3098 Robindale Rd · Panthersville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.7/30.0
- Livability +3.3/5.0
- 1% rule +3.2/10.0
- DSCR +3.1/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$224,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Lovely ranch home located in an established, quiet neighborhood with convenient access to schools, shopping, and everyday amenities. This home offers a spacious layout, large lot, and plenty of potential for the savvy buyer. Some updates are needed, making this a great opportunity to add your personal touch and create value. A wonderful option for buyers looking for a home with solid potential in a desirable location.
Key facts
- 0.44 acre lot
- Built 1967
- Listed 50 days
Property features AI
Finance
- Other: Lot roughly 0.44 acre; Approx. 1,571 above-grade square feet (public records)
- HOA & community: No HOA
Exterior
- Parking: Attached carport
- Utilities: Public water; Septic tank sewer; Electricity available; Natural gas available
- Home design: Single-family residence; Residential property; Resale; Built in 1967; Facing/entry level not specified
- Construction: Brick construction; Composition roof; Other structure type
- Exterior features: Backyard with chain link fence; Sloped lot
Interior
- Kitchen: Dishwasher; Oven
- Bedrooms: 3 bedrooms on the main level
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: One-level layout; Family room; Full basement; Fireplace (1)
- Laundry & utility: Laundry located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $206k (8.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (17.7% below list).
- Recommended offer: $185k (17.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#180 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D, amenities F.
- Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bob Mathis Elementary School (math 5% / reading 15%, grade F, #1,076 of 1,228 statewide, top 89%, 373 students, 100% FRL); Chapel Hill Middle School (math 12% / reading 27%, grade F, #356 of 470 statewide, top 78%, 692 students, 100% FRL); Southwest Dekalb High School (math 17% / reading 37%, grade F, #162 of 424 statewide, top 40%, 1,307 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.2%/yr); 356 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
- This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $58k; list at $225k implies a 291% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.71%
- Cash-on-cash
- -2.07%
- DSCR
- 0.91
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $314,289
- List price
- $224,900
- Delta
- -28.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3865 Boring Rd | 0.39mi | 3/2.0 | 1,516 (-4%) | 2mo | $161,000 | $106 | 75 |
| 2873 Leisure Springs Cir | 0.74mi | 3/2.0 | 1,628 (+4%) | 1mo | $305,000 | $187 | 59 |
| 2881 Sunset Ct | 0.65mi | 3/2.5 | 1,488 (-5%) | 4mo | $310,000 | $208 | 55 |
| 2868 Cocklebur Cove Ct | 0.59mi | 3/2.0 | 1,478 (-6%) | 13mo | $235,000 | $159 | 52 |
| 4010 Boring Rd | 0.70mi | 4/2.0 (+1) | 1,467 (-7%) | 1mo | $332,000 | $226 | 51 |
| 2884 Grand Pines Ct | 0.57mi | 3/2.5 | 1,727 (+10%) | 6mo | $297,000 | $172 | 50 |
| 3774 Aristides Ln | 0.56mi | 3/2.0 | 1,770 (+13%) | 9mo | $250,000 | $141 | 45 |
| 3512 Lynview Ct W | 0.51mi | 4/2.0 (+1) | 1,738 (+11%) | 12mo | $250,000 | $144 | 43 |
| 3900 Artist Vw | 0.53mi | 4/2.0 (+1) | 1,800 (+15%) | 4mo | $223,000 | $124 | 42 |
| 2872 Leisure Springs Cir | 0.72mi | 4/2.0 (+1) | 1,409 (-10%) | 3mo | $205,000 | $145 | 42 |
| 3419 Wesley Chapel Rd | 0.60mi | 4/2.0 (+1) | 1,760 (+12%) | 15mo | $220,000 | $125 | 34 |
| 3909 Veracruz Dr | 0.67mi | 3/3.5 | 1,793 (+14%) | 16mo | $370,000 | $206 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.18% rent growth · sell at horizon
- IRR
- -20.6%
- Equity multiple
