207 Wildwood Dr · Texarkana, TX 75501

$163,000

4 bd · 3.0 ba · 2,935 sqft · SingleFamily public records · 15 Days on market

Built 1965 0.93 ac lot ↓ 22% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +7.5/15.0
• 1% rule +6.9/10.0
• DSCR +6.3/10.0
• Livability +3.9/5.0
• Schools +3.2/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This fabulously large, one-story home sits on . 93 acres (3 lots) in the middle of town, near shopping and schools. Two bedrooms include charming window seats. Master suite has its own bathroom with soaking tub. Built-ins galore throughout the entire home. Check out the separate mother-in-law suite that has its own entry on the opposite end of the house, complete with wet bar and dual fireplace. The laundry room includes its own sink and additional storage. The back lots may be able to be subdivided and developed (check with city). Make this home your masterpiece! Storage building conveys with property.

Key facts

• Tree shaded yard
• Built in bookcase
• Storage shed

Tags

• TREE SHADED YARD
• CIRCLE DRIVEWAY
• CONCRETE PATIO AREA
• STORAGE SHED
• BUILT IN BOOKCASE
• WOOD BEAMED CEILING

Property features AI

Finance

• Other: Listing is active and offered under an exclusive right to sell agreement; Possession at closing/funding
• Financial info: HUD-owned special listing conditions
• HOA & community: No homeowners association

Exterior

• Parking: Driveway parking; No garage or carport
• Utilities: City water; City sewer; Cable available; Not in a municipal utility district
• Home design: Single family residence; Residential property; One story; Preowned (built in 1965)
• Construction: Brick and siding exterior; Composition roof; Slab foundation; Year built 1965
• Exterior features: Lot approximately 0.93 acre; Subdivision: Brownwood 2nd Add

Interior

• Kitchen: Dishwasher; Electric cooktop
• Bedrooms: 4 bedrooms (all on main level, including a primary bedroom)
• Flooring: Ceramic tile; Concrete flooring
• Bathrooms: 3 bathrooms (all on main level, including a primary bath)
• Heating & cooling: Central heating; Central air conditioning; One fireplace (brick)
• Interior features: Decorative lighting; Two living areas; One dining area; Total of 10 rooms; One-level layout
• Laundry & utility: Full-size washer/dryer area; Utility room; Electric dryer hookup; Electric and gas water heaters

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $163k.

Deal economics

• At list price, monthly cash flow is $200 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $163k).
• Recommended offer: $161k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 4.3% in Texarkana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#93 in TX, #3,241 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D+, schools D, crime D.
• Texarkana ISD (urban): math 36% / reading 41% proficiency, ranked #472 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.6%/yr); 324 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 137 units permitted in Bowie County in 2024 (5 in 5+ unit buildings).
• At $1,943/mo this rent would consume 51% of the median local household income ($46k/yr) (locally 1289% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($161k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price.
• Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,555 (1.5% below list)

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 7.77%
• Cash-on-cash: 5.27%
• DSCR: 1.23
• GRM: 7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.63% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.65×
• Total profit: $-16,134
• Equity at exit: $24,304

10-year hold

• IRR: -2.6%
• Equity multiple: 0.84×
• Total profit: $-7,524
• Equity at exit: $14,093

Cash invested: $45,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75501

• Home prices YoY: -34.9%
• Rents YoY: 1.6%
• Active inventory: 324
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,943 medium
• Mortgage (P&I): −$855
• Tax from tax record: −$412 /mo · $4,946/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $200

Break-even live

Break-even rent $1,690

Max offer price $163,000

Occupancy floor 85%

Sensitivity live

Price	-10% $293	-5% $247	+0% $200	+5% $154	+10% $108
Rent	-10% $47	-5% $124	+0% $200	+5% $277	+10% $354
Rate	-1.0pp $283	-0.5pp $242	base $200	+0.5pp $158	+1.0pp $115

