1919 Quincy St S · St. Petersburg, FL 33711

$199,000

3 bd · 1.5 ba · 876 sqft · SingleFamily public records · 47 Days on market

Built 1926 6,351 sqft lot Est $270k · 26% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.6/30.0
• ARV discount +15.0/15.0
• DSCR +8.5/10.0
• 1% rule +6.2/10.0
• Schools +4.3/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fixer-upper investor or handyman special. Title work has been completed and ready for a quick cash closing. Seller will convey clear title. This 2-story home features an additional gross 648 square feet on the second floor not reflected in listing but showing on the Property Appraiser site as "Upstairs Low". Also not included is an additional 105 square feet of space consisting of an enclosed porch (utility room) on the ground floor. Downstairs features two bedrooms, one bath, living room, kitchen, and the utility room. Upstairs contains one attic bedroom (with low ceilings) and an extra room that appears to have fixtures for a full second bathroom. Home is ducted for central A/C but other components may be missing. Buyer is to verify what constitutes a bedroom (i. e. , ceiling height). Please note that seller has never occupied property and no real property disclosure is available. Being offered "As Is", and buyer must perform all physical inspections prior to submitting offer. Utilities can be turned on upon request. Please see Realtor Remarks.

Key facts

• 6,351 sq ft lot
• Built 1926
• Listed 47 days

Tags

• SHORT DRIVE TO GULF BEACHES

Property features AI

Finance

• Other: Unfurnished
• Financial info: Lease restrictions apply
• HOA & community: No homeowners association

Exterior

• Parking: No parking details provided
• Security: No security features listed
• Utilities: Public water; Public sewer; Electricity connected; Natural gas available; Cable available; BB/HS Internet available; Phone available; Sewer connected; Water connected
• Home design: Single family residence; Two stories; Faces east; Residential property
• Construction: Metal siding and frame construction; Shingle roof; Pillar/post/pier foundation; Built on a 0.15-acre lot (about 0 to less than 1/4 acre)
• Exterior features: Paved road access; Lot approximately 50 x 127 feet

Interior

• Kitchen: Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Living room and dining room combo; Thermostat
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $199k.

Deal economics

• At list price, monthly cash flow is $470 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $199k).
• Recommended offer: $193k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.5%/yr); 261 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 40% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $15k; list at $199k implies a 1227% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $193,030 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.13%
• Cash-on-cash: 10.12%
• DSCR: 1.45
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $269,808
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1400 46th St S	0.44mi	2/1.0 (-1)	912 (+4%)	3mo	$74,005	$81	63
2700 44th St S	0.51mi	2/2.0 (-1)	912 (+4%)	1mo	$850,000	$932	61
4601 21st Ave S	0.23mi	2/1.0 (-1)	780 (-11%)	4mo	$237,000	$304	61
4371 18th Ave S	0.11mi	2/1.0 (-1)	752 (-14%)	6mo	$282,000	$375	60
1745 41st St S	0.24mi	2/2.0 (-1)	961 (+10%)	8mo	$300,000	$312	59
2405 44th St S	0.28mi	2/1.0 (-1)	1,000 (+14%)	3mo	$195,000	$195	54
4047 11th Ave S	0.65mi	3/1.0	920 (+5%)	9mo	$299,900	$326	52
3810 18th Ave S	0.40mi	3/2.0	986 (+13%)	9mo	$265,000	$269	51
5145 Preston Ave S	0.74mi	2/1.0 (-1)	861 (-2%)	9mo	$265,000	$308	49
2323 35th St S	0.67mi	3/1.0	968 (+10%)	6mo	$180,000	$186	44
2655 Miriam St S	0.53mi	2/1.0 (-1)	1,001 (+14%)	1mo	$409,000	$409	43
3929 10th Ave S	0.75mi	3/1.0	770 (-12%)	6mo	$235,000	$305	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -4.4%
• Equity multiple: 0.84×
• Total profit: $-8,880
• Equity at exit: $29,672

10-year hold

• IRR: 1.6%
• Equity multiple: 1.10×
• Total profit: $5,440
• Equity at exit: $17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33711

• Rents YoY: -1.5%
• Active inventory: 261
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $2,234 high
• Mortgage (P&I): −$1,044
• Tax from tax record: −$169 /mo · $2,023/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$469
• Net cashflow: $470

