10547 Briarcliff Rd E · Jacksonville, FL 32218

$140,000

3 bd · 1.0 ba · 816 sqft · SingleFamily public records · 51 Days on market

Built 1955 8,712 sqft lot Est $148k · 5% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +9.8/15.0
• DSCR +6.6/10.0
• 1% rule +5.6/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

NICELY REMODELED HOME ON QUIET STREET, LOCATED IN A GREAT NEIGHBORHOOD, BEAUTIFUL NEW KITCHEN WITH WHITE SHAKER STYLE CABINETS, STAINLESS STEEL APPLIANCES, BEAUTIFULLY UPDATED BATHROOM, KITCHEN WITH BREAKFAST BAR OVERLOOKS FAMILY ROOM, THE FLOOR PLAN IS OPEN AND FLOWS NICELY, UPDATED ELECTRIC, NEW ROOF INSTALLED 2015, NEW H-VAC 2017, 6 PANEL DOORS, BEAUTIFUL VINYL PLANK FLOORING THROUGHOUT, CARPET IN BEDROOMS, FRESH PAINT INSIDE AND OUT, PLENTY OF PARKING, HUGE BACK YARD, GREAT LOCATION WITH AMAZING RESTAURANTS, HIGH END SHOPPING, AND ENTERTAINMENT RIGHT AROUND THE CORNER FROM THE TOWN CENTER.

Key facts

• Recently updated ac
• Covered carport
• Large rear yard

Tags

• LARGE REAR YARD
• COVERED CARPORT
• CLOSED LOCKED LAUNDRY ROOM
• RECENTLY UPDATED AC
• RECENTLY UPDATED WATER HEATER
• RECENTLY UPDATED PLUMBING

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $188 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.4%/yr); 728 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 11y ago; this cycle's ask has dropped $25k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 7.91%
• Cash-on-cash: 5.76%
• DSCR: 1.26
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $147,696
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10433 Briarcliff Rd S	0.31mi	3/1.0	816 (0%)	9mo	$174,900	$214	78
1711 Wofford Ave	0.58mi	3/1.0	816 (0%)	4mo	$100,000	$123	69
10528 Wooster Dr	0.34mi	2/1.0 (-1)	750 (-8%)	1mo	$145,000	$193	65
10252 Elmhurst Dr	0.29mi	3/1.0	888 (+9%)	14mo	$154,500	$174	60
10633 Ithaca Dr	0.38mi	2/1.0 (-1)	881 (+8%)	6mo	$70,000	$79	59
10258 Elmhurst Dr	0.28mi	3/1.5	912 (+12%)	10mo	$165,000	$181	57
10348 Westmar Rd	0.19mi	3/1.0	924 (+13%)	23mo	$115,000	$124	50
10526 Fair Lane Dr	0.26mi	3/2.0	888 (+9%)	24mo	$199,000	$224	49
1641 Wofford Ave	0.55mi	3/1.0	890 (+9%)	12mo	$120,000	$135	49
1120 Carthage Dr	0.42mi	3/1.0	911 (+12%)	15mo	$110,000	$121	49
10315 Briarcliff Rd	0.23mi	3/2.0	934 (+14%)	21mo	$197,000	$211	44
1432 Bertha St	0.75mi	2/1.0 (-1)	816 (0%)	22mo	$148,500	$182	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.8%
• Equity multiple: 0.62×
• Total profit: $-15,000
• Equity at exit: $20,874

10-year hold

• IRR: -6.6%
• Equity multiple: 0.64×
• Total profit: $-14,256
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 728
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,480 high
• Mortgage (P&I): −$734
• Tax from tax record: −$188 /mo · $2,258/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $188

Break-even live

Break-even rent $1,241

Max offer price $140,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10561 Ashby Rd Jacksonville, FL	3.0	1.0	1034	$1,181	$1.14	23d	1	0.09mi
1033 Ake Ln Jacksonville, FL	3.0	1.0	868	$1,200	$1.38	21d	1	0.12mi
10529 Keuka Dr Jacksonville, FL	4.0	1.0	1101	$600	$0.54	7d	1	0.17mi
12802 Haverford Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1000	$1,299	$1.30	1d	15	0.31mi
10621 Monaco Dr Jacksonville, FL	1.0–2.0	1.0–1.5	975	$1,150	$1.18	23d	7	0.37mi
1333 Dunn Ave Jacksonville, FL	2.0	1.0	576	$1,185	$2.06	1d	16	0.41mi
1601 Dunn Ave Jacksonville, FL	1.0–3.0	1.0–2.0	852	$1,575	$1.85	3d	12	0.61mi
11050 Harts Rd Jacksonville, FL	3.0	2.0–2.5	1145	$1,511	$1.32	3d	10	0.80mi
11011 Harts Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1052	$1,742	$1.66	1d	23	0.82mi
780 Island Point Dr Jacksonville, FL	1.0–3.0	1.0–2.0	1164	$2,143	$1.84	3d	16	1.19mi
745 Northpoint Cir N Jacksonville, FL	2.0	2.0	897	$1,600	$1.78	23d	1	1.20mi
1000 Island Point Dr Jacksonville, FL	1.0–3.0	1.0–2.0	949	$1,684	$1.77	2d	9	1.36mi
800 Broward Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1028	$1,711	$1.66	1d	42	1.41mi

