512 Prescott Rd · Avon, PA 17042

$80,000

4 bd · 2.0 ba · 1,092 sqft · SingleFamily public records · 12 Days on market

Built 1940 5,663 sqft lot Est $70k · 14% over ↓ 36% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.1/10.0
• Livability +3.7/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• ARV discount +1.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

Key facts

• Metal roof
• Detached garage
• 5,663 sq ft lot

Tags

• METAL ROOF
• DETACHED GARAGE

Property features AI

Finance

• Other: Located in Federal Flood Zone A; Year built per assessor

Exterior

• Parking: Detached rear-entry garage (1 space); Off-street parking
• Utilities: Private water source; On-site septic
• Home design: Detached structure; Metal roof; Fee simple ownership; Property condition requires major rehab
• Construction: Frame construction; Stone foundation; Garage structure present
• Exterior features: Outbuilding(s); Level lot with rear yard

Interior

• Bedrooms: Three bedrooms on the upper level
• Bathrooms: One full bathroom on the upper level; One half bathroom on the main level
• Interior features: Unfinished basement with dirt floor; Basement present

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $615 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).

Location & tenants

• Location reads 74/100 on livability (#483 in PA, #4,457 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
• Cornwall-Lebanon SD (suburban): math 37% / reading 56% proficiency, ranked #219 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.5%/yr); 264 active listings in the ZIP; 315 units permitted in Lebanon County in 2024 (36 in 5+ unit buildings).
• This rent runs 32% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Lebanon County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.5% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price; flood insurance adds $314/mo; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $80,000

Questions for the listing agent

1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.48% ✓
• Cap rate: 20.23%
• Cash-on-cash: 49.78%
• DSCR: 3.21
• GRM: 3.4

CMA / ARV

• ARV (on-the-fly): $69,888
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
512 Prescott Rd	0.00mi	3/1.5 (-1)	1,092 (0%)	0mo	$70,000	$64	93
20 Green Acres Trailer Ct	0.72mi	3/2.0 (-1)	1,166 (+7%)	13mo	$85,000	$73	39
22 Green Acres Trailer Ct	0.74mi	3/2.0 (-1)	960 (-12%)	12mo	$45,000	$47	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.53% rent growth · sell at horizon

5-year hold

• IRR: 29.1%
• Equity multiple: 2.23×
• Total profit: $27,578
• Equity at exit: $11,928

10-year hold

• IRR: 37.0%
• Equity multiple: 4.57×
• Total profit: $80,030
• Equity at exit: $6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17042

• Rents YoY: 3.5%
• Active inventory: 264
• Price-to-rent: 3.4×

Monthly cashflow live

• Estimated rent: $1,986 medium
• Mortgage (P&I): −$420
• Tax from tax record: −$187 /mo · $2,241/yr
• Insurance: −$33
• Flood insurance flood zone: −$314 /mo · $3,765/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$417
• Net cashflow: $615

Break-even live

Break-even rent $1,207

Max offer price $80,000

Occupancy floor 64%

Sensitivity live

Price	-10% $661	-5% $638	+0% $615	+5% $593	+10% $570
Rent	-10% $459	-5% $537	+0% $615	+5% $694	+10% $772
Rate	-1.0pp $656	-0.5pp $636	base $615	+0.5pp $595	+1.0pp $574

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-06-01
   status $80,000 Pending 12 DOM
2. 2026-05-31
   days on market $80,000 Active 12 DOM
3. 2026-05-30
   days on market $80,000 Active 11 DOM
4. 2026-05-19
   listed $80,000 Active
5. 2024-05-13
   soldstatus $70,000
6. 2024-05-10
   soldstatus $70,000 Closed 532-char remark

   Show marketing remark (532 chars)

   Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

7. 2024-04-11
   status Pending 532-char remark

   Show marketing remark (532 chars)

   Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

8. 2024-04-01
   price $87,500 532-char remark

   Show marketing remark (532 chars)

   Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

9. 2024-03-18
   price $99,900 532-char remark

   Show marketing remark (532 chars)

   Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

10. 2024-03-04
    price $109,900 532-char remark

    Show marketing remark (532 chars)

    Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

11. 2024-02-27
    listed $124,900 Active 532-char remark

    Show marketing remark (532 chars)

    Calling all investors! Your next project is ready, a perfect blank slate with a solid/flowing layout. Detached garage out back, with room to park in front of garage. Metal roof installed 10-15 years ago per prior seller. Septic needs $6000 and would be in great shape - estimate attached. Home sits in flood zone - per the neighbor who has lived next door for 24 years, only once did their basement get water as the first floors are elevated. We hope you enjoy this project. (Of course, this is an as-is, cash sale for investors. )

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,241 · $187/mo
• Projected year-2 tax: $2,241 · $187/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,831
• − Mortgage interest: −$4,481
• − Property taxes: −$2,241
• − Insurance: −$4,165
• − Repairs & maintenance: −$1,906
• − Management: −$1,906
• − Depreciation: −$2,327
• Taxable income: $6,803
• Est. tax owed @ 24.0%: −$1,633
• After-tax cash flow: $5,753/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cornwall-Lebanon SD
• NCES district ID: 4206840
• Math proficiency: 37% ▼ -15.00%
• Reading proficiency: 56% ▼ -15.00%
• Median HH income: $62,483
• Composite: 41.0/100
• National rank: #3589
• State rank: #219 of 539 in PA

Livability — Avon

• Score: 74/100
• State rank: #483
• US rank: #4457

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lebanon County · 95,836 people
• Metro: Lebanon, PA
• Population (ZIP): 40,161
• Household income: $74,831
• Rent vs Own: 29.9% rent · 70.1% own
• Severe rent burden: 801.0

Population outlook (Lebanon County) Hauer SSP2

• Today (2025): 144,806 people
• By 2030: 147,534 · +1.9%
• By 2040: 152,952 · +5.6%
• By 2050: 159,406 · +10.1%
• By 2075: 181,736 · +25.5%
• By 2100: 198,402 · +37.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 16% Two or more races 8% Black 3% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Dominican 1%
• Common ancestry: Romanian 2% Polish 2% Iranian 1%
• Foreign-born: 3% · Canada
• Languages at home: 87% English-only · Spanish 10% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Lebanon

• 2024 margin: Solid R (+32.0) · D 33.6% · R 65.5%
• 2008→2024 swing: -13.1pp toward R · 2008: -18.9pp · 2024: -32.0pp
• All cycles: 2024: R+32.0 2020: R+31.7 2016: R+35.5 2012: R+28.0 2008: R+18.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -124.28%
• Current HPI: 192.3643
• Rent YoY: ▲ 3.53%
• Metro: Lebanon, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-35.9% since first listed

8 events — show timeline

• 2026-05-19 Listed $80,000 BRIGHT MLS
• 2024-05-13 Sold (Public Records) $70,000 Public Records
• 2024-05-10 Sold (MLS) $70,000 BRIGHT MLS
• 2024-04-11 Pending — BRIGHT MLS
• 2024-04-01 Price Changed $87,500 BRIGHT MLS
• 2024-03-18 Price Changed $99,900 BRIGHT MLS
• 2024-03-04 Price Changed $109,900 BRIGHT MLS
• 2024-02-27 Listed $124,900 BRIGHT MLS

Property tax history

+3.3%/yr

Latest (2026): $2,241 · +4.2% YoY. Source: county tax records.