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114 Foxchase Ln
D- Composite 35.8
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.1/30.0
  • Schools +4.3/10.0
  • DSCR +3.6/10.0
  • Rent growth +3.5/5.0
  • 1% rule +3.3/10.0
  • ARV discount +3.2/15.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

114 Foxchase Ln · Enterprise, AL 36330
2 bd · 2.5 ba · 1,392 sqft · Townhouse public records · 22 Days on market
Built 2002 Est $146k · 9% over $75/mo HOA · 6% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Why not buy instead or rent? This is a great time. Minutes from Fort Rucker. Freshly painted exterior in April 2021. Living and Dining Combo. Kitchen has bar for extra serving or seating. Stainless steel appliances to include refrigerator. Half bath, downstairs is combined with laundry room & is complete with washer & dryer. Bedrooms upstairs. Master bedroom is oversized with walk-in closet & private bath. Guest bedroom is good-sized. Extra full bath upstairs. Back patio for extra outdoor living area. Fenced in back yard. Mandatory HOA gives access to pool & clubhouse. .. plus covers lawncare.

Key facts

  • Community pool
  • New deck
  • New roof

Tags

NEW ROOFNEW DECKSTAINLESS STEEL APPLIANCESCOMMUNITY POOL

Property features AI

Finance

  • HOA & community: Homeowners association with $75 monthly fee; Community pool; Subdivision: FOX CHASE

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Townhouse; Two levels; Residential property; City lot
  • Construction: Brick and wood siding exterior; Slab foundation
  • Exterior features: Covered patio and porch; Full yard fencing

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Microwave; Refrigerator; Breakfast bar
  • Bedrooms: Walk-in closet(s) in bedroom(s)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom; Double vanity
  • Heating & cooling: Central heating; Hot water heating; Electric heating; Central air conditioning; Electric cooling
  • Interior features: Double vanity; Walk-in closet(s); Breakfast bar; Window coverings and blinds; Insulated, double-pane windows
  • Laundry & utility: Washer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath townhouse listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-34 ($-409/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (3.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (16.8% below list).
  • Recommended offer: $133k (16.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; list at $160k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,106 (16.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.04%
Cash-on-cash
-0.91%
DSCR
0.96
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$146,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
202 Foxchase Ln 0.03mi 2/2.5 1,392 (0%) 1mo $148,000 $106 98
206 Ridgeway Dr 0.07mi 2/2.5 1,380 (-1%) 6mo $131,628 $95 90
208 Ridgeway Dr 0.07mi 3/2.5 (+1) 1,495 (+7%) 1mo $160,000 $107 79
110 Foxchase Ln 0.01mi 3/2.5 (+1) 1,500 (+8%) 4mo $165,000 $110 78
152 Commons Dr 0.24mi 2/2.5 1,495 (+7%) 4mo $151,000 $101 73
159 Commons Dr 0.27mi 3/2.5 (+1) 1,494 (+7%) 1mo $173,500 $116 70
40 Woodfield Pl 0.74mi 2/2.5 1,380 (-1%) 3mo $133,500 $97 62
108 W Briar Dr 0.62mi 2/2.5 1,360 (-2%) 9mo $142,120 $105 60
92 Woodfield Pl 0.74mi 2/2.5 1,380 (-1%) 9mo $105,000 $76 57
70 Woodfield Pl 0.74mi 2/2.5 1,380 (-1%) 10mo $144,500 $105 56
3145 Achey Dr 0.54mi 2/1.5 1,278 (-8%) 4mo $140,000 $110 53
108 N Springview Dr 0.71mi 3/2.5 (+1) 1,494 (+7%) 6mo $153,000 $102 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.40×
Total profit
$-26,845
Equity at exit
$23,857
10-year hold
IRR
-7.1%
Equity multiple
0.53×
Total profit
$-20,939
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$1,331 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$105 /mo · $1,258/yr
Insurance
$67
HOA
$75
Vacancy / Maint / Mgmt
$280
Net cashflow
$-34

