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6161 Lily Ln SE
B Composite 70.8
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.0/30.0
  • Appreciation +9.3/10.0
  • DSCR +8.7/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.6/10.0
  • Schools +5.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$76,000

6161 Lily Ln SE · Amsterdam, OH 43903
2 bd · 1.0 ba · 768 sqft · SingleFamily public records · 125 Days on market
Built 1984 5,580 sqft lot Est $76k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

Key facts

  • 5,580 sq ft lot
  • Built 1984
  • Listed 125 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $76k.

Deal economics

  • At list price, monthly cash flow is $133 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($884 rent vs $76k).
  • Recommended offer: $67k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#1,126 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D-, amenities F, commute F.
  • Edison Local (rural): math 52% / reading 66% proficiency, ranked #312 of 656 in OH (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: John E Gregg Elementary School (math 67% / reading 67%, grade B+, #456 of 1,584 statewide, top 31%, 380 students, 52% FRL); Edison Jr. High School (math 49% / reading 64%, grade B, #313 of 654 statewide, top 48%, 204 students, 0% FRL); Edison High School (math 32% / reading 72%, grade D+, #343 of 781 statewide, top 47%, 418 students, 74% FRL).
  • Market conditions: 9 active listings in the ZIP; 2 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($525 loan paydown + $6k appreciation (8.5% local appreciation)).
  • Carroll County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (8.5% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($67k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $11k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $76k implies a 90% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,880 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
9.26%
Cash-on-cash
10.61%
DSCR
1.47
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$76,032
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6161 Lily Ln SE 0.00mi 2/1.0 768 (0%) 1mo $76,000 $99 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.5% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.8%
Equity multiple
2.99×
Total profit
$42,261
Equity at exit
$60,370
10-year hold
IRR
23.9%
Equity multiple
6.48×
Total profit
$116,597
Equity at exit
$122,434

Cash invested: $21,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43903

Home prices YoY
3.2%
Active inventory
9
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$884 medium interval (Pro) →
Mortgage (P&I)
$399
Tax from tax record
$80 /mo · $958/yr
Insurance
$32
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$186
Net cashflow
$133

Break-even live

Break-even rent $716
Max offer price $76,000
Occupancy floor 80%

Sensitivity live

Price -10% $176 -5% $154 +0% $133 +5% $111 +10% $90
Rent -10% $63 -5% $98 +0% $133 +5% $167 +10% $202
Rate -1.0pp $171 -0.5pp $152 base $133 +0.5pp $113 +1.0pp $93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,000
Closing costs
$2,280
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-05-20
    status Pending
  2. 2026-03-25
    status Pending
  3. 2026-03-25
    historical
  4. 2026-03-11
    historical Contingent
  5. 2026-02-23
    price $76,000
  6. 2026-01-19
    price $79,900
  7. 2025-12-22
    price $82,900
  8. 2025-11-20
    listed $87,000 Active
  9. 2025-10-01
    soldstatus $40,000
  10. 2024-02-15
    soldstatus $108,000
  11. 2024-02-13
    soldstatus $108,000 Closed 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  12. 2024-01-12
    historical 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  13. 2024-01-04
    historical Contingent 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  14. 2023-12-11
    price $107,000 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  15. 2023-10-18
    price $108,000 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  16. 2023-09-12
    listed $109,000 Active 828-char remark
    Show marketing remark (828 chars)

    Check out this completely turn key home for sale in Amsterdam, Ohio. This charming, single story home has a brand new metal roof, along with new gutters, soffit, facia, and shutters! Step inside and you will find all of the walls have a fresh coat of paint, newer flooring, and updated kitchen and bath. This home is a true gem! 2015 Amish built shed stays with the home. Laundry is currently in the basement, but the sunroom could easily be converted to a laundry/mudroom having everything on the main floor. This home once had a one car integral garage(was blocked up & man door installed instead) BUT could be converted back if your heart desires a garage. If you're looking to downsize or purchase your first home, be sure to check this one out! 6161 Lily Ln truly is a GREAT home! Call to schedule your showing today!

  17. 2008-03-21
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$958 · $80/mo
Projected year-2 tax
$1,072 · $89/mo
Expected delta
+$114/yr (+$9/mo · 11.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,605
− Mortgage interest
−$4,257
− Property taxes
−$958
− Insurance
−$1,046
− Repairs & maintenance
−$848
− Management
−$848
− Depreciation
−$2,211
Taxable income
$435
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$104
After-tax cash flow
$1,486/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Edison Local
NCES district ID
3904779
Math proficiency
52% ▼ -13.00%
Reading proficiency
66% ▼ -7.00%
Median HH income
$45,717
Composite
49.79/100
National rank
#1959
State rank
#312 of 656 in OH

Livability — Amsterdam

Score
55/100
State rank
#1126
US rank
#23116

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carroll · 27,595 people
Metro
Canton-Massillon, OH
Population (ZIP)
2,241
Household income
$64,659
Rent vs Own
21.2% rent · 78.8% own
Severe rent burden
1.7

Population outlook (Carroll County) Hauer SSP2

Today (2025)
25,766 people
By 2030
24,481 · -5.0%
By 2040
21,803 · -15.4%
By 2050
19,323 · -25.0%
By 2075
15,205 · -41.0%
By 2100
12,287 · -52.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 5%
Common ancestry
Romanian 11% Italian 2% Polish 2%
Foreign-born
0% · Canada
Languages at home
94% English-only · German/W. Germanic 6%

Political lean MEDSL · Carroll

2024 margin
Solid R (+54.7) · D 22.2% · R 77.0%
2008→2024 swing
-49.9pp toward R · 2008: -4.8pp · 2024: -54.7pp
All cycles
2024: R+54.7 2020: R+52.7 2016: R+46.4 2012: R+13.7 2008: R+4.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.50%
Current HPI
277.405
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+280.0% since first listed
17 events — show timeline
  • 2026-05-20 Pending MLSNOW
  • 2026-03-25 Pending MLSNOW
  • 2026-03-25 Listing Removed MLSNOW
  • 2026-03-11 Contingent MLSNOW
  • 2026-02-23 Price Changed $76,000 MLSNOW
  • 2026-01-19 Price Changed $79,900 MLSNOW
  • 2025-12-22 Price Changed $82,900 MLSNOW
  • 2025-11-20 Listed $87,000 MLSNOW
  • 2025-10-01 Sold (Public Records) $40,000 Public Records
  • 2024-02-15 Sold (Public Records) $108,000 Public Records
  • 2024-02-13 Sold (MLS) $108,000 MLSNOW
  • 2024-01-12 Listing Removed MLSNOW
  • 2024-01-04 Contingent MLSNOW
  • 2023-12-11 Price Changed $107,000 MLSNOW
  • 2023-10-18 Price Changed $108,000 MLSNOW
  • 2023-09-12 Listed $109,000 MLSNOW
  • 2008-03-21 Sold (Public Records) $20,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $958 · +34.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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