1089 Raintree Dr · Palm Beach Gardens, FL
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.1%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.2/30.0
- ARV discount +7.5/15.0
- 1% rule +4.4/10.0
- DSCR +4.3/10.0
- Schools +4.3/10.0
- Livability +3.5/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$435,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
Key facts
- $195 HOA
- 2 garage spots
- Built 1984
Property features AI
Finance
- Other: Pets allowed with no restrictions
- HOA & community: Monthly HOA fee of $195 (covers common areas); Association managed by Reef Property Services; Association lists no community amenities
Exterior
- Parking: Attached 2-car garage with garage door opener; 2 covered parking spaces; 4 open parking spaces (6 total)
- Utilities: Public water; Public sewer; Sewer and water available
- Home design: Townhouse; Resale property; 2 stories; Faces south
- Construction: Frame and stucco construction; Composition/shingle roof; Built as of public records (living area reported)
- Exterior features: Covered patio; Patio; Wood fencing in backyard; Not waterfront
Interior
- Kitchen: Electric range; Microwave; Dishwasher; Refrigerator; Electric water heater
- Bedrooms: No main-level bedrooms
- Flooring: Vinyl
- Bathrooms: 2 full bathrooms and 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Unfurnished; Entry level living area
- Laundry & utility: Laundry in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $435k.
Deal economics
- At list price, monthly cash flow is $68 ($815/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $411k (5.6% below list).
- Recommended offer: $411k (5.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 69/100 on livability (#464 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Allamanda Elementary School (math 52% / reading 58%, grade C, #872 of 2,144 statewide, top 42%, 630 students, 48% FRL); Howell L. Watkins Middle School (math 18% / reading 33%, grade F, #512 of 571 statewide, top 90%, 794 students, 76% FRL); Palm Beach Gardens High School (math 19% / reading 40%, grade F, #447 of 667 statewide, top 68%, 2,570 students, 61% FRL).
- Zoned-school proficiency averages 37% at this address vs 50% district-wide (-13 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.5%/yr); 309 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
- At $4,108/mo this rent would consume 52% of the median local household income ($95k/yr) (locally 1429% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($422k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $290k; list at $435k implies a 50% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.48%
- Cash-on-cash
- 0.67%
- DSCR
- 1.03
- GRM
- 8.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.49% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.44×
- Total profit
- $-68,091
- Equity at exit
- $64,860
- IRR
- -8.3%
- Equity multiple
- 0.49×
- Total profit
- $-61,559
- Equity at exit
- $37,611
Cash invested: $121,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33410
- Rents YoY
- 2.5%
- Active inventory
- 309
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $4,108 high interval (Pro) →
- Mortgage (P&I)
- −$2,281
- Tax from tax record
- −$520 /mo · $6,243/yr
- Insurance
- −$181
- HOA
- −$195
- Vacancy / Maint / Mgmt
- −$863
- Net cashflow
- $68
Break-even live
Sensitivity live
| Price | -10% $314 | -5% $191 | +0% $68 | +5% $-55 | +10% $-178 |
|---|---|---|---|---|---|
| Rent | -10% $-257 | -5% $-94 | +0% $68 | +5% $230 | +10% $393 |
| Rate | -1.0pp $287 | -0.5pp $179 | base $68 | +0.5pp $-45 | +1.0pp $-159 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $108,750
- Closing costs
- $13,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1128 Rainwood Cir W Palm Beach Gardens, FL | 3.0 | 2.0 | 1650 | $4,200 | $2.55 | 23d | 1 | 0.31mi |
| 700 Sanctuary Cove Dr West Palm Beach, FL | 1.0–3.0 | 1.0–2.0 | 1120 | $3,153 | $2.82 | 0d | 55 | 0.34mi |
| 732 Pelican Way North Palm Beach, FL | 3.0 | 2.0 | 1728 | $4,950 | $2.86 | 26d | 1 | 0.40mi |
