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718 S 22nd St
B+ Composite 77.17
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.6/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +7.9/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0

$360,000

718 S 22nd St · Tampa, FL 33605
3 bd · 3.0 ba · 1,760 sqft · Townhouse public records · 87 Days on market
Built 2016 1,116 sqft lot $55/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

Key facts

  • Private balcony
  • Farmhouse sink
  • $55 HOA

Tags

FIRST-FLOOR BONUS ROOMOPEN-CONCEPT SECOND FLOORSTAINLESS STEEL APPLIANCESBUTCHER BLOCK COUNTERTOPSFARMHOUSE SINKPRIVATE BALCONY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $360k.

Deal economics

  • At list price, monthly cash flow is $755 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $360k).
  • Recommended offer: $338k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 187 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • At $4,632/mo this rent would consume 150% of the median local household income ($37k/yr) (locally 1374% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 0.6% rent growth), your $101k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($338k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $275k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $338,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
10.23%
Cash-on-cash
14.07%
DSCR
1.63
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.58% rent growth · sell at horizon

5-year hold
IRR
29.7%
Equity multiple
3.32×
Total profit
$233,468
Equity at exit
$324,317
10-year hold
IRR
25.0%
Equity multiple
7.25×
Total profit
$630,144
Equity at exit
$699,401

Cash invested: $100,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33605

Home prices YoY
3.7%
Rents YoY
0.6%
Active inventory
187
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$4,632 high interval (Pro) →
Mortgage (P&I)
$1,888
Tax from tax record
$385 /mo · $4,621/yr
Insurance
$150
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$55
Vacancy / Maint / Mgmt
$973
Net cashflow
$755

Break-even live

Break-even rent $3,677
Max offer price $360,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$90,000
Closing costs
$10,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2204 Grant St Tampa, FL 3.0 3.0 1854 $2,995 $1.62 24d 1 0.04mi
101 S 12th St #410 Tampa, FL 2.0 2.0 1631 $4,600 $2.82 21d 1 0.76mi
1212 E Whiting St Unit A Tampa, FL 2.0 2.0 1427 $6,500 $4.56 24d 1 0.78mi
1209 E Cumberland Ave #2103 Tampa, FL 2.0 2.5 1338 $5,500 $4.11 17d 1 0.79mi
1209 E Cumberland Ave Tampa, FL 1.0–2.0 1.5–2.5 1317 $5,500 $4.17 21d 3 0.79mi
449 S 12th St Tampa, FL 2.0–3.0 2.5–3.0 1866 $7,200 $3.86 4d 4 0.79mi
727 Cruise View Dr Tampa, FL 3.0 2.0 1514 $5,000 $3.30 4d 1 0.81mi
101 N Meridian Ave Tampa, FL 2.0 1.0–2.5 935 $4,930 $5.27 1d 38 0.84mi
1227 E Madison St #902 Tampa, FL 2.0 2.0 1590 $3,500 $2.20 24d 1 0.84mi
2409 E 2nd Ave Tampa, FL 2.0 1.0–2.0 882 $3,549 $4.02 2d 23 0.87mi
1190 E Washington St Tampa, FL 2.0 1.0–2.0 967 $3,346 $3.46 1d 11 0.88mi
1011 E Cumberland Ave Tampa, FL 3.0 1.0–3.0 1043 $6,984 $6.69 2d 28 0.92mi
1120 E Kennedy Blvd #1216 Tampa, FL 2.0 2.0 1599 $4,750 $2.97 24d 1 0.92mi
815 Water St Tampa, FL 1.0–3.0 1.0–3.5 1299 $12,948 $9.96 1d 39 0.92mi
601 N 12th St Tampa, FL 2.0 1.0–2.0 954 $4,996 $5.24 2d 22 0.94mi
1000 Water St #1201 Tampa, FL 2.0 2.5 2050 $16,000 $7.80 14d 1 0.97mi
1050 Water St Tampa, FL 2.0 1.0–2.0 855 $5,864 $6.85 1d 43 0.98mi
1000 Water St #2202 Tampa, FL 2.0 2.5 1868 $16,000 $8.57 1d 1 0.98mi
1120 E Twiggs St Tampa, FL 1.0–3.0 1.0–2.0 1134 $3,455 $3.05 1d 29 0.98mi
500 Knights Run Ave Tampa, FL 2.0 1.0–2.0 942 $5,192 $5.51 1d 19 1.04mi
501 Knights Run Ave Tampa, FL 1.0–2.0 1.0–2.0 1014 $3,300 $3.25 4d 2 1.07mi
800 Harbour Post Dr Tampa, FL 3.0 1.0–2.0 1001 $4,555 $4.55 1d 27 1.07mi
450 Knights Run Ave Tampa, FL 2.0–4.0 3.0–5.5 3300 $15,550 $4.71 3d 2 1.07mi
450 Knights Run Ave #505 Tampa, FL 2.0 2.0 1242 $4,500 $3.62 21d 1 1.07mi
371 Channelside Walk Way Tampa, FL 2.0 2.0 1821 $4,800 $2.64 24d 1 1.10mi
301 Harbour Place Dr Tampa, FL 3.0 1.0–2.0 1108 $5,064 $4.57 2d 28 1.12mi
700 S Harbour Island Blvd Tampa, FL 1.0–2.0 1.0–2.0 1120 $3,950 $3.53 2d 4 1.18mi
700 S Harbour Island Blvd Tampa, FL 1.0–2.0 1.0–2.0 1120 $3,950 $3.53 4d 5 1.18mi
2312 E 8th Ave Tampa, FL 3.0 2.0 1420 $2,500 $1.76 11d 1 1.19mi
1195 Shipwatch Cir Tampa, FL 3.0 2.5 1653 $5,295 $3.20 16d 1 1.20mi
970 E Scott Dr Unit 3 Tampa, FL 3.0 3.0 1384 $3,810 $2.75 24d 1 1.21mi
941 Seddon Cove Way Tampa, FL 3.0 3.0 2283 $10,000 $4.38 17d 1 1.26mi
2312 E 10th Ave Tampa, FL 3.0 1.0 1520 $2,400 $1.58 17d 1 1.29mi
1437 Harbour Walk Rd Tampa, FL 3.0 2.5 1700 $4,700 $2.76 2d 1 1.29mi
1720 Nick Nuccio Pkwy Tampa, FL 3.0 1.0–3.0 955 $3,943 $4.13 24d 40 1.31mi
1149 Hank Ballard St Unit 3 Tampa, FL 3.0 2.0 1303 $3,505 $2.69 24d 1 1.32mi
1150 Hank Ballard St Tampa, FL 1.0–3.0 1.0–2.0 1003 $3,925 $3.91 1d 70 1.34mi
921 N Central Ave Tampa, FL 2.0 1.0–2.5 977 $3,899 $3.99 1d 16 1.36mi
2504 E 12th Ave Tampa, FL 3.0 2.0 1422 $2,500 $1.76 4d 1 1.40mi
1218 E Kay St #8 Tampa, FL 3.0 3.5 2109 $5,000 $2.37 17d 1 1.44mi

