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3098 Robindale Rd
D Composite 42.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.7/30.0
  • Livability +3.3/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.1/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$224,900

3098 Robindale Rd · Panthersville, GA 30034
3 bd · 2.0 ba · 1,571 sqft · SingleFamily public records · 50 Days on market
Built 1967 0.44 ac lot $143/sqft · 28% below area Est $314k · 28% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely ranch home located in an established, quiet neighborhood with convenient access to schools, shopping, and everyday amenities. This home offers a spacious layout, large lot, and plenty of potential for the savvy buyer. Some updates are needed, making this a great opportunity to add your personal touch and create value. A wonderful option for buyers looking for a home with solid potential in a desirable location.

Key facts

  • 0.44 acre lot
  • Built 1967
  • Listed 50 days

Property features AI

Finance

  • Other: Lot roughly 0.44 acre; Approx. 1,571 above-grade square feet (public records)
  • HOA & community: No HOA

Exterior

  • Parking: Attached carport
  • Utilities: Public water; Septic tank sewer; Electricity available; Natural gas available
  • Home design: Single-family residence; Residential property; Resale; Built in 1967; Facing/entry level not specified
  • Construction: Brick construction; Composition roof; Other structure type
  • Exterior features: Backyard with chain link fence; Sloped lot

Interior

  • Kitchen: Dishwasher; Oven
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One-level layout; Family room; Full basement; Fireplace (1)
  • Laundry & utility: Laundry located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $206k (8.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (17.7% below list).
  • Recommended offer: $185k (17.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#180 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D, amenities F.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bob Mathis Elementary School (math 5% / reading 15%, grade F, #1,076 of 1,228 statewide, top 89%, 373 students, 100% FRL); Chapel Hill Middle School (math 12% / reading 27%, grade F, #356 of 470 statewide, top 78%, 692 students, 100% FRL); Southwest Dekalb High School (math 17% / reading 37%, grade F, #162 of 424 statewide, top 40%, 1,307 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.2%/yr); 356 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $58k; list at $225k implies a 291% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $185,011 (17.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.71%
Cash-on-cash
-2.07%
DSCR
0.91
GRM
10.1

CMA / ARV

ARV (median comp)
$314,289
List price
$224,900
Delta
-28.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3865 Boring Rd 0.39mi 3/2.0 1,516 (-4%) 2mo $161,000 $106 75
2873 Leisure Springs Cir 0.74mi 3/2.0 1,628 (+4%) 1mo $305,000 $187 59
2881 Sunset Ct 0.65mi 3/2.5 1,488 (-5%) 4mo $310,000 $208 55
2868 Cocklebur Cove Ct 0.59mi 3/2.0 1,478 (-6%) 13mo $235,000 $159 52
4010 Boring Rd 0.70mi 4/2.0 (+1) 1,467 (-7%) 1mo $332,000 $226 51
2884 Grand Pines Ct 0.57mi 3/2.5 1,727 (+10%) 6mo $297,000 $172 50
3774 Aristides Ln 0.56mi 3/2.0 1,770 (+13%) 9mo $250,000 $141 45
3512 Lynview Ct W 0.51mi 4/2.0 (+1) 1,738 (+11%) 12mo $250,000 $144 43
3900 Artist Vw 0.53mi 4/2.0 (+1) 1,800 (+15%) 4mo $223,000 $124 42
2872 Leisure Springs Cir 0.72mi 4/2.0 (+1) 1,409 (-10%) 3mo $205,000 $145 42
3419 Wesley Chapel Rd 0.60mi 4/2.0 (+1) 1,760 (+12%) 15mo $220,000 $125 34
3909 Veracruz Dr 0.67mi 3/3.5 1,793 (+14%) 16mo $370,000 $206 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.18% rent growth · sell at horizon

5-year hold
IRR
-20.6%
Equity multiple
0.29×
Total profit
$-44,832
Equity at exit
$33,533
10-year hold
IRR
-15.8%
Equity multiple
0.14×
Total profit
$-53,897
Equity at exit
$19,445