| 2539 Wabash Dr West Palm Beach, FL | 3.0 | 2.5 | 1468 | $5,500 | $3.75 | 26d | 1 | 0.42mi |
| 160 Lost Bridge Dr Palm Beach Gardens, FL | 3.0 | 2.0 | 1826 | $4,500 | $2.46 | 16d | 1 | 0.44mi |
| 10174 Plum St Palm Beach Gardens, FL | 3.0 | 2.0 | 1546 | $3,800 | $2.46 | 26d | 1 | 0.44mi |
| 222 E Tall Oaks Cir Palm Beach Gardens, FL | 3.0 | 2.0 | 1577 | $5,000 | $3.17 | 23d | 1 | 0.63mi |
| 756 Cinnamon Rd North Palm Beach, FL | 4.0 | 2.0 | 1324 | $6,600 | $4.98 | 26d | 1 | 0.64mi |
| 736 Prosperity Farms Rd North Palm Beach, FL | 4.0 | 2.0 | 1556 | $6,950 | $4.47 | 26d | 1 | 0.70mi |
| 712 Tradewind Dr North Palm Beach, FL | 4.0 | 3.0 | 1616 | $6,500 | $4.02 | 26d | 1 | 0.74mi |
| 733 Waterway Dr North Palm Beach, FL | 2.0 | 2.0 | 1590 | $11,500 | $7.23 | 26d | 1 | 0.74mi |
| 370 Golfview Rd North Palm Beach, FL | 2.0 | 2.0 | 1724 | $3,775 | $2.19 | 3d | 2 | 0.77mi |
| 382 Golfview Rd Unit C North Palm Beach, FL | 2.0 | 2.0 | 1513 | $2,950 | $1.95 | 26d | 1 | 0.78mi |
| 708 Westwind Dr North Palm Beach, FL | 3.0 | 2.0 | 1761 | $4,000 | $2.27 | 26d | 1 | 0.82mi |
| 336 Golfview Rd Ph 12 North Palm Beach, FL | 3.0 | 2.0 | 1523 | $4,000 | $2.63 | 26d | 1 | 0.82mi |
| 336 Golfview Rd Ph 12 North Palm Beach, FL | 3.0 | 2.0 | 1523 | $3,900 | $2.56 | 9d | 1 | 0.82mi |
| 336 Golfview Rd Ph 12 North Palm Beach, FL | 3.0 | 2.0 | 1523 | $3,900 | $2.56 | 12d | 1 | 0.82mi |
| 2396 Easy St Unit A Palm Beach Gardens, FL | 2.0 | 1.0 | 948 | $3,500 | $3.69 | 26d | 1 | 0.83mi |
| 10201 Chapman Oak Ct Palm Beach Gardens, FL | 2.0 | 2.0 | 1152 | $4,000 | $3.47 | 26d | 1 | 0.85mi |
| 908 Lighthouse Dr North Palm Beach, FL | 3.0 | 2.0 | 1478 | $4,250 | $2.88 | 26d | 1 | 0.86mi |
| 913 Lighthouse Dr North Palm Beach, FL | 3.0 | 2.5 | 1092 | $5,900 | $5.40 | 26d | 1 | 0.89mi |
| 2750 Rio Vista Blvd Palm Beach Gardens, FL | 1.0–2.0 | 1.0–2.0 | 925 | $2,999 | $3.24 | 4d | 27 | 0.95mi |
| 7102 Geminata Oak Ct Unit 7102 Palm Beach Gardens, FL | 2.0 | 2.0 | 1152 | $3,200 | $2.78 | 9d | 1 | 0.98mi |
| 418 Capistrano Dr Palm Beach Gardens, FL | 3.0 | 2.5 | 1570 | $3,600 | $2.29 | 26d | 1 | 0.98mi |
| 134 Lakeshore Dr Unit T13 North Palm Beach, FL | 2.0 | 2.0 | 1244 | $3,250 | $2.61 | 26d | 1 | 0.98mi |
| 20 Yacht Club Dr #405 North Palm Beach, FL | 2.0 | 2.0 | 1010 | $3,000 | $2.97 | 26d | 1 | 1.00mi |
| 29 Yacht Club Dr #306 North Palm Beach, FL | 2.0 | 2.0 | 1200 | $3,000 | $2.50 | 4d | 1 | 1.00mi |
| 343 Balsam St Palm Beach Gardens, FL | 4.0 | 2.0 | 1414 | $4,000 | $2.83 | 26d | 1 | 1.01mi |
| 379 Garden Blvd Palm Beach Gardens, FL | 4.0 | 2.0 | 1642 | $4,500 | $2.74 | 26d | 1 | 1.01mi |
| 1 Water Club Way North Palm Beach, FL | 3.0–4.0 | 3.0–4.0 | 2154 | $12,500 | $5.80 | 20d | 3 | 1.02mi |
| 337 Balsam St Palm Beach Gardens, FL | 4.0 | 2.0 | 1426 | $5,500 | $3.86 | 20d | 1 | 1.02mi |
| 136 Lakeshore Dr North Palm Beach, FL | 2.0 | 2.0 | 1244 | $4,000 | $3.22 | 5d | 1 | 1.06mi |
| 130 Lakeshore Dr #923 North Palm Beach, FL | 2.0 | 2.0 | 1244 | $3,300 | $2.65 | 26d | 1 | 1.06mi |
| 132 Lakeshore Dr #1118 North Palm Beach, FL | 3.0 | 2.5 | 1498 | $6,450 | $4.31 | 26d | 1 | 1.06mi |
| 2100 PGA Blvd Palm Beach Gardens, FL | 1.0–2.0 | 1.0–2.0 | 983 | $3,118 | $3.17 | 0d | 9 | 1.07mi |
| 123 Lakeshore Dr #445 North Palm Beach, FL | 2.0 | 2.0 | 1715 | $3,950 | $2.30 | 26d | 1 | 1.09mi |
| 124 Lakeshore Dr #4280 North Palm Beach, FL | 2.0 | 2.0 | 1422 | $3,750 | $2.64 | 22d | 1 | 1.09mi |
| 11011 Legacy Dr #306 Palm Beach Gardens, FL | 2.0 | 2.0 | 1403 | $4,350 | $3.10 | 26d | 1 | 1.10mi |
| 126 Lakeshore Dr Unit 927 North Palm Beach, FL | 2.0 | 2.0 | 1422 | $3,250 | $2.29 | 26d | 1 | 1.10mi |
| 60 Yacht Club Dr #405 North Palm Beach, FL | 2.0 | 2.0 | 1423 | $3,100 | $2.18 | 20d | 1 | 1.11mi |
HOA detail
- Monthly dues
- $195 · $2,340/yr
- Likely covers
- internetcable
Listing history 26 events
-
2026-06-13statusdays on market $435,000 Pending 41 DOM
-
2026-06-09days on market $435,000 Active Under Contract 38 DOM