Break-even live

Break-even rent $1,374
Max offer price $153,984
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
102 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,250 $0.91 43d 1 0.17mi
114 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,300 $0.94 43d 1 0.18mi
133 Commons Dr Enterprise, AL 3.0 2.5 1400 $1,200 $0.86 43d 1 0.24mi
137 Commons Dr Unit 1 Enterprise, AL 2.0 2.5 1369 $1,100 $0.80 43d 1 0.25mi
85 Courtyard Way Enterprise, AL 3.0 2.5 1460 $1,375 $0.94 43d 1 0.42mi
206 Myrtlewood Dr Enterprise, AL 3.0 2.0 1155 $1,400 $1.21 43d 1 0.48mi
25 Courtyard Way Enterprise, AL 2.0 2.5 1632 $1,250 $0.77 43d 1 0.52mi
3101 Achey Dr Enterprise, AL 2.0 1.5 1232 $1,200 $0.97 43d 1 0.53mi
214 Morgan Ln Enterprise, AL 3.0 2.0 1322 $1,400 $1.06 43d 1 0.59mi
220 Candlebrook Dr Enterprise, AL 2.0 1.5 1024 $995 $0.97 43d 1 0.60mi
210 Morgan Ln Enterprise, AL 3.0 2.0 1494 $1,300 $0.87 43d 1 0.60mi
224 Candlebrook Dr Enterprise, AL 2.0 1.5 1024 $1,050 $1.03 43d 1 0.61mi
184 N Springview Dr Enterprise, AL 3.0 2.5 1494 $1,350 $0.90 43d 1 0.61mi
160 N Springview Dr Enterprise, AL 3.0 2.5 1495 $1,350 $0.90 43d 1 0.62mi
106 Pineridge Dr Enterprise, AL 2.0 2.5 1427 $1,150 $0.81 43d 1 0.72mi
102 S Spring View Dr Enterprise, AL 2.0 2.5 1404 $1,300 $0.93 43d 1 0.74mi
114 S Spring View Dr Enterprise, AL 3.0 2.5 1494 $1,300 $0.87 43d 1 0.77mi
118 Baldwin Dr Enterprise, AL 3.0 2.5 1494 $1,375 $0.92 43d 1 0.80mi
452 Sandy Oak Dr Enterprise, AL 2.0 1.5 1300 $1,150 $0.88 43d 1 0.82mi
455 Sandy Oak Dr Enterprise, AL 3.0 2.5 1504 $1,975 $1.31 43d 1 0.83mi
443 Sandy Oak Dr Enterprise, AL 2.0 2.5 1504 $1,350 $0.90 43d 1 0.85mi
203 Winthrope Ln Enterprise, AL 2.0 2.5 1365 $1,325 $0.97 43d 1 0.89mi
107 Wakefield Way Enterprise, AL 2.0 2.5 1369 $1,350 $0.99 43d 1 0.90mi
206 Wakefield Way Enterprise, AL 2.0 2.5 1495 $2,635 $1.76 43d 1 0.94mi
155 Wingate Ave Enterprise, AL 2.0 2.0 1600 $1,450 $0.91 43d 1 0.98mi
605 Melbourne Dr Enterprise, AL 3.0 2.0 1333 $1,650 $1.24 43d 1 1.06mi
3830 Rucker Blvd Enterprise, AL 3.0 2.0 1216 $1,200 $0.99 43d 4 1.24mi
108 Anthony Cir Unit C Enterprise, AL 2.0 2.0 1032 $900 $0.87 43d 1 1.32mi
200 Cheyenne Dr Enterprise, AL 2.0 1.5 1088 $800 $0.74 43d 1 1.44mi
206 Myrick Dr Enterprise, AL 3.0 2.0 1800 $1,595 $0.89 43d 1 1.45mi

HOA detail

Monthly dues
$75 · $900/yr
Likely covers
pool

Listing history 27 events

  1. 2026-06-19
    days on market $160,000 Active 22 DOM
  2. 2026-06-18
    days on market $160,000 Active 21 DOM
  3. 2026-06-17
    days on market $160,000 Active 20 DOM
  4. 2026-06-16
    days on market $160,000 Active 19 DOM
  5. 2026-06-15
    days on market $160,000 Active 18 DOM
  6. 2026-06-14
    days on market $160,000 Active 16 DOM
  7. 2026-06-12
    days on market $160,000 Active 15 DOM
  8. 2026-06-09
    days on market $160,000 Active 12 DOM
  9. 2026-06-08
    days on market $160,000 Active 11 DOM
  10. 2026-06-07
    days on market $160,000 Active 10 DOM
  11. 2026-06-05
    days on market $160,000 Active 7 DOM
  12. 2026-06-03
    days on market $160,000 Active 6 DOM
  13. 2026-06-02
    days on market $160,000 Active 5 DOM
  14. 2026-06-01
    days on market $160,000 Active 4 DOM
  15. 2026-05-31
    days on market $160,000 Active 3 DOM
  16. 2026-05-30
    days on market $160,000 Active 2 DOM
  17. 2026-05-28
    listed $160,000 Active
  18. 2024-04-10
    historical $1,100
  19. 2024-03-13
    listed $1,100
  20. 2021-06-22
    soldstatus $105,000
  21. 2021-06-21
    soldstatus $105,000 624-char remark
    Show marketing remark (624 chars)

    Why not buy instead or rent? This is a great time. Minutes from Fort Rucker. Freshly painted exterior in April 2021. Living and Dining Combo. Kitchen has bar for extra serving or seating. Stainless steel appliances to include refrigerator. Half bath, downstairs is combined with laundry room & is complete with washer & dryer. Bedrooms upstairs. Master bedroom is oversized with walk-in closet & private bath. Guest bedroom is good-sized. Extra full bath upstairs. Back patio for extra outdoor living area. Fenced in back yard. Mandatory HOA gives access to pool & clubhouse. .. plus covers lawncare.