HOA detail

Monthly dues
$55 · $660/yr

Listing history 33 events

  1. 2026-06-18
    days on market $360,000 Active 87 DOM
  2. 2026-06-17
    days on market $360,000 Active 86 DOM
  3. 2026-06-16
    days on market $360,000 Active 85 DOM
  4. 2026-06-15
    days on market $360,000 Active 84 DOM
  5. 2026-06-13
    days on market $360,000 Active 82 DOM
  6. 2026-06-13
    days on market $360,000 Active 81 DOM
  7. 2026-06-09
    days on market $360,000 Active 78 DOM
  8. 2026-06-08
    status $360,000 Active 77 DOM
  9. 2026-04-23
    status Pending
  10. 2026-03-26
    status Active
  11. 2026-03-26
    price $360,000
  12. 2025-10-23
    status Pending
  13. 2025-09-04
    listed $369,900 Active
  14. 2025-08-25
    historical
  15. 2025-08-08
    price $399,000
  16. 2025-07-23
    price $430,000
  17. 2025-07-09
    price $450,000
  18. 2025-06-30
    price $464,000
  19. 2025-06-12
    price $469,000
  20. 2025-05-20
    price $475,000
  21. 2025-05-07
    listed $490,000 Active
  22. 2018-11-18
    soldstatus $275,000 Sold 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  23. 2018-10-12
    status Pending 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  24. 2018-08-28
    status Active 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  25. 2018-08-20
    historical 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  26. 2018-08-01
    price $299,500 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  27. 2018-05-23
    price $299,900 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  28. 2018-05-08
    status Active 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  29. 2018-04-28
    status Pending 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  30. 2018-04-10
    listed $300,000 Active 993-char remark
    Show marketing remark (993 chars)

    Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!

  31. 2017-11-06
    historical
  32. 2017-09-15
    price $299,900
  33. 2016-11-21
    listed $319,877 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,621 · $385/mo
Projected year-2 tax
$4,621 · $385/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$55,588
− Mortgage interest
−$20,166
− Property taxes
−$4,621
− Insurance
−$6,919
− Repairs & maintenance
−$4,447
− Management
−$4,447
− HOA
−$660
− Depreciation
−$10,473
Taxable income
$3,856
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$926
After-tax cash flow
$8,135/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Tampa

Score
79/100
State rank
#142
US rank
#2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tampa, FL
County
Hillsborough County · 1,540,968 people
City population
523,346
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
16,030
Household income
$36,975
Rent vs Own
59.8% rent · 40.2% own
Severe rent burden
1374.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 48% Hispanic / Latino 28% Two or more races 18% White 17% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 8% Cuban 6% Dominican 1%
Common ancestry
Hispanic 2% Romanian 1% Lithuanian 1%
Foreign-born
17% · Canada, Vietnam, Jamaica
Languages at home
72% English-only · Spanish 24% French/Haitian/Cajun 3% Other Asian/Pacific 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 17.43%
Current HPI
494.1871
Rent YoY
▲ 0.58%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+12.5% since first listed
25 events — show timeline
  • 2026-04-23 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Price Changed $360,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-23 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-09-04 Listed $369,900 Stellar MLS as Distributed by MLS Grid
  • 2025-08-25 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-08-08 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-23 Price Changed $430,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-09 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
  • 2025-06-30 Price Changed $464,000 Stellar MLS as Distributed by MLS Grid
  • 2025-06-12 Price Changed $469,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-20 Price Changed $475,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-07 Listed $490,000 Stellar MLS as Distributed by MLS Grid
  • 2018-11-18 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
  • 2018-10-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-08-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-08-20 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2018-08-01 Price Changed $299,500 Stellar MLS as Distributed by MLS Grid
  • 2018-05-23 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
  • 2018-05-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-04-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-04-10 Listed $300,000 Stellar MLS as Distributed by MLS Grid
  • 2017-11-06 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2017-09-15 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
  • 2016-11-21 Listed $319,877 Stellar MLS as Distributed by MLS Grid

Property tax history

+53.2%/yr

Latest (2025): $4,621 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…