147 Northgate Dr NE · Howland Center, OH 44484

$64,900

3 bd · 2.0 ba · 1,300 sqft · SingleFamily · 20 Days on market

Built 1996 $50/sqft · 71% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.3/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

Key facts

• Rippling stream
• Shed has electricity
• Gas grill

Tags

• QUIET CUL-DE-SAC
• RIPPLING STREAM
• PRIVATE WELL-BUILT DECK
• SHED HAS ELECTRICITY
• GAS GRILL
• FIREPIT

Property features AI

Finance

• Financial info: Pets allowed: Cats and dogs OK (size limit)
• HOA & community: Land lease present ($475)

Exterior

• Parking: Attached carport; Driveway; 2-car carport
• Utilities: Public water; Public sewer
• Home design: Single-story home; Vinyl siding; Asphalt/fiberglass roof
• Construction: Built by owner (year source: Owner)
• Exterior features: Covered porch; Deck; Patio; Outdoor grill; Shed(s)

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Breakfast bar; Eat-in kitchen
• Bedrooms: 3 main-level bedrooms
• Bathrooms: 2 full bathrooms (both on main level)
• Interior features: Breakfast bar; Ceiling fan(s); Eat-in kitchen; Walk-in closet(s); Gas fireplace (1)
• Laundry & utility: Laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $853 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $65k).
• Recommended offer: $64k (1.5% below list) — sets the bar for market timing.
• Cap rate 22.1% vs local median 3.9% in Howland Center — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#207 in OH, #3,283 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Howland Local (suburban): math 59% / reading 65% proficiency, ranked #260 of 656 in OH (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 87 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $63,926 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.54% ✓
• Cap rate: 22.06%
• Cash-on-cash: 56.30%
• DSCR: 3.50
• GRM: 3.3

CMA / ARV

• ARV (median comp): $220,711
• List price: $64,900
• Delta: -70.60%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
147 Northgate Dr NE	0.00mi	3/2.0	1,300 (0%)	11mo	$57,500	$44	91
8651 High St NE	0.45mi	2/1.0 (-1)	1,192 (-8%)	13mo	$145,000	$122	45
572 Howland Wilson Rd SE	0.61mi	4/1.0 (+1)	1,164 (-10%)	18mo	$156,000	$134	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 54.7%
• Equity multiple: 3.41×
• Total profit: $43,808
• Equity at exit: $9,677

10-year hold

• IRR: 59.8%
• Equity multiple: 6.95×
• Total profit: $108,168
• Equity at exit: $5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44484

• Home prices YoY: -17.5%
• Active inventory: 87
• Price-to-rent: 3.3×

Monthly cashflow live

• Estimated rent: $1,647 medium
• Mortgage (P&I): −$340
• Tax est. 1.5%: −$81 /mo · $974/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$346
• Net cashflow: $853

Break-even live

Break-even rent $568

Max offer price $64,900

Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
218 Niles Cortland Rd SE Warren, OH	4.0	2.0	1784	$1,600	$0.90	13d	1	0.77mi
10 Sandpiper Trl SE Warren, OH	2.0–3.0	1.5–2.5	1150	$1,710	$1.49	13d	6	1.25mi

Listing history 22 events

1. 2026-06-19
   days on market $64,900 Active 20 DOM
2. 2026-06-18
   days on market $64,900 Active 19 DOM
3. 2026-06-17
   days on market $64,900 Active 18 DOM
4. 2026-06-16
   days on market $64,900 Active 17 DOM
5. 2026-06-15
   days on market $64,900 Active 16 DOM
6. 2026-06-14
   days on market $64,900 Active 14 DOM
7. 2026-06-13
   days on market $64,900 Active 13 DOM
8. 2026-06-10
   days on market $64,900 Active 11 DOM
9. 2026-06-09
   days on market $64,900 Active 10 DOM
10. 2026-06-08
    days on market $64,900 Active 9 DOM
11. 2026-06-07
    days on market $64,900 Active 8 DOM
12. 2026-06-05
    status $64,900 Active 5 DOM
13. 2026-05-18
    status Pending 631-char remark
14. 2026-05-13
    listed $64,900 Active 631-char remark
15. 2025-07-16
    soldstatus $57,500 Closed 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

