718 S 22nd St · Tampa, FL
Flood risk 10/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.6/30.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
$360,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
Key facts
- Private balcony
- Farmhouse sink
- $55 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $360k.
Deal economics
- At list price, monthly cash flow is $755 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $360k).
- Recommended offer: $338k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 187 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- At $4,632/mo this rent would consume 150% of the median local household income ($37k/yr) (locally 1374% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 0.6% rent growth), your $101k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($338k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $275k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.23%
- Cash-on-cash
- 14.07%
- DSCR
- 1.63
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 0.58% rent growth · sell at horizon
- IRR
- 29.7%
- Equity multiple
- 3.32×
- Total profit
- $233,468
- Equity at exit
- $324,317
- IRR
- 25.0%
- Equity multiple
- 7.25×
- Total profit
- $630,144
- Equity at exit
- $699,401
Cash invested: $100,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33605
- Home prices YoY
- 3.7%
- Rents YoY
- 0.6%
- Active inventory
- 187
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $4,632 high interval (Pro) →
- Mortgage (P&I)
- −$1,888
- Tax from tax record
- −$385 /mo · $4,621/yr
- Insurance
- −$150
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$55
- Vacancy / Maint / Mgmt
- −$973
- Net cashflow
- $755
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $90,000
- Closing costs
- $10,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2204 Grant St Tampa, FL | 3.0 | 3.0 | 1854 | $2,995 | $1.62 | 24d | 1 | 0.04mi |
| 101 S 12th St #410 Tampa, FL | 2.0 | 2.0 | 1631 | $4,600 | $2.82 | 21d | 1 | 0.76mi |
| 1212 E Whiting St Unit A Tampa, FL | 2.0 | 2.0 | 1427 | $6,500 | $4.56 | 24d | 1 | 0.78mi |
| 1209 E Cumberland Ave #2103 Tampa, FL | 2.0 | 2.5 | 1338 | $5,500 | $4.11 | 17d | 1 | 0.79mi |
| 1209 E Cumberland Ave Tampa, FL | 1.0–2.0 | 1.5–2.5 | 1317 | $5,500 | $4.17 | 21d | 3 | 0.79mi |
| 449 S 12th St Tampa, FL | 2.0–3.0 | 2.5–3.0 | 1866 | $7,200 | $3.86 | 4d | 4 | 0.79mi |
| 727 Cruise View Dr Tampa, FL | 3.0 | 2.0 | 1514 | $5,000 | $3.30 | 4d | 1 | 0.81mi |
| 101 N Meridian Ave Tampa, FL | 2.0 | 1.0–2.5 | 935 | $4,930 | $5.27 | 1d | 38 | 0.84mi |
| 1227 E Madison St #902 Tampa, FL | 2.0 | 2.0 | 1590 | $3,500 | $2.20 | 24d | 1 | 0.84mi |
| 2409 E 2nd Ave Tampa, FL | 2.0 | 1.0–2.0 | 882 | $3,549 | $4.02 | 2d | 23 | 0.87mi |
| 1190 E Washington St Tampa, FL | 2.0 | 1.0–2.0 | 967 | $3,346 | $3.46 | 1d | 11 | 0.88mi |
| 1011 E Cumberland Ave Tampa, FL | 3.0 | 1.0–3.0 | 1043 | $6,984 | $6.69 | 2d | 28 | 0.92mi |
| 1120 E Kennedy Blvd #1216 Tampa, FL | 2.0 | 2.0 | 1599 | $4,750 | $2.97 | 24d | 1 | 0.92mi |
| 815 Water St Tampa, FL | 1.0–3.0 | 1.0–3.5 | 1299 | $12,948 | $9.96 | 1d | 39 | 0.92mi |
| 601 N 12th St Tampa, FL | 2.0 | 1.0–2.0 | 954 | $4,996 | $5.24 | 2d | 22 | 0.94mi |
| 1000 Water St #1201 Tampa, FL | 2.0 | 2.5 | 2050 | $16,000 | $7.80 | 14d | 1 | 0.97mi |
| 1050 Water St Tampa, FL | 2.0 | 1.0–2.0 | 855 | $5,864 | $6.85 | 1d | 43 | 0.98mi |
| 1000 Water St #2202 Tampa, FL | 2.0 | 2.5 | 1868 | $16,000 | $8.57 | 1d | 1 | 0.98mi |
| 1120 E Twiggs St Tampa, FL | 1.0–3.0 | 1.0–2.0 | 1134 | $3,455 | $3.05 | 1d | 29 | 0.98mi |
| 500 Knights Run Ave Tampa, FL | 2.0 | 1.0–2.0 | 942 | $5,192 | $5.51 | 1d | 19 | 1.04mi |
| 501 Knights Run Ave Tampa, FL | 1.0–2.0 | 1.0–2.0 | 1014 | $3,300 | $3.25 | 4d | 2 | 1.07mi |
| 800 Harbour Post Dr Tampa, FL | 3.0 | 1.0–2.0 | 1001 | $4,555 | $4.55 | 1d | 27 | 1.07mi |
| 450 Knights Run Ave Tampa, FL | 2.0–4.0 | 3.0–5.5 | 3300 | $15,550 | $4.71 | 3d | 2 | 1.07mi |
