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Townsend IV H Plan 🏗️ New Construction
D Composite 40.87
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.4/30.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Condition / age +4.8/5.0
  • Livability +3.8/5.0
  • 1% rule +3.1/10.0
  • DSCR +3.0/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$249,990

Townsend IV H Plan · Maurice, LA 70555
3 bd · 2.0 ba · 1,825 sqft · SingleFamily · 1002 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing the Townsend IV H floor plan by DSLD Homes, designed with an open floor plan and built for families who value both style and energy-efficient living. Offering 1,825 square feet of living space and a total area of 2,441 square feet, this home provides the perfect balance of spaciousness and functionality. The open floor plan connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere ideal for both relaxation and entertaining. The home's brick and siding exterior combines durability with curb appeal, while the covered rear porch provides a wonderful outdoor space for enjoyment. The chef-inspired kitchen features recessed canned lighting and a walk-in pantry, providing ample storage and convenience. The boot bench in the utility room adds an extra touch of organization, ideal for everyday use. The master suite offers a peaceful retreat, complete with a double vanity, a separate master shower, and a garden tub perfect for relaxation. The walk-in master closet offers generous storage space to keep your belongings organized. Additional features include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and energy-efficient construction that helps lower utility costs while enhancing comfort. The Townsend IV H is the perfect home for those seeking a spacious, energy-efficient living space with modern features and timeless appeal.

Key facts

  • 2 garage spots
  • Listed 1001 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $249,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $250,973.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-132 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $232k (7.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (18.9% below list).
  • Recommended offer: $203k (18.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 348 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 1002 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
Recommended offer $202,816 (18.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 1002 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.66%
Cash-on-cash
-2.26%
DSCR
0.90
GRM
10.3

CMA / ARV

ARV (median comp)
$250,973
List price
$249,990
Delta
-0.39%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
182 Weaver Way 0.10mi 3/2.0 1,825 (0%) 1mo $254,341 $139 94
122 Pierce Ln 0.15mi 3/2.0 1,825 (0%) 0mo $254,665 $140 93
183 Weaver Way 0.15mi 3/2.0 1,825 (0%) 1mo $256,376 $140 92
126 Dawson Ave 0.16mi 3/2.0 1,825 (0%) 1mo $253,480 $139 92
122 Dawson Ave 0.16mi 3/2.0 1,825 (0%) 1mo $257,821 $141 91
101 Harper Dr 0.22mi 3/2.0 1,689 (-8%) 1mo $252,013 $149 76
123 Harper Dr 0.22mi 3/2.0 1,689 (-8%) 1mo $247,945 $147 76
108 Collins Ct 0.35mi 4/2.5 (+1) 1,833 (+0%) 0mo $258,060 $141 76
124 Dawson Ave 0.16mi 3/2.0 1,629 (-11%) 1mo $237,328 $146 74
108 Margaret Lucia Dr 0.57mi 3/2.0 1,931 (+6%) 1mo $268,000 $139 63
212 Margaret Lucia Dr 0.59mi 4/2.0 (+1) 1,897 (+4%) 0mo $234,400 $124 61
131 Melanie Rose Dr 0.46mi 4/2.0 (+1) 1,962 (+8%) 0mo $280,000 $143 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.0%
Equity multiple
0.30×
Total profit
$-49,056
Equity at exit
$37,421
10-year hold
IRR
-13.0%
Equity multiple
0.24×
Total profit
$-53,432
Equity at exit
$21,700

Cash invested: $70,272 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
35 active · 45 under contract
Months of supply
5.0 mo (20%/mo absorbed)
Median asking
$252,990 ($140/sqft)
Median days on market
810 d
This list price
40% of active listings are priced below it
ARV vs active asking
-1.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
348
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,028 high interval (Pro) →
Mortgage (P&I)
$1,316
Tax est. 1.5%
$314 /mo · $3,765/yr
Insurance
$105
HOA
$0
Vacancy / Maint / Mgmt
$426
Net cashflow
$-132

Break-even live

Break-even rent $2,195
Max offer price $231,848
Occupancy floor

Sensitivity live

Price -10% $41 -5% $-45 +0% $-132 +5% $-219 +10% $-306
Rent -10% $-292 -5% $-212 +0% $-132 +5% $-52 +10% $28
Rate -1.0pp $-6 -0.5pp $-68 base $-132 +0.5pp $-197 +1.0pp $-263

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,743
Closing costs
$7,529
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 109d 1 0.12mi
108 Michael John Dr Maurice, LA 4.0 2.0 1961 $1,900 $0.97 139d 1 0.32mi
112 Melanie Rose Dr Unit NA Maurice, LA 4.0 2.0 2010 $1,995 $0.99 109d 1 0.36mi
8550 Cat Rd Unit B Maurice, LA 3.0 2.0 1324 $1,650 $1.25 139d 1 0.54mi
8552 Cat Rd Unit A Maurice, LA 3.0 2.0 1324 $1,650 $1.25 6d 1 0.54mi
127 Allister Rd Maurice, LA 4.0 2.0 1803 $1,575 $0.87 139d 1 0.85mi
7382 Alley Oak Ln Maurice, LA 3.0 2.0 1321 $1,800 $1.36 6d 1 1.34mi
7383 Alley Oak Ln Maurice, LA 3.0 2.0 1422 $1,800 $1.27 6d 1 1.38mi