Break-even live

Break-even rent $1,639

Max offer price $199,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4327 17th Ave S Saint Petersburg, FL	2.0	1.0	880	$2,500	$2.84	24d	1	0.21mi
1628 43rd St S Saint Petersburg, FL	3.0	2.0	1045	$2,100	$2.01	24d	1	0.24mi
4618 20th Ave S Saint Petersburg, FL	2.0	1.0	921	$1,800	$1.95	3d	1	0.26mi
4631 Queensboro Ave S Unit 4631 St. Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	8d	1	0.30mi
4631 Queensboro Ave S St Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	11d	1	0.30mi
4601 22nd Ave S Saint Petersburg, FL	1.0–2.0	1.0	872	$1,349	$1.55	2d	3	0.32mi
1933 47th St S Saint Petersburg, FL	2.0	1.0	816	$1,595	$1.95	4d	1	0.36mi
1327 43rd St S Saint Petersburg, FL	3.0	1.5	959	$2,250	$2.35	4d	1	0.40mi
1642 39th St S Saint Petersburg, FL	3.0	1.0	975	$1,995	$2.05	20d	1	0.43mi
4665 Yarmouth Ave S Saint Petersburg, FL	2.0	1.0	826	$1,950	$2.36	24d	1	0.45mi
1665 37th St S Saint Petersburg, FL	3.0	1.0	867	$1,850	$2.13	11d	1	0.55mi
4545 12th Ave S Saint Petersburg, FL	2.0	1.0	660	$2,000	$3.03	4d	1	0.56mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	4d	1	0.57mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	24d	1	0.57mi
4421 11th Ave S Saint Petersburg, FL	3.0	2.0	945	$2,000	$2.12	4d	1	0.59mi
4537 10th Ave S Saint Petersburg, FL	4.0	2.0	1046	$2,690	$2.57	4d	1	0.67mi
2800 47th St S Gulfport, FL	2.0	1.0	890	$2,300	$2.58	4d	1	0.68mi
3774 Abington Ave S Unit A St. Petersburg, FL	2.0	1.0	710	$1,400	$1.97	12d	1	0.70mi
4525 29th Ave S Gulfport, FL	2.0	1.0	828	$1,895	$2.29	4d	1	0.70mi
3535 14th Ave S Saint Petersburg, FL	3.0	1.0	768	$1,650	$2.15	4d	1	0.72mi
4933 13th Ave S Gulfport, FL	2.0	1.0	939	$2,200	$2.34	20d	1	0.72mi
3936 9th Ave S Saint Petersburg, FL	2.0	1.0	696	$1,895	$2.72	8d	1	0.74mi
4801 10th Ave S Unit 1 St. Petersburg, FL	3.0	1.0	1100	$2,200	$2.00	24d	1	0.75mi
2402 52nd St S Gulfport, FL	2.0	2.0	1028	$3,000	$2.92	4d	1	0.78mi
1701 53rd St S Gulfport, FL	3.0	1.0	994	$2,800	$2.82	4d	1	0.84mi
3246 20th Ave S Saint Petersburg, FL	2.0	1.0	864	$1,795	$2.08	24d	1	0.85mi
3627 29th Ave S Saint Petersburg, FL	2.0	1.0	1040	$2,000	$1.92	8d	1	0.86mi
2412 53rd St S Unit A Gulfport, FL	3.0	1.0	821	$2,250	$2.74	24d	1	0.86mi
2865 51st St S Gulfport, FL	2.0	1.0	944	$1,900	$2.01	12d	1	0.92mi
3017 49th St S Unit 12 Gulfport, FL	2.0	1.0	750	$1,600	$2.13	2d	1	0.92mi
3017 49th St S Gulfport, FL	2.0	1.0	632	$1,650	$2.61	2d	1	0.92mi
2865 51st St S Unit 5 Gulfport, FL	2.0	1.0	944	$1,900	$2.01	14d	1	0.92mi
2506 54th St S Gulfport, FL	2.0	1.0	876	$1,800	$2.05	8d	1	0.95mi
2506 54th St S Gulfport, FL	2.0	1.0	938	$1,800	$1.92	24d	1	0.95mi
1922 55th St S Gulfport, FL	2.0	1.0	864	$2,500	$2.89	4d	1	0.96mi
4541 6th Ave S Saint Petersburg, FL	3.0	1.0	945	$1,100	$1.16	15d	1	0.98mi
1227 Fargo St S Unit 1 St. Petersburg, FL	2.0	1.0	780	$1,600	$2.05	24d	1	0.99mi
3280 37th Way S Unit B Saint Petersburg, FL	2.0	2.0	1100	$1,700	$1.55	24d	1	1.00mi
1901 31st St S Unit 1/2 St. Petersburg, FL	2.0	1.0	721	$1,950	$2.70	3d	1	1.01mi
505 43rd St S Unit 5051/2 St. Petersburg, FL	2.0	1.0	800	$2,000	$2.50	24d	1	1.04mi