-
2026-06-08days on market $435,000 Active Under Contract 37 DOM
-
2026-06-07statusdays on market $435,000 Active Under Contract 36 DOM
-
2026-06-04days on market $435,000 Active 33 DOM
-
2026-06-03days on market $435,000 Active 32 DOM
-
2026-06-02days on market $435,000 Active 31 DOM
-
2026-06-01days on market $435,000 Active 30 DOM
-
2026-05-31days on market $435,000 Active 29 DOM
-
2026-05-24status Active
-
2026-05-14historical Active Under Contract
-
2026-05-02$435,000 Active
-
2026-04-11historical
-
2026-02-18historical Active Under Contract
-
2026-02-02$435,000 Active
-
2026-01-28historical
-
2020-06-11soldstatus $290,000
-
2020-06-06historical 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-06-05soldstatus $290,000 Closed 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-06-01status Pending 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-05-08historical Contingent 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-03-18status Active 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-03-12historical Contingent 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
-
2020-03-03$299,000 Active 503-char remark
Show marketing remark (503 chars)
NEW on MARKET! RARE OPPORTUNITY to purchase 3 bedroom 2.5 Bath Townhouse with 2 Car ATTACHED Garage. In Town Oaks community in the very heart of Palm Beach Gardens. Original owners, updated Kitchen, and Bathrooms. Large Family Room 18 X 16, roofed screened Porch 40 X 10 on a large corner lot. Extra wide driveway, FULL HURRICANE SHUTTERS, NO PET RESTRICTIONS SIZE or BREED. Low HOA, includes Cable and Internet. One (1) of only Three (3) Townhouse's in the community with TWO (2) car Attached Garages.
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2019-04-16historical
-
2019-04-16$314,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,243 · $520/mo
- Projected year-2 tax
- $6,243 · $520/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $49,301
- − Mortgage interest
- −$24,367
- − Property taxes
- −$6,243
- − Insurance
- −$2,175
- − Repairs & maintenance
- −$3,944
- − Management
- −$3,944
- − HOA
- −$2,340
- − Depreciation
- −$12,655
- Taxable loss
- −$6,367
- Est. tax savings @ 24.0%
- +$1,528
- After-tax cash flow
- $2,343/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
Livability — Palm Beach Gardens
- Score
- 69/100
- State rank
- #464
- US rank
- #8366
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Beach Gardens, FL
- County
- Palm Beach County · 1,438,312 people
- City population
- 96,294
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 36,759
- Household income
- $94,530
- Rent vs Own
- Severe rent burden
- 1429.0
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 15% Two or more races 13% Black 5% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 3%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 17% · Canada, Jamaica, Vietnam
- Languages at home
- 78% English-only · Spanish 13% French/Haitian/Cajun 3% Other Indo-European 2%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -346.12%
- Current HPI
- 375.5381
- Rent YoY
- ▲ 2.49%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+38.1% since first listed17 events — show timeline
- 2026-05-24 Relisted — Beaches MLS
- 2026-05-14 Contingent — Beaches MLS
- 2026-05-02 Listed $435,000 Beaches MLS
- 2026-04-11 Listing Removed — Beaches MLS
- 2026-02-18 Contingent — Beaches MLS
- 2026-02-02 Listed $435,000 Beaches MLS
- 2026-01-28 Coming Soon — Beaches MLS
- 2020-06-11 Sold (Public Records) $290,000 Public Records
- 2020-06-06 Listing Removed — Beaches MLS
- 2020-06-05 Sold (MLS) $290,000 Beaches MLS
- 2020-06-01 Pending — Beaches MLS
- 2020-05-08 Contingent — Beaches MLS
- 2020-03-18 Relisted — Beaches MLS
- 2020-03-12 Contingent — Beaches MLS
- 2020-03-03 Listed $299,000 Beaches MLS
- 2019-04-16 Listed $314,900 Beaches MLS
- 2019-04-16 Listing Removed — Beaches MLS
Property tax history
+9.0%/yrLatest (2025): $6,243 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…