| 450 Knights Run Ave #505 Tampa, FL | 2.0 | 2.0 | 1242 | $4,500 | $3.62 | 21d | 1 | 1.07mi |
| 371 Channelside Walk Way Tampa, FL | 2.0 | 2.0 | 1821 | $4,800 | $2.64 | 24d | 1 | 1.10mi |
| 301 Harbour Place Dr Tampa, FL | 3.0 | 1.0–2.0 | 1108 | $5,064 | $4.57 | 2d | 28 | 1.12mi |
| 700 S Harbour Island Blvd Tampa, FL | 1.0–2.0 | 1.0–2.0 | 1120 | $3,950 | $3.53 | 2d | 4 | 1.18mi |
| 700 S Harbour Island Blvd Tampa, FL | 1.0–2.0 | 1.0–2.0 | 1120 | $3,950 | $3.53 | 4d | 5 | 1.18mi |
| 2312 E 8th Ave Tampa, FL | 3.0 | 2.0 | 1420 | $2,500 | $1.76 | 11d | 1 | 1.19mi |
| 1195 Shipwatch Cir Tampa, FL | 3.0 | 2.5 | 1653 | $5,295 | $3.20 | 16d | 1 | 1.20mi |
| 970 E Scott Dr Unit 3 Tampa, FL | 3.0 | 3.0 | 1384 | $3,810 | $2.75 | 24d | 1 | 1.21mi |
| 941 Seddon Cove Way Tampa, FL | 3.0 | 3.0 | 2283 | $10,000 | $4.38 | 17d | 1 | 1.26mi |
| 2312 E 10th Ave Tampa, FL | 3.0 | 1.0 | 1520 | $2,400 | $1.58 | 17d | 1 | 1.29mi |
| 1437 Harbour Walk Rd Tampa, FL | 3.0 | 2.5 | 1700 | $4,700 | $2.76 | 2d | 1 | 1.29mi |
| 1720 Nick Nuccio Pkwy Tampa, FL | 3.0 | 1.0–3.0 | 955 | $3,943 | $4.13 | 24d | 40 | 1.31mi |
| 1149 Hank Ballard St Unit 3 Tampa, FL | 3.0 | 2.0 | 1303 | $3,505 | $2.69 | 24d | 1 | 1.32mi |
| 1150 Hank Ballard St Tampa, FL | 1.0–3.0 | 1.0–2.0 | 1003 | $3,925 | $3.91 | 1d | 70 | 1.34mi |
| 921 N Central Ave Tampa, FL | 2.0 | 1.0–2.5 | 977 | $3,899 | $3.99 | 1d | 16 | 1.36mi |
| 2504 E 12th Ave Tampa, FL | 3.0 | 2.0 | 1422 | $2,500 | $1.76 | 4d | 1 | 1.40mi |
| 1218 E Kay St #8 Tampa, FL | 3.0 | 3.5 | 2109 | $5,000 | $2.37 | 17d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $55 · $660/yr
Listing history 33 events
-
2026-06-18days on market $360,000 Active 87 DOM
-
2026-06-17days on market $360,000 Active 86 DOM
-
2026-06-16days on market $360,000 Active 85 DOM
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2026-06-15days on market $360,000 Active 84 DOM
-
2026-06-13days on market $360,000 Active 82 DOM
-
2026-06-13days on market $360,000 Active 81 DOM
-
2026-06-09days on market $360,000 Active 78 DOM
-
2026-06-08status $360,000 Active 77 DOM
-
2026-04-23status Pending
-
2026-03-26status Active
-
2026-03-26price $360,000
-
2025-10-23status Pending
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2025-09-04$369,900 Active
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2025-08-25historical
-
2025-08-08price $399,000
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2025-07-23price $430,000
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2025-07-09price $450,000
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2025-06-30price $464,000
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2025-06-12price $469,000
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2025-05-20price $475,000
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2025-05-07$490,000 Active
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2018-11-18soldstatus $275,000 Sold 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-10-12status Pending 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-08-28status Active 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-08-20historical 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-08-01price $299,500 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
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2018-05-23price $299,900 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-05-08status Active 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
-
2018-04-28status Pending 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
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2018-04-10$300,000 Active 993-char remark
Show marketing remark (993 chars)
