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207 Euclid Ave
B+ Composite 78.0
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.4/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$70,000

207 Euclid Ave · Clarksburg, WV 26301
3 bd · 1.5 ba · 1,133 sqft · SingleFamily public records · 84 Days on market
Built 1919 4,300 sqft lot Est $123k · 43% under ↓ 46% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

SPACIOUS 3 BEDROOM , 2 BATH HOME WITH GREAT POTENTIAL. THIS PROPERTY NEEDS SOME TLC BUT OFFERS A GREAT FLOOR PLAN AND FOUNDATION. A GREAT INVESTMENT FOR A RENTAL PROPERTY.

Key facts

  • 4,300 sq ft lot
  • Built 1919
  • Listed 83 days

Property features AI

Finance

  • Other: Property listed by KRB KAUFMAN PROPERTIES LLC

Exterior

  • Parking: On-street parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family detached residence; Residential property
  • Construction: Block and frame construction with vinyl siding; Shingle roof; Concrete foundation (basement)
  • Exterior features: Front porch; Sloped lot

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: Bedrooms (number not specified)
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Gas log fireplace in the dining room; Concrete basement with walk-out access and sump pump; 9 total rooms
  • Laundry & utility: Washer; Dryer; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $376 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $66k (6.0% below list) — sets the bar for market timing.
  • Cap rate 12.7% vs local median 6.8% in Clarksburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#11 in WV, #1,521 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime D+, employment D-.
  • Harrison County Schools (town): math 29% / reading 43% proficiency, ranked #12 of 55 in WV (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Robert C Byrd High School (math 22% / reading 52%, grade F, #32 of 110 statewide, top 34%, 765 students, 0% FRL) — zoned schools average 0% FRL vs 43% district-wide (43 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.6%/yr); 56 active listings in the ZIP; 84 units permitted in Harrison County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harrison County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,800 (6.0% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.64%
Cap rate
12.74%
Cash-on-cash
23.03%
DSCR
2.02
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$123,497
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
145 Liberty Ave 0.28mi 3/1.5 1,044 (-8%) 2mo $139,900 $134 72
213 Liberty Ave 0.37mi 2/1.0 (-1) 1,121 (-1%) 5mo $38,000 $34 69
315 S Alexander 0.43mi 2/2.0 (-1) 1,120 (-1%) 2mo $122,000 $109 69
815 Duff Ave 0.22mi 3/1.5 1,272 (+12%) 2mo $116,000 $91 68
305 Duncan Ave 0.28mi 3/1.0 1,090 (-4%) 13mo $150,000 $138 68
502 Hart St 0.33mi 3/2.0 1,216 (+7%) 13mo $125,000 $103 60
217 Burton Ave 0.40mi 3/1.0 1,010 (-11%) 5mo $149,500 $148 57
102 Carpenter 0.22mi 2/2.5 (-1) 1,235 (+9%) 12mo $102,000 $83 56
613 Stealey Ave 0.20mi 2/1.0 (-1) 1,008 (-11%) 12mo $149,500 $148 56
671 S Chestnut St 0.67mi 3/1.0 1,272 (+12%) 3mo $35,750 $28 43
319 North Ave 0.44mi 2/1.0 (-1) 983 (-13%) 10mo $79,900 $81 42
136 Thorn St 0.63mi 2/1.0 (-1) 1,016 (-10%) 10mo $125,000 $123 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.62% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
1.68×
Total profit
$13,382
Equity at exit
$10,437
10-year hold
IRR
25.8%
Equity multiple
3.33×
Total profit
$45,691
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26301

Home prices YoY
-26.4%
Rents YoY
3.6%
Active inventory
56
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,150 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$136 /mo · $1,630/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$376

Break-even live

Break-even rent $674
Max offer price $70,000
Occupancy floor 62%

Sensitivity live

Price -10% $416 -5% $396 +0% $376 +5% $356 +10% $337
Rent -10% $285 -5% $331 +0% $376 +5% $422 +10% $467
Rate -1.0pp $411 -0.5pp $394 base $376 +0.5pp $358 +1.0pp $340

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $70,000 Active 84 DOM
  2. 2026-06-18
    days on market $70,000 Active 83 DOM
  3. 2026-06-17
    days on market $70,000 Active 82 DOM
  4. 2026-06-16
    days on market $70,000 Active 81 DOM
  5. 2026-06-15
    days on market $70,000 Active 80 DOM
  6. 2026-06-14
    days on market $70,000 Active 78 DOM
  7. 2026-06-12
    days on market $70,000 Active 77 DOM
  8. 2026-06-09
    days on market $70,000 Active 74 DOM
  9. 2026-06-08
    days on market $70,000 Active 73 DOM
  10. 2026-06-07
    days on market $70,000 Active 72 DOM
  11. 2026-06-05
    days on market $70,000 Active 69 DOM
  12. 2026-06-03
    days on market $70,000 Active 68 DOM
  13. 2026-06-02
    days on market $70,000 Active 67 DOM
  14. 2026-06-01
    days on market $70,000 Active 66 DOM
  15. 2026-05-31
    days on market $70,000 Active 65 DOM
  16. 2026-05-30
    days on market $70,000 Active 64 DOM
  17. 2026-03-27
    listed $70,000 Active
  18. 2022-03-04
    soldstatus $129,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$1,630 · $136/mo
Projected year-2 tax
$1,630 · $136/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,796
− Mortgage interest
−$3,921
− Property taxes
−$1,630
− Insurance
−$350
− Repairs & maintenance
−$1,104
− Management
−$1,104
− Depreciation
−$2,036
Taxable income
$3,651
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$876
After-tax cash flow
$3,637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Harrison County Schools
NCES district ID
5400510
Math proficiency
29% ▼ -10.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$43,269
Composite
30.48/100
National rank
#6222
State rank
#12 of 55 in WV

Livability — Clarksburg

Score
81/100
State rank
#11
US rank
#1521

Category grades

Amenities C- Commute A+ Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clarksburg, WV
County
Harrison County · 44,316 people
City population
28,716
Metro
Clarksburg, WV
Population (ZIP)
28,716
Household income
$49,816
Rent vs Own
34.3% rent · 65.7% own
Severe rent burden
765.0

Population outlook (Harrison County) Hauer SSP2

Today (2025)
67,273 people
By 2030
65,963 · -1.9%
By 2040
63,033 · -6.3%
By 2050
59,999 · -10.8%
By 2075
52,524 · -21.9%
By 2100
42,654 · -36.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 5% Hispanic / Latino 2% Black 2%
Common ancestry
Slovak 2% Serbian 2% Lithuanian 1%
Foreign-born
0%
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Harrison

2024 margin
Solid R (+41.0) · D 28.5% · R 69.4% · Other 2.1%
2008→2024 swing
-27.6pp toward R · 2008: -13.3pp · 2024: -41.0pp
All cycles
2024: R+41.0 2020: R+37.6 2016: R+39.5 2012: R+23.5 2008: R+13.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.70%
Current HPI
149.308
Rent YoY
▲ 3.62%
Metro
Clarksburg, WV
State GDP YoY
F500 in state
0

Price history

-45.7% since first listed
2 events — show timeline
  • 2026-03-27 Listed $70,000 NCWVREIN
  • 2022-03-04 Sold (Public Records) $129,000 Public Records

Property tax history

+2.8%/yr

Latest (2025): $1,630 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…