Cash invested: $62,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30034

Home prices YoY
-27.4%
Rents YoY
2.2%
Active inventory
356
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,850 high interval (Pro) →
Mortgage (P&I)
$1,179
Tax from tax record
$297 /mo · $3,564/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$389
Net cashflow
$-109

Break-even live

Break-even rent $1,987
Max offer price $205,730
Occupancy floor

Sensitivity live

Price -10% $19 -5% $-45 +0% $-109 +5% $-172 +10% $-236
Rent -10% $-255 -5% $-182 +0% $-109 +5% $-35 +10% $38
Rate -1.0pp $5 -0.5pp $-51 base $-109 +0.5pp $-167 +1.0pp $-226

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,225
Closing costs
$6,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3715 Boring Rd Decatur, GA 3.0 2.0 1379 $1,525 $1.11 24d 1 0.10mi
3166 Big Springs Ct Decatur, GA 3.0 2.0 1493 $1,900 $1.27 45d 1 0.29mi
3009 Donavan Way Decatur, GA 3.0 2.5 2025 $1,850 $0.91 26d 1 0.32mi
3651 Columbia Pkwy Decatur, GA 3.0 2.0 1958 $1,920 $0.98 45d 1 0.34mi
3460 Boring Rd Decatur, GA 3.0 2.0 1855 $1,900 $1.02 26d 1 0.53mi
3518 Moonlight Ct Decatur, GA 4.0 3.0 2022 $2,400 $1.19 14d 1 0.75mi
3477 Shepherds Path Decatur, GA 2.0 2.0 1200 $1,200 $1.00 45d 1 0.88mi
3515 Shepherds Path Decatur, GA 3.0 2.0 1279 $1,495 $1.17 45d 1 0.93mi
2813 Rainbow Forest Dr Decatur, GA 3.0 2.0 1792 $1,650 $0.92 18d 1 0.96mi
2815 Rainbow Forest Dr Decatur, GA 3.0 2.0 1762 $1,000 $0.57 1d 1 0.96mi
3467 Newberry Trl Decatur, GA 3.0 2.5 1908 $1,000 $0.52 22d 1 0.96mi
2816 Knollview Dr Decatur, GA 3.0 1.5 1114 $1,605 $1.44 22d 1 0.97mi
3563 Newberry Trl Unit A11 Decatur, GA 3.0 2.5 1980 $1,940 $0.98 45d 1 0.97mi
3466 Newberry Trl Decatur, GA 3.0 2.5 1908 $1,540 $0.81 13d 1 0.99mi
100 Woodberry Pl Decatur, GA 1.0–3.0 1.0–2.0 1106 $1,743 $1.58 0d 18 1.07mi
3321 Peppertree Cir Decatur, GA 1.0–3.0 1.0 813 $1,299 $1.60 22d 31 1.16mi
3604 Spring Trce Decatur, GA 3.0 2.5 1806 $1,595 $0.88 45d 1 1.18mi
4060 Waldrop Hills Dr Decatur, GA 3.0 2.5 1696 $1,920 $1.13 17d 1 1.21mi
3577 Brycewood Dr Decatur, GA 3.0 2.5 1501 $1,950 $1.30 45d 1 1.29mi
3583 Brycewood Dr Decatur, GA 3.0 2.5 1461 $2,150 $1.47 45d 1 1.29mi
3554 Waldrop Rd Decatur, GA 3.0 2.5 1646 $2,135 $1.30 5d 1 1.30mi
3607 Brycewood Dr Decatur, GA 3.0 3.0 1515 $2,150 $1.42 45d 1 1.30mi
3607 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 1.30mi
3601 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 1.30mi
3601 Brycewood Dr Decatur, GA 3.0 2.5 1515 $2,150 $1.42 45d 1 1.30mi
3605 Brycewood Dr Decatur, GA 3.0 3.0 1515 $2,150 $1.42 45d 1 1.30mi
3605 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 1.30mi
2868 Vining Ridge Ter Decatur, GA 2.0 2.5 1528 $1,499 $0.98 20d 1 1.30mi
2840 Vining Ridge Ter Unit 1 Decatur, GA 3.0 2.5 1433 $1,425 $0.99 1d 1 1.33mi
2840 Vining Ridge Ter Unit 1 Decatur, GA 3.0 2.5 1433 $1,425 $0.99 4d 1 1.33mi
3205 Quincetree Ln Decatur, GA 2.0 2.0 1218 $1,600 $1.31 20d 1 1.35mi
2918 Vining Ridge Ter Decatur, GA 2.0 2.5 1528 $1,800 $1.18 7d 1 1.36mi
3733 Waldrop Hills Dr Decatur, GA 3.0 2.5 1646 $2,023 $1.23 45d 1 1.36mi
2805 Vining Ridge Ter Decatur, GA 3.0 2.5 1664 $1,600 $0.96 45d 1 1.37mi
4210 Waldrop Hills Ter Decatur, GA 3.0 2.5 1200 $1,666 $1.39 45d 1 1.38mi
2954 Vining Ridge Ln Decatur, GA 2.0 2.5 1528 $1,495 $0.98 45d 1 1.39mi
3754 Waldrop Ln Decatur, GA 3.0 2.5 1560 $1,625 $1.04 45d 1 1.40mi
3326 Waldrop Trl Decatur, GA 3.0 2.5 1560 $1,761 $1.13 22d 1 1.41mi
2725 Vining Ridge Ter Unit 2725 Decatur, GA 2.0 2.5 1590 $1,500 $0.94 45d 1 1.42mi
3798 Waldrop Ln Decatur, GA 3.0 2.5 1412 $1,680 $1.19 22d 1 1.43mi

