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201 Bronco Cir
C Composite 58.43
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.6/30.0
  • DSCR +7.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.9/10.0
  • Appreciation +3.3/10.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$178,000

201 Bronco Cir · Jefferson, CO 80432
2 bd · 1.0 ba · 1,536 sqft · SingleFamily public records · 121 Days on market
Built 1994 4.02 ac lot $4/mo HOA ↓ 26% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

You could own a 1/3 PARTNERSHIP In this charming cabin in Indian Mountain. The location can't be beat, privacy and stunning views. The property has massive mountain views, and Tarryall Creek runs right through the large ranch that the lot backs up to. The main level of the cabin has a warm, open, inviting great room with two separate seating areas and a dining space. A wood burning stove will keep you cozy in the winter. The open kitchen has an island with additional seating. A 3/4 bath with Washer/Dryer completes the main level. Downstairs you have 2 bedrooms and a full bath, ideal accommodations for family and guests. Sitting on just over 4 acres of prime Rocky Mountain land, you have ample space to relax and play. A beautiful deck encircles the cabin to take in the views, enjoy the colorful sunrises, and stargaze under the clear, dark night skies. A detached, oversized, two car garage with a workshop can handle your vehicles, your toys, and your hobbies. Centrally located on county maintained roads in Park County, you will have easy access to all the outdoor adventure Colorado is known for. National forest for hiking and exploring, several stocked reservoirs and the Platte River for fishing. Monarch and Breckenridge ski resorts and white water rafting on the Arkansas River are just down the road. The Indian mountain community offers a clubhouse, bbq area, playground, community center, and hiking and sledding trails. The historic town of Fairplay is only minutes away for supplies, entertainment, or a nice meal. This is a great, affordable way to claim your mountain getaway. All partnership details are available.

Key facts

  • Utility room
  • Tarryall creek
  • Open kitchen

Tags

MASSIVE MOUNTAIN VIEWSTARRYALL CREEKOPEN KITCHENUTILITY ROOMDETACHED OVERSIZED GARAGECOUNTY MAINTAINED ROADS

Property features AI

Finance

  • HOA & community: Indian Mountain association (voluntary); Annual association fee $50; Community amenities include clubhouse, parking, playground, seasonal pond, and trails

Exterior

  • Parking: 2 total parking spaces; 2-car garage (oversized)
  • Utilities: Well water; Septic tank; Electricity connected; Phone available; Propane
  • Home design: Single-family residence; Two levels; Unattached property; Residential rural zoning
  • Construction: Log construction; Composition roof; Concrete perimeter foundation; Built as a house
  • Exterior features: Wrap-around deck; Deck; Many trees; Rolling slope; Dirt road frontage (public); Public maintained road

Interior

  • Kitchen: Range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms (both in the basement)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 total bathrooms — 1 full (basement) and 1 three-quarter (main level)
  • Heating & cooling: Propane heating; Wood stove
  • Interior features: Open floorplan; Finished basement; Wood-burning stove in great room
  • Laundry & utility: Washer; Dryer; Gas water heater; Utility room in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $178k.

Deal economics

  • At list price, monthly cash flow is $335 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $178k).
  • Recommended offer: $157k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 3.2% in Jefferson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Park County School District No. Re-2 (rural): math 25% / reading 39% proficiency, ranked #89 of 176 in CO (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Edith Teter Elementary School (math 15% / reading 34%, grade F, #604 of 966 statewide, top 63%, 211 students, 39% FRL); South Park Middle School (math 24% / reading 44%, grade F, #106 of 270 statewide, top 42%, 98 students, 36% FRL); South Park High School (math 10% / reading 70%, grade F, #167 of 381 statewide, top 46%, 124 students, 27% FRL) — zoned schools at 34% FRL track the district average.
  • Market conditions: 140 active listings in the ZIP; 144 units permitted in Park County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Park County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,640 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.55%
Cash-on-cash
8.07%
DSCR
1.36
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.0%
Equity multiple
0.85×
Total profit
$-7,498
Equity at exit
$26,540
10-year hold
IRR
5.7%
Equity multiple
1.42×
Total profit
$20,971
Equity at exit
$15,390

Cash invested: $49,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80432

Home prices YoY
-1.3%
Active inventory
140
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,933 medium interval (Pro) →
Mortgage (P&I)
$933
Tax from tax record
$180 /mo · $2,161/yr
Insurance
$74
HOA
$4
Vacancy / Maint / Mgmt
$406
Net cashflow
$335

Break-even live

Break-even rent $1,508
Max offer price $178,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,500
Closing costs
$5,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$4 · $48/yr
Likely covers
water

Listing history 17 events

  1. 2026-06-19
    days on market $178,000 Active 121 DOM
  2. 2026-06-18
    days on market $178,000 Active 120 DOM
  3. 2026-06-17
    days on market $178,000 Active 119 DOM
  4. 2026-06-17
    days on market $178,000 Active 118 DOM
  5. 2026-06-15
    days on market $178,000 Active 117 DOM
  6. 2026-06-14
    days on market $178,000 Active 115 DOM
  7. 2026-06-12
    days on market $178,000 Active 114 DOM
  8. 2026-06-09
    days on market $178,000 Active 111 DOM
  9. 2026-06-08
    days on market $178,000 Active 110 DOM
  10. 2026-06-07
    days on market $178,000 Active 109 DOM
  11. 2026-06-02
    days on market $178,000 Active 104 DOM
  12. 2026-06-01
    days on market $178,000 Active 103 DOM
  13. 2026-05-31
    days on market $178,000 Active 102 DOM
  14. 2026-05-30
    days on market $178,000 Active 101 DOM
  15. 2026-02-18
    listed $178,000 Active 1641-char remark
    Show marketing remark (1641 chars)