16. 2025-07-14
    status Pending 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

17. 2025-06-18
    historical Contingent 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

18. 2025-06-12
    status Active 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

19. 2025-06-05
    status Pending 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

20. 2025-05-28
    listed $64,900 Active 652-char remark

    Show marketing remark (652 chars)

    Amazing opportunity to own this really nice well cared for 3-bedroom mobile home located in Howland Village Park. Situated on a quiet cul-de-sac in the very back of park. Enjoy the rippling stream in your back yard while sitting on your amazing private well-built deck. Shed has electricity. Gas grill, firepit and sand box all stay. Open eat in kitchen with breakfast bar. 2 full baths. Living room and also nice family room with gas fireplace. Nice laundry room with plenty of cabinet space. All appliances stay and a 1 Year Home Warranty is added for an additional bonus! Roof new in 2023. New dishwasher. Schedule a tour today to enjoy easy living!

21. 2007-05-18
    soldstatus $34,000

    Show marketing remark (329 chars)

    Affordable 1996 Colony mobile home in Howland Village cul-de-sac. Approximately 1600 sq. ft. includes 3 bedrooms, 2 baths, cathedral ceilings, skylights, ceiling fans, newer spacious family room addition w/ gas fireplace, master BR & bath, kitchen w/ all appliances, breakfast bar & dining area, laundry/storage room.

22. 2007-02-01
    listed $44,900

    Show marketing remark (329 chars)

    Affordable 1996 Colony mobile home in Howland Village cul-de-sac. Approximately 1600 sq. ft. includes 3 bedrooms, 2 baths, cathedral ceilings, skylights, ceiling fans, newer spacious family room addition w/ gas fireplace, master BR & bath, kitchen w/ all appliances, breakfast bar & dining area, laundry/storage room.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $19,763
• − Mortgage interest: −$3,635
• − Property taxes: −$974
• − Insurance: −$324
• − Repairs & maintenance: −$1,581
• − Management: −$1,581
• − Depreciation: −$1,888
• Taxable income: $9,780
• Est. tax owed @ 24.0%: −$2,347
• After-tax cash flow: $7,884/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Howland Local
• NCES district ID: 3905016
• Math proficiency: 59% ▼ -17.00%
• Reading proficiency: 65% ▼ -13.00%
• Median HH income: $49,022
• Composite: 52.63/100
• National rank: #1556
• State rank: #260 of 656 in OH

Livability — Howland Center

• Score: 76/100
• State rank: #207
• US rank: #3283

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Trumbull · 193,293 people
• City population: 21,634
• Metro: Youngstown-Warren, OH
• Population (ZIP): 21,634
• Household income: $65,435
• Rent vs Own: 28.3% rent · 71.7% own
• Severe rent burden: 6.7

Population outlook (Trumbull County) Hauer SSP2

• Today (2025): 191,696 people
• By 2030: 184,015 · -4.0%
• By 2040: 166,810 · -13.0%
• By 2050: 149,857 · -21.8%
• By 2075: 115,769 · -39.6%
• By 2100: 83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Black 8% Two or more races 5% Hispanic / Latino 3% Asian 2%
• Common ancestry: Romanian 3% Lithuanian 2% Serbian 1%
• Foreign-born: 3% · China, Canada
• Languages at home: 96% English-only · Other Indo-European 2% Other Asian/Pacific 1% Spanish 1%

Political lean MEDSL · Trumbull

• 2024 margin: R (+16.8) · D 41.2% · R 58.0%
• 2008→2024 swing: -39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
• All cycles: 2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -46.24%
• Current HPI: 217.6603
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+44.5% since first listed

11 events — show timeline

• 2026-06-04 Relisted — MLSNOW
• 2026-05-18 Pending — MLSNOW
• 2026-05-13 Listed $64,900 MLSNOW
• 2025-07-16 Sold (MLS) $57,500 MLSNOW
• 2025-07-14 Pending — MLSNOW
• 2025-06-18 Contingent — MLSNOW
• 2025-06-12 Relisted — MLSNOW
• 2025-06-05 Pending — MLSNOW
• 2025-05-28 Listed $64,900 MLSNOW
• 2007-05-18 Sold (MLS) $34,000 MLSNOW
• 2007-02-01 Listed $44,900 MLSNOW