Listing history 16 events

  1. 2026-06-21
    days on market $224,900 Active 50 DOM
  2. 2026-06-18
    days on market $224,900 Active 47 DOM
  3. 2026-06-17
    days on market $224,900 Active 46 DOM
  4. 2026-06-16
    days on market $224,900 Active 45 DOM
  5. 2026-06-15
    days on market $224,900 Active 44 DOM
  6. 2026-06-13
    pricedays on market $224,900 Active 42 DOM
  7. 2026-06-09
    days on market $229,900 Active 38 DOM
  8. 2026-06-08
    days on market $229,900 Active 37 DOM
  9. 2026-06-07
    statusdays on market $229,900 Active 36 DOM
  10. 2026-06-04
    days on market $229,900 Price Change 33 DOM
  11. 2026-06-03
    days on market $229,900 Price Change 32 DOM
  12. 2026-06-02
    pricestatusdays on market $229,900 Price Change 31 DOM
  13. 2026-06-01
    days on market $239,000 Active 30 DOM
  14. 2026-05-31
    days on market $239,000 Active 29 DOM
  15. 2026-05-02
    listed $239,000 New 421-char remark
  16. 1981-08-03
    soldstatus $57,549

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,564 · $297/mo
Projected year-2 tax
$3,564 · $297/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 23% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,201
− Mortgage interest
−$12,598
− Property taxes
−$3,564
− Insurance
−$1,124
− Repairs & maintenance
−$1,776
− Management
−$1,776
− Depreciation
−$6,543
Taxable loss
−$5,180
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,243
After-tax cash flow
$-59/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Panthersville

Score
66/100
State rank
#180
US rank
#11244

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Dekalb County · 782,738 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
41,847
Household income
$63,517
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1659.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 4% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Hispanic 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.92%
Current HPI
209.5638
Rent YoY
▲ 2.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+290.8% since first listed
4 events — show timeline
  • 2026-06-10 Price Changed $224,900 GAMLS
  • 2026-06-02 Price Changed $229,900 GAMLS
  • 2026-05-02 Listed $239,000 GAMLS
  • 1981-08-03 Sold (Public Records) $57,549 Public Records

Property tax history

+2.6%/yr

Latest (2025): $3,564 · -6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…