    You could own a 1/3 PARTNERSHIP In this charming cabin in Indian Mountain. The location can't be beat, privacy and stunning views. The property has massive mountain views, and Tarryall Creek runs right through the large ranch that the lot backs up to. The main level of the cabin has a warm, open, inviting great room with two separate seating areas and a dining space. A wood burning stove will keep you cozy in the winter. The open kitchen has an island with additional seating. A 3/4 bath with Washer/Dryer completes the main level. Downstairs you have 2 bedrooms and a full bath, ideal accommodations for family and guests. Sitting on just over 4 acres of prime Rocky Mountain land, you have ample space to relax and play. A beautiful deck encircles the cabin to take in the views, enjoy the colorful sunrises, and stargaze under the clear, dark night skies. A detached, oversized, two car garage with a workshop can handle your vehicles, your toys, and your hobbies. Centrally located on county maintained roads in Park County, you will have easy access to all the outdoor adventure Colorado is known for. National forest for hiking and exploring, several stocked reservoirs and the Platte River for fishing. Monarch and Breckenridge ski resorts and white water rafting on the Arkansas River are just down the road. The Indian mountain community offers a clubhouse, bbq area, playground, community center, and hiking and sledding trails. The historic town of Fairplay is only minutes away for supplies, entertainment, or a nice meal. This is a great, affordable way to claim your mountain getaway. All partnership details are available.

  16. 2026-02-18
    listed $178,000 Active 1641-char remark
    Show marketing remark (1641 chars)

    You could own a 1/3 PARTNERSHIP In this charming cabin in Indian Mountain. The location can't be beat, privacy and stunning views. The property has massive mountain views, and Tarryall Creek runs right through the large ranch that the lot backs up to. The main level of the cabin has a warm, open, inviting great room with two separate seating areas and a dining space. A wood burning stove will keep you cozy in the winter. The open kitchen has an island with additional seating. A 3/4 bath with Washer/Dryer completes the main level. Downstairs you have 2 bedrooms and a full bath, ideal accommodations for family and guests. Sitting on just over 4 acres of prime Rocky Mountain land, you have ample space to relax and play. A beautiful deck encircles the cabin to take in the views, enjoy the colorful sunrises, and stargaze under the clear, dark night skies. A detached, oversized, two car garage with a workshop can handle your vehicles, your toys, and your hobbies. Centrally located on county maintained roads in Park County, you will have easy access to all the outdoor adventure Colorado is known for. National forest for hiking and exploring, several stocked reservoirs and the Platte River for fishing. Monarch and Breckenridge ski resorts and white water rafting on the Arkansas River are just down the road. The Indian mountain community offers a clubhouse, bbq area, playground, community center, and hiking and sledding trails. The historic town of Fairplay is only minutes away for supplies, entertainment, or a nice meal. This is a great, affordable way to claim your mountain getaway. All partnership details are available.

  17. 2006-12-26
    soldstatus $240,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

Current annual tax
$2,161 · $180/mo
Projected year-2 tax
$2,161 · $180/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 7 d/yr ≥80°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,191
− Mortgage interest
−$9,971
− Property taxes
−$2,161
− Insurance
−$890
− Repairs & maintenance
−$1,855
− Management
−$1,855
− HOA
−$48
− Depreciation
−$5,178
Taxable income
$1,233
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$296
After-tax cash flow
$3,725/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Park County School District No. Re-2
NCES district ID
0803840
Math proficiency
25% ▲ 6.00%
Reading proficiency
39% ▲ 2.00%
Median HH income
$51,367
Composite
30.72/100
National rank
#11416
State rank
#89 of 176 in CO

Livability — Jefferson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
309

Population outlook (Park County) Hauer SSP2

Today (2025)
17,411 people
By 2030
17,584 · +1.0%
By 2040
17,261 · -0.9%
By 2050
16,115 · -7.4%
By 2075
14,174 · -18.6%
By 2100
11,928 · -31.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Asian 27% Black 4%
Common ancestry
Serbian 16% Romanian 13%
Foreign-born
21% · Canada, Dominican Republic
Languages at home
90% English-only · Other Indo-European 5% Tagalog/Filipino 5%

Political lean MEDSL · Park

2024 margin
R (+16.5) · D 40.2% · R 56.7% · Other 3.1%
2008→2024 swing
-9.6pp toward R · 2008: -6.9pp · 2024: -16.5pp
All cycles
2024: R+16.5 2020: R+17.0 2016: R+26.4 2012: R+15.1 2008: R+6.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.35%
Current HPI
255.2617
Rent YoY
Metro
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-25.8% since first listed
3 events — show timeline
  • 2026-02-18 Listed $178,000 IRES
  • 2026-02-18 Listed $178,000 REColorado as Distributed by MLS Grid
  • 2006-12-26 Sold (Public Records) $240,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $2,161 · -9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…