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,750
• Closing costs: $4,890
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2200 Shady Ln Texarkana, TX	5.0	2.0	2514	$2,200	$0.88	44d	1	0.86mi
3320 Robin Ln Unit 12 Texarkana, TX	3.0	2.5	2704	$1,599	$0.59	44d	1	1.25mi
2011 Mall Dr Texarkana, TX	5.0	1.0	2656	$2,700	$1.02	44d	1	1.28mi
2 Fernwood Dr Unit A Texarkana, TX	4.0	3.5	2041	$2,200	$1.08	44d	1	1.48mi

Listing history 13 events

1. 2026-06-21
   days on market $163,000 Active 15 DOM
2. 2026-06-19
   days on market $163,000 Active 13 DOM
3. 2026-06-18
   days on market $163,000 Active 12 DOM
4. 2026-06-17
   days on market $163,000 Active 11 DOM
5. 2026-06-16
   days on market $163,000 Active 10 DOM
6. 2026-06-15
   days on market $163,000 Active 9 DOM
7. 2026-06-14
   days on market $163,000 Active 7 DOM
8. 2026-06-13
   days on market $163,000 Active 6 DOM
9. 2026-06-10
   days on market $163,000 Active 4 DOM
10. 2026-06-09
    days on market $163,000 Active 3 DOM
11. 2026-06-08
    days on market $163,000 Active 2 DOM
12. 2026-06-07
    remarks 699-char remark
13. 2026-06-07
    listed $163,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,946 · $412/mo
• Projected year-2 tax: $4,946 · $412/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,321
• − Mortgage interest: −$9,131
• − Property taxes: −$4,946
• − Insurance: −$815
• − Repairs & maintenance: −$1,866
• − Management: −$1,866
• − Depreciation: −$4,742
• Taxable loss: −$44
• Est. tax savings @ 24.0%: +$11
• After-tax cash flow: $2,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Texarkana ISD
• NCES district ID: 4842480
• Math proficiency: 36% ▼ -7.00%
• Reading proficiency: 41% ▼ -1.00%
• Median HH income: $35,692
• Composite: 31.87/100
• National rank: #5867
• State rank: #472 of 826 in TX

Livability — Texarkana

• Score: 77/100
• State rank: #93
• US rank: #3241

Category grades

Amenities D+ Commute C Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Texarkana, TX
• County: Bowie County · 61,238 people
• City population: 61,238
• Metro: Texarkana, TX-AR
• Population (ZIP): 34,866
• Household income: $45,995
• Rent vs Own: 42.9% rent · 57.1% own
• Severe rent burden: 1289.0

Population outlook (Bowie County) Hauer SSP2

• Today (2025): 94,699 people
• By 2030: 94,824 · +0.1%
• By 2040: 94,870 · +0.2%
• By 2050: 93,686 · -1.1%
• By 2075: 90,082 · -4.9%
• By 2100: 76,579 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 54% Black 33% Hispanic / Latino 9% Two or more races 5%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Italian 1% Lithuanian 1% Portuguese 1%
• Foreign-born: 5% · Canada
• Languages at home: 92% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Bowie

• 2024 margin: Solid R (+48.7) · D 25.3% · R 74.0%
• 2008→2024 swing: -10.8pp toward R · 2008: -37.9pp · 2024: -48.7pp
• All cycles: 2024: R+48.7 2020: R+42.8 2016: R+46.6 2012: R+41.5 2008: R+37.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.14%
• Current HPI: 147.9402
• Rent YoY: ▲ 1.63%
• Metro: Texarkana, TX-AR
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-22.3% since first listed

8 events — show timeline

• 2026-06-04 Listed $163,000 NTREIS
• 2023-06-15 Sold (Public Records) — Public Records
• 2023-06-13 Sold (MLS) — TBOR
• 2023-04-26 Listed $185,000 TBOR
• 2023-04-13 Price Changed $199,900 TBOR
• 2023-03-05 Listed $209,900 TBOR
• 2022-05-18 Sold (Public Records) — Public Records
• 2015-01-26 Sold (Public Records) — Public Records

Property tax history

+5.1%/yr

Latest (2025): $4,946 · +7.6% YoY. Source: county tax records.