1095 Deer Run E #1095 · Pocono Ranch Lands, PA 18324

$214,900

2 bd · 1.0 ba · 1,332 sqft · SingleFamily public records · 8 Days on market

Built 1974 0.36 ac lot $161/sqft · 6% below area Est $229k · 6% under $149/mo HOA · 7% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.1/30.0
• ARV discount +10.4/15.0
• Appreciation +6.8/10.0
• 1% rule +5.1/10.0
• DSCR +4.6/10.0
• Livability +3.3/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Looking for a reasonably priced home to start your next chapter? Maybe you're searching for a peaceful vacation getaway or an investment property that allows short-term rentals (Airbnb). If so, 1095 Deer Run E may be exactly what you've been waiting for this 2-bedroom, 1-bath home is priced to sell and offers charm, character, and endless potential. Imagine cozy winter evenings relaxing by the fireplace, quiet walks along peaceful community streets, or spending time with friends and family on the screened-in porch enjoying relaxing afternoons while the kids play in the yard. The community offers a variety of family-friendly amenities, including horseback riding, swimming pools, and basketball courts, making it attractive for both full-time living and long-term rentals. Whether you're looking for a starter home, weekend retreat, this property offers the flexibility to fit your goals.

Key facts

• Streamlined kitchen
• Completely remodeled
• Large living room

Tags

• LARGE SCREENED-IN PORCH
• COMPLETELY REMODELED
• LARGE LIVING ROOM
• STREAMLINED KITCHEN
• NEW APPLIANCE PACKAGE
• REMODELED BATH

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $71 ($854/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $215k).
• Cap rate 6.7% vs local median 4.4% in Pocono Ranch Lands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#1,037 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment D, health & safety D, schools F.
• East Stroudsburg Area SD (rural): math 25% / reading 43% proficiency, ranked #413 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 290 active listings in the ZIP; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($1k loan paydown + $8k appreciation (3.5% local appreciation)).
• Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.5% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 3y ago; this cycle's ask has dropped $35k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $110k; list at $215k implies a 95% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,900

Questions for the listing agent

1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 6.69%
• Cash-on-cash: 1.42%
• DSCR: 1.06
• GRM: 8.3

CMA / ARV

• ARV (median comp): $229,450
• List price: $214,900
• Delta: 6.78%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1095 Deer Run E	0.00mi	2/1.0	1,332 (0%)	5mo	$110,000	$83	96
110 Oppossum Run Rd	0.22mi	1/1.0 (-1)	1,334 (+0%)	13mo	$121,000	$91	74
491 Mallard Ln	0.67mi	3/2.0 (+1)	1,276 (-4%)	6mo	$127,000	$100	48
1069 Bear Dr	0.53mi	3/1.5 (+1)	1,390 (+4%)	16mo	$141,000	$101	48
127 Vista Ct	0.61mi	3/1.5 (+1)	1,176 (-12%)	0mo	$314,000	$267	45
1030 Bear Dr	0.68mi	3/1.5 (+1)	1,493 (+12%)	3mo	$250,000	$167	39
1385 Bear Dr	0.73mi	3/2.0 (+1)	1,407 (+6%)	14mo	$230,000	$163	36
1155 Elk Dr	0.35mi	3/2.0 (+1)	1,512 (+14%)	20mo	$239,000	$158	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.51% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.2%
• Equity multiple: 1.60×
• Total profit: $36,356
• Equity at exit: $102,809

10-year hold

• IRR: 12.3%
• Equity multiple: 2.93×
• Total profit: $116,239
• Equity at exit: $163,425

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18324

• Home prices YoY: 1.5%
• Active inventory: 290
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,166 medium
• Mortgage (P&I): −$1,127
• Tax from tax record: −$274 /mo · $3,291/yr
• Insurance: −$90
• HOA: −$149
• Vacancy / Maint / Mgmt: −$455
• Net cashflow: $71

Break-even live

Break-even rent $2,076

Max offer price $214,900

Occupancy floor 92%

Sensitivity live

Price	-10% $193	-5% $132	+0% $71	+5% $10	+10% $-51
Rent	-10% $-100	-5% $-14	+0% $71	+5% $157	+10% $242
Rate	-1.0pp $179	-0.5pp $126	base $71	+0.5pp $15	+1.0pp $-41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,725
• Closing costs: $6,447
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $149 · $1,788/yr
• Likely covers: pool