Listing history 11 events

1. 2026-05-03
   status Pending
2. 2026-04-24
   status Active
3. 2026-04-08
   status Pending
4. 2026-02-28
   listed $199,000 Active
5. 2014-04-11
   soldstatus $15,000 Sold 1082-char remark

   Show marketing remark (1082 chars)

   Fixer-upper investor or handyman special. Title work has been completed and ready for a quick cash closing. Seller will convey clear title. This 2-story home features an additional gross 648 square feet on the second floor not reflected in listing but showing on the Property Appraiser site as "Upstairs Low". Also not included is an additional 105 square feet of space consisting of an enclosed porch (utility room) on the ground floor. Downstairs features two bedrooms, one bath, living room, kitchen, and the utility room. Upstairs contains one attic bedroom (with low ceilings) and an extra room that appears to have fixtures for a full second bathroom. Home is ducted for central A/C but other components may be missing. Buyer is to verify what constitutes a bedroom (i. e. , ceiling height). Please note that seller has never occupied property and no real property disclosure is available. Being offered "As Is", and buyer must perform all physical inspections prior to submitting offer. Utilities can be turned on upon request. Please see Realtor Remarks.

6. 2014-04-10
   status Pending 1082-char remark

   Show marketing remark (1082 chars)

   Fixer-upper investor or handyman special. Title work has been completed and ready for a quick cash closing. Seller will convey clear title. This 2-story home features an additional gross 648 square feet on the second floor not reflected in listing but showing on the Property Appraiser site as "Upstairs Low". Also not included is an additional 105 square feet of space consisting of an enclosed porch (utility room) on the ground floor. Downstairs features two bedrooms, one bath, living room, kitchen, and the utility room. Upstairs contains one attic bedroom (with low ceilings) and an extra room that appears to have fixtures for a full second bathroom. Home is ducted for central A/C but other components may be missing. Buyer is to verify what constitutes a bedroom (i. e. , ceiling height). Please note that seller has never occupied property and no real property disclosure is available. Being offered "As Is", and buyer must perform all physical inspections prior to submitting offer. Utilities can be turned on upon request. Please see Realtor Remarks.

7. 2014-03-01
   listed $19,900 Active 1082-char remark

   Show marketing remark (1082 chars)

   Fixer-upper investor or handyman special. Title work has been completed and ready for a quick cash closing. Seller will convey clear title. This 2-story home features an additional gross 648 square feet on the second floor not reflected in listing but showing on the Property Appraiser site as "Upstairs Low". Also not included is an additional 105 square feet of space consisting of an enclosed porch (utility room) on the ground floor. Downstairs features two bedrooms, one bath, living room, kitchen, and the utility room. Upstairs contains one attic bedroom (with low ceilings) and an extra room that appears to have fixtures for a full second bathroom. Home is ducted for central A/C but other components may be missing. Buyer is to verify what constitutes a bedroom (i. e. , ceiling height). Please note that seller has never occupied property and no real property disclosure is available. Being offered "As Is", and buyer must perform all physical inspections prior to submitting offer. Utilities can be turned on upon request. Please see Realtor Remarks.

8. 1995-09-06
   soldstatus $38,000
9. 1993-12-30
   soldstatus $42,000
10. 1993-03-24
    soldstatus $42,000
11. 1992-07-31
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,023 · $169/mo
• Projected year-2 tax: $2,023 · $169/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,811
• − Mortgage interest: −$11,147
• − Property taxes: −$2,023
• − Insurance: −$995
• − Repairs & maintenance: −$2,145
• − Management: −$2,145
• − Depreciation: −$5,789
• Taxable income: $2,566
• Est. tax owed @ 24.0%: −$616
• After-tax cash flow: $5,023/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 20,013
• Household income: $66,540
• Rent vs Own: 30.3% rent · 69.7% own
• Severe rent burden: 903.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Romanian 2% Lithuanian 2% Italian 1%
• Foreign-born: 7% · Canada, Dominican Republic
• Languages at home: 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -313.54%
• Current HPI: 338.2712
• Rent YoY: ▼ -1.47%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1890.0% since first listed

11 events — show timeline

• 2026-05-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Listed $199,000 Stellar MLS as Distributed by MLS Grid
• 2014-04-11 Sold (MLS) $15,000 Stellar MLS as Distributed by MLS Grid
• 2014-04-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-03-01 Listed $19,900 Stellar MLS as Distributed by MLS Grid
• 1995-09-06 Sold (Public Records) $38,000 Public Records
• 1993-12-30 Sold (Public Records) $42,000 Public Records
• 1993-03-24 Sold (Public Records) $42,000 Public Records
• 1992-07-31 Sold (Public Records) $10,000 Public Records

Property tax history

+11.7%/yr

Latest (2025): $2,023 · +18.4% YoY. Source: county tax records.