Listing history 17 events

1. 2026-04-09
   status Pending
2. 2026-03-23
   price $140,000
3. 2026-02-16
   listed $165,000 Active
4. 2024-05-07
   soldstatus $185,000 Closed 600-char remark

   Show marketing remark (600 chars)

   NICELY REMODELED HOME ON QUIET STREET, LOCATED IN A GREAT NEIGHBORHOOD, BEAUTIFUL NEW KITCHEN WITH WHITE SHAKER STYLE CABINETS, STAINLESS STEEL APPLIANCES, BEAUTIFULLY UPDATED BATHROOM, KITCHEN WITH BREAKFAST BAR OVERLOOKS FAMILY ROOM, THE FLOOR PLAN IS OPEN AND FLOWS NICELY, UPDATED ELECTRIC, NEW ROOF INSTALLED 2015, NEW H-VAC 2017, 6 PANEL DOORS, BEAUTIFUL VINYL PLANK FLOORING THROUGHOUT, CARPET IN BEDROOMS, FRESH PAINT INSIDE AND OUT, PLENTY OF PARKING, HUGE BACK YARD, GREAT LOCATION WITH AMAZING RESTAURANTS, HIGH END SHOPPING, AND ENTERTAINMENT RIGHT AROUND THE CORNER FROM THE TOWN CENTER.

5. 2024-04-11
   status Pending 600-char remark

   Show marketing remark (600 chars)

   NICELY REMODELED HOME ON QUIET STREET, LOCATED IN A GREAT NEIGHBORHOOD, BEAUTIFUL NEW KITCHEN WITH WHITE SHAKER STYLE CABINETS, STAINLESS STEEL APPLIANCES, BEAUTIFULLY UPDATED BATHROOM, KITCHEN WITH BREAKFAST BAR OVERLOOKS FAMILY ROOM, THE FLOOR PLAN IS OPEN AND FLOWS NICELY, UPDATED ELECTRIC, NEW ROOF INSTALLED 2015, NEW H-VAC 2017, 6 PANEL DOORS, BEAUTIFUL VINYL PLANK FLOORING THROUGHOUT, CARPET IN BEDROOMS, FRESH PAINT INSIDE AND OUT, PLENTY OF PARKING, HUGE BACK YARD, GREAT LOCATION WITH AMAZING RESTAURANTS, HIGH END SHOPPING, AND ENTERTAINMENT RIGHT AROUND THE CORNER FROM THE TOWN CENTER.

6. 2024-04-02
   price $189,900 600-char remark

   Show marketing remark (600 chars)

   NICELY REMODELED HOME ON QUIET STREET, LOCATED IN A GREAT NEIGHBORHOOD, BEAUTIFUL NEW KITCHEN WITH WHITE SHAKER STYLE CABINETS, STAINLESS STEEL APPLIANCES, BEAUTIFULLY UPDATED BATHROOM, KITCHEN WITH BREAKFAST BAR OVERLOOKS FAMILY ROOM, THE FLOOR PLAN IS OPEN AND FLOWS NICELY, UPDATED ELECTRIC, NEW ROOF INSTALLED 2015, NEW H-VAC 2017, 6 PANEL DOORS, BEAUTIFUL VINYL PLANK FLOORING THROUGHOUT, CARPET IN BEDROOMS, FRESH PAINT INSIDE AND OUT, PLENTY OF PARKING, HUGE BACK YARD, GREAT LOCATION WITH AMAZING RESTAURANTS, HIGH END SHOPPING, AND ENTERTAINMENT RIGHT AROUND THE CORNER FROM THE TOWN CENTER.

7. 2024-03-07
   listed $199,900 Active 600-char remark

   Show marketing remark (600 chars)

   NICELY REMODELED HOME ON QUIET STREET, LOCATED IN A GREAT NEIGHBORHOOD, BEAUTIFUL NEW KITCHEN WITH WHITE SHAKER STYLE CABINETS, STAINLESS STEEL APPLIANCES, BEAUTIFULLY UPDATED BATHROOM, KITCHEN WITH BREAKFAST BAR OVERLOOKS FAMILY ROOM, THE FLOOR PLAN IS OPEN AND FLOWS NICELY, UPDATED ELECTRIC, NEW ROOF INSTALLED 2015, NEW H-VAC 2017, 6 PANEL DOORS, BEAUTIFUL VINYL PLANK FLOORING THROUGHOUT, CARPET IN BEDROOMS, FRESH PAINT INSIDE AND OUT, PLENTY OF PARKING, HUGE BACK YARD, GREAT LOCATION WITH AMAZING RESTAURANTS, HIGH END SHOPPING, AND ENTERTAINMENT RIGHT AROUND THE CORNER FROM THE TOWN CENTER.

