207 Euclid Ave · Clarksburg, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 5/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +4.0/5.0
- Rent growth +3.4/5.0
- Schools +3.0/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
SPACIOUS 3 BEDROOM , 2 BATH HOME WITH GREAT POTENTIAL. THIS PROPERTY NEEDS SOME TLC BUT OFFERS A GREAT FLOOR PLAN AND FOUNDATION. A GREAT INVESTMENT FOR A RENTAL PROPERTY.
Key facts
- 4,300 sq ft lot
- Built 1919
- Listed 83 days
Property features AI
Finance
- Other: Property listed by KRB KAUFMAN PROPERTIES LLC
Exterior
- Parking: On-street parking
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Cable available
- Home design: Single-family detached residence; Residential property
- Construction: Block and frame construction with vinyl siding; Shingle roof; Concrete foundation (basement)
- Exterior features: Front porch; Sloped lot
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Bedrooms: Bedrooms (number not specified)
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Gas log fireplace in the dining room; Concrete basement with walk-out access and sump pump; 9 total rooms
- Laundry & utility: Washer; Dryer; Gas dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $376 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $66k (6.0% below list) — sets the bar for market timing.
- Cap rate 12.7% vs local median 6.8% in Clarksburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#11 in WV, #1,521 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime D+, employment D-.
- Harrison County Schools (town): math 29% / reading 43% proficiency, ranked #12 of 55 in WV (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Robert C Byrd High School (math 22% / reading 52%, grade F, #32 of 110 statewide, top 34%, 765 students, 0% FRL) — zoned schools average 0% FRL vs 43% district-wide (43 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.6%/yr); 56 active listings in the ZIP; 84 units permitted in Harrison County in 2024 (5 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Harrison County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 84 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.64% ✓
- Cap rate
- 12.74%
- Cash-on-cash
- 23.03%
- DSCR
- 2.02
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $123,497
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 145 Liberty Ave | 0.28mi | 3/1.5 | 1,044 (-8%) | 2mo | $139,900 | $134 | 72 |
| 213 Liberty Ave | 0.37mi | 2/1.0 (-1) | 1,121 (-1%) | 5mo | $38,000 | $34 | 69 |
| 315 S Alexander | 0.43mi | 2/2.0 (-1) | 1,120 (-1%) | 2mo | $122,000 | $109 | 69 |
| 815 Duff Ave | 0.22mi | 3/1.5 | 1,272 (+12%) | 2mo | $116,000 | $91 | 68 |
| 305 Duncan Ave | 0.28mi | 3/1.0 | 1,090 (-4%) | 13mo | $150,000 | $138 | 68 |
| 502 Hart St | 0.33mi | 3/2.0 | 1,216 (+7%) | 13mo | $125,000 | $103 | 60 |
| 217 Burton Ave | 0.40mi | 3/1.0 | 1,010 (-11%) | 5mo | $149,500 | $148 | 57 |
| 102 Carpenter | 0.22mi | 2/2.5 (-1) | 1,235 (+9%) | 12mo | $102,000 | $83 | 56 |
| 613 Stealey Ave | 0.20mi | 2/1.0 (-1) | 1,008 (-11%) | 12mo | $149,500 | $148 | 56 |
| 671 S Chestnut St | 0.67mi | 3/1.0 | 1,272 (+12%) | 3mo | $35,750 | $28 | 43 |
| 319 North Ave | 0.44mi | 2/1.0 (-1) | 983 (-13%) | 10mo | $79,900 | $81 | 42 |
| 136 Thorn St | 0.63mi | 2/1.0 (-1) | 1,016 (-10%) | 10mo | $125,000 | $123 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.62% rent growth · sell at horizon
- IRR
- 16.8%
- Equity multiple
- 1.68×
- Total profit
- $13,382
- Equity at exit
- $10,437
- IRR
- 25.8%
- Equity multiple
- 3.33×
- Total profit
- $45,691