Listing history 23 events

1. 2026-06-19
   days on market $214,900 Active 8 DOM
2. 2026-06-18
   days on market $214,900 Active 7 DOM
3. 2026-06-17
   days on market $214,900 Active 6 DOM
4. 2026-06-16
   days on market $214,900 Active 5 DOM
5. 2026-06-15
   days on market $214,900 Active 4 DOM
6. 2026-06-14
   days on market $214,900 Active 2 DOM
7. 2026-06-13
   pricedays on marketlisting id $214,900 Active 1 DOM
8. 2026-05-30
   days on market $245,000 Active 71 DOM
9. 2026-04-28
   status Active 895-char remark

   Show marketing remark (895 chars)

   Looking for a reasonably priced home to start your next chapter? Maybe you're searching for a peaceful vacation getaway or an investment property that allows short-term rentals (Airbnb). If so, 1095 Deer Run E may be exactly what you've been waiting for this 2-bedroom, 1-bath home is priced to sell and offers charm, character, and endless potential. Imagine cozy winter evenings relaxing by the fireplace, quiet walks along peaceful community streets, or spending time with friends and family on the screened-in porch enjoying relaxing afternoons while the kids play in the yard. The community offers a variety of family-friendly amenities, including horseback riding, swimming pools, and basketball courts, making it attractive for both full-time living and long-term rentals. Whether you're looking for a starter home, weekend retreat, this property offers the flexibility to fit your goals.

10. 2026-04-16
    historical 895-char remark

    Show marketing remark (895 chars)

    Looking for a reasonably priced home to start your next chapter? Maybe you're searching for a peaceful vacation getaway or an investment property that allows short-term rentals (Airbnb). If so, 1095 Deer Run E may be exactly what you've been waiting for this 2-bedroom, 1-bath home is priced to sell and offers charm, character, and endless potential. Imagine cozy winter evenings relaxing by the fireplace, quiet walks along peaceful community streets, or spending time with friends and family on the screened-in porch enjoying relaxing afternoons while the kids play in the yard. The community offers a variety of family-friendly amenities, including horseback riding, swimming pools, and basketball courts, making it attractive for both full-time living and long-term rentals. Whether you're looking for a starter home, weekend retreat, this property offers the flexibility to fit your goals.

11. 2026-04-09
    price $245,000 895-char remark

    Show marketing remark (895 chars)

    Looking for a reasonably priced home to start your next chapter? Maybe you're searching for a peaceful vacation getaway or an investment property that allows short-term rentals (Airbnb). If so, 1095 Deer Run E may be exactly what you've been waiting for this 2-bedroom, 1-bath home is priced to sell and offers charm, character, and endless potential. Imagine cozy winter evenings relaxing by the fireplace, quiet walks along peaceful community streets, or spending time with friends and family on the screened-in porch enjoying relaxing afternoons while the kids play in the yard. The community offers a variety of family-friendly amenities, including horseback riding, swimming pools, and basketball courts, making it attractive for both full-time living and long-term rentals. Whether you're looking for a starter home, weekend retreat, this property offers the flexibility to fit your goals.

12. 2026-03-02
    listed $250,000 Active 895-char remark

    Show marketing remark (895 chars)

    Looking for a reasonably priced home to start your next chapter? Maybe you're searching for a peaceful vacation getaway or an investment property that allows short-term rentals (Airbnb). If so, 1095 Deer Run E may be exactly what you've been waiting for this 2-bedroom, 1-bath home is priced to sell and offers charm, character, and endless potential. Imagine cozy winter evenings relaxing by the fireplace, quiet walks along peaceful community streets, or spending time with friends and family on the screened-in porch enjoying relaxing afternoons while the kids play in the yard. The community offers a variety of family-friendly amenities, including horseback riding, swimming pools, and basketball courts, making it attractive for both full-time living and long-term rentals. Whether you're looking for a starter home, weekend retreat, this property offers the flexibility to fit your goals.