8. 2023-11-15
   soldstatus $98,000 Closed 557-char remark

   Show marketing remark (557 chars)

   Investor/ Handyman Special. Needs a roof and interior updating. This home is 816 square feet with 3 bedrooms 1 bath. Nice layout and feels larger than 816 square feet The laundry room is in the carport. There is wall and ceiling damage from the roof leaks. The structure of the home is in good condition. There are a few broken windows, the A/C system is there not sure of the operating condition. X-Large Backyard with 2 sheds. This Property will not qualify for FHA or VA loans, CASH or conventional loans only . Seller to do NO repairs SELLING ''AS IS''

9. 2023-11-15
   soldstatus $98,000

   Show marketing remark (557 chars)

   Investor/ Handyman Special. Needs a roof and interior updating. This home is 816 square feet with 3 bedrooms 1 bath. Nice layout and feels larger than 816 square feet The laundry room is in the carport. There is wall and ceiling damage from the roof leaks. The structure of the home is in good condition. There are a few broken windows, the A/C system is there not sure of the operating condition. X-Large Backyard with 2 sheds. This Property will not qualify for FHA or VA loans, CASH or conventional loans only . Seller to do NO repairs SELLING ''AS IS''

10. 2023-10-31
    status Pending 557-char remark

    Show marketing remark (557 chars)

    Investor/ Handyman Special. Needs a roof and interior updating. This home is 816 square feet with 3 bedrooms 1 bath. Nice layout and feels larger than 816 square feet The laundry room is in the carport. There is wall and ceiling damage from the roof leaks. The structure of the home is in good condition. There are a few broken windows, the A/C system is there not sure of the operating condition. X-Large Backyard with 2 sheds. This Property will not qualify for FHA or VA loans, CASH or conventional loans only . Seller to do NO repairs SELLING ''AS IS''

11. 2023-10-25
    historical Active Under Contract 557-char remark

    Show marketing remark (557 chars)

    Investor/ Handyman Special. Needs a roof and interior updating. This home is 816 square feet with 3 bedrooms 1 bath. Nice layout and feels larger than 816 square feet The laundry room is in the carport. There is wall and ceiling damage from the roof leaks. The structure of the home is in good condition. There are a few broken windows, the A/C system is there not sure of the operating condition. X-Large Backyard with 2 sheds. This Property will not qualify for FHA or VA loans, CASH or conventional loans only . Seller to do NO repairs SELLING ''AS IS''

12. 2023-10-19
    listed $135,000 Active 557-char remark

    Show marketing remark (557 chars)

    Investor/ Handyman Special. Needs a roof and interior updating. This home is 816 square feet with 3 bedrooms 1 bath. Nice layout and feels larger than 816 square feet The laundry room is in the carport. There is wall and ceiling damage from the roof leaks. The structure of the home is in good condition. There are a few broken windows, the A/C system is there not sure of the operating condition. X-Large Backyard with 2 sheds. This Property will not qualify for FHA or VA loans, CASH or conventional loans only . Seller to do NO repairs SELLING ''AS IS''

13. 2015-08-31
    soldstatus $52,500
14. 2015-08-27
    soldstatus $52,500 Sold
15. 2015-07-23
    status Pending
16. 2015-06-25
    listed $54,900 Active
17. 1978-03-29
    soldstatus $19,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,258 · $188/mo
• Projected year-2 tax: $2,258 · $188/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,756
• − Mortgage interest: −$7,842
• − Property taxes: −$2,258
• − Insurance: −$700
• − Repairs & maintenance: −$1,421
• − Management: −$1,421
• − Depreciation: −$4,073
• Taxable income: $42
• Est. tax owed @ 24.0%: −$10
• After-tax cash flow: $2,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+617.9% since first listed

17 events — show timeline

• 2026-04-09 Pending — realMLS
• 2026-03-23 Price Changed $140,000 realMLS
• 2026-02-16 Listed $165,000 realMLS
• 2024-05-07 Sold (MLS) $185,000 realMLS
• 2024-04-11 Pending — realMLS
• 2024-04-02 Price Changed $189,900 realMLS
• 2024-03-07 Listed $199,900 realMLS
• 2023-11-15 Sold (Public Records) $98,000 Public Records
• 2023-11-15 Sold (MLS) $98,000 realMLS
• 2023-10-31 Pending — realMLS
• 2023-10-25 Contingent — realMLS
• 2023-10-19 Listed $135,000 realMLS
• 2015-08-31 Sold (Public Records) $52,500 Public Records
• 2015-08-27 Sold (MLS) $52,500 realMLS
• 2015-07-23 Pending — realMLS
• 2015-06-25 Listed $54,900 realMLS
• 1978-03-29 Sold (Public Records) $19,500 Public Records

Property tax history

+22.1%/yr

Latest (2025): $2,258 · +30.9% YoY. Source: county tax records.