- 0.29×
- Total profit
- $-44,832
- Equity at exit
- $33,533
- IRR
- -15.8%
- Equity multiple
- 0.14×
- Total profit
- $-53,897
- Equity at exit
- $19,445
Cash invested: $62,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30034
- Home prices YoY
- -27.4%
- Rents YoY
- 2.2%
- Active inventory
- 356
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,850 high interval (Pro) →
- Mortgage (P&I)
- −$1,179
- Tax from tax record
- −$297 /mo · $3,564/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $-109
Break-even live
Sensitivity live
| Price | -10% $19 | -5% $-45 | +0% $-109 | +5% $-172 | +10% $-236 |
|---|---|---|---|---|---|
| Rent | -10% $-255 | -5% $-182 | +0% $-109 | +5% $-35 | +10% $38 |
| Rate | -1.0pp $5 | -0.5pp $-51 | base $-109 | +0.5pp $-167 | +1.0pp $-226 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,225
- Closing costs
- $6,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3715 Boring Rd Decatur, GA | 3.0 | 2.0 | 1379 | $1,525 | $1.11 | 24d | 1 | 0.10mi |
| 3166 Big Springs Ct Decatur, GA | 3.0 | 2.0 | 1493 | $1,900 | $1.27 | 45d | 1 | 0.29mi |
| 3009 Donavan Way Decatur, GA | 3.0 | 2.5 | 2025 | $1,850 | $0.91 | 26d | 1 | 0.32mi |
| 3651 Columbia Pkwy Decatur, GA | 3.0 | 2.0 | 1958 | $1,920 | $0.98 | 45d | 1 | 0.34mi |
| 3460 Boring Rd Decatur, GA | 3.0 | 2.0 | 1855 | $1,900 | $1.02 | 26d | 1 | 0.53mi |
| 3518 Moonlight Ct Decatur, GA | 4.0 | 3.0 | 2022 | $2,400 | $1.19 | 14d | 1 | 0.75mi |
| 3477 Shepherds Path Decatur, GA | 2.0 | 2.0 | 1200 | $1,200 | $1.00 | 45d | 1 | 0.88mi |
| 3515 Shepherds Path Decatur, GA | 3.0 | 2.0 | 1279 | $1,495 | $1.17 | 45d | 1 | 0.93mi |
| 2813 Rainbow Forest Dr Decatur, GA | 3.0 | 2.0 | 1792 | $1,650 | $0.92 | 18d | 1 | 0.96mi |
| 2815 Rainbow Forest Dr Decatur, GA | 3.0 | 2.0 | 1762 | $1,000 | $0.57 | 1d | 1 | 0.96mi |
| 3467 Newberry Trl Decatur, GA | 3.0 | 2.5 | 1908 | $1,000 | $0.52 | 22d | 1 | 0.96mi |
| 2816 Knollview Dr Decatur, GA | 3.0 | 1.5 | 1114 | $1,605 | $1.44 | 22d | 1 | 0.97mi |
| 3563 Newberry Trl Unit A11 Decatur, GA | 3.0 | 2.5 | 1980 | $1,940 | $0.98 | 45d | 1 | 0.97mi |
| 3466 Newberry Trl Decatur, GA | 3.0 | 2.5 | 1908 | $1,540 | $0.81 | 13d | 1 | 0.99mi |
| 100 Woodberry Pl Decatur, GA | 1.0–3.0 | 1.0–2.0 | 1106 | $1,743 | $1.58 | 0d | 18 | 1.07mi |
| 3321 Peppertree Cir Decatur, GA | 1.0–3.0 | 1.0 | 813 | $1,299 | $1.60 | 22d | 31 | 1.16mi |
| 3604 Spring Trce Decatur, GA | 3.0 | 2.5 | 1806 | $1,595 | $0.88 | 45d | 1 | 1.18mi |
| 4060 Waldrop Hills Dr Decatur, GA | 3.0 | 2.5 | 1696 | $1,920 | $1.13 | 17d | 1 | 1.21mi |
| 3577 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1501 | $1,950 | $1.30 | 45d | 1 | 1.29mi |
| 3583 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1461 | $2,150 | $1.47 | 45d | 1 | 1.29mi |
| 3554 Waldrop Rd Decatur, GA | 3.0 | 2.5 | 1646 | $2,135 | $1.30 | 5d | 1 | 1.30mi |
| 3607 Brycewood Dr Decatur, GA | 3.0 | 3.0 | 1515 | $2,150 | $1.42 | 45d | 1 | 1.30mi |
| 3607 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1500 | $2,150 | $1.43 | 26d | 1 | 1.30mi |
| 3601 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1500 | $2,150 | $1.43 | 26d | 1 | 1.30mi |
| 3601 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1515 | $2,150 | $1.42 | 45d | 1 | 1.30mi |
| 3605 Brycewood Dr Decatur, GA | 3.0 | 3.0 | 1515 | $2,150 | $1.42 | 45d | 1 | 1.30mi |
| 3605 Brycewood Dr Decatur, GA | 3.0 | 2.5 | 1500 | $2,150 | $1.43 | 26d | 1 | 1.30mi |
| 2868 Vining Ridge Ter Decatur, GA | 2.0 | 2.5 | 1528 | $1,499 | $0.98 | 20d | 1 | 1.30mi |
| 2840 Vining Ridge Ter Unit 1 Decatur, GA | 3.0 | 2.5 | 1433 | $1,425 | $0.99 | 1d | 1 | 1.33mi |
| 2840 Vining Ridge Ter Unit 1 Decatur, GA | 3.0 | 2.5 | 1433 | $1,425 | $0.99 | 4d | 1 | 1.33mi |
| 3205 Quincetree Ln Decatur, GA | 2.0 | 2.0 | 1218 | $1,600 | $1.31 | 20d | 1 | 1.35mi |