13. 2026-01-22
    soldstatus $110,000
14. 2026-01-19
    soldstatus $110,000 Closed 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

15. 2026-01-07
    status Pending 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

16. 2025-12-23
    price $120,000 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

17. 2025-12-11
    status Active 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

18. 2025-12-11
    price $140,000 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

19. 2025-11-23
    status Pending 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

20. 2025-11-10
    listed $150,000 Active 946-char remark

    Show marketing remark (946 chars)

    Price Reduction & Back on the Market! Looking for a Reasonably Priced Home to start your next chapter?? Maybe you are in the Market for vacation home that offers weekend get aways in a peaceful quiet setting? If so then you have found it in 1095 Deer Run! This 2 Bed 1 Bath which is Priced to sell boasts character and endless potential and is just waiting for you to call it Home! Envision Cozy winter nights snuggled up by the Fire, Taking a walk with the Family down the quiet & peaceful community street, or spending time with friends and family in the screened in porch enjoying lazy Sunday Afternoons as the kids run around the yard and Play . This Community offers Horseback riding , swimming pools, Basketball courts and boasts a family friendly atmosphere . Bring your Vision and Make this Home yours Call and schedule a showing today! Home is Being sold as is . Inspections are for information Purposes only.

21. 2023-10-12
    historical $1,500
22. 2023-09-22
    listed $1,500
23. 1993-02-02
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,291 · $274/mo
• Projected year-2 tax: $3,343 · $279/mo
• Expected delta: +$52/yr (+$4/mo · 1.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,988
• − Mortgage interest: −$12,038
• − Property taxes: −$3,291
• − Insurance: −$1,074
• − Repairs & maintenance: −$2,079
• − Management: −$2,079
• − HOA: −$1,788
• − Depreciation: −$6,252
• Taxable loss: −$2,613
• Est. tax savings @ 24.0%: +$627
• After-tax cash flow: $1,481/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Stroudsburg Area SD
• NCES district ID: 4208670
• Math proficiency: 25% ▼ -11.00%
• Reading proficiency: 43% ▼ -18.00%
• Median HH income: $57,142
• Composite: 30.13/100
• National rank: #6332
• State rank: #413 of 539 in PA

Livability — Pocono Ranch Lands

• Score: 66/100
• State rank: #1037
• US rank: #11566

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pocono Ranch Lands, PA
• Population (ZIP): 9,591

Population outlook (Pike County) Hauer SSP2

• Today (2025): 53,548 people
• By 2030: 51,622 · -3.6%
• By 2040: 46,490 · -13.2%
• By 2050: 40,372 · -24.6%
• By 2075: 31,951 · -40.3%
• By 2100: 26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 47% Hispanic / Latino 26% Black 21% Two or more races 12% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 12% Cuban 3% Dominican 5%
• Common ancestry: Romanian 2% Estonian 1% Lithuanian 1%
• Foreign-born: 19% · Canada, South Korea
• Languages at home: 69% English-only · Spanish 19% Russian/Polish/Slavic 4% French/Haitian/Cajun 3%

Political lean MEDSL · Pike

• 2024 margin: Strong R (+24.1) · D 37.6% · R 61.6%
• 2008→2024 swing: -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
• All cycles: 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.51%
• Current HPI: 243.6754
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+308.3% since first listed

15 events — show timeline

• 2026-04-28 Relisted — PMAR
• 2026-04-16 Delisted — PMAR
• 2026-04-09 Price Changed $245,000 PMAR
• 2026-03-02 Listed $250,000 PMAR
• 2026-01-22 Sold (Public Records) $110,000 Public Records
• 2026-01-19 Sold (MLS) $110,000 PMAR
• 2026-01-07 Pending — PMAR
• 2025-12-23 Price Changed $120,000 PMAR
• 2025-12-11 Relisted — PMAR
• 2025-12-11 Price Changed $140,000 PMAR
• 2025-11-23 Pending — PMAR
• 2025-11-10 Listed $150,000 PMAR
• 2023-10-12 Rental Removed $1,500 Constellation-pmar
• 2023-09-22 Listed for Rent $1,500 Constellation-pmar
• 1993-02-02 Sold (Public Records) $60,000 Public Records

Property tax history

+1.0%/yr

Latest (2026): $3,291 · +1.6% YoY. Source: county tax records.