132 Winston Dr · Logan, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.7/30.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- ARV discount +7.5/15.0
- Condition / age +3.8/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Appreciation +0.0/10.0
$89,100
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
With a brand new home at Camelot Woods you will be sure to feel right at home. A quiet manufactured home community in Altoona, PA that is tucked away in the country but nearby to the action of Altoona's downtown. These high-quality, turnkey ready homes by UMH Properties, Inc. provide the perfect blend of affordability and sought-after features including open concept floor plans and custom touches. When you buy or rent a manufactured home with UMH Properties, Inc. , we work with you every step of the way. From leasing and financing to move-in day, we guarantee a hassle-free sales experience. Our community comes with a variety of amenities to give our residents easy, stress-free living includ
Key facts
- On site management
- 24 hour maintenance
- Built 2026
Tags
Property features AI
Finance
- Other: Address: 132 Winston Dr, Altoona, PA 16601; Status: Active; Last modified: 2026-05-19
- Financial info: List price: $89,100
Exterior
- Utilities: Central air; Ceiling fan(s)
- Home design: Spec home — Skyline Camelot Woods plan; Single-story information not provided
- Construction: Living area: 1232
- Exterior features: Shake roof
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air; Ceiling fan(s)
- Interior features: Dishwasher; Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $89k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $323 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $89k).
- Recommended offer: $88k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Altoona Area SD (urban): math 30% / reading 44% proficiency, ranked #406 of 539 in PA (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 186 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 99 units permitted in Blair County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $616 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Blair County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 10.64%
- Cash-on-cash
- 15.54%
- DSCR
- 1.69
- GRM
- 6.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.3%
- Equity multiple
- 1.25×
- Total profit
- $6,150
- Equity at exit
- $13,285
- IRR
- 15.7%
- Equity multiple
- 2.28×
- Total profit
- $31,916
- Equity at exit
- $7,704
Cash invested: $24,948 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16601
- Home prices YoY
- -24.9%
- Active inventory
- 186
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,188 medium interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax est. 1.5%
- −$111 /mo · $1,336/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $323
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,275
- Closing costs
- $2,673
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 124 Clairmont Dr Altoona, PA | 3.0 | 2.0 | 1216 | $1,200 | $0.99 | 43d | 1 | 0.10mi |
| 1101 E Walton Ave Altoona, PA | 2.0–3.0 | 1.0–1.5 | 975 | $1,605 | $1.65 | 43d | 9 | 1.23mi |
Listing history 16 events
-
2026-06-18days on market $89,100 Active 30 DOM
-
2026-06-17days on market $89,100 Active 29 DOM
-
2026-06-16days on market $89,100 Active 28 DOM
-
2026-06-15days on market $89,100 Active 27 DOM
-
2026-06-14days on market $89,100 Active 25 DOM
-
2026-06-13days on market $89,100 Active 24 DOM
-
2026-06-10days on market $89,100 Active 22 DOM
-
2026-06-09days on market $89,100 Active 21 DOM
-
2026-06-08days on market $89,100 Active 20 DOM
-
2026-06-07days on market $89,100 Active 19 DOM
-
2026-06-05days on market $89,100 Active 16 DOM
-
2026-06-03days on market $89,100 Active 15 DOM
-
2026-06-02days on market $89,100 Active 14 DOM
-
2026-06-01days on market $89,100 Active 13 DOM
-
2026-05-31days on market $89,100 Active 12 DOM
-
2026-05-30days on market $89,100 Active 11 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥91°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,259
- − Mortgage interest
- −$4,991
- − Property taxes
- −$1,336
- − Insurance
- −$446
- − Repairs & maintenance
- −$1,141
- − Management
- −$1,141
- − Depreciation
- −$2,592
- Taxable income
- $2,613
- Est. tax owed @ 24.0%
- −$627
- After-tax cash flow
- $3,249/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 0 photos
This manufactured home is in good condition with no major repairs needed. It is move-in ready and would benefit from some cosmetic updates to enhance its resale and rental value.
Value-add opportunities
- Both Landscaping — Enhances curb appeal and adds value
- Both Painting exterior — Fresh paint can improve curb appeal and value
- Both Landscaping and curb appeal — Improves curb appeal and adds value
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping — Enhances curb appeal and adds value ↑
- Both Painting exterior — Fresh paint can improve curb appeal and value ↑
- Both Landscaping and curb appeal — Improves curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Altoona Area SD
- NCES district ID
- 4202340
- Math proficiency
- 30% ▼ -15.00%
- Reading proficiency
- 44% ▼ -15.00%
- Median HH income
- $38,465
- Composite
- 30.85/100
- National rank
- #6130
- State rank
- #406 of 539 in PA
Livability — Logan
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- East Altoona, PA
- County
- Blair County · 59,867 people
- Metro
- Altoona, PA
- Population (ZIP)
- 33,515
- Household income
- $58,070
- Rent vs Own
- Severe rent burden
- 715.0
Population outlook (Blair County) Hauer SSP2
- Today (2025)
- 121,571 people
- By 2030
- 117,966 · -3.0%
- By 2040
- 109,174 · -10.2%
- By 2050
- 99,542 · -18.1%
- By 2075
- 76,775 · -36.8%
- By 2100
- 54,326 · -55.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 5% Black 3% Hispanic / Latino 1%
- Common ancestry
- Romanian 5% Slovak 2% Lithuanian 2%
- Foreign-born
- 1% · Vietnam
- Languages at home
- 97% English-only · German/W. Germanic 1% Spanish 1%
Political lean MEDSL · Blair
- 2024 margin
- Solid R (+43.5) · D 27.9% · R 71.4%
- 2008→2024 swing
- -19.2pp toward R · 2008: -24.3pp · 2024: -43.5pp
- All cycles
- 2024: R+43.5 2020: R+43.5 2016: R+46.4 2012: R+33.5 2008: R+24.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -60.97%
- Current HPI
- 183.9907
- Rent YoY
- —
- Metro
- Altoona, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…