  22. 2021-06-21
    soldstatus $105,000 624-char remark
    Show marketing remark (624 chars)

    Why not buy instead or rent? This is a great time. Minutes from Fort Rucker. Freshly painted exterior in April 2021. Living and Dining Combo. Kitchen has bar for extra serving or seating. Stainless steel appliances to include refrigerator. Half bath, downstairs is combined with laundry room & is complete with washer & dryer. Bedrooms upstairs. Master bedroom is oversized with walk-in closet & private bath. Guest bedroom is good-sized. Extra full bath upstairs. Back patio for extra outdoor living area. Fenced in back yard. Mandatory HOA gives access to pool & clubhouse. .. plus covers lawncare.

  23. 2021-04-26
    listed $104,900 624-char remark
    Show marketing remark (624 chars)

    Why not buy instead or rent? This is a great time. Minutes from Fort Rucker. Freshly painted exterior in April 2021. Living and Dining Combo. Kitchen has bar for extra serving or seating. Stainless steel appliances to include refrigerator. Half bath, downstairs is combined with laundry room & is complete with washer & dryer. Bedrooms upstairs. Master bedroom is oversized with walk-in closet & private bath. Guest bedroom is good-sized. Extra full bath upstairs. Back patio for extra outdoor living area. Fenced in back yard. Mandatory HOA gives access to pool & clubhouse. .. plus covers lawncare.

  24. 2021-04-26
    listed $104,900 624-char remark
    Show marketing remark (624 chars)

    Why not buy instead or rent? This is a great time. Minutes from Fort Rucker. Freshly painted exterior in April 2021. Living and Dining Combo. Kitchen has bar for extra serving or seating. Stainless steel appliances to include refrigerator. Half bath, downstairs is combined with laundry room & is complete with washer & dryer. Bedrooms upstairs. Master bedroom is oversized with walk-in closet & private bath. Guest bedroom is good-sized. Extra full bath upstairs. Back patio for extra outdoor living area. Fenced in back yard. Mandatory HOA gives access to pool & clubhouse. .. plus covers lawncare.

  25. 2018-08-13
    soldstatus $85,348
  26. 2005-11-30
    soldstatus $92,500 272-char remark
    Show marketing remark (272 chars)

    Privacy, Wood, VERY NICE TOWNHOME COMPLETE WITH ALL APPLIANCES, INCL. WASHER AND DRYER, CEILING FANS, MINI BLINDS AND GARAGE DOOR OPENER W/ 1 REMOTE. POOL, CLUBHOUSE, MONTHLY PEST CONTROL AND GRASS CUTTING PROVIDED. FEES FOR THE AMENITIES ARE CURRENTLY $40.00 PER MONTH. ,

  27. 2005-03-09
    listed $93,000 272-char remark
    Show marketing remark (272 chars)

    Privacy, Wood, VERY NICE TOWNHOME COMPLETE WITH ALL APPLIANCES, INCL. WASHER AND DRYER, CEILING FANS, MINI BLINDS AND GARAGE DOOR OPENER W/ 1 REMOTE. POOL, CLUBHOUSE, MONTHLY PEST CONTROL AND GRASS CUTTING PROVIDED. FEES FOR THE AMENITIES ARE CURRENTLY $40.00 PER MONTH. ,

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,258 · $105/mo
Projected year-2 tax
$1,258 · $105/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,973
− Mortgage interest
−$8,962
− Property taxes
−$1,258
− Insurance
−$800
− Repairs & maintenance
−$1,278
− Management
−$1,278
− HOA
−$900
− Depreciation
−$4,655
Taxable loss
−$3,158
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$758
After-tax cash flow
$349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Enterprise, AL
County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+72.0% since first listed
11 events — show timeline
  • 2026-05-28 Listed $160,000 WBR
  • 2024-04-10 Rental Removed $1,100 APPFOLIO
  • 2024-03-13 Listed for Rent $1,100 APPFOLIO
  • 2021-06-22 Sold (Public Records) $105,000 Public Records
  • 2021-06-21 Sold (MLS) $105,000 MAAR
  • 2021-06-21 Sold (MLS) $105,000 WBR
  • 2021-04-26 Listed $104,900 MAAR
  • 2021-04-26 Listed $104,900 WBR
  • 2018-08-13 Sold (Public Records) $85,348 Public Records
  • 2005-11-30 Sold (MLS) $92,500 MAAR
  • 2005-03-09 Listed $93,000 MAAR

Property tax history

+12.9%/yr

Latest (2025): $1,258 · +6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…