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6129 Dixie
C- Composite 50.92
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.7/10.0
  • 1% rule +3.3/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$285,000

6129 Dixie · New Woodville, OK 73439
4 bd · 2.0 ba · 1,392 sqft · Other public records · 117 Days on market
Built 2023 0.29 ac lot ↓ 11% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This beautifully designed open-concept living and kitchen space is perfect for entertaining. Exposed pinewood shelves and a custom staircase add warmth and character throughout the home. Upstairs, the spacious bedrooms offer comfort and privacy, while the primary suite features a private balcony ideal for morning coffee or evening sunsets. The full length front and back porches are supported by striking cedar beams, creating inviting outdoor living spaces. Located just 2½ miles from the upcoming Hard Rock Casino and the West Bay Casino, and only minutes from multiple boat ramps, this property sits in a great neighborhood that’s golf cart- and ATV-friendly. Whether you’re

Key facts

  • Cedar beams
  • Open concept living
  • Custom staircase

Tags

OPEN CONCEPT LIVINGEXPOSED PINEWOOD SHELVESCUSTOM STAIRCASEPRIVATE BALCONYFULL LENGTH PORCHESCEDAR BEAMS

Property features AI

Finance

  • HOA & community: Sidewalks in the community

Exterior

  • Security: Smoke detector(s); No safety shelter
  • Utilities: Electricity available; Public water; Aerobic septic
  • Home design: 2-story home; Faces north; Slab foundation
  • Construction: Built with aluminum siding and wood frame; Metal roof
  • Exterior features: Gravel driveway; Sprinkler/irrigation system; Covered porch

Interior

  • Kitchen: Dishwasher; Oven; Range; Stove; Refrigerator; Gas water heater; Tankless water heater
  • Flooring: Concrete; Tile; Wood veneer
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (propane); Central air conditioning
  • Interior features: Ceramic countertops; Ceiling fan(s); Gas oven connection; Programmable thermostat; Vinyl and insulated windows
  • Laundry & utility: Washer; Dryer; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $285k.

Deal economics

  • At list price, monthly cash flow is $112 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (17.1% below list).
  • Recommended offer: $236k (17.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 49/100 on livability (#680 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, employment B+; Watch: schools F, amenities F, commute F.
  • Kingston (rural): math 27% / reading 32% proficiency, ranked #70 of 270 in OK (top 26%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 435 active listings in the ZIP; 42 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
  • Marshall County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $80k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 117 days — a 9% lower offer ($259k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $236,214 (17.1% below list)

Questions for the listing agent

  1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.76%
Cash-on-cash
1.68%
DSCR
1.07
GRM
10.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.5%
Equity multiple
3.03×
Total profit
$162,251
Equity at exit
$256,751
10-year hold
IRR
22.4%
Equity multiple
6.91×
Total profit
$472,004
Equity at exit
$553,692

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73439

Home prices YoY
12.3%
Active inventory
435
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,362 medium interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$141 /mo · $1,690/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$496
Net cashflow
$112

Break-even live

Break-even rent $2,220
Max offer price $285,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $285,000 Active 117 DOM
  2. 2026-06-18
    days on market $285,000 Active 116 DOM
  3. 2026-06-17
    days on market $285,000 Active 115 DOM
  4. 2026-06-16
    days on market $285,000 Active 114 DOM
  5. 2026-06-15
    days on market $285,000 Active 113 DOM
  6. 2026-06-14
    days on market $285,000 Active 111 DOM
  7. 2026-06-13
    days on market $285,000 Active 110 DOM
  8. 2026-06-10
    days on market $285,000 Active 108 DOM
  9. 2026-06-09
    days on market $285,000 Active 107 DOM
  10. 2026-06-08
    days on market $285,000 Active 106 DOM
  11. 2026-06-07
    days on market $285,000 Active 105 DOM
  12. 2026-06-05
    days on market $285,000 Active 102 DOM
  13. 2026-06-02
    days on market $285,000 Active 100 DOM
  14. 2026-06-01
    days on market $285,000 Active 99 DOM
  15. 2026-05-31
    days on market $285,000 Active 98 DOM
  16. 2026-05-30
    days on market $285,000 Active 97 DOM
  17. 2026-05-16
    price $285,000
  18. 2026-04-28
    price $290,000
  19. 2026-04-14
    price $305,000
  20. 2026-03-28
    price $314,900
  21. 2026-02-21
    listed $319,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,690 · $141/mo
Projected year-2 tax
$2,565 · $214/mo
Expected delta
+$875/yr (+$73/mo · 51.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,346
− Mortgage interest
−$15,964
− Property taxes
−$1,690
− Insurance
−$1,425
− Repairs & maintenance
−$2,268
− Management
−$2,268
− Depreciation
−$8,291
Taxable loss
−$3,560
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$854
After-tax cash flow
$2,198/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kingston
NCES district ID
4016590
Math proficiency
27% ▼ -7.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$40,655
Composite
24.88/100
National rank
#7585
State rank
#70 of 270 in OK

Livability — New Woodville

Score
49/100
State rank
#680
US rank
#25850

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,011

Population outlook (Marshall County) Hauer SSP2

Today (2025)
17,405 people
By 2030
18,038 · +3.6%
By 2040
19,513 · +12.1%
By 2050
21,283 · +22.3%
By 2075
27,884 · +60.2%
By 2100
35,435 · +103.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 16% Native American 5% Hispanic / Latino 4%
Common ancestry
Lithuanian 3% Italian 2% Serbian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Marshall

2024 margin
Solid R (+63.4) · D 17.7% · R 81.2% · Other 1.1%
2008→2024 swing
-24.6pp toward R · 2008: -38.8pp · 2024: -63.4pp
All cycles
2024: R+63.4 2020: R+62.5 2016: R+56.6 2012: R+45.7 2008: R+38.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 26.96%
Current HPI
246.2253
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-10.9% since first listed
5 events — show timeline
  • 2026-05-16 Price Changed $285,000 MLS Technology, Inc.
  • 2026-04-28 Price Changed $290,000 MLS Technology, Inc.
  • 2026-04-14 Price Changed $305,000 MLS Technology, Inc.
  • 2026-03-28 Price Changed $314,900 MLS Technology, Inc.
  • 2026-02-21 Listed $319,999 MLS Technology, Inc.

Property tax history

+48.4%/yr

Latest (2025): $1,690 · +1479.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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