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26301
- Home prices YoY
- -26.4%
- Rents YoY
- 3.6%
- Active inventory
- 56
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,150 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$136 /mo · $1,630/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $376
Break-even live
Sensitivity live
| Price | -10% $416 | -5% $396 | +0% $376 | +5% $356 | +10% $337 |
|---|---|---|---|---|---|
| Rent | -10% $285 | -5% $331 | +0% $376 | +5% $422 | +10% $467 |
| Rate | -1.0pp $411 | -0.5pp $394 | base $376 | +0.5pp $358 | +1.0pp $340 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19days on market $70,000 Active 84 DOM
-
2026-06-18days on market $70,000 Active 83 DOM
-
2026-06-17days on market $70,000 Active 82 DOM
-
2026-06-16days on market $70,000 Active 81 DOM
-
2026-06-15days on market $70,000 Active 80 DOM
-
2026-06-14days on market $70,000 Active 78 DOM
-
2026-06-12days on market $70,000 Active 77 DOM
-
2026-06-09days on market $70,000 Active 74 DOM
-
2026-06-08days on market $70,000 Active 73 DOM
-
2026-06-07days on market $70,000 Active 72 DOM
-
2026-06-05days on market $70,000 Active 69 DOM
-
2026-06-03days on market $70,000 Active 68 DOM
-
2026-06-02days on market $70,000 Active 67 DOM
-
2026-06-01days on market $70,000 Active 66 DOM
-
2026-05-31days on market $70,000 Active 65 DOM
-
2026-05-30days on market $70,000 Active 64 DOM
-
2026-03-27$70,000 Active
-
2022-03-04soldstatus $129,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $1,630 · $136/mo
- Projected year-2 tax
- $1,630 · $136/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,796
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,630
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,104
- − Management
- −$1,104
- − Depreciation
- −$2,036
- Taxable income
- $3,651
- Est. tax owed @ 24.0%
- −$876
- After-tax cash flow
- $3,637/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Harrison County Schools
- NCES district ID
- 5400510
- Math proficiency
- 29% ▼ -10.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $43,269
- Composite
- 30.48/100
- National rank
- #6222
- State rank
- #12 of 55 in WV
Livability — Clarksburg
- Score
- 81/100
- State rank
- #11
- US rank
- #1521
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clarksburg, WV
- County
- Harrison County · 44,316 people
- City population
- 28,716
- Metro
- Clarksburg, WV
- Population (ZIP)
- 28,716
- Household income
- $49,816
- Rent vs Own
- Severe rent burden
- 765.0
Population outlook (Harrison County) Hauer SSP2
- Today (2025)
- 67,273 people
- By 2030
- 65,963 · -1.9%
- By 2040
- 63,033 · -6.3%
- By 2050
- 59,999 · -10.8%
- By 2075
- 52,524 · -21.9%
- By 2100
- 42,654 · -36.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 5% Hispanic / Latino 2% Black 2%
- Common ancestry
- Slovak 2% Serbian 2% Lithuanian 1%
- Foreign-born
- 0%
- Languages at home
- 98% English-only · Other Indo-European 1%
Political lean MEDSL · Harrison
- 2024 margin
- Solid R (+41.0) · D 28.5% · R 69.4% · Other 2.1%
- 2008→2024 swing
- -27.6pp toward R · 2008: -13.3pp · 2024: -41.0pp
- All cycles
- 2024: R+41.0 2020: R+37.6 2016: R+39.5 2012: R+23.5 2008: R+13.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.70%
- Current HPI
- 149.308
- Rent YoY
- ▲ 3.62%
- Metro
- Clarksburg, WV
- State GDP YoY
- —
- F500 in state
- 0
Price history
-45.7% since first listed2 events — show timeline
- 2026-03-27 Listed $70,000 NCWVREIN
- 2022-03-04 Sold (Public Records) $129,000 Public Records
Property tax history
+2.8%/yrLatest (2025): $1,630 · +8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…