Luxurious townhome living, minutes away from Downtown Tampa, Channelside District and Historic Ybor City! For only a very small $35 monthly HOA fee. This beautiful 11 unit community was built in 2016. An oversized 2 car garage offers plenty of storage space. The 1st floor features a unique room perfect for use as a private office, man cave or nursery. The 2nd floor hosts the spacious and open kitchen, living and dining rooms. The kitchen has stainless steel Samsung appliances, a flattop stove and large island with farmhouse sink and Butcher Block wood countertops. This floor also has a convenient restroom and balcony to enjoy the amazing Florida weather. The 3rd floor comes equipped with a restroom and laundry room in the common areas and 3 bedrooms. The master bedroom is separated from the other rooms and features a large walk-in in closet and huge master bathroom. The master bathroom has a jacuzzi tub, double sink vanity and stand up shower. Call me today and lets make a deal!
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2017-11-06historical
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2017-09-15price $299,900
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2016-11-21$319,877 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,621 · $385/mo
- Projected year-2 tax
- $4,621 · $385/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $55,588
- − Mortgage interest
- −$20,166
- − Property taxes
- −$4,621
- − Insurance
- −$6,919
- − Repairs & maintenance
- −$4,447
- − Management
- −$4,447
- − HOA
- −$660
- − Depreciation
- −$10,473
- Taxable income
- $3,856
- Est. tax owed @ 24.0%
- −$926
- After-tax cash flow
- $8,135/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Tampa
- Score
- 79/100
- State rank
- #142
- US rank
- #2135
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tampa, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 523,346
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 16,030
- Household income
- $36,975
- Rent vs Own
- Severe rent burden
- 1374.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- Black 48% Hispanic / Latino 28% Two or more races 18% White 17% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 8% Cuban 6% Dominican 1%
- Common ancestry
- Hispanic 2% Romanian 1% Lithuanian 1%
- Foreign-born
- 17% · Canada, Vietnam, Jamaica
- Languages at home
- 72% English-only · Spanish 24% French/Haitian/Cajun 3% Other Asian/Pacific 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 17.43%
- Current HPI
- 494.1871
- Rent YoY
- ▲ 0.58%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+12.5% since first listed25 events — show timeline
- 2026-04-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $360,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-09-04 Listed $369,900 Stellar MLS as Distributed by MLS Grid
- 2025-08-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-08-08 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-23 Price Changed $430,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-09 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-30 Price Changed $464,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-12 Price Changed $469,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-20 Price Changed $475,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-07 Listed $490,000 Stellar MLS as Distributed by MLS Grid
- 2018-11-18 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
- 2018-10-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-08-28 Relisted — Stellar MLS as Distributed by MLS Grid
- 2018-08-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2018-08-01 Price Changed $299,500 Stellar MLS as Distributed by MLS Grid
- 2018-05-23 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
- 2018-05-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2018-04-28 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-04-10 Listed $300,000 Stellar MLS as Distributed by MLS Grid
- 2017-11-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2017-09-15 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
- 2016-11-21 Listed $319,877 Stellar MLS as Distributed by MLS Grid
Property tax history
+53.2%/yrLatest (2025): $4,621 · +7.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…