| 2918 Vining Ridge Ter Decatur, GA | 2.0 | 2.5 | 1528 | $1,800 | $1.18 | 7d | 1 | 1.36mi |
| 3733 Waldrop Hills Dr Decatur, GA | 3.0 | 2.5 | 1646 | $2,023 | $1.23 | 45d | 1 | 1.36mi |
| 2805 Vining Ridge Ter Decatur, GA | 3.0 | 2.5 | 1664 | $1,600 | $0.96 | 45d | 1 | 1.37mi |
| 4210 Waldrop Hills Ter Decatur, GA | 3.0 | 2.5 | 1200 | $1,666 | $1.39 | 45d | 1 | 1.38mi |
| 2954 Vining Ridge Ln Decatur, GA | 2.0 | 2.5 | 1528 | $1,495 | $0.98 | 45d | 1 | 1.39mi |
| 3754 Waldrop Ln Decatur, GA | 3.0 | 2.5 | 1560 | $1,625 | $1.04 | 45d | 1 | 1.40mi |
| 3326 Waldrop Trl Decatur, GA | 3.0 | 2.5 | 1560 | $1,761 | $1.13 | 22d | 1 | 1.41mi |
| 2725 Vining Ridge Ter Unit 2725 Decatur, GA | 2.0 | 2.5 | 1590 | $1,500 | $0.94 | 45d | 1 | 1.42mi |
| 3798 Waldrop Ln Decatur, GA | 3.0 | 2.5 | 1412 | $1,680 | $1.19 | 22d | 1 | 1.43mi |
Listing history 16 events
-
2026-06-21days on market $224,900 Active 50 DOM
-
2026-06-18days on market $224,900 Active 47 DOM
-
2026-06-17days on market $224,900 Active 46 DOM
-
2026-06-16days on market $224,900 Active 45 DOM
-
2026-06-15days on market $224,900 Active 44 DOM
-
2026-06-13pricedays on market $224,900 Active 42 DOM
-
2026-06-09days on market $229,900 Active 38 DOM
-
2026-06-08days on market $229,900 Active 37 DOM
-
2026-06-07statusdays on market $229,900 Active 36 DOM
-
2026-06-04days on market $229,900 Price Change 33 DOM
-
2026-06-03days on market $229,900 Price Change 32 DOM
-
2026-06-02pricestatusdays on market $229,900 Price Change 31 DOM
-
2026-06-01days on market $239,000 Active 30 DOM
-
2026-05-31days on market $239,000 Active 29 DOM
-
2026-05-02$239,000 New 421-char remark
-
1981-08-03soldstatus $57,549
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,564 · $297/mo
- Projected year-2 tax
- $3,564 · $297/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 23% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,201
- − Mortgage interest
- −$12,598
- − Property taxes
- −$3,564
- − Insurance
- −$1,124
- − Repairs & maintenance
- −$1,776
- − Management
- −$1,776
- − Depreciation
- −$6,543
- Taxable loss
- −$5,180
- Est. tax savings @ 24.0%
- +$1,243
- After-tax cash flow
- $-59/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dekalb County
- NCES district ID
- 1301740
- Math proficiency
- 19% ▼ -12.00%
- Reading proficiency
- 28% ▼ -7.00%
- Median HH income
- $51,448
- Composite
- 20.92/100
- National rank
- #8482
- State rank
- #125 of 174 in GA
Livability — Panthersville
- Score
- 66/100
- State rank
- #180
- US rank
- #11244
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Dekalb County · 782,738 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 41,847
- Household income
- $63,517
- Rent vs Own
- Severe rent burden
- 1659.0
Population outlook (DeKalb County) Hauer SSP2
- Today (2025)
- 839,977 people
- By 2030
- 891,768 · +6.2%
- By 2040
- 988,894 · +17.7%
- By 2050
- 1,074,583 · +27.9%
- By 2075
- 1,245,026 · +48.2%
- By 2100
- 1,303,135 · +55.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 4% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Hispanic 1% Lithuanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 93% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · DeKalb
- 2024 margin
- Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
- 2008→2024 swing
- +6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.92%
- Current HPI
- 209.5638
- Rent YoY
- ▲ 2.18%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+290.8% since first listed4 events — show timeline
- 2026-06-10 Price Changed $224,900 GAMLS
- 2026-06-02 Price Changed $229,900 GAMLS
- 2026-05-02 Listed $239,000 GAMLS
- 1981-08-03 Sold (Public Records) $57,549 Public Records
Property tax history
+2.6%/yrLatest (2025): $3,564 · -6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…