Listing history 50 events

  1. 2026-09-24
    days on market $249,990 Active 1002 DOM
  2. 2026-09-24
    days on market $249,990 Active 1001 DOM
  3. 2026-09-22
    days on market $249,990 Active 1000 DOM
  4. 2026-09-21
    days on market $249,990 Active 999 DOM
  5. 2026-09-20
    days on market $249,990 Active 998 DOM
  6. 2026-09-18
    days on market $249,990 Active 996 DOM
  7. 2026-09-17
    days on market $249,990 Active 995 DOM
  8. 2026-09-16
    days on market $249,990 Active 994 DOM
  9. 2026-09-15
    days on market $249,990 Active 993 DOM
  10. 2026-09-14
    days on market $249,990 Active 992 DOM
  11. 2026-09-13
    days on market $249,990 Active 991 DOM
  12. 2026-09-12
    days on market $249,990 Active 990 DOM
  13. 2026-09-11
    remarks 699-char remark
  14. 2026-09-11
    days on market $249,990 Active 989 DOM
  15. 2026-09-05
    days on market $249,990 Active 983 DOM
  16. 2026-09-04
    days on market $249,990 Active 982 DOM
  17. 2026-09-03
    days on market $249,990 Active 981 DOM
  18. 2026-08-31
    days on market $249,990 Active 978 DOM
  19. 2026-08-30
    days on market $249,990 Active 977 DOM
  20. 2026-08-29
    days on market $249,990 Active 976 DOM
  21. 2026-08-28
    days on market $249,990 Active 975 DOM
  22. 2026-08-27
    days on market $249,990 Active 974 DOM
  23. 2026-08-26
    days on market $249,990 Active 973 DOM
  24. 2026-08-25
    days on market $249,990 Active 972 DOM
  25. 2026-08-24
    days on market $249,990 Active 971 DOM
  26. 2026-08-23
    days on market $249,990 Active 970 DOM
  27. 2026-08-22
    days on market $249,990 Active 969 DOM
  28. 2026-08-21
    days on market $249,990 Active 968 DOM
  29. 2026-08-20
    days on market $249,990 Active 967 DOM
  30. 2026-08-19
    days on market $249,990 Active 966 DOM
  31. 2026-08-18
    days on market $249,990 Active 965 DOM
  32. 2026-08-17
    days on market $249,990 Active 964 DOM
  33. 2026-08-16
    days on market $249,990 Active 963 DOM
  34. 2026-08-15
    days on market $249,990 Active 962 DOM
  35. 2026-08-14
    days on market $249,990 Active 961 DOM
  36. 2026-08-13
    days on market $249,990 Active 960 DOM
  37. 2026-08-12
    days on market $249,990 Active 959 DOM
  38. 2026-08-11
    days on market $249,990 Active 958 DOM
  39. 2026-08-10
    days on market $249,990 Active 957 DOM
  40. 2026-08-09
    days on market $249,990 Active 956 DOM
  41. 2026-08-08
    days on market $249,990 Active 955 DOM
  42. 2026-08-07
    days on market $249,990 Active 954 DOM
  43. 2026-08-06
    days on market $249,990 Active 953 DOM
  44. 2026-08-05
    days on market $249,990 Active 952 DOM
  45. 2026-08-04
    days on market $249,990 Active 951 DOM
  46. 2026-08-03
    days on market $249,990 Active 950 DOM
  47. 2026-07-31
    days on market $249,990 Active 947 DOM
  48. 2026-07-29
    days on market $249,990 Active 945 DOM
  49. 2026-07-27
    days on market $249,990 Active 943 DOM
  50. 2026-07-25
    days on market $249,990 Active 941 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,338
− Mortgage interest
−$14,058
− Property taxes
−$3,765
− Insurance
−$1,255
− Repairs & maintenance
−$1,947
− Management
−$1,947
− Depreciation
−$7,301
Taxable loss
−$5,935
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,424
After-tax cash flow
$-162/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a good return on investment with updates that would significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in kitchen and bathrooms — Improves functionality and aesthetics
  • Both New kitchen appliances — Enhances functionality and aesthetics
  • Both New bathroom fixtures — Enhances functionality and aesthetics
D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA
B Composite livability gradescore 76/100

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maurice, LA
County
Vermilion Parish · 64,095 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
2% of renters

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Price history

+0.8% since first listed
2 events — show timeline
  • 2025-04-01 Price Changed $246,990 Zillow
  • 2023-12-28 Listed $244,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…