
2025-09-09price $199,000
-
2025-08-06price $205,000
-
2025-07-24price $215,000
-
2025-07-01$225,500 Active
-
2021-09-07soldstatus
-
2021-09-07soldstatus
-
2001-10-30soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,170 · $264/mo
- Projected year-2 tax
- $3,532 · $294/mo
- Expected delta
- +$362/yr (+$30/mo · 11.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥111°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,164
- − Mortgage interest
- −$10,811
- − Property taxes
- −$3,170
- − Insurance
- −$965
- − Repairs & maintenance
- −$1,853
- − Management
- −$1,853
- − Depreciation
- −$5,615
- Taxable loss
- −$1,103
- Est. tax savings @ 24.0%
- +$265
- After-tax cash flow
- $2,284/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Angleton ISD
- NCES district ID
- 4808310
- Math proficiency
- 36% ▼ -8.00%
- Reading proficiency
- 44% ▲ 1.00%
- Median HH income
- $55,670
- Composite
- 35.01/100
- National rank
- #5046
- State rank
- #375 of 826 in TX
Livability — Angleton
- Score
- 74/100
- State rank
- #171
- US rank
- #4520
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Angleton, TX
- County
- Brazoria County · 374,982 people
- City population
- 34,088
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 34,088
- Household income
- $88,787
- Rent vs Own
- Severe rent burden
- 785.0
Population outlook (Brazoria County) Hauer SSP2
- Today (2025)
- 420,414 people
- By 2030
- 457,585 · +8.8%
- By 2040
- 532,232 · +26.6%
- By 2050
- 605,399 · +44.0%
- By 2075
- 779,358 · +85.4%
- By 2100
- 883,759 · +110.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 55% Hispanic / Latino 33% Two or more races 18% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 28%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 78% English-only · Spanish 20% Other Asian/Pacific 1%
Political lean MEDSL · Brazoria
- 2024 margin
- R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
- 2008→2024 swing
- +9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
- All cycles
- 2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.59%
- Current HPI
- 288.7286
- Rent YoY
- —
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-14.4% since first listed12 events — show timeline
- 2026-02-01 Relisted — HARMLS
- 2026-01-31 Listing Removed — HARMLS
- 2025-11-16 Listed $193,000 HARMLS
- 2025-10-31 Listing Removed — HARMLS
- 2025-10-06 Price Changed $193,000 HARMLS
- 2025-09-09 Price Changed $199,000 HARMLS
- 2025-08-06 Price Changed $205,000 HARMLS
- 2025-07-24 Price Changed $215,000 HARMLS
- 2025-07-01 Listed $225,500 HARMLS
- 2021-09-07 Sold (Public Records) — Public Records
- 2021-09-07 Sold (Public Records) — Public Records
- 2001-10-30 Sold (Public Records) — Public Records
Property tax history
+1.9%/yrLatest (2025): $3,170 · -3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…